Home Blog Page 41

How to Close, Delete or Deactivate your Fairmoney Account Easily

By
Seun Ogun
-
0
How to Close, Delete or Deactivate your Fairmoney Account Easily

Closing Fairmoney account is relatively simple and straightforward. Have you decided that you don’t longer want to use the platform for borrowing money again?

If so, don’t worry, I will walk you through the process from A-z. Make sure you read this article to the very end. 

What is Fairmoney?

Fairmoney is a digital microfinance bank that is licensed by the Central Bank of Nigeria (CBN). The company offers a variety of financial services to individuals, including loans, savings, and payments. Fairmoney’s mobile app is available for download on Android and iOS devices.

Reasons to Close, Delete, or Deactivate Your Fairmoney Account

There are several reasons why you might want to close, delete, or deactivate your Fairmoney account. Some of the most common reasons include;

  • You are no longer using the Fairmoney app
  • You are concerned about the security of your data
  • You want to consolidate your finances with another bank
  • You are moving to a new country and will no longer need Fairmoney’s services

Requirements for Account Closure

Before initiating the account closure process, it’s essential to ensure that you meet certain prerequisites:

  • Confirm that you have no outstanding loan balance. If any outstanding loans exist, you must repay them in full before proceeding with account closure.
  • Ensure that your account has sufficient funds to cover any remaining charges, such as account closure fees or penalties. Failure to do so may lead to delays in the closure process.
  • You must have access to your registered Fairmoney account. This means you should have your login credentials readily available.
  • Ensure that a valid email address is linked to your Fairmoney account. This email address will be used for communication throughout the process.

Steps to Close, Delete, or Deactivate Your FairMoney Account

Contact FairMoney Customer Support: The first step towards account closure is to contact FairMoney’s customer support team. You can reach them via phone, email, or through the in-app chat feature. 

Inform the customer service representative of your intention to close, delete, or deactivate your FairMoney account. They will guide you through the process and provide any necessary assistance.

Methods for Closing, Deleting, or Deactivating Your Fairmoney Account

Today I have 3 different methods of closing, deactivating and deleting your Fairmoney loan app. Let’s get started. 

Step 1: Repay Any Outstanding Loans

Before closing your Fairmoney account, it is crucial to ensure you have repaid any outstanding loans. This includes personal loans, business loans, and any other forms of credit you may have obtained through Fairmoney.

  • Log in to your Fairmoney app and navigate to the “Loans” section.
  • Review your loan history and identify any outstanding loan balances.
  • Repay all outstanding loans in full before proceeding with account closure if you have not done that before. 

Step 2: Contact Fairmoney Customer Support

 Once your loan obligations have been met, it’s time to initiate the account closure process. This requires contacting Fairmoney customer support.

  • Launch the Fairmoney app and click on the “Help” icon.
  • Select the most convenient contact method for you, such as phone, email, or chat.
  • Clearly communicate your intention to close your Fairmoney account.
  • Verify your account ownership by providing your registered email address and phone number.
  • Request confirmation of account closure and ensure you receive a notification or email acknowledging the action.

Let’s move to the second method. 

How to Deleting Your Fairmoney Account

In other to delete your fair money account, you can follow these steps

Step 1: Secure Your Account Data

Before deleting your Fairmoney account, it is essential to secure your account data. This involves downloading and saving any important information associated with your account.

  • Download your Fairmoney account transaction history for your personal records.
  • Save any essential documents or files related to your Fairmoney account, such as loan agreements or transaction receipts.

Step 2: Contact Fairmoney Customer Support

Once your account data has been secured, proceed to contact Fairmoney customer support to initiate the account deletion process.

  • Follow the same steps as Method 1 (Step 2) to contact customer support.
  • Clearly express your desire to delete your Fairmoney account.
  • Verify your account ownership by providing your registered email address and phone number.
  • Request account deletion and ensure you receive a confirmation email or notification acknowledging the action.

Lastly, let’s discuss how you can deactivate your Fairmoney Account. 

How to Deactivating Your Fairmoney Account

 If you wish to temporarily suspend your Fairmoney account instead of closing or deleting it, you can follow this alternative method.

Step 1: Temporarily Suspend Your Account

Log in to your Fairmoney app and click on the “Settings” icon.

  • Navigate to the “Account Security” section.
  • Select the option to “Temporarily Suspend Account.”
  • Provide a reason for suspending your account.
  • Enter your password to confirm the temporary account suspension.

 Step 2: Contact Fairmoney Customer Support

After suspending your account, inform Fairmoney customer support to ensure they are aware of your action.

  • Follow the same steps as Method 1 (Step 2) to contact customer support.
  • Inform the customer support representative of your decision to deactivate your Fairmoney account.
  • Verify your account ownership by providing your registered email address and phone number.
  • Request account deactivation and confirm the process with the customer support representative.

Conclusion

In conclusion, closing your Faormoney account is simple and I am assured that if you follow the outline procedures, you will be able to deactivate, delete or close your Fairmoney account easily. 

FAQS

How do I remove my information from loan app?

The process of removing your information from a loan app may vary depending on the specific app you are using. However, the general steps is as follows; 

  • The first step is to uninstall the loan app from your device. This will prevent the app from collecting any more of your data.
  • Go to your device’s settings and find the “Apps” or “Applications” section. Look for the loan app and tap on it. Then, tap on “Permissions” and revoke all of the permissions that you have granted to the app.
  • If you want to make sure that your data has been completely deleted from the app’s servers, you can contact the app developer and ask them to delete your data. You can usually find the contact information for the app developer in the app’s privacy policy or on the app’s website.
  • If you have used multiple loan apps and are concerned about your data being shared with third-party data brokers, you can consider using a data broker removal service. These services can help you identify which data brokers have your information and can then help you remove your information from their databases.

What happens when you owe FairMoney?

When you owe money to FairMoney or any lending platform, it’s crucial to adhere to the agreed-upon repayment terms. Failure to repay on time may result in late fees, increased interest rates, and a negative impact on your credit score.

Also, FairMoney may contact you for repayment reminders or take legal action if the debt remains unpaid for an extended period.

What is the highest amount you can borrow from FairMoney?

The highest amount you can borrow from FairMoney is N3,000,000. This is for a personal loan with a repayment period of up to 24 months. The specific amount you are eligible to borrow will depend on your creditworthiness, which is assessed based on factors such as your income, employment history, and credit score.

