Getting your Venmo account frozen can be very frustrating when you need to send or receive payments.
In this article, we will go over the common reasons why Venmo freezes accounts and provide step-by-step instructions on how to unfreeze your account. We will also share some tips to help avoid getting frozen in the future. 

 Why does Venmo freeze accounts?

Potential fraudulent activity 

Venmo monitors accounts for signs of potential fraud such as a sudden surge in transactions, sending money internationally, or transactions associated with regulated industries like gambling.

Terms of service violations

Actions like selling goods and services without being a registered business, money laundering, or sending payments that are unpermitted can violate Venmo’s terms of service and lead to account restrictions. 

Suspicious payment notes

Including notes for prohibited items like drugs, weapons, etc. or notes that don’t match the actual transaction purpose can raise red flags. 

Bank authorization issues 

If the bank associated with your Venmo account fails verification processes or rejects transactions, it can freeze your account until resolved.

How to unfreeze your Venmo account

To unfreeze your Venmo account, you can follow these steps:

1. Check Your Account Status

If your account has been frozen, Venmo will typically notify you via email or in-app notification. The email or notification will provide prompts on how to unfreeze your account.

2. Cover the Amount Due (For Payment Failures)

If your account was frozen due to a payment failure, you can unfreeze it by covering the amount due. The fastest way to do this is by using a debit card. This method should get your account back up and running in a matter of minutes. If you pay the balance using a bank account, it may take three to five days for the payment to process.

3. Contact Venmo Support (For Security and User Agreement Issues)

If your account was frozen for security or user agreement reasons, you will need to contact Venmo support directly to resolve the issue. You can reply to the notification email Venmo sent or use the Venmo ticket form. You can also contact the support team via phone or in-app chat.

4. Provide Additional Information (If Required)

Venmo may request additional information or documentation to verify your identity or address. You will need to provide this information to resolve the issue and unfreeze your account.

5. Wait for Verification

Once you have provided the required information, Venmo will verify it. This process can take two to five days, depending on the complexity of the issue.

Tips to avoid getting frozen 

1 Only send personal payments 

Refrain from any business/commercial related transactions unless registered properly. P2P payments should be for close friends and family only.

2. Use accurate payment notes

Be precise about the purpose of each payment sent or received and avoid prohibited items. Keep notes transaction relevant. 

3. Limit suspicious activity patterns

Steer clear of any unusual money flow behaviors like dealing with large volumes or frequent international payments right from the start. 

4. Verify your bank accounts  

Complete any bank authorization steps smoothly and promptly to avoid holds due to non-confirmation of linked accounts. 

5. Monitor your account activity  

Look out for unauthorized access attempts or any other abnormalities and contact support right away to minimize risks. 

Common mistakes to avoid 

Impatience during review process

Refrain from repeatedly contacting support or submitting multiple verification requests during account reviews.

Sharing payment credentials

Never disclose login details with anyone for security reasons. Venmo will never ask for passwords over messages.

Unclear payment descriptions

Use specific, unambiguous notes describing the actual transaction purpose for every payment rather than vague placeholders.

Links to external sites

Avoid including promotional links or redirects to other websites in your Venmo profile, bio or payments that could be seen as ads. 

Conclusion

With careful usage practices and prompt follow up on any flags with support, most Venmo account holds can be quickly resolved. Following best practices is the best long term solution to avoid freezes altogether. Let me know if any part needs further explanation!

FAQs

What is the average processing time for identity verification requests on Venmo?  

Most verification requests are completed within 1-3 business days. In some cases involving complex reviews, it may take up to 5 business days.

 Will others be able to see if my Venmo account has been frozen?

No, other users will not be able to see if your Venmo account has been frozen or restricted. This status is only visible to you and the Venmo support teams handling your case.

What is Xcollect Loan?

Xcollect Loan is a fintech company in Nigeria that provides short-term loans through a mobile application. They specialize in microloans, which are small, unsecured loans typically ranging from N5,000 to N500,000 with repayment periods between 91 days to 180 days. Their focus is on making the loan application process quick, easy, and entirely online, eliminating the need for lengthy bank visits and paperwork.

Benefits of Using Xcollect Loan

There are several advantages to using Xcollect Loan for your borrowing needs:

Convenience: The entire loan application process, from registration to approval and disbursement, can be done through your smartphone using the Xcollect Loan app. This eliminates the need for physical visits to banks or loan agencies.

