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How to Deactivate, Close, or Delete Jaiz bank Mobile app and Internet banking

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How to Deactivate, Close, or Delete Jaiz bank Mobile app and Internet banking

Jaiz bank is one of the leading Islamic banks in Nigeria that offers both mobile banking and internet banking services to its customers. 

While these digital banking services provide great convenience, there may be times when you want to deactivate, close or delete your Jaiz bank mobile app or internet banking account. 

This detailed guide will walk you through the simple steps to do so.

Reasons to Deactivate or Close Your Jaiz bank Digital Banking Accounts

There are several valid reasons why a customer may want to deactivate or close their Jaiz bank mobile app or internet banking account:

1 You no longer have an account with Jaiz bank 

If you have closed your main bank account with Jaiz bank for any reason, it makes sense to also close the associated digital banking profiles.

2. You’re switching to a new bank

When moving all your banking to a new financial institution, deactivating old profiles ensures a clean financial transition. 

3. Security or privacy concerns 

If you suspect an unauthorized person has accessed your accounts, it’s best to deactivate them until issues are resolved for your protection. 

4. Inactivity for an extended period 

Profiles left dormant for a long time present security risks and could also lead to account deactivation by the bank itself.

How to Deactivate or Close Your Jaiz bank Mobile App

Follow these steps to deactivate the Jaiz bank mobile banking app

Step 1: Open the Jaiz bank mobile app 

Launch the app on your device as you normally would.

Step 2: Select “Settings”

Look for the settings icon (often represented by a gear) and tap to access the settings menu. 

Step 3: Choose “Deactivate Mobile Banking” 

Scroll down the settings list until you see the option to deactivate mobile banking and select it. 

Step 4: Confirm your decision

You will be prompted to confirm your intention. Tap “Confirm” to proceed.

Step 5: Delete app from your device (optional)

You can now remove the app from your device if you no longer need it installed.

How to Deactivate or Close Your Jaiz bank Internet Banking 

To close your Jaiz bank internet banking profile, follow these steps:

Step 1: Log in to your online banking 

Go to the Jaiz bank website and log in to your internet banking dashboard.

Step 2: Look for “Settings” 

Locate the settings menu, which has a gear icon on the top right of the page. 

Step 3: Select “Close Account”

Under settings, choose the option to close your account. 

Step 4: Submit application form

A form will appear asking you to provide your details and reason for closure. Fill this out and submit.

Step 5: Verify your identity 

Jaiz bank will contact you to verify your identity before processing the closure. 

Step 6: Await confirmation 

Once verified, your account will be deactivated within 5 business days or as specified.

Conclusion

As you can see, deactivating or closing your Jaiz bank mobile app and internet banking profiles is a simple process that just takes a few taps or clicks.

 Be sure to follow the bank’s procedures to ensure your request is properly processed in a timely manner. 

Don’t hesitate to contact Jaiz bank customer support if you need any assistance along the way. I hope this guide has helped provide a clear understanding of how to manage your Jaiz digital banking experience. Let me know if you have any other questions using the comment section below. 

Frequently Asked Questions (FAQs)

How can I recover my JAIZ bank username?

To recover your JAIZ bank username, you can follow these steps:

  • Visit the JAIZ bank online banking portal at Jaiz e-Banking.
  • Click on the “Forgot Password” or “Forgot Your Details” link on the login page.

Follow the instructions to recover your username, which may involve entering your email or other verification steps.

If you encounter any issues during the process, you can contact JAIZ bank’s 24/7 Customer Contact Centre via phone at 2347080635555 or 2347080635500. 

How can I activate my net banking user ID?

  • To activate your net banking user ID, follow these general steps based on the information provided:
  • Visit your bank’s official website, which is typically the net banking section.
  • Look for the “Login” or “Register” button and click on it.
  • Enter the required account information, such as your account number, mobile number, branch code, and CIF number (Customer Information File number).
  • Click the “Submit” button.
  • Verify your identity by entering the OTP (One-Time Password) sent to your registered mobile number.
  • Create a user ID and password.
  • Re-enter your net banking credentials to start using the bank’s online services.

How to Deactivate, Close, or Delete Stanbic IBTC Mobile app and Internet banking

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How to Deactivate, Close, or Delete Stanbic IBTC Mobile app and Internet banking

Stanbic IBTC mobile app and internet banking provide customers a convenient way to bank on-the-go. However, there are times you may need to deactivate, close, or delete your accounts. This comprehensive guide will walk through the steps to do so.

Deactivating your Stanbic IBTC mobile app

To deactivate the Stanbic IBTC mobile app without closing your account, follow these steps

  • Open the app and tap the menu icon in the top-left corner. 
  • Select “Settings” then tap “Deactivate mobile app”. 
  • Enter your login password and tap “Submit” to confirm. 
  • Your app will deactivate and you cannot log in or access your account via the mobile app. 
  • Your online bank account remains open. You can reactivate the mobile app by logging in through the mobile browser at any time.

Closing your Stanbic IBTC internet banking

To fully close your internet banking and underlying bank account, you need to visit a branch to complete account closure documentation. Here are the basic steps:

  • Visit the branch where your account is domiciled with a government-issued identification. 
  • Inform the customer representative you wish to close your account. Complete the account closure form providing your account details and closure reason. 
  • Surrender your debit card and cheque booklets. 
  • Allow 1-2 weeks for account closure processing and funds transfer out of Stanbic IBTC (if applicable). 
  • Your online banking will deactivate once the account is officially closed.

It is important to note that you may be charged an account closure fee which will be deducted from your account balance upon closure. Refer to Stanbic IBTC’s fee schedule for details. 

The closure process ensures all outstanding transactions are reconciled and any remaining balance in your account is refunded before officially closing the account. 

Deleting the Stanbic IBTC mobile app

If you want to permanently remove the Stanbic IBTC mobile app from your device without closing your account, follow these steps

Go to your device settings and search for app management. 