 FairMoney also offers SME loans of up to N5,000,000. These loans are designed to help small and medium-sized businesses grow and expand. The eligibility criteria for SME loans are more stringent than for personal loans, and businesses will need to provide documentation of their financial history and business plan.

How to Close, Delete, or Deactivate Your Renmoney Account Easily

By
Seun Ogun
-
0
How to Close, Delete, or Deactivate Your Renmoney Account Easily

Are you done dealing with Renmoney? Do you feel you no longer need their services? Or you just don’t want to bank with them again? Look no further. I am here to assist you with all you need. 

The main reason for the blog post is to assist you on how to close, delete or deactivate your Renmoney Account. 

Renmoney is a digital financial services company that operates in Nigeria. The company offers a variety of financial products, including loans, savings accounts, and investments. 

If you are no longer using Renmoney’s services, you may want to close your account. Closing your Renmoney account is a relatively simple process, but there are a few things you need to do before you can proceed.

Reasons for Closing, Deleting, or Deactivating Your Renmoney Account

There are various reasons why you might consider closing, deleting, or deactivating your Renmoney account. Some common reasons include;

  • Repayment of all outstanding loans: Once you have fully repaid your Renmoney loans and have no further financial obligations with the platform, you may choose to close your account to simplify your financial management.
  • No longer requiring Renmoney’s services: If you no longer have a need for Renmoney’s personal loans or other financial products, you may decide to close your account to streamline your online presence.
  • If you are concerned about your online privacy and wish to reduce the number of online accounts you maintain, you may consider deleting or deactivating your Renmoney account.

Prerequisites for Closing, Deleting, or Deactivating Your Renmoney Account

Before initiating the process of closing, deleting, or deactivating your Renmoney account, it is crucial to ensure that you have met the following measures;

  • You must have fully repaid all outstanding loans and balances before proceeding with account closure or deletion. Any pending obligations will prevent you from completing the process.
  • Have your Renmoney account number, email address, and other relevant information readily available to facilitate the process smoothly.
  • Clearly communicate your intention to close, delete, or deactivate your Renmoney account to the company. 

This can be done through various methods, as outlined in the following section.

Methods for Closing, Deleting, or Deactivating Your Renmoney Account

Step 1: Gather your account information

Before you can close your Renmoney account, you will need to gather some information about your account. 

This information includes your account number, your name, your address, and your date of birth. You can find this information in your Renmoney app or on the Renmoney website.

Step 2: Contact Renmoney customer support

Once you have gathered your account information, you will need to contact Renmoney customer support to initiate the account closure process. You can contact Renmoney customer support by phone, email  Via hello@renmoney.com, or call them @ 0700 5000 500.

Step 3: Confirm your decision to close your account

When you speak to a Renmoney customer service representative, they will confirm that you want to close your account. 

They will also ask you to provide them with your account information and the reason for closing your account.

Step 4: Wait for confirmation from Renmoney

Once you have confirmed your decision to close your account, Renmoney will process your request. You will receive a confirmation email once your account has been closed.

Alternatively, you can Submitting a Request Through the Renmoney App

The Renmoney app provides a user-friendly interface for managing your account and requesting assistance. To close, delete, or deactivate your account using the app, follow these steps:

  • Launch the Renmoney app on your mobile device.
  • Locate the support section within the app. This may be denoted by an icon, menu option, or dedicated tab.
  • Initiate a new request or select the appropriate option for account closure, deletion, or deactivation.
  • Enter your account details, including your account number, email address, and any relevant explanations for your request.
  • Review the information carefully and submit the request.
  • Monitor the progress of your request through the app’s notification system or by contacting customer support.

How to deactivate, and delete your Renmoney account by Visiting a Renmoney Branch

If you prefer in-person assistance, you can visit a Renmoney branch to initiate the process of closing, deleting, or deactivating your account. You can just follow these steps

  • Identify the nearest Renmoney branch convenient to your location.
  • Take your valid government-issued ID, such as a passport or national ID card, to the branch.
  • Inform the branch representative of your intention to close, delete, or deactivate your Renmoney account.
  • Present your valid ID and any additional information requested by the representative.
  • Follow the instructions provided by the representative to complete the account closure, deletion, or deactivation process.

Thanks for reading to this end. Kindly note that before finalizing the process of closing, deleting, or deactivating your Renmoney account, you need to consider the following important things. 

  • Ensure that you have fully settled all outstanding balances and repaid any loans before proceeding with account closure. Any pending obligations will prevent you from completing the process.
  • Be aware that closing, deleting, or deactivating your Renmoney account will remove your access to the platform’s services and personal data associated with your profile.
  • Keep copies of your account statements, transaction records, and any other relevant documents for your future reference.

Conclusion

Closing, deleting, or deactivating your Renmoney account is a straightforward process that can be completed conveniently through various methods. 

Whether you choose to contact customer support, utilize the Renmoney app, or visit a branch in person, ensure that you have met the necessary prerequisites and follow the outlined steps carefully. 

Remember to settle any outstanding balances and retain copies of relevant account documents before finalizing the process. If you encounter any difficulties or have further questions, reach out to Renmoney customer support for assistance.

FAQS

What happens if I don’t pay my Renmoney loan?

If you fail to pay your Renmoney loan, it could lead to various consequences. These may include late payment fees, increased interest rates, and damage to your credit score. 

Lastly, persistent non-payment may result in legal actions or debt collection efforts by Renmoney. It’s crucial to communicate with them if you’re facing difficulties to find possible solutionI of repayment.

How do I unblock my Renmoney account?

To unblock your Renmoney account, you should contact Renmoney’s customer support directly via email at hello@renmoney.com or call them on 0700 5000 500

They will provide guidance on the specific steps you need to take to resolve the issue and unblock your account. 

Be prepared to provide any necessary information or documentation they may require to verify your identity and address the reason for the block. 

Can a loan app blacklist your BVN?

Loan apps typically don’t have the authority to blacklist your BVN (Bank Verification Number). 

However, repeated non-payment or defaulting on loans could negatively impact your credit score, and this information might be shared with credit bureaus. 

As a result, other financial institutions may consider your credit history when assessing loan applications.

Can I Refinance a Car Loan with the Same Bank?

By
Seun Ogun
-
0
Can I Refinance a Car Loan with the Same Bank?

What is Car Loan Refinancing?

