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Opay Vs Owealth: Differences Between Opay And Owealth

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Opay Vs Owealth: Differences Between Opay And Owealth

Opay and Owealth are two of the leading fintech companies in Nigeria, and they are both vying for dominance in the market. But which one is the better choice for you?

In this blog post, we will compare and contrast Opay and Owealth, so you can make an informed decision about which one is right for you.

What is OPay?

OPay is a mobile payment platform that was launched in 2015. it is one of the most famous mobile payment systems in Nigeria, with over forty million customers. OPay allows customers to make payments for goods and services at merchants across Nigeria. It also allows customers to send and receive money from other OPay users, pay their bills, and store online and in-store at participating merchants.

What is OWealth?

OWealth is a savings and investment platform that was launched in 2020. it is a subsidiary of OPay. OWealth permits users to open a financial savings account and earn interest on their deposits. It additionally allows customers to put money into a variety of assets, along with stocks, bonds, and mutual budget.

Both platforms offer a variety of features, but there are also some key differences between them.

Features of OPay

As we all know, OPay offers different features, such as 

  • Payments: OPay allows users to make payments for goods and services at merchants across Nigeria.
  • Transfers: You can send and receive money from other OPay users.
  • Bills: OPay users can pay their bills for utilities, telecom, and other services.
  • Investments: users of this platform can invest in a variety of assets, including stocks, bonds, and mutual funds.
  • Rewards: you can earn rewards for using the platform, such as cashback and airtime.

Features of OWealth

OWealth offers a more limited set of features, but it focuses on savings and investment. OWealth users can:

  • Save money: OWealth users can open a savings account and earn interest on their deposits.
  • Take out loans: OWealth users can apply for loans to finance their needs.
  • Invest money: OWealth users can invest in a variety of assets, such as stocks, bonds, and mutual funds.

Conclusion

OPay and OWealth are both valuable financial services that offer a variety of features. However, they have different strengths and weaknesses. OPay is a more comprehensive platform that offers a wider range of features, while OWealth is a more specialized platform that focuses on savings and investment.

FAQs

What is the difference between OPay and OWealth?

OPay is a mobile payments platform, while OWealth is a savings and investment platform. OPay offers a wider range of features, including payments, transfers, bills, shopping, and investments. OWealth focuses on savings and investment, and it offers a limited set of features compared to OPay.

Which platform is better for me?

The best platform for you depends on your needs. If you are looking for a comprehensive platform with a wide range of features, then OPay is a good option. If you are looking for a platform that focuses on savings and investment, then OWealth is a good option.

What are the fees for OPay and OWealth?

The fees for OPay and OWealth vary depending on the service. For example, OPay charges a fee for sending money to other OPay users, while OWealth charges a fee for withdrawing money from your savings account.

How secure are OPay and OWealth?

OPay and OWealth are both secure platforms. They use industry-standard security measures to protect your data. However, it is important to be aware of the risks of online fraud and to take steps to protect yourself.

I hope this article has been helpful. If you have any other questions, please feel free to ask using the comment section. Thanks for reading. 

EcoBank Transfer Code: EcoBank USSD Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

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EcoBank Transfer Code: EcoBank USSD Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

EcoBank, one of Africa’s leading financial institutions, has embraced modern technology to provide its customers with convenient and secure banking solutions. The EcoBank Transfer Code and EcoBank USSD Code are two innovative services that allow customers to perform various banking transactions right from their mobile phones. In this article, I will explore how these codes work, how to activate them, and the various transactions you can carry out using these services.

How to Activate EcoBank Transfer Code and EcoBank USSD Code

To access the EcoBank Transfer Code and USSD Code services, customers must first activate them on their mobile devices. The activation process is simple and straightforward. To get started, follow this process. 

1. Dial *326# on your registered mobile number.

2. Select the option for “Account Activation.”

3. Enter your EcoBank account number.

4. Create a 4-digit PIN that will serve as your transaction password.

5. Confirm your PIN to complete the activation process.

Read Also: Transfer code for Polaris Bank, Polaris Bank USSD code

EcoBank USSD Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

Once you’ve successfully activated the EcoBank Transfer Code and USSD Code services, you gain access to different banking transactions that can be performed conveniently on your mobile phone. Let’s explore the services offered by each code.

1. Balance Inquiry: Check your account balance instantly without visiting a physical branch.

The Ecobank USSD code for balance inquiry is *326*0#. To check your account balance, simply dial this code on the phone number that is registered with your Ecobank account. You will be prompted to enter your four-digit PIN, and your account balance will be displayed on your phone screen.

2. Fund Transfers: Transfer money between your EcoBank accounts and to other EcoBank accounts seamlessly.

3. Airtime Recharge: Recharge your mobile phone or that of your family and friends in just a few clicks.

4. Bills Payment: Pay utility bills such as electricity, water, and cable TV subscriptions using the EcoBank Transfer Code.

5. Mini Statement: Get a quick summary of your recent transactions on your mobile device.

What’s Eco bank USSD code for Fund transfer

The Ecobank USSD code for fund transfer is *326#.

To transfer money using this code, you will need to enter your Ecobank account PIN and the following information:

  • Recipient’s mobile number
  • Amount of money to transfer
  • Transaction PIN (optional)

Once you have entered this information, you will be prompted to confirm the transaction. If you confirm, the money will be transferred to the recipient’s account.

Advantages of Using EcoBank Transfer Code and EcoBank USSD Code

Like many other traditional banks, the EcoBank Transfer Code and USSD Code offer numerous advantages. They include;

Convenience

These services provide unparalleled convenience, allowing customers to perform banking transactions from anywhere and at any time.

Speed

EcoBank Transfer Code and USSD Code transactions are swift and efficient, saving customers valuable time compared to traditional banking methods. Also, download latest games from Wapdam.ng

Security

EcoBank prioritizes the security of its customers’ financial information. The Transfer Code and USSD Code are encrypted, ensuring that transactions are safe from unauthorized access.

Accessibility

With these codes, even customers in remote areas with limited access to physical bank branches can enjoy banking services on their mobile phones.

Conclusion

In conclusion, the EcoBank Transfer Code and EcoBank USSD Code have changed the way banking is done in Africa. With their ease of use, security, and accessibility, these services have made banking transactions faster and more convenient for EcoBank customers. Whether you need to check your account balance, transfer funds, recharge airtime, or pay bills, the EcoBank Transfer Code and EcoBank USSD Code are your go-to options. Activate these services on your mobile device today and experience a new level of banking convenience. Thanks for reading. 