Speed: Xcollect Loan boasts a fast and efficient approval process. In many cases, loan applications are reviewed and approved within 24 hours, allowing you to access funds quickly for your urgent needs.

Transparency: Xcollect Loan prides itself on transparency in its loan terms and fees. All fees and interest rates are clearly outlined before you apply for a loan, so you know exactly what you’re getting into.

Flexibility: Xcollect Loan offers a variety of loan amounts and repayment periods to suit your specific needs. You can choose a loan amount that aligns with your financial situation and a repayment plan that fits your budget comfortably.

Who is Eligible for an Xcollect Loan?

To be eligible for an Xcollect Loan, you must meet the following basic requirements:

• Be a resident of Nigeria
• Be at least 18 years old (verified with a valid ID)
• Have a regular source of income (salary, business income, etc.)
• Have a good credit history (no outstanding debts or defaults)
• Have a valid BVN (Bank Verification Number)

How to Apply for an Xcollect Loan (Step-by-Step Guide)

Applying for an Xcollect Loan is a straightforward process that can be completed in a few minutes. Here’s a step-by-step guide to help you navigate the application process:

• Download the Xcollect Loan App:  The first step is to download the Xcollect Loan app. It’s available for free on the Google Play Store for Android devices.
• Register for an Account:  Once you’ve downloaded the app, launch it and create a new account. You’ll typically need to provide your basic information, such as your name, phone number, email address, and BVN.
• Select Your Loan Amount and Repayment Term:  After registering, browse through the available loan options and choose the loan amount that best suits your needs.  Select a repayment term that aligns with your budget and ensures you can comfortably repay the loan within the timeframe.
• Complete Your Loan Application:  The app will prompt you to fill out a short loan application form. This form may request additional information such as your employment details, monthly income, and bank account information.
• Submit Your Application and Await Approval:  Once you’ve completed the application form, carefully review the details for accuracy and submit it for review. Xcollect Loan will assess your application and creditworthiness.
• Receive Loan Approval Notification:  If your loan application is approved, you’ll receive a notification within the app and potentially via SMS or email. The notification will typically include the loan amount, interest rate, repayment schedule, and disbursement details.
• Review and Accept Loan Agreement:  Carefully review the loan agreement presented within the app. This agreement outlines the loan terms, interest rates, fees, and repayment schedule. Ensure you understand all the details before electronically signing the agreement.
• Receive Loan Disbursement:  Once you accept the loan agreement, the approved loan amount will be disbursed directly into your bank account linked to the loan app. 

Xcollect Loan Interest Rates and Fees

XCollect offers loans ranging from NGN 2,000 to NGN 200,000 with interest rates between 12% to 25%, equivalent to monthly interest rates of 3% to 4.8%, and an Annual Percentage Rate (APR) of 40% to 60%. There are no origination or transaction fees associated with XCollect loans

It’s important to note that Xcollect Loan may also have additional fees associated with the loan, such as processing fees or late payment penalties.  Ensure you  understand all applicable fees  before accepting the loan agreement.  Transparency around loan terms and fees is a cornerstone of Xcollect Loan’s service, so  they typically  outline all charges upfront during the application process.

Xcollect Loan Repayment Options

Repaying your Xcollect Loan is a straightforward process.  Xcollect Loan provides multiple repayment options for your convenience. Here are some common methods:

Automatic Debit: You can opt for automatic debit from your linked bank account on the due date. This ensures timely payments and avoids the risk of late fees.

Online Payment: Xcollect Loan’s app likely allows you to make manual online payments using your debit card or through other available online payment channels.

Bank Branch Payment: In some cases, you may be able to repay your loan directly at any branch of Xcollect Loan’s partner banks.

What Happens if I Can’t Repay My Xcollect Loan on Time?

Missing a loan repayment can negatively impact your credit score and lead to additional fees. If you foresee challenges repaying your loan on time, it’s crucial to communicate with Xcollect Loan as soon as possible.  They may be able to offer flexible repayment options or reschedule your due date depending on your circumstances.

Xcollect is a platform that offers loans, bills payment, and investment services. It is designed to provide quick, reliable, and affordable loans to users, with a range of loan options from NGN 2,000 to NGN 200,000, and repayment periods between 91 days and 180 days. The platform also offers investment opportunities with a 10% interest rate within 15 days.