Car loan refinancing is the process of replacing your existing car loan with a new one, typically offered by a different lender. The primary goal of refinancing is to secure a lower interest rate, which can potentially reduce your monthly payments and the overall cost of the loan over time. Refinancing can also be done to extend the loan term, lowering your monthly payments but increasing the total interest paid.

Benefits of Car Loan Refinancing

  • Lower Interest Rates: Refinancing can significantly lower your interest rate, leading to reduced monthly payments and overall loan costs.
  • Flexible Loan Terms: Refinancing allows you to adjust the loan term, either shortening it to pay off the loan faster or extending it to lower monthly payments.
  • Improved Credit Score: Consistent on-time payments during the refinanced loan can positively impact your credit score.
  • Consolidation of Debts: Refinancing can consolidate multiple car loans into a single loan, simplifying your finances and potentially lowering interest rates.

When to Consider Car Loan Refinancing

  • Interest Rate Drops: If interest rates have declined since you took out your current loan, refinancing can secure a lower rate and save you money.
  • Improved Credit Score: If your credit score has improved since you took out your current loan, you may qualify for a lower interest rate through refinancing.
  • Extended Loan Term: If you’re facing financial hardship, refinancing may allow you to extend the loan term, reducing monthly payments but increasing overall interest.

Eligibility for Refinancing

Before checking refinancing options, it’s crucial to determine if you meet the eligibility criteria. Several factors influence your eligibility for car loan refinancing, including:

  1. Credit score: Your credit score plays a significant role in determining the interest rate you qualify for. A higher credit score generally indicates lower interest rates, making refinancing more attractive.
  2. Loan-to-value (LTV) ratio: The LTV ratio compares the outstanding loan balance to the vehicle’s current market value. Lenders typically prefer LTV ratios below 80% for refinancing.
  3. Remaining loan term: The length of time remaining on your current car loan can also affect your eligibility. Refinancing may be less beneficial if you have few payments left on your existing loan.

Advantage of Refinancing with the Same Bank

Refinancing your car loan with the same bank offers certain advantages, including:

  • Existing relationship and familiarity: Your existing relationship with the bank can streamline the refinancing process and potentially provide access to pre-approval offers.
  • Streamlined process: The bank may already have your financial information on file, making the application process simpler and potentially faster.
  • Potential pre-approval: Some banks may offer pre-approval for refinancing, allowing you to gauge your eligibility and interest rate options before committing to a full application.

Disadvantages of Refinancing with the Same Bank

Refinancing with the same bank restricts your options to their offerings. Also, without  comparing rates, you may miss out on better options from other lenders.

Steps to Refinance with the Same Bank

If you’re considering refinancing with the same bank, follow these steps

  • Contact your current lender: Reach out to your current car loan lender and express your interest in refinancing. They can provide information about their refinancing policies and eligibility requirements.
  • Obtain a pre-approval offer: Request a pre-approval offer to get an estimate of the interest rate and terms you qualify for. This will help you determine if refinancing is financially beneficial.
  • Comparing rates and terms: Before committing to refinancing with your current lender, compare their offer to rates and terms from other lenders, including online platforms and credit unions.
  • Completing the refinancing application: If you decide to refinance with your current lender, proceed with the application process. This may involve providing updated financial information and completing necessary paperwork.

Considerations When Refinancing

When considering refinancing, keep these factors in mind:

  • Check if your current loan agreement includes any prepayment penalties, which could offset potential savings from refinancing.
  • Refinancing may result in a temporary hard inquiry on your credit report, which could slightly impact your credit score.
  • Refinancing may involve fees such as origination fees, application fees, and title transfer costs.

Before making a refinancing decision, carefully evaluate all available options, consider your financial goals, and prioritize long-term savings. Consulting with a financial advisor can provide personalized guidance tailored to your specific circumstances.

Conclusion

Refinancing your car loan ia an effective strategy for improving your loan terms and saving money. While refinancing with the same bank offers convenience and familiarity, it’s essential to note that it comes with risk. 

FAQS

Can I refinance my loan with same bank?

Yes, you can refinance your loan with the same bank. In fact, this can be a convenient option, as the bank will already have your financial information on file.

Does refinancing a car hurt your credit?

Refinancing your car loan can temporarily lower your credit score by a few points, but the impact is usually minimal and your score should bounce back within a few months. This is because refinancing typically involves two hard inquiries on your credit report, which can each cause a small drop in your score.

Best Long-Term Loan Apps in Nigeria

By
Seun Ogun
-
0
Best Long-Term Loan Apps in Nigeria

Are you tired of borrowing money that could not over your expenses for a long period? 

Are you looking for Long term loan apps in Nigeria to hit your target in your business? 

This article is for you. 

In todays article, I will show you the list of the best long term loan app that you can use for your business or personal loan. 

Financial institutions, such as banks, often have stringent requirements for loan approval, making it difficult for many Nigerians to qualify. This is where long-term loan apps have emerged as a viable alternative. These apps offer convenient access to loans without the need for physical documentation or collateral.

Top 5 Long-Term Loan Apps in Nigeria

  1. Branch
  2. Carbon
  3. FairMoney
  4. Aella Credit
  5. Palmpay

Branch

Branch is a mobile banking and financial services app that offers a variety of financial products, including loans, savings accounts, and money transfers. Branch is available in several countries in Africa and India.

Loan interest rates

Branch loan interest rates vary depending on the country and the customer’s creditworthiness. In Nigeria, for example, Branch offers personal loans with interest rates ranging from 15% to 35% per annum. In India, Branch offers personal loans with interest rates ranging from 14% to 22% per annum.

Loan amounts

The amount of money that you can borrow from Branch depends on your creditworthiness. In Nigeria, for example, you can borrow between N1,000 and N500,000.

Repayment terms

Branch loan repayment terms vary depending on the country and the loan amount. In Nigeria, you can repay your loan over a period of 2 to 60 weeks. In India, you can repay your loan over a period of 2 to 60 weeks.

2. Carbon

Carbon is a digital-first financial services provider offering a range of products, including loans, banking, and payments. Carbon loans are designed to be accessible and affordable, with a quick and easy application process.

Carbon loan interest rates

The interest rate on a Carbon loan depends on your creditworthiness and the loan amount. However, all Carbon loans have an interest rate between 2% and 20% per annum (APR).

Carbon loan amounts

You can borrow between ₦1,000 and ₦1,000,000 with a Carbon loan. The maximum loan amount you qualify for will be determined based on your creditworthiness.

