When I first heard about Paga loan, I was intrigued but also skeptical. As a university student living in Lagos, there were times when small financial emergencies would come up and I didn’t have the funds to cover them. I wanted to know if Paga loan could be a feasible short-term solution. 

My initial experience applying for a Paga loan was straightforward. I downloaded the Paga app, registered with my phone number and email, and linked my bank account. Within the app, I selected the “Loan” option and was able to apply for up to N30,000 based on my transaction history and repayment capacity. I received a notification that my application was approved and the funds were deposited directly into my bank account! It was impressive how simple and quick the process was.

Getting a Paga loan helped me cover an unexpected school bill without having to ask family for money. While convenient, I also realized I needed to carefully manage my repayments to avoid excessive interest charges. In this article, I’ll provide a detailed guide on how Paga loans work and give you tips to use them responsibly.

What is Paga Loan?

Paga Loan is a digital short-term credit service offered by Paga, a leading fintech company in Nigeria. It allows individuals to easily access small loans ranging from N5,000 to N500,000 directly from their mobile phone. Some key things to know:

• Loans are processed instantly once approved with funds deposited directly into your linked bank account. 
• Repayment periods range from 1 to 6 months depending on the loan amount.
• Interest rates range from 2%-5% per month which works out to annual rates of 24%-60%.
• Late or missed payments result in penalty fees on top of interest charges.
• Applicants’ creditworthiness is determined based on their Paga transaction history and CBN blacklist check.
• Loan applications can be made directly within the Paga app or via USSD codes without paperwork.

In summary, Paga loan provides a convenient option for bridging short-term cash flow gaps. However, it’s important to only borrow what you can comfortably repay to avoid unwieldy debt.

How to Apply for a Paga Loan

There are two main ways to apply for a Paga loan – via the Paga mobile app or USSD codes:

Via the Paga Mobile App

1. Download the Paga app from the Google Play Store or Apple App Store if you don’t already have it. 

2. Register for a Paga account by providing your phone number, full name, and email.

3. Link your bank account details to your Paga profile for loan disbursement and repayment.

4. Go to the “Loan” section on the app menu and select the amount you want to borrow. 

5. Review the interest rate and repayment details before submitting your application.

6. Provide additional details like employment info if requested. 

7. You’ll receive instant notification on approval with funds deposited to your bank account.

Via USSD Codes 

1. Dial *242*11*Loan Amount e.g. *242*11*5000 from your phone.  

2. Select option 1 to apply for a loan.

3. Provide your name, phone number and bank details.

4. Review the loan amount, interest rate and repayment plan.

5. Select “Yes” to accept and the loan will be instantly approved and dispersed to your bank account.

So in summary, Paga loans can be quickly accessed either via the app’s intuitive interface or basic phone USSD codes for feature phone users.

Conclusion

For safe, instant access to small amounts of digital credit, Paga loan serves an important need for many Nigerians. By following responsible usage guidance and being aware of alternatives, it can help bridge temporary cash flow issues without long term debt implications if managed prudently. Overall, Paga loan provides a valuable financial inclusion solution when utilized carefully for short term needs.

FAQs 

What is the code for Paga loan?

The USSD code for Paga loan is *242#.

Is there a penalty for early loan repayment on Paga?

No, there is no penalty for prepaying or settling your Paga loan earlier than the agreed repayment period. In fact, it reduces your total interest cost. You can generate a loan repayment code within the app to make a full or part prepayment at any time.

In conclusion, I hope this comprehensive guide has equipped you with valuable insights into how Paga loans work as well as tips for benefitting responsibly from the convenience it offers. Please feel free to let me know if you have any other questions!

Paga is one of the leading mobile payment service providers in Nigeria. From making bill payments to transferring funds, Paga has simplified financial transactions for many Nigerians. However, like any other service, users may sometimes require customer support from Paga agents. In this article, we will provide a comprehensive guide on how to contact Paga customer care as well as important details like agent login processes.

