When I first opened my Jaiz Bank account a few years ago, I always found myself inconvenienced whenever I needed to check my account balance or other details while away from home or office.
As someone always on the move for work, I wanted an easy and quick way to access important account info anytime, anywhere. Thankfully, Jaiz Bank provides convenient digital banking services that solved this problem for me.
In this article, I’ll explain step-by-step how you can check your Jaiz Bank account number, balance, and other details directly from your mobile phone using either USSD codes or their mobile/internet banking platforms.
What is USSD Code Banking?
Unstructured Supplementary Service Data or USSD coding allows users to access basic banking services directly from their phones without the need for internet data or downloading an app.
It works similarly to text messaging but is faster and can support requests and responses of up to 182 characters. To use USSD banking, you simply dial specific codes on your phone keypad and the bank responds instantly with the requested information on your phone screen. All major banks in Nigeria including Jaiz Bank have implemented this technology to allow customers basic account access from any phone, even older feature phones without data or app support.
Check Your Jaiz Bank Account Details via USSD Code
Checking your Jaiz Bank account details using USSD codes is very simple. All you need is a registered phone number with the bank and must know your account number. Here are the step-by-step instructions:
- Dial the USSD short code for Jaiz Bank which is *965*11 from your registered mobile phone.
- The USSD menu will be displayed on your phone screen with different options. Select option 1 for “Account Balance and Mini Statement”.
- You will be prompted to enter your Jaiz Bank account number. Kindly enter the 10-digit account number.
- Once you enter the correct account number, the service will display your available account balance and last 5 transactions details instantly on your phone screen.
Check Your Jaiz Bank Account via Mobile/Internet Banking
A more robust option for checking your Jaiz Bank details remotely is through their mobile/internet banking platforms which offer more features than the basic USSD solution. Here are the steps to set it up
Download Jaiz Mobile Banking App
The first step is to download the official Jaiz Mobile Banking application from the Google Play Store or Apple App Store onto your smartphone. Search for “Jaiz Mobile” to find the app.
Register for Jaiz Mobile Banking
Open the app and select “Register” to start the registration process. You’ll need to provide your account number, email, phone number and set a login pin. The app will send an OTP for verification to your phone.
Log Into the Mobile App
Once registered, launch the app and enter your registered phone number and login pin to access the dashboard. You can now check your balance, account statement, transfer funds and more with ease.
Access via Internet on PC/Laptop
You can also check your Jaiz account details through their internet banking platform on any browser by visiting jaiz.com and entering your login credentials. This allows remote access from any device with an internet connection.
How to Check Account Balance
Now that you’ve set up either the USSD code or mobile/internet banking access, here are the steps to check your Jaiz Bank account balance:
Select “Account Summary”
Once logged into the mobile app dashboard or internet banking site, look for the “Account Summary” option and select it.
View Available Balance
This will show you a summary of your Jaiz Bank accounts including the available balance on each account. The balance displayed is the funds available for use or withdrawal at that moment.
Balance Details
You can also view more details like the account number, title, currency and other statements like the transaction mini statement by selecting the specific account.
It is recommended to check your account balance regularly, especially before and after making any transactions to keep track of your finances at all times for accountability.
Aside from just the current balance, you may also want to check your full account transaction statement with Jaiz Bank to keep detailed records.
How to Check BVN Details
As part of your digital banking profile, it’s good to regularly verify your Bank Verification Number (BVN) for security and identification purposes. Here are the simple steps:
1 Log Into Profile As Usual
Access your profile section through the app or internet banking portal.
2 Locate “BVN” Option
Find the BVN sub-menu and select it.
3 View BVN Number
Your 11-digit Bank Verification Number and other associated details like name and DOB will be displayed.
4 Cross-Check BVN
Carefully cross-check that the BVN details match your records for validation and to avoid issues during transactions.
Conclusion
In conclusion, with convenient features like USSD code banking and fully-fledged mobile/internet applications, Jaiz Bank has made accessing important account details and conducting basic transactions a breeze from anywhere.
Taking full advantage of these digital solutions helps save time and makes managing your finances more efficient and organized.
Always ensure proper security practices and carefully cross-check transaction details regularly. If you need any further guidance, Jaiz Bank support is always there to assist you.
FAQs
How do I change my login password for Jaiz digital banking?
To reset your Jaiz mobile/internet banking password
1. Log in to the app or website
2. Select “Profile”
3. Click the “Change Password” button
4. Enter your current and new password
5. Confirm your new password
6. Your password will be updated instantly.