FAQS

How do I create my Ecobank transfer PIN?

To create your Ecobank transfer PIN, you can follow these steps:

  1. Dial 326# on your phone.
  2. Enter your Ecobank account PIN.
  3. Select the option for “Create PIN”.
  4. Enter your Ecobank account number.
  5. Enter your debit card details.
  6. Create a 4-digit PIN.
  7. Confirm your 4-digit PIN.

Your Ecobank transfer PIN will be created and saved. You will need to use this PIN to authorize any future fund transfers from your Ecobank account.

Transfer Code for Sterling Bank: USSD Code for Sterling Bank For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

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Transfer Code for Sterling Bank: USSD Code for Sterling Bank For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

Hey dear, have you heard of the Sterling bank magic USSD CODE? You might be wondering if that’s true, yes, it’s. It is simply *822#

With just a few taps on your phone, you can transfer money to anyone, anywhere in Nigeria. It’s like having a personal banker in your pocket.

The USSD code is like a portal to the Sterling Bank universe. With it, you can check your balance, pay bills, buy airtime, and even invest in stocks. It’s like having a whole bank at your fingertips.

What is a USSD Code?

Before I go into the Sterling Bank USSD code for transfers, it’s essential to understand what a USSD code is. USSD stands for Unstructured Supplementary Service Data, and it is a technology that allows communication between a mobile device and a service provider’s computer system through a series of interactive menus. USSD codes are easy to use, as they do not require internet access and can be used on any type of mobile phone, making them a popular choice for banking transactions.

Benefits of Using Sterling Bank USSD Code

There are some benefits offered by Sterling Bank’s USSD code, some of them include; 

1. Accessibility: USSD codes are available 24/7, ensuring you can perform transactions at any time, even beyond traditional banking hours.

2. Speed and Convenience: With USSD codes, you can initiate transactions quickly and effortlessly, reducing the time spent on banking tasks.

3. No Internet Required: Unlike mobile banking apps, USSD codes do not rely on internet connectivity, making them accessible to customers without smartphones or data plans.

4. Enhanced Security: Sterling Bank ensures the security of your transactions by implementing various authentication measures for USSD transactions.

How to Register for Sterling Bank USSD Banking

To begin using Sterling Bank’s USSD code for banking services, you need to register your mobile number with the bank. Here’s a simple step-by-step process:

Step 1: Dial *822# on Your Registered Mobile Number

To initiate the registration process, dial *822# on your mobile phone. Make sure you are dialing from the phone number linked to your Sterling Bank account.

Step 2: Select “Register”

Upon dialing *822#, a menu will appear with various options. Choose the “Register” option to proceed with the registration.

Step 3: Enter Your Sterling Bank Account Number

Next, you will be prompted to enter your Sterling Bank account number. Input the correct account number and press “Send” or “OK.”

Step 4: Create a 4-Digit PIN

To secure your USSD transactions, you need to create a 4-digit PIN. Choose a PIN that is easy for you to remember but hard for others to guess.

Step 5: Confirm Your PIN

After creating your PIN, you will be asked to confirm it by re-entering the same 4-digit code.

Step 6: Transaction Successful

Congratulations! Your registration is complete, and you can now start using Sterling Bank’s USSD code for various banking transactions.

How to Transfer Money Using Sterling Bank USSD Code

Transferring money using Sterling Bank’s USSD code is a breeze. Follow these steps:

Step 1: Dial *822# on Your Mobile Phone

To initiate a transfer, dial *822# from your registered mobile number.

Step 2: Select “Transfer”

From the menu options that appear, choose the “Transfer” option.

Step 3: Select Beneficiary’s Bank

Next, select the recipient’s bank from the list of partner banks.

Step 4: Enter the Beneficiary’s Account Number

Input the correct account number of the person you wish to send money to and press “Send” or “OK.”

Step 5: Enter Amount

Enter the amount you want to transfer and confirm the transaction details.

Step 6: Enter Your USSD PIN

To authorize the transaction, enter your 4-digit USSD PIN.

Step 7: Transaction Complete

Once you enter the correct PIN, the transfer will be successfully processed, and you will receive a confirmation message.

Sterling Bank USSD Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

Apart from funds transfer, Sterling Bank’s USSD code allows you to perform various other transactions, including:

Airtime Purchase: Recharge your mobile phone or that of a family member by dialing *822*Amount*Phone Number#.

Account Balance Check: To check your account balance, simply dial *822*6#.

Bill Payments: Pay bills such as electricity, cable TV, and more through the USSD code.

Mini Statement: Obtain a mini statement of your recent transactions by dialing *822*5#.

Conclusion

In conclusion, The Sterling Bank Transfer Code is like a magic Rod that can instantly transfer money from one account to another. With just a few taps on your phone, you can send money to your friends, family, or business partners, no matter where they are in the world.

So next time you need to transfer money, don’t reach for your checkbook or drive to the bank. Just dial *822# and let the magic of the Sterling Bank Transfer Code work its wonders.

FAQS

What is the USSD code for Sterling bank transfer?

The USSD code for Sterling bank transfer is *822#. You can use this code to transfer money to any Sterling Bank account or to any other bank account in Nigeria. To transfer money, simply dial *822#, followed by the amount you want to transfer, the recipient’s account number, and your transaction PIN. For example, to transfer ₦7,000 to the account number 1122587665550, you would dial *822*7000*1122587665550#.

Why is Sterling bank USSD code not working?

There are a few reasons why your Sterling Bank USSD code might not be working. Here are some of the most common reasons:

You are not registered for the USSD service. If you are not registered for the USSD service, you will not be able to use the USSD code to access any of the Sterling Bank’s USSD services. You can register for the USSD service by dialing 8221*Account Number#.

Your transaction PIN is incorrect. If you enter your transaction PIN incorrectly, you will not be able to complete the transaction. Make sure that you enter your PIN correctly.

Your phone network is down. If your phone network is down, you will not be able to access the USSD service. Check your phone network to make sure that it is working properly.

There is a problem with the Sterling Bank’s USSD system. If there is a problem with the Sterling Bank’s USSD system, you will not be able to use the USSD code. You can check the Sterling Bank’s website or social media pages to see if there is any information about a problem with the USSD system.