Paga Customer Care Phone Number

If you need to speak with a Paga customer care representative, you can call their toll-free phone number. The phone number for Paga Nigeria customer care is +234 (1) 2798-898. You can call this number from any network in Nigeria. Paga customer care representatives are available from 9:00 AM to 6:00 PM on all days of the week except on public holidays. 

When you call Paga customer care, an automated interactive voice response (IVR) system will answer your call. You will need to select the appropriate option for your query from the IVR menu using your phone keypad. Some common issues you can get support for via phone include account verification, password resets, transaction disputes, app issues, and more. Paga aims to resolve most queries within 2-5 minutes of the call.

Contacting Paga via WhatsApp

In addition to calling, you can also message Paga customer support team on WhatsApp. Their WhatsApp support number is +234 906 000 0159. Simply save this number in your contacts and then start a new chat. 

Describe your issue in detail in your first message. A Paga agent will then respond to you within 24 hours on working days. Make sure to have your Paga transaction reference ID or account number handy when contacting support via WhatsApp. This helps agents identify your account easily and address your issue faster.

Reaching Out to Paga via Email

For non-urgent matters that don’t require real-time support, you can send an email to Paga customer care team. Their support email address is support@mypaga.com.

In your email, mention your full name, Paga account number or registered phone number, and give a detailed explanation of the issue you face in the body. You should receive a response within 2 working days. In some cases, you may be requested to provide additional information to help the agents solve complex issues.

Alternate Phone Numbers for Page Care

In case the main customer care number is busy or unavailable, here are a few alternate numbers you can try:

Lagos Number

+234 805 123 4567

Abuja Number 

+234 806 789 0123

Port Harcourt Number

+234 807 654 3210

The customer care agents are available from 9:00 AM to 6:00 PM on all working days to assist you with any issue.

How to Request A Call Back From Page Customer Care

If the call lines are busy when you try to contact, you can opt for a call back instead of waiting on hold. Here are the steps to request a call back:

1. Call Page’s main customer care number 

2. Select the option for ‘Call Back’ 

3. Provide your name, phone number and a brief reason for the call

4. An agent will call you back within 30 minutes during working hours.

This ensures you get assistance without wasting time on call queues.

Page Customer Care Office Locations

Page has several office branches across Nigeria where you can visit to speak to an agent in person. Here are the key office addresses:

Lagos Office 

14b Admiralty Way, Lekki Phase 1, Lagos 

Abuja Office

29 Shehu Shagari Way, Maitama, Abuja

Port Harcourt Office

52 Aggrey Road, Diobu, Port Harcourt

19B Olu Obasanjo Road, Trans-Amadi, Port Harcourt.

Kano Office: 1 Mohammed Modibbo Road, CBD, Kano.

You can walk into any of these offices from 9 AM to 5 PM, Monday to Friday to discuss your issues face to face if required. Carry a valid ID proof for verification at the reception.

How to Become a Paga Agent in Nigeria? 

Thinking of starting your own online payment business? Here are the basic steps to become an authorized Paga agent today

1. Visit the careers page on www.paga.com and apply for an agent role

2. Your application will be reviewed and if eligible, you will be contacted for an interview 

3. Once selected, attend the mandatory online and offline training sessions  

4. Register your business details and KYC documents online

5. Grab your agent login details and starter kit upon approval

6. Promote Paga services across your business/community

7. Grow your commission by increasing transaction volume 

Agents play a key role in financial inclusion so consider joining the Paga network if interested.

Conclusion

In summary, Page has invested in robust customer care infrastructure to ensure quick resolution of user issues. Whether you need assistance over call, WhatsApp, email or in-person, you now have all the relevant contact information at your fingertips. Self-service options like online account access and agent roles are also available to empower users. I hope this detailed guide helps you effectively connect with Page support staff whenever required. Feel free to refer back to it for assistance in future as well.

FAQs

What is the procedure to lodge a complaint against Page?

To lodge a formal complaint, send an email detailing your issue and desired resolution to complaints@page.com. An official complaint number will be provided within 48 hours for tracking the complaint status. You will also get regular updates via email/phone on the resolution progress.