Carbon loan repayment terms

 Carbon loans have a repayment term of between 3 and 12 months. You can choose to repay your loan on a weekly, bi-weekly, or monthly basis.

 In addition to the above, here are some other things to keep in mind about Carbon loans:

  • There are no hidden fees or charges with Carbon loans.
  • You can apply for a Carbon loan online or through the Carbon mobile app.
  • Your loan will be disbursed within 24 hours of approval.
  • You can make payments on your Carbon loan online, through the Carbon mobile app, or at any Carbon partner location.

3. Fair money 

FairMoney is a digital bank and instant loan app that offers personal loans to individuals in India and Nigeria. The app is designed to provide quick and easy access to loans without the need for collateral or paperwork.

 Loan amounts and interest rates

 In India, FairMoney offers loans of up to ₹60,000 with repayment periods of 90 to 180 days. The annual interest rate (APR) ranges from 12% to 36%.

 In Nigeria, FairMoney offers loans of up to ₦3,000,000 with repayment periods of 6 to 18 months. The APR ranges from 11% to 35.88%.

 Repayment terms

 Loans are repaid in equal monthly installments. Borrowers can choose to repay their loans using Netbanking, UPI, debit card, or wallets. Auto-debit is also available, which allows borrowers to automatically repay their loans on time and take new loans even faster.

4. Aella Credit 

Aella Credit is a mobile app that provides instant loans to borrowers in Nigeria. The app uses a proprietary credit scoring algorithm to assess borrowers’ creditworthiness and determine their loan eligibility. Borrowers can apply for loans of up to NGN 1,000,000 and receive their funds within 24 hours.

 Aella Credit’s interest rates range from 5% to 35% per annum, depending on the borrower’s creditworthiness. The app also charges a one-time origination fee of 1% of the loan amount. Repayment terms are flexible and can range from 3 to 12 months.

Aella Credit is a convenient and accessible way for Nigerians to access credit. The app’s quick and easy application process and flexible repayment terms make it a good option for borrowers who need fast access to cash.

5. Palmpay 

PalmPay is a mobile app that offers a variety of financial services, including loans. PalmPay loans are designed to be quick and easy to get, with no paperwork or collateral required.

Loan Amounts

The amount you can borrow with a PalmPay loan depends on your creditworthiness. However, loan amounts typically range from ₦5,000 to ₦1,000,000.

Interest Rates

PalmPay loans have an interest rate of 1% to 30% per month, depending on the loan amount and the borrower’s creditworthiness.

Repayment Terms

PalmPay loans have a repayment term of 1 to 12 months. Borrowers can choose to repay their loans on a weekly, bi-weekly, or monthly basis.

A Step-by-Step on how to Applying for a Long-Term Loan

  1. Carefully evaluate the offerings and reputation of different long-term loan apps to find the most suitable one for your needs.
  2. Download the chosen loan app from the Google Play Store or Apple App Store and install it on your mobile device.
  3. Create an account by providing your personal details, including your full name, phone number, email address, and residential address.
  4. Complete the registration process by verifying your phone number and providing additional information, such as your employment status and bank account details.
  5. Provide accurate and updated personal and financial information to ensure a smooth loan approval process.
  6. Submit the loan application along with supporting documents, such as payslips or bank statements, if required.
  7. The loan application will be processed and you will be notified of the decision within a specified timeframe.

Conclusion 

Long-term loan apps are a convenient and accessible way to get a loan in Nigeria. These apps typically offer loans with repayment terms of 12 months or more. They are often a good option for people who need a larger amount of money or who have a poor credit history.

By carefully selecting the right loan app, maximizing the benefits, and effectively managing repayments, individuals can leverage long-term loans to enhance their financial well-being and achieve their long-term aspirations.

FAQS

Which loan apps are banned by Nigerian government?

The Federal Competition and Consumer Protection Commission (FCCPC) has delisted several loan apps from the Google Play Store for violating consumer rights and engaging in unfair practices. The banned loan apps are; 

  • Getloan
  • Camelloan
  • Cashme
  • Secucash
  • Creditbox
  • Cashmama
  • Crimson Credit
  • Galaxy Credit
  • Ease Cash
  • Xcredit
  • Imoney
  • Naira Naija
  • Imoneyplus-Instant
  • Nairanaija-Instant
  • Nownowmoney
  • Naija Cash
  • Eagle Cash
  • Firstnell App
  • Flypay
  • Spark Credit
  • Sycamore Integrated Solutions Limited
  • Orange Loan
  • Purple Credit Limited

Is Okash banned in Nigeria?

Yes, Okash was banned by the Federal Competition and Consumer Protection Commission (FCCPC) in September 2022 for violating consumer rights and engaging in unfair practices. 

Can loan app access my contact after uninstalling the app?

It is possible for a loan app to access your contacts even after you have uninstalled the app, but only if you granted the app permission to access your contacts before you uninstalled it. 

Once a user grants an app permission to access their contacts, the app can store a copy of those contacts on its own servers. This means that even if you uninstall the app, the app will still have access to your contacts.

 However, if you denied the app permission to access your contacts, then the app should not be able to access your contacts even after you have uninstalled it.

Best Loan Apps for N10,000, N20,000, N30,000 Naira Loans in Nigeria

By
Seun Ogun
-
0
Best Loan Apps for N10,000, N20,000, N30,000 Naira Loans in Nigeria

Are you in need of urgent loan? Do you need up to 10, or 30 thousand Naira now? If yes, this article is for you. 

In this blog post, I will provide you with the ultimate guide on how to borrow up to 30,000 naira and also reveal the top apps that you can borrow money from in Nigeria. 

Let get started. 

Borrowing money comes with a lot of paper work. I have a good news for you. The rise of fintech has brought about a revolution in the Nigerian financial sector, with loan apps emerging as a popular and convenient solution for accessing short-term loans.

In Nigeria, there are a variety of loan apps that offer loans ranging from N10,000 to N100,000. These apps typically have a quick and easy application process, and you can often get approved for a loan in just a few hours.

Benefits of Using Loan Apps

Loan apps offer several advantages over traditional lending institutions, making them an attractive option for many Nigerians. These benefits include:

  • Convenience: Loan apps can be accessed from anywhere, anytime, using a smartphone.
  • Speed: The application and approval process for loans is typically fast and efficient.
  • Flexibility: Loan amounts and repayment terms can be tailored to individual needs.
  • No paperwork: Loan apps typically require minimal documentation, making the process hassle-free.