How do I check my Sterling bank account balance with USSD code?

To check your Sterling bank account balance with USSD code, you can follow these steps:

  • Dial *822# on your phone.
  • Select 6 from the list of options.
  • Enter the last 4 digits of your Mastercard number or your USSD banking PIN.
  • Press # to confirm.
  • You will receive a message with your account balance.

How can I use Sterling bank on Whatsapp?

You can use Sterling Bank on WhatsApp by chatting with Kiki, the bank’s chatbot. Kiki can help you with a variety of banking tasks, including:

  • Checking your account balance
  • Transferring money
  • Paying bills
  • Opening a new account
  • Resolving disputes
  • Getting help with other banking services
  • To chat with Kiki, simply save the number 0906 000 6449 to your phone’s contacts and start a chat. You can also access Kiki through the Sterling Bank website or the OneBank app.

Transfer code for Polaris Bank: Polaris Bank USSD Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

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Transfer code for Polaris Bank: Polaris Bank USSD Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

Are you tired of standing in long queues at the bank or navigating through complicated online banking processes just to transfer money? Polaris Bank has got you covered! With the Polaris Bank transfer code (USSD code), you can easily transfer money and perform various banking transactions right from your mobile phone, anytime, and anywhere.

Before that, what is Polaris bank? 

Polaris Bank, one of Nigeria’s leading financial institutions, understands the importance of providing efficient and convenient banking services to its customers. The introduction of the Polaris Bank transfer code (USSD code) is a game-changer, allowing customers to access banking services on the go without the need for an internet connection.

In today’s article, I will walk you through the process of using the Polaris Bank transfer code to perform various transactions, including money transfers, airtime purchases, and bill payments. Get ready to experience seamless banking with Polaris Bank!

What is the Polaris Bank Transfer Code?

The Polaris Bank transfer code is a USSD (Unstructured Supplementary Service Data) code that allows Polaris Bank customers to conduct banking transactions using their mobile phones. The code is designed to provide a simple, fast, and secure method for customers to access their accounts and perform various financial transactions.

How to Register for Polaris Bank USSD Banking

Before you can start using the Polaris Bank transfer code, you need to register for USSD banking. The registration process is straightforward and can be done in a few simple steps:

Step 1: Dial the USSD Code

To begin the registration process, dial *833# on the mobile number linked to your Polaris Bank account.

Step 2: Select “Register”

After dialing the USSD code, you will receive a menu with various options. Reply with the number corresponding to “Register” to initiate the registration process.

Step 3: Enter Your Account Number

Next, you will be prompted to enter your Polaris Bank account number. Type in your account number and ensure it is accurate.

Step 4: Create a USSD PIN

Create a unique 4 to 6-digit USSD PIN that will serve as your security code for USSD transactions. Make sure to choose a PIN that is easy for you to remember but difficult for others to guess.

Step 5: Complete Registration

Once you have successfully created your USSD PIN, your registration process is complete! You can now start using the Polaris Bank transfer code to perform various banking transactions.

How to Transfer Money with Polaris Bank Transfer USSD Code

Transferring money to family, friends, or business associates has never been easier. The Polaris Bank transfer code allows you to send money swiftly and securely. Follow these steps to make a seamless money transfer:

Step 1: Dial the USSD Code

To initiate a money transfer, dial *833# on your mobile phone.

Step 2: Select “Transfer”

From the options provided, select “Transfer” to proceed with the money transfer transaction.

Step 3: Select Beneficiary’s Bank

Choose the recipient’s bank from the list of partner banks provided by Polaris Bank.

Step 4: Enter Beneficiary’s Account Number

Enter the correct account number of the person you wish to send money to.

Step 5: Confirm Beneficiary’s Name

Once you enter the account number, the beneficiary’s name will be displayed on the screen. Double-check to ensure the name matches the intended recipient.

Step 6: Enter Transfer Amount

Input the amount you want to transfer to the beneficiary’s account.

Step 7: Confirm the Transaction

Review the transaction details displayed on the screen, including the recipient’s name, bank, and transfer amount. If everything is accurate, proceed to confirm the transaction.

Step 8: Enter USSD PIN

To authorize the money transfer, enter your unique USSD PIN.

Step 9: Transaction Success

Congratulations! You have successfully transferred money using the Polaris Bank transfer code. You will receive a notification confirming the success of the transaction.

Polaris Bank Transfer Code For Transfers, Check Account Balance, Purchase Airtime and Data, Borrow Loans

Apart from money transfers, the Polaris Bank transfer code allows you to carry out various other banking transactions. Some of the transactions you can perform include:

Airtime Purchase

With the Polaris Bank transfer code, you can easily recharge airtime for yourself and others. Dial *833*Amount# to top up your phone or *833*Amount*Recipient’s Number# to recharge for someone else.

Balance Enquiry

Need to check your account balance? Dial *833*6# to get your account balance instantly.

Bill Payments

You can conveniently pay bills such as electricity, cable TV, and internet subscriptions using the Polaris Bank transfer code. Dial *833*2# to access the bill payment menu and follow the on-screen prompts to complete the transaction.

Mini Statement

To get a mini statement of your recent transactions, dial *833*7# and follow the instructions provided.

**Conclusion**

In conclusion, the Polaris Bank USSD code is like a magic rod that can make your banking needs disappear. With just a few simple commands, you can check your balance, pay bills, and even transfer money to other banks. It’s like having a superpower that allows you to control your finances with ease.

So what are you waiting for? Move to action today.  Thanks for reading to this end. You’ll be glad you did.

FAQS 

How do I reactivate my Polaris USSD code?

There are two ways to reactivate your Polaris USSD code, they include;

Via USSD:

  • Dial *833# on your phone.
  • Select 1 from the list of options.
  • Enter your Polaris bank account number.
  • Enter your transaction PIN.
  • Press # to confirm.

Via the Polaris Bank website

  • Go to the Polaris Bank website.
  • Click on the “USSD” tab.
  • Enter your Polaris bank account number.
  • Enter your transaction PIN.
  • Click on the “Reactivate USSD” button.

How do I transfer on VULTe?

To transfer money on VULTe, you can follow these steps:

  • Open the VULTe app.
  • Tap on the “Transfer” tab.
  • Enter the recipient’s account number.
  • Enter the amount you want to transfer.
  • Enter your VULTe PIN.
  • Tap on the “Transfer” button.