Locate the Stanbic IBTC app from the list of installed apps.

Tap on the app and select “Uninstall” or “Remove”. 

Confirm deletion when prompted. 

The app will be permanently deleted from your device.

Conclusion

Thanks for reading to this very end. This guide provided a comprehensive overview of how to deactivate or delete the Stanbic IBTC mobile banking app, as well as the process to fully close your internet banking and underlying bank account. 

I hope this helps choose and complete the right option for your banking needs efficiently. Please contact Stanbic IBTC customer care for any other queries.

Frequently Asked Questions

How do I reset Stanbic online banking?

  1. To reset your Stanbic IBTC online banking password, follow these steps:
  2. Go to the Stanbic IBTC online banking login page.
  3. Click on “Reset Password,” which is located directly below the password input field.
  4. Enter the email address used to sign in with.
  5. Click on the “NEXT” button.
  6. Enter the Internet Client Number, Memorable Date, and Password used to register on the old site (if forgotten, click “Forgotten Password or Memorable date”).
  7. Enter a new password, ensuring it meets the criteria.
  8. Enter the One-Time-PIN (OTP) sent to the registered email address, then click “SUBMIT.”
  9. You will be returned to the sign-in page to sign in with your new password

Can I reopen my Stanbic IBTC account after closure?

Yes, you can reopen your Stanbic IBTC account after closure by visiting any branch with two passport photographs, a utility bill less than 3 months old as proof of address, and original account opening documents. 

The branch will guide you through completing a new account opening form and updating your customer details. Reopening is subject to standard KYC and verification processes.

HOW TO DEACTIVATE, CLOSE, OR DELETE ACCESS BANK MOBILE APP AND INTERNET BANKING

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HOW TO DEACTIVATE, CLOSE, OR DELETE ACCESS BANK MOBILE APP AND INTERNET BANKING

Are you a customer looking for the best way to close, delete air deactivate your Access bank app or account? 

If that is the case, this article is for you. 

Whether you are changing banks, upgrading devices, or have security concerns, deactivating accounts is a straightforward process that safeguards your financial information. 

This article covers the clear procedures for removing profiles on both mobile apps and websites. We will also explore common reasons for deactivation and the post-closure experience. My goal is to ensure you understand all aspects for a smooth process.

Why You May Want to Deactivate Your Access Bank Accounts 

Let’s briefly discuss some situations where a customer would benefit from deactivating their Access Bank profiles:

Closing or relocating your bank account 

If you have decided to close your primary checking or savings account with Access Bank, it is important to deactivate online profiles first. 

Once your physical account is terminated, continuing to have active digital access could put your financial security at risk. I’ve known people whose accounts were drained after closure because profiles remained live. 

Protect yourself by following the deactivation steps before heading to the branch.

Changing or upgrading your mobile device

An exciting new smartphone or tablet is a great reason to thoroughly clean your old device before the trade. Rather than thoughtlessly transferring accounts, take time to properly deactivate profiles left behind. Otherwise, your financial details remain exposed on a device you no longer control. It takes barely five minutes to click through the steps – securing your information is worth the small effort.  

Security concerns

Of course, a compromised password or suspected unauthorized access are definite red flags. As soon as anything seems off about your accounts, 

Shielding then through hdeactivation is a wise first step while you address the issue with customer service. 

Given the sophistication of cybercrime today, being proactive safeguards you from potential harm down the line. Pausing access buys time to nip problems in the bud with the bank’s help.

Read Also: Forgot my Alat by Wema Password and Pin – How to Reset, Change and Recover Alat by Wema Password and Pin

How to Deactivate the Access Bank Mobile App

Deactivating the Access Bank mobile app is easier than setting it up initially. Follow this process

1. Launch the app and tap the menu button, usually in the top left or right corner depending on your device.

2. Scroll down and select “Settings” – it will likely be the last option near the bottom of the list. 

3. Next, choose “Close Account” or “Deactivate App” – these should be clearly labeled tertiary buttons. 

4. The app will prompt for your login details such as username and password to verify identity. 

5. Review the terms for permanent deactivation that appear once logged in. 

6. When ready, hit the big obvious button labeled “Confirm” to complete removal from your device. 

7. As a final security step, you can additionally uninstall the app if upgrading phones or tablets.

The entire process takes under five minutes, as slow networks permitting. Contact customer care if help is required with navigation or credentials. Let’s move forward to the desktop procedure next.

How to Deactivate Access Bank Internet Banking

Use the following simple steps to disable your online profiles via computer

1. Log in through the Access Bank website using your regular username and password. 

2. Look for your profile icon, usually in the top right, and click to reveal the menu. 

3. Select “Close Account” or “Deactivate Profile.” 

4. Check any disclosures and tick the agreement box to acknowledge legal notices.  

5. Enter login details a final time for verification before submitting the request. 

6. Click the prominent “Submit” button to remove all web-based access immediately. 

7. As an extra layer of security once logged out, consider emptying cached site data saved locally by your browser.

With those few mouse clicks, transactions will no longer appear nor is data viewable through the website. 

What Happens After Your Account is Deactivated?

Now that profiles are removed, what should you expect regarding your accounts? Here are the key points:

  • Login attempts on any device will correctly result in errors, as credentials no longer work. 
  • Transaction histories, balances, and personal details become invisible online and through mobile apps.
  • All scheduled or upcoming transfers and payments are automatically cancelled. 
  • Your sign-in information can no longer be exploited by potential hackers either. 
  • You have the option later to easily reactive disabled profiles by calling customer care.
  • It’s wise to confirm the bank shows accounts as properly closed on their end too for full security.
  • Take note that physically closing an account is a separate branch process than deactivating profiles.
  • With banking activities and private details now fully shielded, you can feel confident personal finance information remains protected going forward as intended.