Factors to Consider When Choosing a Loan App

Interest Rates

Interest rates play a significant role in determining the overall cost of your loan. Compare interest rates offered by different loan apps to find the most affordable option.

Loan Amounts

Ensure the loan app provides the loan amount that aligns with your specific financial requirements.

Repayment Terms

Carefully review the repayment terms, including the repayment period and frequency, to ensure they fit within your budget and financial capabilities.

Eligibility Requirements

Meet the eligibility criteria set by the loan app to enhance your chances of loan approval. These requirements may include age, residency status, income level, and credit history.

Customer Reviews

Read customer reviews and testimonials to gain insights into the user experience, customer service, and overall reliability of the loan app.

Best Loan Apps for N10,000 Loans

If you’re looking for a loan of N10,000 or less, there are a few great options available.

 Branch

Branch offers flexible loan amounts ranging from N1,000 to N50,000, with N10,000 loans being the most popular choice. Repayment terms vary from 3 to 30 days, and interest rates are among the lowest in the industry. Branch is known for its user-friendly interface and excellent customer service.

Kuda Bank

Kuda Bank is a digital bank that also offers mobile loans. N10,000 loans are readily available, with repayment terms ranging from 7 to 30 days. Interest rates are competitive, and Kuda Bank is known for its transparent pricing and quick approval process.

BetaLoans

BetaLoans provides short-term loans of up to N10,000 with repayment terms of 7 to 14 days. Interest rates are relatively high, but BetaLoans is known for its fast approval process and convenient loan disbursement.

FairMoney

FairMoney offers flexible loan amounts ranging from N500 to N100,000, with N10,000 loans being a popular option. Repayment terms vary from 7 to 30 days, and interest rates are competitive. FairMoney is known for its transparent pricing and focus on financial inclusion.

Alat by Wema

Alat by Wema is a digital banking platform that offers mobile loans of up to N50,000, with N10,000 loans being the most common. Repayment terms range from 7 to 21 days, and interest rates are competitive. Alat by Wema is known for its easy-to-use interface and reliable customer service.

Top 5 Loan Apps for N20,000 Loans

Paylater

Paylater offers flexible loan amounts ranging from N500 to N250,000, with N20,000 loans being a popular option. Repayment terms vary from 7 to 30 days, and interest rates are competitive. Paylater is known for its wide acceptance among merchants and its focus on instant loan disbursement.

QuickBucks

QuickBucks provides short-term loans of up to N20,000 with repayment terms of 2 to 14 days. Interest rates are relatively high, but QuickBucks is known for its fast approval process and convenient loan disbursement.

DigitalSamosa

DigitalSamosa offers flexible loan amounts ranging from N500 to N20,000, with N20,000 loans being a popular option. Repayment terms vary from 7 to 30 days, and interest rates are competitive. DigitalSamosa is known for its transparent pricing and focus on financial inclusion.

OPay

OPay is a mobile payment platform that also offers mobile loans. N20,000 loans are available, with repayment terms ranging from 7 to 21 days. Interest rates are competitive, and OPay is known for its wide acceptance among merchants.

Migo

Migo provides flexible loan amounts ranging from N2,000 to N50,000, with N20,000 loans being a popular option. Repayment terms vary from 7 to 21 days, and interest rates are competitive. Migo is known for its focus on underserved markets and its commitment to providing affordable loans.

Top 5 Loan Apps for N30,000 Loans

Palmcredit

 Palmcredit offers flexible loan amounts ranging from N1,000 to N150,000, with N30,000 loans being a popular choice. Repayment terms vary from 7 to 30 days, and interest rates are competitive. Palmcredit is known for its user-friendly interface and excellent customer service.

LoanMe

LoanMe provides flexible loan amounts ranging from N5,000 to N50,000, with N30,000 loans being a popular option. Repayment terms vary from 7 to 30 days, and interest rates are competitive. LoanMe is known for its transparent pricing and focus on financial inclusion.

Aella Credit

Aella Credit offers flexible loan amounts ranging from N500 to N50,000, with N30,000 loans being a popular option. Repayment terms vary from 7 to 30 days, and interest rates are competitive. 

How to Apply for a Loan on a Loan App

The application process for loan apps is generally straightforward and can be completed in a matter of minutes. 

  • Download the app from the Google Play Store or Apple App Store.
  • Create an account by providing your personal information, such as your name, email address, phone number, and date of birth.
  • Link your bank account to the app.
  • Select the loan amount and repayment terms.
  • Submit your application.

 Once you submit your application, the loan app will review your information and make a decision within a few minutes. If your application is approved, the loan will be deposited into your bank account within 24 hours.

Conclusion

Thanks for reading to this end. Now, I am sure you know the app that suit your need in borrowing the required amount of money. 

How to Check Easy Buy Balance, Payment Account Details

By
Seun Ogun
-
0
How to Check Easy Buy Balance, Payment Account Details

After buying equipment, furniture or electronics from EasyBuy, the next thing is to check your balance or update your card info in other to pay for the goods. 

In such instance, some individuals have issues on how to check either Easy Buy balance or payment Account details. 

Now in this article, I will give you a step by step method I used just this concluded last week to check my Easy Buy balance and payment Account details. 

What is Easy Buy?

Easy Buy is a type of hire purchase or credit agreement that allows customers to purchase goods or services and pay for them over time. 

The goods or services remain the property of Easy Buy until the balance has been paid off. Easy Buy offers a variety of financing options, including flexible payment plans and low interest rates.

How does Easy Buy work?

To apply for Easy Buy, you will need to provide some personal information, such as your name, address, and employment details. 

You will also need to choose a financing option and make a down payment. 

Once your application has been approved, you will be able to purchase the goods or services you want and start making payments.

Methods for Checking Easy Buy Balance and Payment Account Details

Easy Buy offers convenient methods for checking your balance and payment account details, ensuring you can access the information whenever needed.

Checking Easy Buy Balance and Payment Account Details Online

  • Visit the official Easy Buy website and locate the “Login” or “My Account” section.
  • Enter your registered email address and password to access your Easy Buy account.
  • Once logged in, navigate to the “My Account” or “Dashboard” section.
  • Look for a tab or section labeled “Balance Summary,” “Payment Details,” or “Account Information.”
  • Your current Easy Buy balance, outstanding payments, payment history, and account details will be displayed. Congrats 

How to check Easy Buy Balance and Payment Account Details Through the Easy Buy Mobile App

  • Search for and download the Easy Buy mobile app from the Apple App Store or Google Play Store.
  • Once installed, launch the Easy Buy mobile app and ensure you’re connected to the internet.
  • Enter your registered email address and password to sign in to your Easy Buy account.
  • Tap on the profile icon or your name to access your profile settings.
  • Look for a tab or section labeled “Balance Information,” “Payment Details,” or “Account Summary.”
  • Your current Easy Buy balance, outstanding payments, payment history, and account details will be displayed.