You will receive a confirmation message once the transfer is successful.

How do I reset my Polaris USSD transfer PIN?

To reset your Polaris USSD transfer PIN, you can follow these steps:

  • Dial *833# on your phone.
  • Select 9 from the list of options.
  • Enter your Polaris bank account number.
  • Enter your current PIN.
  • Enter your new PIN.
  • Enter your new PIN again to confirm.
  • Press # to confirm.

Your Polaris USSD transfer PIN will be reset within a few minutes.

How to Borrow Money From Opay App Without BVN and Collateral: A Step-by-Step Guide

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How to Borrow Money From Opay App Without BVN and Collateral: A Step-by-Step Guide
How to borrow money from Opay

Good day! Do you want to borrow money quickly and easily? If you’re nodding your head right now, I am pleased to inform you that you are in the right place. I’m going to walk you through the process of borrowing money through the Opay app in this blog article in just a few easy steps. Let’s get started.

In Nigeria, Opay is a well-known mobile payment app that provides different financial services, including loans. You can utilize the Opay loan, which has a short period, to pay for unforeseen needs like school fees, sort out some other domestic needs, or pay off debt. You can obtain loan approval in a matter of minutes after completing the quick and simple application process.

Before we go into the steps of borrowing money from Opay App, it’s important to understand the various loan options they offer. These loans include; 

1. Opay Quick Loan: This loan option allows users to borrow money instantly, without any collateral or paperwork. The loan amount ranges from ₦1,500 to ₦500,000, with a repayment period of up to 60 days.

2. Opay OKash Loan: OKash is a micro-lending platform integrated into the Opay App. It provides small loans to individuals with flexible repayment options. OKash loan amounts range from ₦10,000 to ₦50,000, with interest rates varying based on the repayment period.

How to Borrow Money From Opay App Without BVN and Collateral

https://youtu.be/M45C_7-gOaQ

Now that we have a basic understanding of Opay’s loan offerings, let’s explore the step-by-step process of borrowing money from Opay App easily.

Step 1: Download and Install Opay App

To begin, ensure that you have the Opay App installed on your mobile device. Visit the official app store of your device’s operating system (Android or iOS) and search for “Opay.” Download and install the app.

Step 2: Account Registration

Open the Opay App and proceed to register for an account. Provide the required details, including your full name, phone number, email address, and any additional information requested. Follow the prompts to verify your account through the verification code sent to your registered phone number.

Step 3: KYC (Know Your Customer) Verification

To access loan services on Opay App, complete the KYC verification process. This involves providing additional information, such as your date of birth, address, and valid identification documents. Follow the instructions in the app to submit the necessary documents for verification.

Step 4: Loan Application

Once your account is verified, log in to the Opay App. Locate the loan section within the app, which may be labeled as “Loans” or “Borrow Money.” Select the loan product that suits your needs, such as Opay Quick Loan or Opay OKash Loan.

Step 5: Loan Amount and Repayment Term Selection

Choose the desired loan amount and repayment term within the limits specified for the selected loan product. Ensure that you carefully review the interest rates and associated fees before proceeding.

Step 6: Application Submission and Approval

Provide any additional information required for the loan application, such as your employment details or source of income. Double-check the provided information for accuracy and submit your loan application.

Step 7: Disbursement of Funds

Once your loan application is approved, the funds will be disbursed directly into your Opay wallet or linked bank account. You can access the borrowed money immediately and utilize it for your financial needs.

Conclusion

Borrowing money from Opay app is like a breath of fresh air. It’s quick, easy, and convenient. Just like a cool breeze on a hot day, Opay loans can provide you with the financial relief you need when you need it most.

But be careful not to take too much air in. Just like too much oxygen can be dangerous, taking out too large of a loan can be overwhelming, funny right? Make sure you only borrow what you need and can afford to repay.

FAQS

What is the USSD code to borrow money from Opay?

The USSD code to borrow money from Opay is *955#.

Can you borrow money in Opay for the first time?

Yes, you can borrow money in Opay for the first time. The maximum amount you can borrow for your first loan is 50,000 Naira. The interest rate for first-time loans is 1% per day. You will have to repay your loan within 7 days.

How do I qualify for a loan on Opay?

To qualify for a loan on Opay, you will need to meet the following requirements:

  1. Be a Nigerian resident.
  2. Be between the ages of 20 and 55 years old.
  3. Have a valid ID card.
  4. Have a BVN number.
  5. Have a source of monthly income.
  6. Have a good credit history.

What is the difference between Okash and Opay?

Okash and Opay are two different companies, even though they are both owned by Opera Group. Okash is a microfinance bank that offers short-term loans to Nigerians, while Opay is a mobile money platform that offers a variety of financial services, including payments, transfers, and loans.

How can I get free money on OPay?

There are many ways to get free money on OPay. Some of them include;

Referral bonus: You can get a referral bonus by inviting your friends and family to sign up for OPay. Once they sign up and make a qualifying transaction, you will both receive a bonus.

Sign-up bonus: OPay sometimes offers sign-up bonuses to new users. These bonuses can vary in amount, but they are usually a small amount of money.

Loyalty rewards: OPay offers a loyalty rewards program that allows you to earn points for every transaction you make. These points can be redeemed for free money or other rewards. It’s called cash back 

Kuda vs. Opay: Which Is Better?

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Kuda vs. Opay: Which Is Better?

You may ask which app is the best between Kuda and Opay?. Both banks offer a wide range of services, including bank accounts, debit cards, loans, and savings. But which one is the best?

The answer is not so simple

Both Kuda and Opay have their own strengths and weaknesses. Kuda is known for its sleek user interface and its focus on customer service. Opay, on the other hand, has a wider network of merchants and offers more investment options.

In this article, I will give you all the details you need. Take your time to read to the end. Let’s get started. 

What Is Kuda?

Kuda, also known as Kuda Microfinance Bank, is a digital-only bank operating in Nigeria. It aims to revolutionize the banking experience by offering a comprehensive suite of services through its mobile app. Kuda’s key features include easy account opening, money transfers, bill payments, savings, and budgeting tools. As a licensed Microfinance Bank by the Central Bank of Nigeria, Kuda assures its users of secure and regulated financial services.

What Is Opay?