Conclusion

To summarize, removing profiles through the outlined process only takes minutes but provides essential continued security for customer accounts, devices, and data. 

For concerns over digital access, physical relocation, or simple upgrades, deactivating is simple and worthwhile. Feel free to contact Access Bank customer support with any other questions regarding accounts. 

Please proceed to the common FAQs below for even further clarity. 

FAQS

How do I activate my Access Bank mobile app?

To activate the AccessMore app as a new customer, follow these steps:

  • Visit the Android PlayStore or iOS Store.
  • Download the “AccessMore” app.
  • Open the app and select ‘Sign up’ to register.
  • For more detailed instructions, you can refer to the official Access Bank PLC website or watch the tutorial videos available below: 

Can I reactivate my accounts later if needed? 

Yes, deactivating online profiles is not an irrevocable termination of accounts or removal of account services. Should banking requirements or situations change down the road, customers maintain the option to proactively contact customer service and have disabled login access reestablished through a quick reset process. 

It’s essentially like pausing digital access for a period rather than permanently shutting down the entire relationship. 

Reactivation permits continued use of online resources when useful again later.

How to Deactivate, Close, or Delete Your Union Bank Mobile App and Internet Banking

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How to Deactivate, Close, or Delete Your Union Bank Mobile App and Internet Banking

Do you want to close or delete your Union bank account right now but don’t know how to go about it? Don’t worry I will walk you through the process from A-Z. All I need is your attention, and make sure you read to the very end. 

Common Reasons for Deactivating Accounts

There are several common reasons why someone may want to deactivate or delete their Union Bank mobile and online banking access:

Closing a Bank Account 

If you have decided to permanently close one of your Union Bank checking or savings accounts, deactivating the associated online and mobile access is an important part of that process. This helps ensure that there is no unauthorized access to the closed account. 

Taking a Break from Online Banking

You may want to take a temporary break from managing your finances online if you are going on an extended vacation, dealing with a major life event, or need a mental break. Deactivating your accounts prevents any unwanted logins or activity during this time away from online banking.

Suspected Fraud or Security Concerns

If you suspect or experience any fraudulent or suspicious activity on your Union Bank accounts, it is best to immediately deactivate your online and mobile access as a security precaution. You can then work directly with the bank’s fraud department to investigate and address the issue securely. 

Switching to a New Bank

Deactivating your Union Bank accounts online and on mobile devices is recommended as part of the switching process if you are planning to transfer all your banking needs to a new financial institution. This helps clean up and close out the old accounts properly before fully moving on.

How to Deactivate or Delete the Union Bank Mobile App

To deactivate the Union Bank mobile banking app on your iPhone or Android device, simply follow these steps:

For iOS (iPhone) Devices

1. Open the Settings app and tap “General.”

2. Tap “iPhone Storage” to see a list of installed apps and their file sizes.  

3. Find the “Union Bank” app and tap “Delete App” to uninstall it. 

4. If prompted, enter your device passcode to confirm.

5. Tap “Delete” to complete removing the app.

For Android Devices

1. Open the Settings app and go to “Apps & notifications.”

2. Select “Union Bank” from the list of installed apps.

3. Tap “Uninstall updates” or “Uninstall” depending on your device.

4. Confirm by tapping “OK” to proceed with removing the app.

Once uninstalled, the mobile banking app and any associated login credentials will be removed from your device. You can easily reinstall it later from the app store if you choose to reactive your accounts.

How to Deactivate or Delete Union Bank Internet Banking Access 

To deactivate your online banking access from a computer, follow these steps:

  • Log into Your Account 

Go to the Union Bank website and log in to your online banking account using your usual username and password. 

  • Select Account Services

Look for the “Account Services” or “Profile and Settings” option on the left side menu after logging in. Select this to manage your account details and settings.

  • Find Deactivation Option

Scroll through the options available until you locate the “Close Accounts” or “Deactivate Online Access” section, which will have a button to initiate the deactivation process. 

  • Confirm Your Decision 

You will be asked to confirm your decision and may need to provide additional verification like a one-time passcode sent to your phone. Follow any on-screen instructions and your accounts will be promptly deactivated.

Your login credentials and digital access will now be disabled until reactive. You can then proceed to fully close your bank accounts as well if desired.

How to Reactivate Union Bank Accounts 

If you change your mind later and wish to start using your Union Bank accounts again, the process to reactivate them is straightforward: 

Contact Customer Support

Call the phone number listed on the back of your debit card or visit a local Union Bank branch. Inform them you have deactivated your accounts temporarily and now want to reactive them.

Verify Your Identity  

The representative will ask you for personal details like your full name, address, date of birth, last 4 of social security number, and account numbers to confirm your identity.

Complete the Process

Once verified, they can reactivate your online and mobile access within a few minutes by flipping a switch in the system. You may receive new login credentials as an added security measure as well.

You will then be able to log back in and access your accounts normally through online banking or the Union Bank mobile app.

Frequently Asked Questions

How do I deregister Union Bank Mobile App?

To deregister the Union Bank Mobile App, you can follow these methods:

  • Navigate to the “Deregister” option under the hamburger menu in the VYOM app. 
  • You can also deregister by contacting the Union Bank Call Centre

You can also deregister by contacting the Union Bank Call Centre

How Long Does Deactivation Take?

The deactivation process outlined in this guide is designed to be fast, typically taking just a few minutes once you complete the online or mobile steps. Your credentials will be instantly disabled, and login access revoked. However, the full timeframe for account closure may take a little longer depending on internal processing times at the bank. 

Conclusion

Thanks for reading. I hope this comprehensive guide has covered everything you need to know about how to deactivate, close, or delete your Union Bank mobile and online banking access easily. 

Please contact the bank directly if you have any other questions during the process. Taking proactive steps to protect your financial accounts information is important. Let me know if you need any clarification or have additional questions!