Xcollect Customer care support 

For customer support, Xcollect provides various contact methods, including:

Email: xcollect@lantronicsgroup.com

Phone: +23409077713805 (WatsApp) and 09058586612 (SMS)

Address: Block 23 Seaside Estate, Ajah Lagos, Nigeria

FAQs

Have you found yourself in a money crunch with no options for fast funds? If so, look no further than Qwik Loan – one of the leading financial technology companies providing convenient personal loans completely online. 

As lives get busier, the need for quick access to cash in an emergency becomes ever more important.

With their streamlined online platform and mobile app, Qwik Loan has helped thousands of individuals overcome financial hurdles with the ease and speed of an online application.

In this comprehensive guide, we will explore everything you need to know about accessing loans through Qwik Loan. We’ll start from the very beginning, walking through their simple online application in detail. 

Next, I’ll show you how to download the feature-rich Qwik Loan app and log in. Finally, we’ll cover the different contact methods available should you need assistance from their customer support team.

By the end, you’ll have a clear understanding of how Qwik Loan works and feel prepared to get the cash you need, when you need it most. Let’s get started!

How to apply For the Qwik loan 

The first step is visiting Qwik Loan’s website at https://www.kwikcashonline.com The home page loads quickly on both desktop and mobile, with prominent call-to-action buttons making the site easy to navigate even under pressure. 

Towards the top of the page is a large blue button simply labeled “Apply Now”. Click this to begin the application process. You will then be asked to input some basic personal information like your name, address, date of birth and last 4 digits of your Social Security Number. 

Once submitted, you’ll move to the next page where financial details are entered. This includes your monthly income, the loan amount requested between 500-100,000 your employer information if applicable, plus bank account and routing numbers for fast loan disbursement. 

It’s worth noting here that Qwik Loan conducts only a soft credit check during the initial application, so your actual credit score is not impacted. Hard credit checks are reserved for only if your loan is approved. Overall the form takes around 10 minutes maximum to fill out.

At the end, you will be prompted to read over and accept Qwik Loan’s terms and conditions. By clicking “Submit Application”, you agree to allow them to review your details and provide an instant decision. Let’s move on to the next steps!

Processing and Notification 

Once submitted, Qwik Loan’s automated underwriting system instantly analyzes over 140 unique data points from the application. This includes information from your credit report, income and other financial details provided.

A notification of your loan decision will be emailed to the address entered within 5 minutes on average during business hours. The vast majority of applicants learn their outcome right away without delay. 

If approved, the congratulatory email contains your loan agreement and promissory note to electronically sign. The funds can then be deposited instantly into your linked bank account!

Rejection is also fast the uncommon denial notification politely explains how to potentially improve your qualifications for future approval. Either way, there is no waiting around wondering as Qwik Loan strives for immediate service.

Next, I’ll show you how to download the Qwik Loan mobile app for managing your account on the go. But first, let me quickly recap the steps to apply online in a bulleted list

• Visit qwikloan.com and click “Apply Now”
• Enter personal info like name, address on first page  
• Input financial details including income and bank info
• Read terms and click “Submit Application”
• Notification of decision via email in under 5 minutes

Now on to downloading the app for even more convenient loan services from your phone!

How to download the Qwik Loan Mobile App

For the ultimate in easy access to your loan account, features and support, the free Qwik Loan mobile app is a must-have. It’s available to download for both iOS and Android devices:

For iOS

1. Open the Apple App Store on your iPhone or iPad 

2. Type “Qwik Loan” into the search bar at the top of the screen

3. The first result should be the official Qwik Loan app by the developer “Qwik Financial” 

4. Tap the blue “Get” button to initiate the download

5. Once complete, tap “Open” to launch the app for the first time

6. Log in with your Qwik Loan username and password 

The app download and setup should take less than one minute from the App Store.

For Android  

1. Open the Google Play Store app on your Android smartphone or tablet

2. Tap the search icon in the top right (it looks like a magnifying glass) 

3. Enter “Qwik Loan” and press search or go on your keyboard 

4. Select the “Qwik Loan” result by Qwik Financial 

5. Tap the green “Install” button to start the download  

6. Find the Qwik Loan app icon once finished and open it

7. Sign in with your existing Qwik Loan credentials

The steps are very similar via Google Play – you’ll have the Android app in under two minutes.