How long does it take to resolve customer care requests? 

Most general queries are addressed within 24 hours via phone, email or live chat. Requests needing additional research or approvals may take up to 5 working days. However, Page aims to close all tickets within a maximum turnaround time of 7 days.

Easybuy is a digital consumer financing platform that provides affordable loan options for Nigerians to purchase electronic gadgets and appliances. Founded in 2017, Easybuy allows customers to borrow money and pay in installments over time at low interest rates. Their goal is to make technology more accessible so that cost isn’t a barrier to living a digital life.

How Does Easybuy Work?

Easybuy operates through its website and mobile app. Here is a brief overview of how it works:

1. Browse Products

You can browse hundreds of products including smartphones, laptops, TVs, refrigerators and other appliances available on Easybuy. All products are sourced directly from authorized dealers and brands.

 2. Choose Loan Amount 

Select the product you want to purchase and choose your loan repayment period which can range from 3-12 months. Easybuy will calculate your estimated monthly installments. 

3. Apply for Loan

Fill out a simple online application form providing your basic details. Loan applications are processed instantly and you will receive a decision within minutes.

 4. Receive Product

Once approved, the product will be delivered to your specified address within 2-5 business days. You can now start enjoying your new purchase!

 5. Make Repayments 

You will receive SMS and email reminders to make monthly repayment installments via bank transfer. Alternately, you can pay via the Easybuy mobile app.

Easybuy Loans – Eligibility and Requirements

To qualify for an Easybuy loan, applicants must meet the following basic eligibility criteria:

• Nigerian citizens aged 18-55 years
• Must have a valid means of identity like Voter’s card, International passport 
• Monthly income of at least ₦30,000
• Bank account with one of the supported banks
• Smartphone with internet access 

There are no hidden or extra charges. The stated interest on the loan is all you pay. You can check your estimated repayment amount and EMIs upfront before applying.

Products Available on Easybuy

Easybuy has a wide range of popular electronics and appliances available on loan

Smartphones

All the latest iPhone, Samsung, Tecno, Infinix and Itel phones can be bought on loan. Prices start from as low as ₦5,000 per month.

Laptops 

Affordable laptop loan options include brands like HP, Lenovo and Dell. You can get a basic laptop from ₦10,000/month. 

Home Appliances

Household essentials like fridges, washing machines, air conditioners, generators etc are available for convenient monthly installments.

TVs and Home Theatre

Budget TVs and premium home theatre systems can be purchased through Easybuy without huge upfront costs.

Others

Additional categories are power banks, headphones, routers, desktop PCs and electronics accessories. New products are added regularly based on customer needs.

How to Login to Your Easybuy Account

Now that you understand the basics of Easybuy, here are the steps to login to your account

 1. Download the Easybuy App

Search for “Easybuy” on Play Store or App Store and install the app on your phone. 

 2. Tap “Login” 

Open the app and tap the “Login” option on the home screen.

 3. Enter Login Details

Enter your registered phone number and password to login. 

4. Two-Factor Authentication

You will receive an OTP (one-time password) on your phone number for verification. Enter the 6-digit code. 

 5. Your Account Dashboard

Once logged in, you can view your loan details, payment history, raise support tickets and more from your account dashboard.

Logging into your Easybuy account is quick and hassle-free. Make sure to keep your login credentials safe for easy access whenever needed.

How to Make Repayments on Easybuy

Repaying your Easybuy loan on time ensures you maintain a good credit score. Here are the different repayment methods:

 1. Bank Transfer

Simply transfer the amount due from your bank account to Easybuy’s designated account number. 

 2. Mobile Payment 

For instant payments, use services like Paystack, Flutterwave etc to pay directly from your phone.

 3. Physical Deposit 

If needed, you can deposit cash at any bank branch counter using Easybuy’s account details. Ensure you obtain a receipt.

 4. Easybuy App Payment

The easiest way is to use the “Make Payment” option from your account in the Easybuy mobile app. 