Opay, on the other hand, is a multi-service platform that extends beyond just banking. Originating from the Opera Group, the company behind the popular Opera Mini browser, Opay expanded its services to include mobile payments, food delivery, and more. 

In Nigeria, Opay’s mobile money platform has gained significant traction due to its seamless integration with the Opera Mini browser and other popular applications.

Similarities between Kuda and Opay

Both Kuda and Opay share some common features that have contributed to their widespread popularity among Nigerian users.

Mobile-First Approach

Both Kuda and Opay are exclusively app-based platforms, catering to the growing preference of Nigerians for mobile banking and digital services. By providing a seamless user experience through their mobile apps, they have effectively tapped into the smartphone-driven market.

Money Transfer Services

One of the primary attractions of both platforms is their easy and swift money transfer capabilities. Whether it’s sending money to friends, family, or businesses, Kuda and Opay have simplified the process, reducing the reliance on traditional banking channels.

Bill Payments

Kuda and Opay also offer bill payment services, allowing users to settle utility bills, such as electricity, water, and cable TV, without the need to visit physical payment centers.

Pros and Cons of Kuda

Pros

1. Zero Account Maintenance Fees

Kuda takes pride in offering zero account maintenance fees to its users. This approach has attracted many customers looking for a cost-effective banking solution.

2. Free Debit Card

Kuda provides its users with a free debit card, easing access to their funds through ATMs and facilitating cashless transactions.

3. Budgeting and Savings Tools

With Kuda’s budgeting and savings tools, users can better manage their finances, set savings goals, and gain insights into their spending patterns.

Cons

1. Limited Customer Support

One of the drawbacks of Kuda is the limited availability of customer support channels, which may lead to delays in resolving issues for some users.

2. Restricted Transaction Types

Compared to traditional banks, Kuda might have some limitations in terms of transaction types, which could be a concern for businesses with complex financial needs.

Pros and Cons of Opay

Pros

1. Multi-Service Platform

Opay’s strength lies in its diverse array of services, such as mobile payments, ride-hailing, food delivery, and more, making it a one-stop-shop for many daily needs.

2. Cashback and Discounts

Opay often offers attractive cashback and discounts on transactions, enticing users to continue using their platform.

Cons

1. Transaction Fees

Some users have expressed concerns about transaction fees, as certain services may incur additional charges, impacting the overall cost-effectiveness.

2. Complex Interface

Opay’s multifaceted platform might lead to a slightly complex user interface, potentially causing confusion for some users, especially those new to digital platforms.

https://youtu.be/96HewBgl5uY

Conclusion

So, which one should you choose?

That depends on your individual needs and preferences. If you’re looking for a bank that’s easy to use and has great customer service, then Kuda is a good choice. If you need a bank with a wider network of merchants and more investment options, then Opay is a better option. But the real winner is you

No matter which bank you choose, you’re sure to get a great experience. Both Kuda and Opay are leading fintech companies that are committed to providing their customers with the best possible service.

So, what are you waiting for?

Sign up for a Kuda or Opay account today and start enjoying the benefits of digital banking! Thanks for reading to the end. 

FAQS

Can Kuda be trusted?

Yes, Kuda can be trusted. It is a fully licensed and regulated digital bank in Nigeria, and it is insured by the Nigerian Deposit Insurance Corporation (NDIC). 

Is PalmPay better than Kuda?

PalmPay and Kuda are both popular digital banks in Nigeria, and they offer a variety of similar features. However, there are some key differences between the two banks.

How much is Kuda limit?

The Kuda limit refers to the maximum amount of money you can send, receive, or withdraw from your Kuda account. The limit depends on your account tier, which is determined by the level of verification you have completed.

Opay vs M-Pesa: Which is the Best Mobile Payment Platform?

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Opay vs M-Pesa: Which is the Best Mobile Payment Platform?

In the world of mobile payments technology, there are two titans that stand head and shoulders above the rest: Opay and M-Pesa. Both platforms have revolutionized the way people in Africa make and receive payments, and they are constantly vying for market dominance.

So, which platform is the best? This article aims to provide a comprehensive comparison of Opay and M-Pesa, analyzing their features, benefits, and drawbacks, to help users make an informed choice between the two platforms.

What is Opay?

Opay, a prominent mobile payment platform, that was launched in 2018 by Opera Software. It is a mobile payment and financial services platform that operates in Nigeria, Egypt, Pakistan, and Mexico.With a user-friendly interface and a wide range of financial services, Opay has collected a considerable user base.

What is M-Pesa?

M-Pesa, a pioneering mobile payment platform, was introduced by Safaricom, Kenya’s leading telecommunications provider, in 2007. Since then, it has become a game-changer in the financial services industry. M-Pesa’s success in Kenya led to its expansion to other countries across Africa and beyond.

Opay Features and Services

Opay offers a different set of features and services to its users, some of these features include:

1. Mobile Money Transfer: Opay enables users to send and receive money within seconds, making it convenient for everyday transactions and remittances.

2. Bill Payments: Users can pay their utility bills, such as electricity, water, and internet, through the Opay platform, streamlining bill management.

3. Airtime Purchase: Top-up your mobile phone with airtime directly through the Opay app, eliminating the need for physical vouchers.

4. Savings and Investments: Opay provides users with access to savings accounts and investment opportunities, promoting financial inclusion.

M-Pesa Features and Services

M-Pesa like many other Fintech platforms offer diverse features as well. They include;

1. Person-to-Person (P2P) Transfers: M-Pesa facilitates quick and secure P2P transfers, enabling users to send money to friends and family across different regions.

2. Lipa Na M-Pesa: This feature allows users to pay for goods and services at participating merchants using their M-Pesa balance or linked bank account.

3. M-Shwari Savings: M-Pesa’s M-Shwari service provides users with a micro-savings platform, encouraging a savings culture among individuals.

4. International Money Transfers: M-Pesa enables international remittances, allowing users to receive money from abroad directly into their M-Pesa accounts.

5. Business Payments: M-Pesa provides solutions for businesses to pay salaries, suppliers, and manage transactions efficiently.

Opay User Experience and Accessibility

Opay boasts a user-friendly interface, making it easy for both seasoned tech and novice users to navigate the app seamlessly. The platform is available on both Android and iOS devices, catering to a wide user base. Opay’s intuitive design enhances accessibility, ensuring that users can conduct transactions swiftly.