How to Deactivate, Close, or Delete Fidelity Bank Mobile App and Internet Banking

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How to Deactivate, Close, or Delete Fidelity Bank Mobile App and Internet Banking

Fidelity Bank, a leading financial institution, offers its customers the convenience of a mobile app and internet banking services. 

However, there may come a time when you need to deactivate, close, or delete your Fidelity Bank mobile app and internet banking accounts. This could be due to security concerns, a change in banking preferences, or any other personal reasons. In this comprehensive guide, I will walk you through the step-by-step process of deactivating, closing, or deleting your Fidelity Bank mobile app and internet banking accounts.

Before we go into the deactivation, closure, or deletion process, let’s take a moment to understand the Fidelity Bank mobile app and internet banking services. 

Fidelity Bank’s mobile app allows customers to access their accounts, make transactions, pay bills, and perform various banking activities conveniently from their smartphones. Internet banking offers similar functionalities but can be accessed through a web browser on your computer or mobile device. These digital platforms provide 24/7 access to your accounts, making banking more accessible and efficient.

Read Also: Best Banks for Western Union in Nigeria

Reasons for Deactivating, Closing, or Deleting Fidelity Bank Mobile App and Internet Banking

There are several reasons why individuals may consider deactivating, closing, or deleting their Fidelity Bank mobile app and internet banking accounts:

1. Security Concerns: If you suspect unauthorized access or fraudulent activities on your account, it is crucial to take immediate action to protect your finances and personal information.

2. Change in Banking Preferences: You may have switched to another bank or prefer using different banking platforms that better suit your needs.

3. Privacy Concerns: If you are concerned about the collection and use of your personal data by the bank or its partners, you may choose to deactivate, close, or delete your accounts.

How to Deactivate Fidelity Bank Mobile App and Internet Banking

Deactivation is a temporary measure that disables your access to the Fidelity Bank mobile app and internet banking services without permanently deleting your account. It allows you to suspend your accounts while retaining the option to reactivate them later.

Step1: Initiating Deactivation

To deactivate your Fidelity Bank mobile app, open the app on your smartphone and navigate to the settings or account settings section. 

Look for the option to deactivate your account and follow the on-screen instructions. For internet banking, log in to your account through the web browser and locate the account settings or profile settings. 

Look for the option to deactivate your internet banking account and follow the provided instructions.

Step 2: Confirming Deactivation

Once you have initiated the deactivation process, carefully review the confirmation details. Ensure that you understand the consequences of deactivating your accounts. Confirm your decision and proceed with deactivation.

Closing Fidelity Bank Mobile App and Internet Banking

Step 1: Understanding the Closure Process

Closing your Fidelity Bank mobile app or internet banking account is a permanent action that results in the termination of your account. It is important to be aware of the implications before proceeding with closure.

Step 2: Initiating Closure

To close your Fidelity Bank mobile app or internet banking account, you will need to contact Fidelity Bank’s customer support or visit a branch. Speak to a representative and inform them of your intention to close your account. They will guide you through the necessary steps and provide any additional information or documentation required.

Step 3: Confirming Closure

During the closure process, carefully review any terms or conditions associated with closing your account. Understand the consequences, such as the loss of account history and the potential impact on your credit profile. 

Once you have confirmed your decision, follow the instructions provided by the bank to finalize the closure.

How to Delete Fidelity Bank Mobile App and Internet Banking

Deleting your Fidelity Bank mobile app or internet banking account involves permanently erasing your data and removing your account from the bank’s systems. It is essential to understand that deletion is irreversible, and you will not be able to recover your account or associated information.

Step 1: Initiating Deletion

To delete your Fidelity Bank mobile app, uninstall the app from your smartphone. This will remove the app and its associated data from your device. Deleting your internet banking account requires contacting Fidelity Bank’s customer support or visiting a branch. Request the deletion of your account and follow the instructions provided.

Step 2: Confirming Deletion

Before confirming the deletion, ensure that you have backed up any important data or information related to your account. Once you have confirmed your decision to delete your account, follow the bank’s instructions to complete the deletion process.

Ensuring Security and Privacy

Throughout the deactivation, closure, or deletion process, it is essential to prioritize security and privacy. Consider the following tips:

1. Change Passwords: If you suspect anyunauthorized access or fraudulent activities, change your passwords immediately to ensure the security of your accounts.

2. Monitor Account Activity: Keep a close eye on your account activity during the deactivation, closure, or deletion process. Report any suspicious transactions or activities to the bank.

3. Secure Personal Information: Safeguard your personal information and avoid sharing sensitive details with unauthorized individuals or third parties.

4. Update Contact Information: Ensure that your contact information, such as phone number and email address, is up to date. This will help the bank communicate with you during the process.

Conclusion

Deactivating, closing, or deleting your Fidelity Bank mobile app and internet banking accounts requires careful consideration and adherence to the provided instructions. Prioritize security and privacy throughout the process, and keep in mind that permanent closure or deletion is irreversible. 

If you have any doubts or concerns, it is advisable to consult Fidelity Bank’s customer support or visit a branch for assistance.

FAQS

How do I delete a linked bank account on Fidelity?

To delete a linked bank account on Fidelity, log into Fidelity.com and follow these steps:

  1. Select “Accounts & Trade”
  2. Click “Transfers”
  3. Under “Manage”, select “Manage bank accounts”
  4. Once on your “Manage bank accounts” page, you will be able to view all of your linked bank accounts.
  5. Find the old bank account and select the “delete” button to the right of the desired linked bank.

Note that you can only delete a bank account from one Fidelity account at a time. To delete the same bank account from more than one Fidelity account, you must delete it from each account separately by simply clicking the link on the Delete Bank Account Confirmation page.

How do I delete my Fidelity account on the app?

To delete your Fidelity account on the app, you can follow these steps:

  • Log into your Fidelity account on the app.
  • Navigate to the account settings or profile section.
  • Look for the option to close or delete your account.
  • Follow the on-screen instructions to initiate the closure request.