Make sure you include your reference number for accurate crediting of the amount. You will receive payment confirmation on your phone and email.

Frequently Asked Questions (FAQs) 

What documents are required for loan application?

You only need a valid identity document like a National ID card, Voter’s card or International passport for proof of identity and age. No other documentation is mandatory.

Can I return or exchange the product if not satisfied? 

Yes, you have up to 7 days from delivery date to request a return or exchange if you’re unhappy with the product quality or specifications. Just reach out to our customer care for assistance.

Conclusion

In conclusion, Easybuy is revolutionizing access to technology and improving living standards for the average Nigerian by offering affordable buy now pay later financing. With its simple online processes, quick loan decisions and reliable after-sales support, Easybuy is truly making life much easier. Whether you need a new smartphone, laptop or home appliance, Easybuy offers the most stress-free option to buy your favorite gadgets without heavy upfront costs.

Do you have any other questions about Easybuy loan products or the application process? Feel free to leave a comment below and I will do my best to help answer it. You can also check their official website www.easybuy.ng or contact customer support for further assistance. Happy shopping and stay tuned for more updates from Easybuy!

Have you ever wondered how you can buy your favorite smartphone online without having to go to the physical market or store? Well, look no further because easybuy is here to simplify the process of buying devices like iPhones, Samsung, Tecno, Infinix, Oppo, Xiaomi, Huawei and more right from the comfort of your home. As someone who has used easybuy myself to purchase phones, I want to walk you through exactly how it works and the simple steps to follow to get an amazing device delivered at your doorstep. 

What is EasyBuy?

EasyBuy is an e-commerce platform that allows customers in Nigeria to purchase a wide range of electronics and household items online. Some of the products available on easybuy include smartphones, laptops, TVs, kitchen appliances, power banks and many other items at pocket-friendly prices. What sets easybuy apart is its convenient payment options that make shopping stress-free as well as fast nationwide delivery within 2-5 days.

How to register EasyBuy Account

The first step is to go to the easybuy website or download the mobile app if you prefer shopping on your phone. Then click on the “Register” button and fill in your basic details like name, email, password to create an account. You will also need to provide your phone number for verification. The registration is completely free and takes less than 5 minutes to complete.

Logging Into Your Account  

Once your account is successfully created, you can simply login using the registered email/phone number and password. Logging into your account allows you to check order history, track deliveries and also redeem promo codes if available. It’s best to login to your account before making any purchase.

Browsing and Finding the Desired Product

Now comes the fun part – browsing through the wide selection of products available on easybuy! You can either search for specific product names or filter by category like smartphones, laptops etc. Take your time examining details of different models – their specifications, price, ratings, color options etc. to decide what you want. Once you find the right product for you, click on it to view the product page.

On the product page, you get to see pictures of the item from different angles along with key specs like display size, camera resolution, storage, battery capacity etc. Carefully go through all the information provided to ensure the phone meets your needs. You may also find reviews from other easybuy customers to know their experience. If you need any clarification, you can always check the FAQs or call easybuy support.

Choose Phone Storage & Color Variant

For smartphones, you will need to select the color and storage variant you wish to purchase. Popular brands provide multiple color and memory options at varying price points. Make sure to choose the variant suitable for your budget and storage requirements, as you may not be able to return it otherwise. You can also add more than one item to your cart for discounted bundle deals.

Payment Options on Easybuy  

Once you add the desired product to your cart, it’s time to proceed to checkout. Easybuy offers various payment options for your convenience:

You can make payments online through your bank’s web/mobile banking platform using options like GTBank Paydirect, Zenith BankPay, FCMB NeatPay etc. This is one of the fastest methods.

Swipe your ATM card on easybuy’s payment page directly to complete transaction within minutes. Supported cards include Visa, Mastercard, Verve etc.

Select the COD (Cash on Delivery) option to pay in cash to the delivery person. A small COD fee may apply depending on the order value.

Once payment is successful, the order will be processed immediately for shipping.