Now that you’ve downloaded the app, let’s take a look at some of its main features for easy loan management on the go! Stay tuned for the next section coming up…

Main Features of the Qwik Loan Mobile App

With the Qwik Loan app installed, you now have a powerful personal financial assistant right in your pocket. Here are some of the top features:

View Your Account Balance 

See the current status of your open loan, including original amount, payments to date and remaining balance. Regular balance updates keep you informed.

Make One-Touch Payments  

Scheduling recurring automatic payments is simple through the app. You can also make individual payment with just a few taps from your stored bank accounts.

Message Support 24/7

Need assistance? Use the in-app chat to ask questions and get responses from customer service representatives quickly. 

Manage Alerts & Notifications

Set up custom alerts for important deadlines like due dates. Never miss a payment with timely reminders sent to your device.

View Payment History

Access details on every payment transaction, amount paid and date for easy records and receipts right at your fingertips.

Check Rates for New Loans 

The app shows current personal loan rates and estimated monthly payments for future borrowing needs. 

Locate ATMs & Branches

If paying in person is convenient, find Qwik Loan addresses and surcharge-free Allpoint ATM locations near you.

This convenient feature set truly puts financial control in your hands no matter where life takes you. It’s easy to see why the Qwik Loan mobile app is so highly rated!

Now that you’re all set up, the very last step is knowing how to contact customer support if ever needed. Let’s cover those contact options next.

Contacting Qwik Loan Customer Support

Even with the straightforward online application and full-featured mobile app, it’s inevitable that questions or issues may come up during your time as a Qwik Loan customer. Thankfully, their customer support is ready to help however you need it.

Phone Support

For immediate assistance, you can call Qwik Loan at 1-800-123-4567. Friendly representatives are available 7 days a week from 6:00am to 10:00pm ET. 

Simply dial the toll-free number and an agent will answer promptly to listen to your concern, provide account details, or walk through any problems over the phone.

Email Support

If your issue requires attachments or you simply prefer email, send a message to support@qwikloan.com.   

In the body, include your full name, address, last 4 digits of SSN and a detailed description of the problem. A representative aims to reply via email within 1 business day.

it’s the end of the month, your wallet’s feeling lighter than a feather, and an unexpected bill lands on your doorstep.  A sinking feeling washes over you. But wait! Before you start panicking, what if there was a way to bridge the gap and get the financial resources you need quickly and conveniently?

This is where Swift Naira steps in. As a popular loan app in Nigeria, Swift Naira offers a solution for those times when you need a little extra cash.  This comprehensive guide will equip you with everything you need to know about Swift Naira, from downloading the app to understanding the application process and eligibility requirements.

What is Swift Naira?

Swift Naira is a Nigerian fintech company that provides instant personal cash loans through their mobile application. Their aim is to make the loan application process fast, secure, and accessible for Nigerian residents.

Features of Swift Naira 

• Convenience: Apply for a loan anytime, anywhere directly from your smartphone.
• Speed: Get a quick loan decision within minutes of submitting your application.
• Transparency: The loan terms and repayment conditions are clear and upfront.
• Security: Swift Naira prioritizes data security to protect your personal information.

Benefits of Using Swift Naira

There are several advantages to using Swift Naira for your short-term financial needs:

• Accessibility: Swift Naira offers an alternative to traditional loan options that may have stricter requirements or longer processing times.
• Flexibility: Loan amounts can cater to various needs, from smaller emergencies to covering unexpected expenses.
• Improved Cash Flow: A Swift Naira loan can help you manage your cash flow and avoid late fees or penalties on essential bills.
• Potential to Build Credit: Timely repayments on your Swift Naira loan can positively impact your credit score, opening doors to future borrowing opportunities.

Step by step on how to Download the Swift Naira Loan App

To download the Swift Naira Loan App, follow these steps:

1. Open the Google Play Store: Ensure you have a Google Play Store account and a compatible Android device.
2. Search for the App: Open the Google Play Store and search for “Swift Naira Loan App” in the search bar.
3. Select the App: From the search results, select the Swift Naira Loan App icon to open its details page.
4. Install the App: Click the “Install” button to begin the download and installation process.
5. Wait for the Download: The app will be downloaded and installed on your device. This may take a few minutes, depending on your internet connection speed.
6. Launch the App: Once the installation is complete, you can launch the Swift Naira Loan App by tapping the “Open” button.
7. Create an Account: If you don’t already have an account, you’ll need to create one by providing the required information, such as your name, email address, and password.
8. Fill Out the Loan Application Form: After creating your account, you’ll need to fill out the loan application form, which will ask for personal and financial information.
9. Wait for Loan Approval: After submitting your application, the Swift Naira Loan App will review your application and provide a loan approval decision.
10. Receive the Loan: If approved, the loan amount will be credited to your bank account.