Fidelity may require you to confirm your decision via email or phone call for security purposes. Once the closure request is confirmed, any remaining funds in the account will be transferred to your designated bank account within a specified timeframe. 

If you encounter any difficulties, you can also call Fidelity customer service at 800-343-3548 for assistance in closing your account.

How to Apply for Loans for Unemployed People in Nigeria

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How to Apply for Loans for Unemployed People in Nigeria

Have you been searching for loan? Are you unemployed yet you need urgent loan to fashion out somethings? Why not take your time to read this article?

Loans for unemployed individuals in Nigeria have become an essential financial resource, providing support during challenging times when traditional sources of income such as daily job are not yet coming. 

The good thing is that In recent years, several digital lending platforms have emerged, offering accessible loan options tailored specifically for both the unemployed and the employed. However, I will only be brushing on the Loans for unemployed people in Nigeria. 

In this article, we will  explores some of the prominent loan providers in Nigeria, such as Branch Loan, FairMoney Loan, Carbon Loan, PalmCredit Loan, QuickCheck Loan, Baobab Loan, and CarrotPay. Let’s delve into each of these loan providers and understand how they can help unemployed individuals.

List of Loans for Unemployed People in Nigeria

1. Branch Loan

This is the first loan app on my list for the unemployed. 

Branch Loan is a popular lending platform in Nigeria that caters to the needs of the unemployed. It offers quick and hassle-free loan solutions, providing individuals with the financial flexibility they require. By leveraging innovative credit assessment techniques, Branch Loan evaluates the creditworthiness of applicants based on data sources, allowing them to access loans even without a formal job.

2. FairMoney Loan

Secondly, if you’re an unemployed person, fairmoney gets you covered. 

FairMoney Loan is another prominent digital lender that recognizes the financial challenges faced by unemployed people in Nigeria. It provides personalized loan options, allowing individuals to meet their financial obligations and cover unexpected expenses. 

The application process is simple and user-friendly, enabling quick approval and disbursement of funds directly to the borrower’s bank account. You can borrow up to 100,000 Naira without BVN on this platform. However, please make sure you repay, failure to do so may result in serious implications such as threat or legal action. 

3. Carbon Loan

Carbon Loan is a renowned digital financial platform that extends its services to unemployed individuals in Nigeria.

Through its mobile application, Carbon Loan offers loans with minimal paperwork and no collateral requirements.

The platform leverages advanced algorithms to evaluate the creditworthiness of borrowers, making it possible for unemployed individuals to access loans conveniently.

4. PalmCredit Loan

PalmCredit Loan is a reliable lending platform that offers loans to unemployed individuals in Nigeria. The platform provides flexible loan amounts and repayment terms, ensuring borrowers can comfortably manage their finances. With a simple and intuitive user interface, PalmCredit Loan simplifies the loan application process, making it accessible to all, regardless of employment status. You can borrow up to 50,000 Naira on this platform with BVN and other necessary documents. The interest rate is charming. 

5. QuickCheck Loan

QuickCheck Loan is a leading digital lender in Nigeria that understands the financial needs of the unemployed. This platform offers instant loans without collateral. Really? Yes. With quick check loan, you don’t need any collecteral. All you need is your mobile phone, internet connection, government approved means of identity and application. Get started today by downloading their app

7. CarrotPay

CarrotPay is a digital lending platform that specializes in providing loans to unemployed individuals in Nigeria. Through its innovative approach, CarrotPay offers accessible loan options, ensuring financial stability during unemployment. The platform emphasizes convenience and transparency, making the loan application and repayment process seamless for borrowers.

Conclusion

Thanks for reading this article to this end. 

In conclusion, loans for unemployed people in Nigeria have witnessed a significant transformation with the emergence of digital lending platforms and are leading the way in providing accessible financial solutions to the unemployed. 

Remember to explore each platform’s terms and conditions, interest rates, and repayment options so that you can have the best at your table. 

FAQS

Where can I borrow money urgently in Nigeria?

Are you looking for the best place to borrow money as urgent as it may be? PalmPay gets you covered. With Palmpay you can borrow up to 150,000. 

How to get a loan if I’m not working?

If you’re not working, it means you’re unemployed or partially employed. Now, to get a loan, you can take notice of the platforms mentioned in this article including; FairMoney, Branch Loan, PalmCredit, and others. 

Can I get a loan without my BVN number?

Practically, in Nigeria, no App will borrow your money without requesting your BVN. Owing to this fact, you can not borrow money without BVN. You will need to submit your BVN and other means of identification before you can be granted a loan. 

Which app can I borrow 50K from?

If you’re looking forward to getting a loan from any platform. Palmpay offers you the best option with a low-interest rate. 

 

Canada Study Permit for Kids: Things you must know before you apply for Visa to Canada For A Minor

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Canada Study Permit for Kids: Things  you must know before you apply for Visa to Canada For A Minor

Welcome to your favourite Scholarship, internship and job opportunities website. In today’article I going to discuss about  what you need to apply for if you are traveling to Canada as a worker or a student and you’re wanting to take your minor children with you.That sounds right, right?  What I mean by “minor“ are children who are not yet of the age that requires them to attend a post-secondary institution.

What do you need to apply for on their behalf to take a minor  along with you to Canada?

Seun Ogun is my name, and I’m a Canadian immigration lawyer. I help skilled workers who are inside Canada and those who are outside Canada become Canadian permanent residents without having to deal with all of the complicated immigration rules that are part of that process.

If you intend to immigrate to Canada as a worker, student, or simply a visitor, you might consider what kind of status certificate you will require if you want to bring young children (minor) with you.

For the purposes of Canadian immigration law, a minor child is someone who is either under the age of 18 or under the age of 19, depending on the province in Canada that you want to visit. Here we see that people in the provinces of Alberta, Manitoba, Ontario, Quebec, and Saskatchewan don’t get to the age of majority, meaning they remain minors until they get to the age of 18, while that changes for the other provinces. However, a miner is somebody who’s of  the to the age of 19 and above.