M-Pesa User Experience and Accessibility

M-Pesa’s user experience has evolved significantly since its inception. The platform now offers a user-friendly app and USSD-based services, making it accessible to users with basic feature phones. M-Pesa’s extensive agent network across various regions further enhances its accessibility, allowing users to deposit or withdraw cash easily.

Opay Security and Privacy

Opay places a strong emphasis on user security and privacy. The platform deploys advanced encryption techniques to safeguard user data and financial transactions. Additionally, Opay complies with regulatory requirements to protect user information from unauthorized access.

M-Pesa Security and Privacy

M-Pesa takes security and privacy seriously to maintain the trust of its users. With cutting-edge security protocols, M-Pesa ensures that financial transactions are encrypted and protected from potential threats. Moreover, M-Pesa adheres to strict privacy policies to safeguard user data.

Opay

  • Mobile money transfer: NGN 1.00 for transfers within the same network, and NGN 2.00 for transfers to other networks.
  • Bill payment: NGN 10.00 for bills up to NGN 1,000, and NGN 20.00 for bills above NGN 1,000.
  • Airtime top-up: NGN 1.00 for airtime up to NGN 1,000, and NGN 2.00 for airtime above NGN 1,000.
  • Merchant payments: NGN 2.00 per transaction.

M-Pesa

  • Mobile money transfer: Ksh 1.00 for transfers within the same network, and Ksh 2.00 for transfers to other networks.
  • Bill payment: Ksh 10.00 for bills up to Ksh 1,000, and Ksh 20.00 for bills above Ksh 1,000.
  • Airtime top-up: Ksh 1.00 for airtime up to Ksh 1,000, and Ksh 2.00 for airtime above Ksh 1,000.
  • Merchant payments: Ksh 2.00 per transaction.

Opay Customer Support

Opay offers customer support through various channels, including email, phone, and in-app chat. Users can reach out to the support team to resolve any issues or seek clarification regarding transactions.

M-Pesa Customer Support

M-Pesa provides comprehensive customer support through its call center and customer care agents available at M-Pesa outlets. Users can receive assistance regarding their M-Pesa accounts and transactions.

Conclusion

So, which platform is the best?

That’s a tough question to answer, as both Opay and M-Pesa have their own strengths and weaknesses. Opay is newer and more innovative, while M-Pesa has a longer track record and a larger user base.

Opay is like a young lion, full of energy and ambition. It’s constantly expanding its reach and adding new features. For example, Opay recently launched a merchant payment service that allows businesses to accept payments from customers without a physical POS terminal. This is a major innovation that could have a big impact on the way businesses in Africa operate.

M-Pesa, on the other hand, is like a wise old elephant. It’s been around for a long time and knows the African market inside and out. M-Pesa has a vast network of agents and merchants, and it’s trusted by millions of users.

So, which platform should you choose?

It depends on your needs. If you’re looking for a platform that’s constantly innovating and adding new features, then Opay is a good choice. But if you’re looking for a platform that’s reliable and has a large user base, then M-Pesa is a better option.

Lastly, the best way to decide is to try both platforms and see which one you prefer.

FAQS

Which country owns OPay?

OPay is owned by Opera Software, a Norwegian company. However, the company is headquartered in Lagos, Nigeria, and it operates in Nigeria, Egypt, Pakistan, and Mexico.

What is the full meaning of OPay?

The full meaning of OPAY is Official Payments Corporation. 

Is OPay approved by CBN?

Yes, OPay is approved by the Central Bank of Nigeria (CBN). In 2019, the CBN granted OPay a license to operate as a Payment Service Provider (PSP).

How old is OPay in Nigeria?

OPay was launched in Nigeria in August 2018. So, OPay is 5 years old in Nigeria.

Opay vs. Moniepoint: Which is the Better?

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Opay vs. Moniepoint: Which is the Better?

Opay and Moniepoint are two of the leading fintechs in Nigeria, and they’re both vying for the title of best POS platform.

Like two heavyweight boxers in the ring, they’re both packing a punch. Opay has the larger network, while Moniepoint has the edge in customer service. Opay is more user-friendly, while Moniepoint offers a wider range of features. In this article, I will walk you through into the features, benefits, and drawbacks of Opay and Moniepoint, aiming to help you decide which one suits your preferences and requirements best, Opay Vs Moniepoint. Let’s get started

https://youtu.be/FoZ7khLNmMU
Opay Vs MoniePoint

Introduction to Opay

Opay is a leading mobile money and payment service provider that has gained considerable popularity in Nigeria. Developed by Opera Software AS, Opay aims to simplify financial transactions and improve financial inclusion across the country. It offers a wide range of services, including peer-to-peer transfers, bill payments, airtime purchases, and more.

Key Features of Opay

Opay comes with an array of impressive features that make it stand out in the highly competitive market. Some of its notable features include:

1. User-Friendly Interface

Opay boasts a simple and intuitive user interface, making it easy for both tech-savvy individuals and those new to digital payments to navigate the platform effortlessly.

2. Diverse Payment Options

The platform supports various payment options, allowing users to conduct transactions using their bank accounts, debit cards, or the Opay wallet, providing flexibility and convenience.

3. Bill Payments and Utilities

Opay enables users to pay bills, such as electricity, internet, TV subscriptions, and more, all within the app, saving time and effort.

4. Exclusive Deals and Discounts

Opay frequently partners with merchants to offer exclusive deals and discounts to its users, making it an attractive option for cost-conscious consumers.

Drawbacks of Opay

Despite its numerous advantages, it has some drawbacks that users should be aware of:

1. Limited Network Coverage

Opay’s services are not available in all regions of Nigeria, which may hinder its accessibility for users in certain areas.

2. Customer Support

Some users have reported issues with Opay’s customer support, experiencing delays in resolving complaints and inquiries.

3: Charges

Opay now introduces charges for any transaction of at least 10 Naira. This is a latest development and a drawback. 

Introduction to Moniepoint

Moniepoint, a product of TeamApt Limited, is another prominent player in Nigeria’s digital payment ecosystem. It is a mobile point-of-sale (POS) solution that allows individuals and businesses to accept payments seamlessly.

Key Features of Moniepoint

Moniepoint offers a comprehensive set of features that cater to merchants and individuals alike. Some of its key features include:

1. Extensive Reach

Moniepoint has a vast network of agents and merchants across Nigeria, making it easily accessible to users in various locations.