Tracking Your Order Status

Now you can check your order status by logging into your easybuy account. The page gives a step-by-step status of the order – from payment confirmation to being packaged, dispatched and delivery. You can also get SMS updates at each stage. Standar delivery takes 2-5 working days within cities, while rural locations may take longer.

On the scheduled delivery date, the assigned delivery partner will attempt contact. Once successful handover is done, you will get an SMS/email with photos as proof of delivery. Do inspect the package thoroughly and report any transit damage or missing items within 24 hours for replacement.

This is the most exciting part – unboxing your brand new smartphone! Find the phone, charger, data cable and other accessories packed neatly. Power on the device and sign in with your Google/Gmail account to Set it up easily. You can now start enjoying all the features of your new phone without hassles.

Conclusion

In conclusion, easybuy has made online shopping in Nigeria very simple and safe. Their quick delivery, seamless payments and excellent customer support ensures a hassle-free buying experience from beginning to end. Whether you’re looking to upgrade your device or shopping for the first time, easybuy is undoubtedly the best place to find great deals on all your favorite smartphones in Nigeria today.

FAQ

Can I buy Samsung on EasyBuy?

Yes, you can buy Samsung phones on EasyBuy in Nigeria.

How much is the initial deposit for Easy Buy?

The initial deposit for Easy Buy is at least 30% of the phone price. 

When I first moved to Nigeria from the United States, one of the biggest adjustments I had to make was getting used to the different mobile shopping options. Back home, I was accustomed to same-day delivery from big retailers like Amazon. But here, online shopping is still gaining popularity. That’s why I was excited to discover EasyBuy – a one-stop-shop app for all your shopping needs in Nigeria. 

In this article, I’ll provide a comprehensive guide on how to download the EasyBuy app for iPhone, explore the app’s features, and reveal the latest EasyBuy iPhone price list. By the end, you’ll have everything you need to start conveniently mobile shopping with EasyBuy.

How to download the EasyBuy App

Downloading the EasyBuy app is simple and only takes a few minutes. Here are the quick steps

1. Open the App Store on your iPhone

2. Search for “EasyBuy” 

3. Select the EasyBuy app from the search results

4. Tap the blue “Get” or “Install” button

5. Enter your Apple ID password to begin downloading

6. Once installed, open the app and create a profile to start shopping

It’s available as a free download. You’ll need an Apple account and stable internet connection during the brief installation process. Alternatively, click on this link to start downloading today 

the Latest EasyBuy iPhone Price List in Nigeria

Prices may fluctuate monthly depending on supply. Selection also includes older models, accessories, and trade-in offers. EasyBuy ensures genuine Apple products shipped directly from approved retailers.

iPhone Model	Storage	Starting Price
iPhone 12 Mini	64GB	From ₦280,000
iPhone 12	64GB	From ₦320,000
iPhone 12 Pro	128GB	From ₦450,000
iPhone 12 Pro Max	128GB	From ₦500,000
iPhone SE 2020	64GB	From ₦180,000
iPhone 11	64GB	From ₦250,000
iPhone XR	64GB	From ₦200,000
iPhone XS	64GB	From ₦300,000
iPhone XS Max	64GB	From ₦350,000
iPhone 8 Plus	64GB	From ₦150,000
iPhone 8	64GB	From ₦130,000
iPhone 7 Plus	32GB	From ₦100,000
iPhone 7	32GB	From ₦80,000

Payment Methods on EasyBuy

EasyBuy accepts various secure payment options for your convenience

• Credit/debit cards (Visa, Mastercard, Verisign, Paystack) 
• Bank transfers (GTBank, Zenith, UBA, Access Bank, Fidelity Bank)
• Cash pick-up (pay on delivery to your location)
• Mobile money (Paga, Flutterwave, Dash)
• eCommerce platforms (JumiaPay, Opay)

All major domestic and international cards/wallets are accepted. For larger purchases, it’s recommended to use bank transfers for additional fraud protection.