If the person is above the age of 18 what type of document must you posses?

If the person is not a minor, then that person may have to apply for their own status document on their own.

If they want to come to Canada, for instance, as a worker and you have a minor child who you want to take with you, meaning this is a child who’s not yet reached the age that requires them to attend a post-graduate institution, then you  need to apply for a study permit on behalf of that child.

In essence, what I meant was that, minor children who want to study in Canada must apply for a study permit before they enter Canada, and this includes minor children who come with parents who already have a work or study permit.

So if you’re taking your minor child to Canada and that child is of school age, let’s say that child is six years of age or older, you will need to apply for a study permit on behalf of that child.

If the child is younger than six or five years old, then that child would not be of school age, and therefore a study permit naturally would not apply. In that instance, you’d apply for a visitor record on behalf of the child.

It’s important to know that, people who want  to come to Canada need to first get what’s called an acceptance letter from a designated learning institution inside Canada.

However, this does not apply to minors who would be studying at elementary or high schools. They do not need an acceptance letter from a designated learning institution.

Do you have any chance if the permit expires when you arrive in Canada?

It’s crucial to understand that you have the option of applying for a new study permit or an extension inside Canada that will be tied to your status document.

However, your child’s study permit will be attached to your work permit if you are in the country on a work permit and need to extend it.

This means that it will be renewed for the same period of time as your work permit. On the other hand, if you arrived in Canada with a child who was too young to start school, such as a toddler, and you’ve been living here for some time, and the child is now old enough to start school, you do not need to apply for a study permit for the child.

It’s important to be aware that some provinces may still require a study permit for a child in order to ensure that the child benefits from all of the provincial social services that are available in that province.

Generally speaking, a child who entered Canada on a visitor record and is now prepared to enroll in school would not need to apply for a study permit but rather would be able to do so at the provincial level.

Of course, like most other rules, there are exceptions, and one of the exceptions to this rule is that if your child is a U.S. national, then that child is required to apply for a study permit. You do not have to include an application for that child in your initial application.

If you yourself are not a U.S. national, the child who is a U.S. national may apply for a study permit at the point in time when they enter Canada and arrive at the port of entry.

They may at that point apply for their study permit by requesting it from the immigration officer.

They do not need to file an application beforehand in order to be eligible for a study permit. So I trust you found value in this article. Thanks for reading to this very end.

Opening a Jaiz Bank Account with USSD Code in Nigeria: A Step-by-Step Guide

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Opening a Jaiz Bank Account with USSD Code in Nigeria: A Step-by-Step Guide

When I was a young adult starting out in Nigeria, navigating the world of banking felt like a daunting task.  The process seemed complicated, and I found myself overwhelmed by the paperwork and procedures.  But then I discovered the magic of USSD codes!  It was like a lightbulb went off in my head.  These simple codes opened up a whole new world of banking convenience, right from my phone.  

Today, I’m here to share that same magic with you.  Are you tired of long queues at the bank?  Do you wish you could manage your finances on the go?  Then this guide is for you!  We’ll walk through the simple steps of opening a Jaiz Bank account using your phone’s USSD code, empowering you to take control of your financial journey.

Jaiz Bank is a leading Islamic bank in Nigeria, committed to providing ethical and Shariah-compliant financial services.  They offer a wide range of products and services, including savings accounts, current accounts, and loans, all adhering to Islamic principles.

USSD codes, short for Unstructured Supplementary Service Data, are special codes that allow you to access various services on your phone, including banking.  These codes are universally accessible, meaning you don’t need internet access or a fancy smartphone to use them.  All you need is a basic phone and a SIM card from a network provider.

Why Open a Jaiz Bank Account with USSD Code?

Opening a Jaiz Bank account using USSD code offers a plethora of benefits, making it a convenient and hassle-free option for many Nigerians:

Convenience:  Imagine managing your finances from the comfort of your home, your office, or even while waiting for a bus.  USSD codes allow you to access your account anytime, anywhere, as long as you have network coverage.

Accessibility:  You don’t need a smartphone or internet connection to open a Jaiz Bank account.  Just dial the USSD code on your basic phone, and you’re good to go!

Speed:  The USSD code process is remarkably fast.  You can typically open an account within minutes, saving you valuable time and effort.

Security:  Jaiz Bank uses advanced security measures to protect your account information.  You’ll receive a unique PIN that you must use to access your account, ensuring your financial security.

Step-by-Step Guide to Opening a Jaiz Bank Account with USSD Code

Now, let’s go into the step-by-step process of opening a Jaiz Bank account using USSD code.  Follow these simple instructions, and you’ll be on your way to enjoying the benefits of Jaiz Bank’s services.

Step 1: Dial the USSD Code

The first step is to dial the Jaiz Bank USSD code on your phone.  The code is *773#.  Once you dial the code, you’ll be presented with a menu of options.

Step 2: Select “Open Account”

From the menu, navigate to the option that says “Open Account.”  This will take you to the account opening process.

Step 3: Choose Account Type

Jaiz Bank offers various account types, including savings accounts and current accounts.  Select the account type that best suits your needs.  For instance, if you’re looking for a basic account to save your money, a savings account is a good choice.  If you need an account for frequent transactions, a current account might be more suitable.

Step 4: Provide Your Information

You’ll be prompted to provide some personal information, including your name, phone number, and date of birth.  Ensure that you enter your information accurately.

Step 5: Set Your PIN

You’ll need to set a unique PIN that you’ll use to access your account.  Choose a strong PIN that’s easy for you to remember but difficult for others to guess.  

Step 6: Receive Confirmation

Once you’ve completed the steps, you’ll receive a confirmation message on your phone.  This message will include your account details, such as your account number and PIN.  Keep this information safe and secure.