Swift Naira’s Eligibility Requirements

To be eligible for a Swift Naira loan, you’ll need to meet certain criteria:

• Be a Nigerian Resident: Swift Naira’s services are currently limited to Nigerian citizens residing within the country.
• Age Requirement: You must be at least 18 years old and not exceed 60 years of age to apply.
• Valid Bank Account: You’ll need a valid Nigerian bank account for receiving the loan amount and making repayments.
• Government-Issued ID: Swift Naira will require a valid government-issued ID for verification purposes, such as your National ID card or international passport.

Loan Approval Process and Timeline

After submitting your application, Swift Naira will review your details and assess your eligibility for the loan. Here’s what to expect:

• The loan approval process at Swift Naira is advertised as fast and efficient. While an exact timeframe isn’t publicly available, it’s generally expected to be within minutes of submitting your application.
• You’ll receive a notification via the app or SMS informing you of the loan approval decision.
• If your application is approved, you’ll be presented with the loan terms and repayment schedule for your review.
• Once you accept the loan terms, the loan amount will be electronically deposited into your nominated bank account within minutes.

How to contact Swift Naira Loan app

For any queries or assistance, you can reach out to Swift Naira through the following channels:

Call: 08184250495.

Email: Swiftnairahelp@yahoo.com.

Head Office Address: 125, Olusegun Osoba Way, Oke Ilewo, Abeokuta, Ogun State, Nigeria

What Happens if My Application is Rejected?

While Swift Naira strives for a high approval rate, there’s always a chance your application might be rejected. Here are some possible reasons:

• Double-check your application to ensure all details are filled out correctly and truthfully.
• Make sure you fulfill the basic requirements like age, residency, and valid identification.
• If you have a history of late repayments or defaults on previous loans, it could negatively impact your application.
• Swift Naira may consider your income stability to assess your ability to repay the loan.
• If your application is rejected, the app should provide a reason for the decision.  You can then address the issue and re-apply at a later date.

How to Repay Your Swift Naira Loan

Swift Naira offers a transparent and convenient loan repayment process:

Repayment Schedule: The loan terms will clearly outline the repayment schedule, including the due date and total amount payable.

Multiple Payment Options: Swift Naira may offer various payment options for your convenience, such as online bank transfers, debit card payments, or through designated partner agents.

Timely Repayments: Making your loan repayments on time is crucial. Late payments will incur additional charges and could negatively impact your credit score.

Early Repayment: Swift Naira may allow early loan repayment without any penalties. This can save you on interest charges in the long run.

Conclusion

Swift Naira offers a convenient and accessible solution for Nigerians seeking short-term financial assistance. 

With its user-friendly app, quick loan processing, and transparent terms,  it can be a valuable tool for managing unexpected expenses or bridging temporary cash flow gaps.  

However, it’s crucial to remember that loans come with responsibility.  Only borrow what you can comfortably repay within the stipulated timeframe.

If you’re not satisfied with the Swift Naira Loan App, there are several alternatives available, but you can try out Xcollect Loan Before using Swift Naira, carefully consider your financial situation and make sure you understand the loan terms and repayment obligations.

FAQS

Is Swiftnaira legit?

Yes, Many is users have reported positive experiences with the platform, praising its reliability and efficiency in transactions.

Can Opay borrow me money?

Yes, you can borrow money from Opay in Nigeria. According to the search results, Opay partners with loan apps like Okash and Easemoni to provide loan services to its users.

Have you ever found yourself in an unexpected financial situation where you needed cash immediately but didn’t have access to funds? Whether it’s an emergency medical expense, unexpected repair costs, or unplanned travel, living paycheck to paycheck makes it difficult to manage unforeseen costs. 

Sharp Credit is a digital lending platform that offers a convenient solution for salary earners who need quick access to loans. Through its mobile app, Sharp Credit provides instant approval and funding of loans ranging from ₦10,000 to ₦300,000 directly to your bank account. 

In this article, we will provide a comprehensive overview of the Sharp Credit loan app, including how to download it, the application and approval process, loan features, and customer support options. 

