Home Finance Easybuy loan: download easybuy app apk, easybuy phones website, easybuy login, easybuy...

Easybuy loan: download easybuy app apk, easybuy phones website, easybuy login, easybuy vip cash loans, easybuy repayment app 

Easybuy loan is one of the most popular digital loan services in Nigeria. Through its parent company, Easybuy Limited, the company provides fast and convenient loans to individuals and small businesses. In this comprehensive guide, we will explore everything you need to know about Easybuy loan, including how to access loans, repayment options, fees and charges, as well as tips for responsible borrowing.

How Does Easybuy Loan Work?

Easybuy loan allows users to access cash loans directly from their mobile phones through two main platforms – the Easybuy app and website. Here are the basic steps to access an Easybuy loan:

1. Download the Easybuy app from the Google Play Store or Apple App Store. Alternatively, visit the Easybuy website on your mobile browser. 

2. Create a profile by providing personal details like full name, ID number, phone number, residential address, etc. You will need to verify your identity for authentication.

3. Request the loan amount you need, between ₦5,000 to ₦300,000 depending on your repayment capacity. 

4. Have your loan application processed automatically. Decision is instant for existing customers with good repayment history.

5. Receive approved funds in your bank account within minutes to hours. The money can be used for any purpose.

6. Repay the loan as scheduled in weekly or bi-weekly installments over 3-6 months depending on the amount borrowed.

Differnt types of Easybuy Loan 

Easybuy offers different loan products to suit diverse customer needs

Easybuy Standard Loan

This is the basic loan for individuals and salaried workers. Loan amounts range from ₦5,000 to ₦100,000 with a 1.5% daily interest rate and 30 days repayment period. Requires BVN verification.

Easybuy Flexi Loan 

Offers higher loan amounts from ₦50,000 to ₦300,000. Has flexible repayment terms of 3-6 months but slightly higher interest of 2% daily. For established customers. 

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Easybuy Merchant Loan

Tailored for micro, small and medium business owners. Provides working capital loans up to ₦300,000. Tenor is 3-6 months with interest starting from 2%.

Easybuy Salary Loan

Specifically for salaried individuals. Automatically deducts repayment from your salary each month for convenience. Loans amounts range from ₦50,000 to ₦150,000.

How to Login & Manage Your Easybuy Account

Managing your Easybuy loan account is easy through the following steps

1. Visit the Easybuy website or open the app on your phone. 

2. Enter your phone number and password to login. 

3. On the homepage, you can view your loan statement, repayment schedule and transaction history.

4. Tap “Repay Loan” button to pay your outstanding amount using bank transfer or USSD. 

5. You can also initiate a new loan application from your account dashboard. 

6. For assistance, use the in-app chat or call the customer support line.

7. Ensure your personal details including bank account are updated for seamless transactions.

8. Enable phone and email notifications for important alerts and reminders.

Benefits of Easybuy Loan

There are several advantages that make Easybuy loan very attractive to many Nigerians:

  • Instant loan approval and disbursements within minutes or hours.
  • No collateral required, just basic KYC documentation.
  • Flexibility of repayment terms from 1 month up to 6 months.
  • Convenient mobile access through user-friendly app and website.
  • Competitive interest rates compared to other digital lenders.
  • Round-the-clock customer support via live chat, email and phone.
  • Ability to check loan status and history anywhere, anytime.
  • Opportunity to build a strong credit profile for future loans.
  • Additional benefits like cashback, discounts and rewards.
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How to Download and Install Easybuy App

To access Easybuy loans via their mobile app, here are the simple steps:

1. On your Android phone, open the Play Store app or on iOS device open the App Store.

2. Search for “Easybuy” in the search bar and tap to find the official Easybuy app. 

3. Tap the “Install” button to download and install the app. 

4. Once installed, open the app and create an account or login to your existing profile. 

5. Enable app and browser notifications for critical alerts during the loan process.

6. You can now initiate, manage and repay loans straight from the Easybuy app conveniently.

7. Ensure your device settings allow the app access to calls, SMS and contacts for identity verification.

8. Keep app updated by the Play Store/App Store for latest features and security patches.

FAQs About Easybuy Loan and Their Services

How much is the iPhone XR on Easybuy?

The iPhone XR is available on Easybuy for N370,000 in Nigeria. 

What is the interest rate for Easybuy phones?

The interest rate for Easybuy phones is 6% per annum

Conclusion

In summary, Easybuy loan provides a very convenient way to access instant, flexible and affordable digital loans directly from your phone. By gaining a solid understanding of how it works, available products and responsible borrowing practices, you are empowered to maximize the benefits of this service. As with all loans, ensure you repay on time to maintain a healthy credit profile. Let me know if you need any clarifications!

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