Step 7: Visit a Jaiz Bank Branch

While you can open an account using USSD code, you’ll need to visit a Jaiz Bank branch to complete the verification process and receive your debit card.  Bring your phone with the confirmation message and a valid form of identification.

Congratulations!  You’ve successfully opened a Jaiz Bank account using USSD code.  Now you can enjoy the convenience of managing your finances on the go.

Managing Your Jaiz Bank Account with USSD Code

Once you’ve opened your account, you can use USSD code to perform various transactions, including

  • Checking your account balance:  Dial *773# and select “Check Balance.”
  • Transferring funds:  Dial *773# and select “Transfer Funds.”  You’ll need to enter the recipient’s account number and the amount you want to transfer.
  • Paying bills:  Dial *773# and select “Pay Bills.”  You can pay for various services, such as electricity, water, and internet.
  • Airtime recharge:  Dial *773# and select “Airtime Recharge.”  You can recharge your phone or another person’s phone.
  • Changing your PIN:  Dial *773# and select “Change PIN.”  You’ll need to enter your current PIN and the new PIN you want to set.

Conclusion

Opening a Jaiz Bank account with USSD code is a simple, convenient, and secure way to manage your finances in Nigeria.  By following the steps outlined in this guide, you can easily open an account, access your funds, and perform various transactions from your phone.  Embrace the power of USSD codes and experience the ease and convenience of modern banking.

FAQs

What if I forget my PIN?

If you forget your PIN, you can reset it by visiting a Jaiz Bank branch with a valid form of identification.  They will guide you through the PIN reset process.

How to check Jaiz bank account number and account balance on phone with USSD code and online

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How to check Jaiz bank account number and account balance on phone with USSD code and online

When I first opened my Jaiz Bank account a few years ago, I always found myself inconvenienced whenever I needed to check my account balance or other details while away from home or office.

 As someone always on the move for work, I wanted an easy and quick way to access important account info anytime, anywhere. Thankfully, Jaiz Bank provides convenient digital banking services that solved this problem for me. 

In this article, I’ll explain step-by-step how you can check your Jaiz Bank account number, balance, and other details directly from your mobile phone using either USSD codes or their mobile/internet banking platforms.

What is USSD Code Banking?

Unstructured Supplementary Service Data or USSD coding allows users to access basic banking services directly from their phones without the need for internet data or downloading an app. 

It works similarly to text messaging but is faster and can support requests and responses of up to 182 characters. To use USSD banking, you simply dial specific codes on your phone keypad and the bank responds instantly with the requested information on your phone screen. All major banks in Nigeria including Jaiz Bank have implemented this technology to allow customers basic account access from any phone, even older feature phones without data or app support. 

Check Your Jaiz Bank Account Details via USSD Code

Checking your Jaiz Bank account details using USSD codes is very simple. All you need is a registered phone number with the bank and must know your account number. Here are the step-by-step instructions:

  • Dial the USSD short code for Jaiz Bank which is *965*11 from your registered mobile phone. 
  • The USSD menu will be displayed on your phone screen with different options. Select option 1 for “Account Balance and Mini Statement”.
  • You will be prompted to enter your Jaiz Bank account number. Kindly enter the 10-digit account number.
  • Once you enter the correct account number, the service will display your available account balance and last 5 transactions details instantly on your phone screen.

Check Your Jaiz Bank Account via Mobile/Internet Banking

A more robust option for checking your Jaiz Bank details remotely is through their mobile/internet banking platforms which offer more features than the basic USSD solution. Here are the steps to set it up

Download Jaiz Mobile Banking App

The first step is to download the official Jaiz Mobile Banking application from the Google Play Store or Apple App Store onto your smartphone. Search for “Jaiz Mobile” to find the app.

Register for Jaiz Mobile Banking  

Open the app and select “Register” to start the registration process. You’ll need to provide your account number, email, phone number and set a login pin. The app will send an OTP for verification to your phone.

Log Into the Mobile App

Once registered, launch the app and enter your registered phone number and login pin to access the dashboard. You can now check your balance, account statement, transfer funds and more with ease.

Access via Internet on PC/Laptop

You can also check your Jaiz account details through their internet banking platform on any browser by visiting jaiz.com and entering your login credentials. This allows remote access from any device with an internet connection.

How to Check Account Balance

Now that you’ve set up either the USSD code or mobile/internet banking access, here are the steps to check your Jaiz Bank account balance:

Select “Account Summary” 

Once logged into the mobile app dashboard or internet banking site, look for the “Account Summary” option and select it. 

View Available Balance

This will show you a summary of your Jaiz Bank accounts including the available balance on each account. The balance displayed is the funds available for use or withdrawal at that moment.

Balance Details

You can also view more details like the account number, title, currency and other statements like the transaction mini statement by selecting the specific account.

It is recommended to check your account balance regularly, especially before and after making any transactions to keep track of your finances at all times for accountability.

Aside from just the current balance, you may also want to check your full account transaction statement with Jaiz Bank to keep detailed records. 

How to Check BVN Details 

As part of your digital banking profile, it’s good to regularly verify your Bank Verification Number (BVN) for security and identification purposes. Here are the simple steps: 

1 Log Into Profile As Usual  

Access your profile section through the app or internet banking portal.

2 Locate “BVN” Option

Find the BVN sub-menu and select it.

3 View BVN Number 

Your 11-digit Bank Verification Number and other associated details like name and DOB will be displayed.

4 Cross-Check BVN 

Carefully cross-check that the BVN details match your records for validation and to avoid issues during transactions.

Conclusion

In conclusion, with convenient features like USSD code banking and fully-fledged mobile/internet applications, Jaiz Bank has made accessing important account details and conducting basic transactions a breeze from anywhere.

Taking full advantage of these digital solutions helps save time and makes managing your finances more efficient and organized. 