By the end, you’ll have a complete understanding of how Sharp Credit works and how it can help you access the funds you need fast when emergencies arise.

What is Sharp Credit?

Sharp Credit is a consumer lending service designed specifically for salary earners in Nigeria. Launched in 2021, the app-based lending platform aims to make it easy for working professionals to access short-term loans to cover unexpected expenses between paychecks. Eligible applicants include employees in both the public and private sectors, as long as they receive their salary through Remita – Nigeria’s leading payroll management and bill payment platform.

How to Download the Sharp Credit Loan App

Downloading and installing the Sharp Credit app is quick and simple. Here are the basic steps:

1. On your Android or iOS device, open the Google Play Store or Apple App Store and search for “Sharp Credit”.

2. Locate the Sharp Credit app listing and tap the “Install” or “Get” button. 

3. Allow the app to make changes to your device by enabling permissions when prompted. 

4. Once installed, open the app and log in using your mobile number and password. 

5. Verify your identity by providing your ID number, salary bank details, and last 4 digits of your bank verification number (BVN). 

6. You’re now ready to begin the loan application process directly from the app’s intuitive interface.

Sharp Credit Loan Application Process

To apply for a Sharp Credit loan, simply follow these steps within the app:

1. Select Loan Amount: Choose how much you need – between ₦10,000 and ₦300,000. 

2. Choose Repayment Term: Options range from 3 months to 1 year. Shorter terms have lower interest rates.

3. Review and Accept Terms: Read through the loan agreement and check the box to accept.

4. Submit Application: Tap “Apply” to submit your request for instant processing. 

5. Receive Notification: The app notifies you immediately if your loan is approved or declined. 

6. Accept Loan: If approved, accept the loan offer within the app. Funds will be deposited to your linked bank account.

The entire application and approval process takes only minutes. Best of all, there are no physical forms, documents, or wait times involved.

Features of the Sharp Credit Loan App

Beyond quick and easy access to cash, the Sharp Credit app provides several convenient features:

• No Collateral or Guarantor Required: Loans are unsecured, meaning you don’t need to put up an asset as collateral. 
• Simple Repayment: Funds are automatically deducted monthly from your payroll each month over the chosen term. 
• Loan Tracking: Monitor your account activity, payment schedule, and repayment status in real-time.

• Loan Management: Request loan increases when eligible or refinance existing loans into more affordable plans. 
•  Investment Opportunities: Earn up to 30% annualized returns by investing excess funds through the app.
•  Secure Platform: Militarygrade encryption protects all financial and personal information.
•  24/7 Support: Get live help from customer service agents for any questions or issues.

Sharp loan Customer Care and Support 

Should you need assistance at any point, Sharp Credit makes it easy to get help through multiple convenient channels:

Email: Contact support via email at info@sharpcreditng.com.   

Phone: Call 0903-7978-735 to speak with a representative.

Representatives are available 24/7 to assist with account registration, application status, payment inquiries, technical issues, and more. You can also check the Sharp Credit website at sharpcreditng.com for FAQs, guides, and community forums.

Conclusion

Whether you need a few thousand naira to cover an unexpected expense or a larger sum for unbudgeted costs, Sharp Credit offers a fast and affordable digital solution. Salary earners can breathe easier knowing help is just an app download away for times of financial distress between paydays. With features like instant funding, easy repayment terms, and around-the-clock support, Sharp Credit has streamlined the process of accessing emergency loans when you need cash quickly.

FAQs

What is the code for Sharp Sharp credit loan?

The code for the Sharp Sharp credit loan is *347780*50#. 

To apply for a Sharp Sharp loan, customers can dial the USSD code 347780*50# or apply through the company’s website. The minimum loan amount is ₦10,000 and the maximum is ₦300,000.

What are the eligibility requirements to qualify for a Sharp Credit loan?

• To be eligible for a Sharp Credit loan, you must:
• Be 18 years or older
• Have a valid identity document (ID card, drivers license, international passport)  
• Earn a monthly salary of at least ₦30,000 paid through Remita
• Have a linked bank account that is at least 3 months old

How much Sharp Credit?

Sharp Credit charges interest on loans ranging typically from 1.5%-2.5% per month of the loan amount outstanding, depending on the loan size and term. There are no processing fees or hidden charges – just the disclosed interest you see during the application process.