How to Check Easy Buy Balance and Payment Account Details by Phone

  •  Dial the Easy Buy Customer Service Hotline: Locate the Easy Buy customer service hotline number and dial it from your phone available on 0902 452 1049 or through 0703 040 2087
  • When prompted, provide your Easy Buy account number, registered email address, or other relevant account details.
  • Inform the customer service representative that you would like to check your Easy Buy balance and payment account details.
  • The customer service representative will provide you with your current Easy Buy balance, outstanding payments, payment history, and account details.

Conclusion

Checking your Easy Buy balance and payment account details is a simple process that can be done online or by phone. By following the steps outlined in this article, you can easily access the information you need. Thanks for reading to the end. 

FAQS

How much interest does EasyBuy charge?

EasyBuy’s interest rates range from 6% to 9% per month, depending on the loan amount, repayment plan, and creditworthiness of the borrower. The exact interest rate for your loan will be determined at the time of application.

For instance, If you borrow ₦50,000 with a 3-month repayment plan and an interest rate of 6% per month, your total interest payment would be ₦9,000. This means that you would end up repaying a total of ₦59,000.

Who owns EasyBuy Nigeria?

EasyBuy Nigeria is owned by Transsnet Financial Nigeria, which is a subsidiary of Transsion Holdings. Transsion Holdings is a Chinese multinational company that manufactures and sells mobile phones. The company is one of the largest smartphone manufacturers in Africa and has a significant presence in Nigeria.

How much is the down payment for EasyBuy?

The down payment for EasyBuy is 30% of the total cost of the product you are purchasing. For example, if you are purchasing a phone that costs N10,000, you would need to pay a down payment of N3,000. The remaining N7,000 would be financed by EasyBuy and paid off in installments over a period of 3 to 6 months.

How To Get Airtel Smartcash POS – Airtel Smartcash POS Charges, Customer Care Number, Machine Price

By
Seun Ogun
-
0
How To Get Airtel Smartcash POS – Airtel Smartcash POS Charges, Customer Care Number, Machine Price

Are you in need ofSmart cash POS right now? Do you want to know how you can get it today? Or Do you want their customer care number so as to clarify an issue? 

If you’re nodding your head in affirmative, this blog post is for you. 

Airtel Smartcash POS is a point-of-sale (POS) terminal that allows merchants to accept Airtel Money payments. 

It is a convenient and secure way for merchants to accept payments from their customers. 

Airtel Smartcash POS is also a valuable tool for merchants who want to track their sales and manage their inventory.

What is Airtel Smartcash POS?

Airtel Smartcash POS is a lightweight, portable, and easy-to-use POS terminal that is compatible with all Airtel Money wallets. It comes with a built-in printer and a barcode scanner, making it a versatile tool for any business.

Benefits of using Airtel Smartcash POS

There are many benefits to using Airtel Smartcash POS, including:

  • It allows merchants to accept payments quickly and easily, which can improve customer service.
  • Airtel Smartcash POS can help merchants reduce their costs by eliminating the need for cash handling.
  • It is a secure way to accept payments, which can help protect merchants from fraud.
  • Airtel Smartcash POS can help merchants track their sales and manage their inventory, which can improve their efficiency.

Eligibility Criteria for Airtel Smartcash POS

To be eligible for Airtel Smartcash POS, you must:

  • Be an Airtel customer
  • Have a valid business license
  • Have a bank account
  • Have a good credit history

Required Documents for Airtel Smartcash POS Application

To apply for Airtel Smartcash POS, you will need to provide the following documents:

  • A completed application form
  • A copy of your business license
  • A copy of your bank statement
  • A copy of your valid government-issued ID

Steps on How to Apply for Airtel Smartcash POS

Step 1: Visit an Airtel Store or Agent

The first step is to visit an Airtel store or agent and express your interest in applying for Airtel Smartcash POS.

Step 2: Fill out the Application Form

You will be provided with an application form that you will need to fill out completely. Make sure to provide all of the required information accurately.

Step 3: Submit the Application Form and Required Documents

Once you have completed the application form, you will need to submit it along with the required documents to the Airtel store or agent.

Step 4: Pay the Application Fee

There is a non-refundable application fee of N10,000 that you will need to pay.

Step 5: Receive Your Airtel Smartcash POS Machine

Once your application has been approved, you will receive your Airtel Smartcash POS machine within 5 working days.

Airtel Smartcash POS Charges

There are two types of charges associated with Airtel Smartcash POS: transaction fees and other charges.

Transaction Fees

Transaction fees are charged for each transaction that you process using Airtel Smartcash POS. The transaction fee is a percentage of the transaction amount, and it varies depending on the type of transaction. For example, the transaction fee for airtime recharge is 1%, while the transaction fee for bill payment is 2%.

Apart from that, there are also a number of other charges associated with Airtel Smartcash POS, such as SIM card activation fees, monthly rental fees, and replacement fees for lost or damaged machines.

Also, note that Merchants are charged a monthly maintenance fee of N500.

Airtel Smartcash POS Customer Care Number

If you have any questions about Airtel Smartcash POS, you can contact Airtel customer care at 09125-939-939.

Conclusion

Thanks for reading to this end. At this juncture, I am assured that you can buy, use and even login to Airtel SmartCash POS. Congratulations 

FAQS

What is the code for Airtel SmartCash?

The code for Airtel SmartCash is *939#. You can use this code to dial into the SmartCash USSD menu and perform various transactions. 

Does SmartCash have an app?

Yes, SmartCash has an app called Smartcash PSB. It is available for both Android and iOS devices.

How to Cancel Pending Transaction on MetaMask in 2023

By
Seun Ogun
-
0
How to Cancel Pending Transaction on MetaMask in 2023

Finding it hard to cancel whopping sum of money in your MetaMask app? 

If you’re nodding your head right now, this blog post is for you. 

In this blog post, I will put you through the seamless process on how you can cancel pending transaction on Metamask today. 