Always ensure proper security practices and carefully cross-check transaction details regularly. If you need any further guidance, Jaiz Bank support is always there to assist you.

FAQs

How do I change my login password for Jaiz digital banking?

To reset your Jaiz mobile/internet banking password

1. Log in to the app or website 

2. Select “Profile”

3. Click the “Change Password” button

4. Enter your current and new password

5. Confirm your new password 

6. Your password will be updated instantly.

Sun King Solar Fan and Freezer Price in Nigeria, Sun King Solar TV Price in Nigeria

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Sun King Solar Fan and Freezer Price in Nigeria, Sun King Solar TV Price in Nigeria

When I first moved to the rural area I currently live in, reliable electricity was a major challenge. Long power cuts meant blistering heat during the day and no way to keep food fresh or entertain myself at night. That was until I discovered Sun King solar home systems. In this article, I’ll share everything you need to know about Sun King solar products available in Nigeria, including prices, features and my personal experience using their fans, freezers and TV. Stick with me to the end to get answers to some frequently asked questions. 

History of Sun King in Nigeria

Founded in 2012, Sun King offers affordable solar home systems designed for off-grid homes and small businesses in Nigeria and other parts of Africa. Their goal is to provide reliable, renewable energy access to the estimated 85 million Nigerians currently without grid electricity. Starting with just solar lanterns and phone chargers, Sun King has expanded their product lineup over the years to include higher-capacity solar systems integrated with energy-efficient appliances.

Sun King Solar Fan Price and Features 

One of Sun King’s most popular products is their 48W solar ceiling fan, perfect for keeping air circulating on hot nights without electricity bills. The fan comes with a solar panel, battery, charge controller and mounting accessories for around 32,000 naira. Here are some key specs and features

4-blade 48-inch ceiling fan

The all-black fan has a durable plastic body and moves a good amount of air on its three speed settings. At its highest setting, the breeze reaches across a medium-sized room.

30-40 day battery runtime 

The fan is powered by a durable lead-acid battery that Sun King says will provide up to a month of 8-hour runtime per charge on average, depending on climate and usage. 

Automatic light sensor

An integrated light sensor automatically turns the fan on at dusk and off at dawn to maximize efficiency without manual switching. 

2-year warranty

The entire solar fan system comes with a 2-year warranty covering any defects. After-sales support is also provided through Sun King-authorized technicians across Nigeria. 

Sun King Solar Freezer Price and Features

If you need food storage without electricity, Sun King’s solar-powered freezers are a sustainable alternative to gas or kerosene models. Their 52L freezer costs around 80,000 naira. Here are the key specs

52-liter capacity  

The white freezer box provides enough space to store multiple bags of frozen foods, drinks and ice blocks.

Negative 18 degree Celsius temperature

It uses environmentally-friendly and ozone-friendly insulation to maintain a constant negative 18 degree Celsius interior, even on cloudy days.

30-45 day battery runtime

With 4-6 hours of solar charging per day, the deep cycle battery keeps the freezer running for up to 6 weeks without sun. 

Automatic thermostat

An electronic thermostat and fan continually circulate cold air to keep temperature consistent without manual defrosting.

Lockable door and basket

The freezer’s door seal and lock help maintain temperature. It also includes a removable storage basket.

My Experience with Sun King Solar Products So Far

I decided to purchase the Sun King 48W solar fan and 52L freezer soon after moving to really make off-grid living more comfortable. Setting them up was simple following the instruction manuals. After a few weeks of solar charging, they’ve been performing great.

Sun King Solar TV Price and Specifications

For entertainment, Sun King’s off-grid LED TV kits start at around 75,000 naira for a 24-inch model. Larger 32-inch and 40-inch variants are also available. Here are the key specs of their 24-inch TV system

24-inch LED display 

The HD-ready screen provides brighter, sharper picture quality than older CRT TVs.

HDMI and USB ports  

Connect external storage devices, gaming consoles or a satellite dish receiver.

Rechargeable battery

A sealed lead-acid battery powers the TV for 3-5 hours per night on average.

Remote control

The included remote lets you change channels and adjust volume from the comfort of your sofa.

100W mono amplifier

The amplifier drives the TV’s internal speakers to fill a small-to-medium room with sound.

30-45 day battery runtime

When fully charged by the 60W solar panel during the day, the TV battery lasts 1-2 months.

2-year warranty

As with other Sun King systems, the solar TV kit is protected by a standard 2-year warranty.

In rural areas, being able to watch the news, movies and football matches at night has been a wonderful experience. The picture quality is more than sufficient for the off-grid home. 

FAQs about Sun King Solar Products

How long will a solar battery run a refrigerator?

A solar battery with a capacity of 100Ah can power a refrigerator with a power consumption of around 100 watts for approximately 10 hours.

How many solar panels can power a fridge?

To determine how many solar panels are needed to power a refrigerator, several factors must be considered. These include the refrigerator’s power consumption, the solar panel’s power generation, the number of peak sun hours available, and the overall system sizing.

To calculate the required solar panels, you need to determine the refrigerator’s daily power consumption in watt-hours, calculate the daily energy generation of the solar panels, and then divide the refrigerator’s daily power consumption by the solar panel’s daily energy generation.

For instance, if your refrigerator consumes 400 watt-hours daily and your solar panels generate 1.5 kilowatt-hours daily under ideal conditions, you would need approximately 2.67 solar panels.

Conclusion

In conclusion, Sun King has been a true game changer in my off-grid home by providing reliable energy access through their quality, affordable and well-designed solar products. Being able to efficiently power basic necessities and have some modern comforts and entertainment has greatly improved my quality of life without fuel costs or generator fumes. 

While the initial investment is higher than cheap alternatives upfront, Sun King systems have reliably paid for themselves over and over in savings versus the alternatives. I’d highly recommend considering Sun King if you live without grid power in Nigeria. Reliable renewable energy is achievable.