2. Agent Services

Moniepoint agents provide cash withdrawal and deposit services, making it convenient for individuals who prefer traditional cash transactions.

3. Transaction History and Analytics

Merchants using Moniepoint POS can access detailed transaction history and analytics at any time. 

4. Security

Moniepoint employs robust security measures to protect users’ financial data and ensure safe transactions.

Drawbacks of Moniepoint

While Moniepoint has established itself as a reliable payment solution, there are some areas that may need improvement:

1. Limited Services for Individuals*

Moniepoint primarily caters to businesses, and some users may find that certain individual payment services are not as comprehensive compared to other platforms. What I meant is that it’s only meant for business owners, not for individuals. 

2. Potential Technical Glitches

Like any digital platform, Moniepoint is not immune to technical issues, which can occasionally disrupt the payment process.

Opay vs. Moniepoint: which is one is the best?

Now that we have explored the key features and drawbacks of both Opay and Moniepoint, let’s compare them side by side.

1. User Base and Network Coverage

Opay and Moniepoint have garnered substantial user bases, but Opay’s services may not be available in all regions, potentially limiting its reach. Moniepoint’s extensive network of agents ensures broader coverage across the country.

2. Payment Options and Services

Opay offers a broader range of payment options, including its wallet feature, while Moniepoint is primarily focused on providing POS services to businesses. If you require a variety of payment services, Opay is more suitable choice.

3. Customer Support

Opay has faced criticism regarding its customer support, while Moniepoint has generally received positive feedback in this regard. If efficient customer service is a priority, Moniepoint may have an edge.

4. Security

Both Opay and Moniepoint prioritize security, implementing robust measures to protect user data. However, users should exercise caution and follow recommended security practices to ensure their accounts remain safe.

Conclusion

In conclusion, Opay is the more established of the two, with a larger network of agents and a wider range of features. Moniepoint, on the other hand, is newer but has been gaining ground quickly. It offers some unique features that Opay does not, such as the ability to send and receive money internationally.

So, which one is the best? It depends on your needs. If you’re looking for a platform with a wide range of features and a large network of agents, then Opay is a good choice. If you’re looking for a platform with unique features and a more international focus, then Moniepoint is a good choice.

FAQS

Opay vs. Moniepoint: Which is the Best?

Opay and Moniepoint are two of the leading fintechs in Nigeria, and they’re both vying for the title of best POS platform.

Like two heavyweight boxers in the ring, they’re both packing a punch. Opay has the larger network, while Moniepoint has the edge in customer service. Opay is more user-friendly, while Moniepoint offers a wider range of features. In this article, I will walk you through into the features, benefits, and drawbacks of Opay and Moniepoint, aiming to help you decide which one suits your preferences and requirements best, Opay Vs Moniepoint. Let’s get started

https://youtu.be/FoZ7khLNmMU

Introduction to Opay

Opay is a leading mobile money and payment service provider that has gained considerable popularity in Nigeria. Developed by Opera Software AS, Opay aims to simplify financial transactions and improve financial inclusion across the country. It offers a wide range of services, including peer-to-peer transfers, bill payments, airtime purchases, and more.

Key Features of Opay

Opay comes with an array of impressive features that make it stand out in the highly competitive market. Some of its notable features include:

1. User-Friendly Interface

Opay boasts a simple and intuitive user interface, making it easy for both tech-savvy individuals and those new to digital payments to navigate the platform effortlessly.

2. Diverse Payment Options

The platform supports various payment options, allowing users to conduct transactions using their bank accounts, debit cards, or the Opay wallet, providing flexibility and convenience.

3. Bill Payments and Utilities

Opay enables users to pay bills, such as electricity, internet, TV subscriptions, and more, all within the app, saving time and effort.

4. Exclusive Deals and Discounts

Opay frequently partners with merchants to offer exclusive deals and discounts to its users, making it an attractive option for cost-conscious consumers.

Drawbacks of Opay

Despite its numerous advantages, it has some drawbacks that users should be aware of:

1. Limited Network Coverage

Opay’s services are not available in all regions of Nigeria, which may hinder its accessibility for users in certain areas.

2. Customer Support

Some users have reported issues with Opay’s customer support, experiencing delays in resolving complaints and inquiries.

3: Charges

Opay now introduces charges for any transaction of at least 10 Naira. This is a latest development and a drawback. 

Introduction to Moniepoint

Moniepoint, a product of TeamApt Limited, is another prominent player in Nigeria’s digital payment ecosystem. It is a mobile point-of-sale (POS) solution that allows individuals and businesses to accept payments seamlessly.

Key Features of Moniepoint

Moniepoint offers a comprehensive set of features that cater to merchants and individuals alike. Some of its key features include:

1. Extensive Reach

Moniepoint has a vast network of agents and merchants across Nigeria, making it easily accessible to users in various locations.

2. Agent Services

Moniepoint agents provide cash withdrawal and deposit services, making it convenient for individuals who prefer traditional cash transactions.

3. Transaction History and Analytics

Merchants using Moniepoint POS can access detailed transaction history and analytics at any time. 

4. Security

Moniepoint employs robust security measures to protect users’ financial data and ensure safe transactions.

Drawbacks of Moniepoint

While Moniepoint has established itself as a reliable payment solution, there are some areas that may need improvement:

1. Limited Services for Individuals*

Moniepoint primarily caters to businesses, and some users may find that certain individual payment services are not as comprehensive compared to other platforms. What I meant is that it’s only meant for business owners, not for individuals. 

2. Potential Technical Glitches

Like any digital platform, Moniepoint is not immune to technical issues, which can occasionally disrupt the payment process.

Opay vs. Moniepoint: which is one is the best?

Now that we have explored the key features and drawbacks of both Opay and Moniepoint, let’s compare them side by side.

1. User Base and Network Coverage

Opay and Moniepoint have garnered substantial user bases, but Opay’s services may not be available in all regions, potentially limiting its reach. Moniepoint’s extensive network of agents ensures broader coverage across the country.

2. Payment Options and Services

Opay offers a broader range of payment options, including its wallet feature, while Moniepoint is primarily focused on providing POS services to businesses. If you require a variety of payment services, Opay is more suitable choice.

3. Customer Support

Opay has faced criticism regarding its customer support, while Moniepoint has generally received positive feedback in this regard. If efficient customer service is a priority, Moniepoint may have an edge.