What is Matamask 

MetaMask, a popular cryptocurrency wallet, facilitates interactions with decentralized applications (dApps) and enables users to manage their Ethereum-based assets. 

During the course of transactions on the Ethereum blockchain, situations may arise where transactions become stuck in a pending state, causing delays in the transfer of funds. 

Understanding the process of canceling pending transactions in MetaMask is essential for maintaining smooth transactions and safeguarding your funds.

How Pending Transactions Work

When a transaction is initiated on the Ethereum blockchain, it enters a pending state, awaiting confirmation from miners who validate and process transactions. 

This confirmation process involves miners incorporating the transaction into a block, which is then added to the blockchain.

Factors Affecting Transaction Confirmation

Several factors influence the speed at which pending transactions are confirmed, including:

  • Network Congestion: When the Ethereum network experiences high traffic, transactions may take longer to be confirmed due to the increased demand for miner resources.
  • Gas Fees: Gas fees represent the compensation paid to miners for processing transactions. Higher gas fees incentivize miners to prioritize transactions, leading to faster confirmation times.
  • Base Fee: The base fee, a dynamic component of transaction fees, automatically adjusts based on network congestion. During periods of high network usage, the base fee increases, making transactions more expensive but potentially leading to faster confirmation times.

How to identify Pending Transactions

To identify pending transactions in MetaMask, follow these steps;

Launch the MetaMask extension.

Navigate to the “Activity” tab.

Under the “Pending” section, you will find a list of transactions awaiting confirmation or rejection.

How to cancel Pending Transactions Using MetaMask’s Activity Log

MetaMask provides a straightforward method for canceling pending transactions directly from the Activity Log.

Step 1: Accessing the Activity Log

  • Open the MetaMask extension.
  • Click on the “Activity” tab located at the top of the interface.

Step 2: Locating the Pending Transaction

Scroll through the list of transactions until you identify the pending transaction you want to cancel.

Step 3: Initiating the Cancellation Process

  • Click on the “Cancel” button associated with the pending transaction.
  • Review the cancellation confirmation message and click on “Confirm” to proceed.

Canceling Pending Transactions via Transaction Replacement

Transaction replacement involves overriding a pending transaction with a new transaction that effectively cancels the original. This method is particularly useful for stuck transactions.

Step 1: Gathering Transaction Details

  • Access the pending transaction you want to cancel using MetaMask’s Activity Log.
  • Note down the transaction’s details, including the recipient address, amount, and gas limit.

Step 2: Crafting the Replacement Transaction

  • Open MetaMask and initiate a new transaction.
  • Enter the same recipient address and amount as the pending transaction.
  • Set a higher gas limit to incentivize miners to prioritize the replacement transaction.

Step 3: Initiating the Replacement Transaction

Review the transaction details and click on “Confirm” to send the replacement transaction.

How to Resolve Stuck Transactions

Stuck transactions are those that remain pending for an extended period due to network congestion or insufficient gas fees. To resolve struck transactions, follow this steps

  • Monitor the Activity Log for transactions that have remained pending for an unusually long time.
  • Speeding Up Stuck Transactions
  • Click on the “Speed Up” button associated with the stuck transaction.
  • Increase the gas fee to incentivize miners to prioritize the transaction.

How to Reset the Nonce

  • Access MetaMask’s advanced settings.
  • Enable “Customize transaction nonce.”
  • Send a new transaction to reset the nonce and potentially resolve the stuck transaction.

How to Prevent  Pending Transactions from Getting Stuck

 To minimize the occurrence of stuck transactions, consider the following preventive measures:

  1. Before initiating transactions, check the current network congestion levels on Ethereum blockchain explorers. Avoid transacting during periods of high congestion.
  2. Set gas fees that are commensurate with the current network congestion. Higher gas fees prioritize transactions, reducing the likelihood of them getting stuck.
  3. MetaMask offers advanced gas fee options, such as “Max Priority Fee” and “Max Fee,” which automatically adjust gas fees based on network conditions.

Alternative Approaches to Dealing with Pending Transactions

Instead of canceling a pending transaction, consider alternative approaches:

Waiting for Confirmation: If the transaction is not urgent, waiting for confirmation may resolve the issue without the need for manual intervention.

Contact the dApp: If the transaction is related to a specific dApp, contact the dApp’s support team for assistance. They may be able to provide guidance or initiate actions to resolve the pending transaction.

Conclusion

Effectively managing pending transactions is an essential aspect of utilizing MetaMask and using the Ethereum blockchain. 

By exercising caution, following preventive measures, and considering alternative approaches, users can minimize the risks associated with pending transactions and safeguard their digital assets.

FAQS

How do I cancel pending ethereum transactions?

The general approach involves using a method called “replace-by-fee (RBF).” This method allows you to replace the pending transaction with a new one that has a higher gas fee, which will incentivize miners to prioritize the new transaction and get it confirmed more quickly.

How long does a pending transaction take to expire?

Most pending transactions will expire within 7-10 business days. This means that if the transaction is not confirmed within this timeframe, it will be canceled and the funds will be returned to your wallet.

Does pending mean it went through?

No, “pending” does not mean that a transaction has gone through. It simply means that the transaction has been initiated but has not yet been completed. 

Transactions are typically pending for a short period of time while they are being processed by the relevant network or system.

How to Start Palm Oil Business in Nigeria

By
Seun Ogun
-
0
How to Start Palm Oil Business in Nigeria

Do you want to invest in cash crop? Have you chosen palm oil and ready to dedicate your time, and money to it? 

This blog post is for you. In this blog post, I will show you how to start a palm oil business in Nigeria with minimal capital. 

Palm oil is a versatile vegetable oil derived from the fruits of the oil palm tree, and it is one of the most widely consumed edible oils in the world. 

Nigeria is one of the largest producers of palm oil in Africa, and there is a growing demand for palm oil products both domestically and internationally. 

Starting a palm oil business in Nigeria can be a lucrative venture, but it requires careful planning, execution, and management. 

Let’s get started 

The palm oil industry in Nigeria plays a significant role in the country’s economy, contributing to employment generation, poverty reduction, and foreign exchange earnings. 

Nigeria is estimated to have over 3.5 million hectares of land planted with oil palm trees, and the industry employs over 1.5 million people directly and indirectly. 

The country produces around 4.5 million tons of palm oil annually, making it the fourth-largest producer of palm oil in the world.

Nigeria is one of the world’s leading producers of palm oil, with an annual production of over 4 million metric tons. The industry employs millions of people directly and indirectly, and it contributes significantly to the country’s export earnings. 