4. Security

Both Opay and Moniepoint prioritize security, implementing robust measures to protect user data. However, users should exercise caution and follow recommended security practices to ensure their accounts remain safe.

Conclusion

In conclusion, Opay is the more established of the two, with a larger network of agents and a wider range of features. Moniepoint, on the other hand, is newer but has been gaining ground quickly. It offers some unique features that Opay does not, such as the ability to send and receive money internationally.

So, which one is the best? It depends on your needs. If you’re looking for a platform with a wide range of features and a large network of agents, then Opay is a good choice. If you’re looking for a platform with unique features and a more international focus, then Moniepoint is a good choice.

FAQS

What is the difference between Opay and Moniepoint?

Opay and Moniepoint charge similar fees for their services. Both platforms charge a 0.5% transaction fee, capped at ₦100.

Is Moniepoint a good bank?

Yes, Moniepoint is a good bank for businesses and individuals who are looking for a convenient, affordable, and reliable way to access financial services.

Which app is better than OPay?

PalmPay: PalmPay is another popular mobile payment app in Nigeria. It offers a similar range of features to OPay, including the ability to send and receive money, buy airtime and data, and pay bills. PalmPay also offers a number of exclusive features, such as the ability to earn rewards for using the app.

Paga: Paga is a well-established mobile payment app in Nigeria. It offers a wide range of features, including the ability to send and receive money, buy airtime and data, pay bills, and access loans. Paga also has a strong reputation for customer service.

How to Become a Moniepoint Aggregator and Moniepoint Agent

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How to Become a Moniepoint Aggregator and Moniepoint Agent

Do you want to be your own boss? Do you want to be financially free? in that case, then becoming a Moniepoint aggregator or agent will be the correct possibility for you.

How to Become a Moniepoint Aggregator and Agent

Moniepoint is a main payments platform in Nigeria, and they offer different services that can help you develop your business and attain new clients. As an aggregator or agent, you will be able to offer extensive different financial services to your customers. Tall and short, in this article, I will show you how to become a

What is a Moniepoint Aggregator?

As a Moniepoint aggregator, you act as an intermediary between customers and Moniepoint’s financial services. You are responsible for acquiring and managing a network of Moniepoint agents who will facilitate transactions on behalf of customers. Aggregators play a vital role in expanding Moniepoint’s reach, as they bring on board agents from different locations, increasing accessibility to financial services.

Who is a Moniepoint Agent?

Moniepoint agents are the frontline representatives of the platform. They serve as direct points of contact for customers, assisting them with various financial transactions, such as cash withdrawals, fund transfers, bill payments, and more. Agents are equipped with the necessary tools, including a mobile device and a Moniepoint terminal, to provide these services seamlessly.

Requirements for Becoming a Moniepoint Aggregator and Agent

To become a Moniepoint aggregator and agent, certain prerequisites must be met:

Meet the Eligibility Criteria

The eligibility criteria may vary, but generally, the following requirements are essential:

1 Personal Identification Documents

You must possess valid identification documents, such as a national ID card, international passport, or driver’s license. These documents verify your identity and ensure compliance with regulatory standards.

Business Registration (For Aggregators)

As an aggregator, you will need to register your business with the appropriate government authorities. This process ensures legitimacy and enables Moniepoint to establish a formal partnership with your entity.

Training and Certification

Both aggregators and agents undergo training to understand Moniepoint’s services, technology, and operational processes. This training equips you with the necessary skills to perform your role efficiently.

Steps to Become a Moniepoint Aggregator and Agent

Now that you meet the requirements let’s explore the step-by-step process to become a Moniepoint aggregator and agent:

  • Step 1: Find a Moniepoint aggregator office or authorized agent. You can find a list of Moniepoint offices and authorized agents on the Moniepoint website.

  • Step 2: Request a Moniepoint form. Once you’ve found an office or agent, ask for a Moniepoint form. The form will ask for your personal information, contact information, and any other relevant information.

  • Step 3: Fill out the Moniepoint form. Be sure to fill out the form completely and accurately.

  • Step 4: Pay the required fee. The required fee for a Moniepoint POS device is N21,500.

  • Step 5: Submit the Moniepoint form. Once you’ve filled out the form and paid the required fee, submit the form to the Moniepoint office or authorized agent.

  • Step 6: Wait for approval. Once your application has been submitted, it will be reviewed by Moniepoint. If your application is approved, you will be contacted by Moniepoint and provided with your Moniepoint POS device.

Benefits of Becoming a Moniepoint Aggregator and Agent

Now that you are officially a Moniepoint aggregator and agent, let’s explore the benefits

  1. Earn commissions on transactions. As an aggregator, you will earn a commission on all transactions conducted through your agent platform. This can be a significant source of income, especially if you have a large number of agents. This commission can be inform of

  • Cash withdrawals: 0.5% of the transaction amount for withdrawals between N1 to N20,000. They charge a flat rate of N100 for transactions above N20,000.

  • Transfers: N20 for transfers.

  • Data top-up: 3% commission for MTN data top-up.

  • Bill payments: Varies depending on the biller.

For example, if you facilitate a cash withdrawal of N10,000, you will earn a commission of N50. This is equivalent to 0.5% of the transaction amount. If you facilitate a transfer of N10,000, you will earn a commission of N20. This is a flat rate.

Conclusion

Thanks for reading to this juncture. By following the steps outlined in this guide, you can establish a successful and rewarding aMoniepoint Aggregator.

FAQS

Does Moniepoint pay commission?

Yes, Moniepoint pays commission to its agents and aggregators. The commission structure is as follows:

Read also: How to Become an Opay Aggregator and Agent

  • Cash withdrawals: 0.5% of the transaction amount for withdrawals between N1 to N20,000. They charge a flat rate of N100 for transactions above N20,000.

  • Transfers: N20 for transfers.

  • Data top-up: 3% commission for MTN data top-up.

  • Bill payments: Varies depending on the biller.

How much does it cost to get Moniepoint?

The cost of getting Moniepoint is N21,500. This covers a N10,000 caution fee, N10,000 logistics fee, and N1,500 insurance fee for 1 year.

How much is Moniepoint atm card?

The cost of a Moniepoint ATM card is N1,500. This covers the cost of the card issuance and logistics fees. The card is delivered to your doorstep within 48 hours of making the payment.