The Nigerian government has implemented various policies and initiatives to support the growth of the palm oil industry, such as the National Oil Palm Development Program (NOPD) and the National Palm Oil Development Fund (NPODF).

Benefits of Starting a Palm Oil Business in Nigeria

There are several compelling reasons why starting a palm oil business in Nigeria can be a profitable and rewarding endeavor, they include;

  • High Demand: Palm oil is a versatile ingredient used in a wide range of products, including cooking oil, margarine, soap, cosmetics, and biodiesel. The demand for palm oil is expected to continue to grow globally, driven by population growth, rising disposable incomes, and increasing urbanization.
  • Favorable Government Policies: The Nigerian government has implemented various policies to support the growth of the palm oil industry, including providing subsidies for land acquisition, planting materials, and processing equipment. The government also encourages investment in palm oil refineries and infrastructure projects.
  • Abundant Land and Labor: Nigeria has vast areas of land suitable for oil palm cultivation, and there is a plentiful supply of labor available in rural areas. This makes it relatively easy to acquire land and labor resources for palm oil production.
  • Export Potential: Nigeria has a strategic location with access to major international markets, making it an ideal base for exporting palm oil products. The country’s proximity to Europe, Asia, and the Middle East, which are major palm oil consumers, presents significant export opportunities.

How far is the Palm Oil Industry growing in Nigeria

The Nigerian palm oil industry has experienced significant growth in recent years. The country’s palm oil production increased from 1.3 million tons in 2010 to 3.8 million tons in 2020. 

Steps to Start a Palm Oil Business in Nigeria

Launching a successful palm oil business in Nigeria requires a well-structured approach and a thorough understanding of the industry. Here’s a step-by-step guide to help you navigate the process:

Develop a Business Plan

A detailed business plan is crucial for any new venture, and it is particularly important for a palm oil business. 

Your business plan should outline your business objectives, strategies, financial projections, and risk management plan. It should also include market research, competitor analysis, and a clear understanding of the regulatory landscape.

Secure Land and Acquire Necessary Equipment:

Land is the primary asset for a palm oil business, and you will need to secure suitable land for oil palm cultivation. Consider factors such as soil quality, climate, accessibility, and proximity to processing facilities when selecting land. Additionally, invest in essential equipment for land preparation, planting, harvesting, and processing of palm fruits.

Palm trees typically take around 5-7 years to mature and start producing fruits.

Cultivate Palm Trees and Manage Plantation

Planting and managing an oil palm plantation requires expertise and patience. Oil palm trees take several years to mature and produce fruits. It is essential to follow proper agricultural practices, including fertilization, pest control, and irrigation, to ensure optimal yields.

Harvest and Process Palm Fruits to Extract Palm Oil

Harvesting palm fruits requires specialized tools and techniques to minimize damage to the trees and ensure quality. Once harvested, the fruits need to be processed promptly to extract palm oil. This involves several stages, including sterilization, digestion, clarification, and fractionation.

Machines involved in the processing and Extraction of Palm oil

Bunch Reception Station

The bunch reception station is where the fresh fruit bunches (FFBs) are first brought to the mill. The FFBs are weighed and inspected for quality.

Threshing Machine

The threshing machine separates the individual fruits (drupes) from the bunches. The drupes are then transported to the sterilizer.

Sterilizer

The sterilizer kills enzymes that can break down the oil and also loosens the pericarp, the fleshy part of the fruit. The drupes are sterilized using steam or hot water.

Digester

The digester cooks the drupes to further soften the pericarp and release the oil-bearing mesocarp. The digester also helps to separate the mesocarp from the nut.

Fiber Separator

The fiber separator separates the mesocarp from the fibers and nuts. The mesocarp is then sent to the press, while the fibers and nuts are discarded.

Press

The press extracts the oil from the mesocarp. The press can be hydraulic or mechanical.

Clarification Tank

The clarification tank separates the oil from impurities such as water and sediment. The oil is then pumped to the storage tanks.

Storage Tanks

The storage tanks hold the crude palm oil (CPO) until it is ready to be refined.

The CPO is refined to remove impurities and make it suitable for human consumption. The refining process can include bleaching, deodorizing, and fractionation.

Challenges and Risks of Starting a Palm Oil Business in Nigeria

Despite the promising prospects of the palm oil industry, there are certain challenges and risks that potential entrepreneurs should be aware of:

  1. Market Fluctuations: The palm oil market is subject to price volatility due to global demand, supply dynamics, and economic factors. Entrepreneurs should be prepared to adapt their business strategies to navigate market fluctuations.
  2. Labor Availability and Cost: Access to skilled labor can be a challenge in rural areas, particularly during peak harvesting seasons. This can lead to labor shortages and higher labor costs, which can impact production efficiency and profitability.
  3. Pest and Disease Control: Oil palm trees are susceptible to various pests and diseases that can cause significant damage to the crop and reduce yields. Effective pest and disease management practices are essential to maintain 
  4. Inadequate Infrastructure: Some rural areas in Nigeria may lack adequate infrastructure, such as transportation networks, power supply, and storage facilities. This can hinder the efficient transportation, processing, and storage of palm oil products.

Conclusion

 Thanks for reading to the end. With the guide I have provided, you can start your own palm oil production today. 

By understanding the market dynamics, implementing effective strategies, and managing risks, entrepreneurs can establish successful palm oil businesses that contribute to the country’s agricultural sector and overall economic prosperity.

FAQs

What are the financial requirements for starting a palm oil business in Nigeria?

 On a general estimate, a small-scale palm oil business may require an initial investment of around ₦10 million to ₦20 million, while a larger-scale operation could require an investment of over ₦100 million

What government licenses and permits are required for a palm oil business in Nigeria?

 To operate a palm oil business legally in Nigeria, you will need to obtain the following licenses and permits:

  • Business registration certificate from the Corporate Affairs Commission (CAC)
  • Environmental permit from the Federal Ministry of Environment
  • Processing and export license from the Nigerian Export Promotion Council (NEPC)
  • Phytosanitary certificate from the Department of Plant Health, Federal Ministry of Agriculture and Rural Development

How much is a bottle of palm oil in Nigeria?

The price for Plam oil in Nigeria now is typically between ₦1,200 and ₦1,500  per 1 liter bottle.

1...404142...49Page 41 of 49
© Newsmag WordPress Theme by TagDiv