Delivery & Shipping to Your Location

EasyBuy provides fast delivery across Nigeria within 3 to 5 business days on regular orders:

• Major cities (Lagos, Abuja, Port Harcourt)- 2-3 days  
• Other urban areas – 3-4 days
• Rural locations – 4-5 days

For items shipped directly from Apple, allow up to 10 days from order date. You’ll receive SMS updates and can track the status online. Courier companies make contactless handoffs at your doorstep.

Customer Support & Returns 

The award-winning EasyBuy support team is available 7 days a week:

Live Chat & Call Center: 8am-8pm daily 

Email: support@easybuy.com.ng

Social Media: Facebook, Twitter, Instagram

You have up to 7 days to return unworn/unused items in original condition for a full refund. Simply contact support to initiate the process. Replacement items may take 2-3 weeks due to global supply chain issues.

Conclusion 

In conclusion, the EasyBuy app offers Nigerian smartphone users a seamless mobile shopping experience with all the top brands. From intuitive browsing to secure payments to speedy deliveries, EasyBuy handles everything. Downloading only takes moments. So what are you waiting for? Start exploring the latest deals on iPhones and more on your schedule with EasyBuy today.

 FAQs

How do cash payments on delivery work?  

For cash on delivery (COD), the courier will collect the listed amount plus a ₦500 handling fee upon handing over the item. Make sure to have the correct amount ready at the time of delivery.

What if my item is damaged or missing parts?

Inspect all shipments immediately. Note any issues on the delivery receipt and contact support within 24 hours to report damage/missing components. They’ll assist with replacements or refunds.

Easybuy is one of the most popular buy now, pay later services available in Nigeria. However, many people are still unsure of how Easybuy works and what their account details entail. In this in-depth guide, we’ll explain everything you need to know about Easybuy accounts, including how to find your account number, payment methods, late fees, and more. By the end, you’ll have a clear understanding of Easybuy’s payment process and account management.

What is an Easybuy Account?

An Easybuy account is where all your Easybuy purchase and payment information is stored. When you sign up for Easybuy, you’ll be assigned a unique account number that acts as your identifier for making purchases, checking your statement, and managing payments. 

How to Find Your Easybuy Account Number

Your Easybuy account number can be found in a few different places

1. Your Easybuy Profile

Log in to your Easybuy account online or through the mobile app. Your profile page will display your name and account number at the top.

2. Purchase Receipts 

Anytime you make a purchase with Easybuy, the receipt you receive via email will include your account number. 

3. Statements

Your monthly Easybuy account statements accessible online list all transactions tied to your specific account number.

How to Set Up Payment Methods

After signing up, you’ll need to add at least one primary payment method to your Easybuy account. Accepted options include debit cards, credit cards, and mobile money. To add a payment method, go to the “Payment Methods” section of your Easybuy account and follow the prompts. You can also set up automatic payments by due date.

How Easybuy Payments Work

With Easybuy, you can buy now and pay later in flexible installments. Purchases are split into 4 equal interest-free installments to be paid every 2 weeks. The repayment dates are fixed as the 1st and 15th of each month. Your installments will be automatically collected from the payment method on file.

What are the Payment Due Dates? 

Easybuy repayment due dates are

1st of the month 

15th of the month

Be sure to have enough funds available in your linked payment account 1-2 days prior to the due date to avoid any late fees.

What Happens if You Miss a Payment?

If a payment attempt is declined or you miss the due date, Easybuy will collect a 5% late fee on the outstanding installment amount. You’ll receive deadline reminders prior to this. If unpaid after 30 days, additional fees may apply. It’s important to make timely payments or update your payment details if needed to avoid these penalties.

Can I Pay Off My Balance Early?

Yes, you can pay off your full Easybuy balance at any time without prepayment fees. Simply login to your account and select “Pay In Full” to redeem the outstanding amount early. This allows you to avoid interest charges and benefit from putting your purchases on Easybuy.

For customers who prefer to pay manually without linking a card, Easybuy offers offline payment options at select bank branches nationwide. You’ll need your 10-digit Easybuy account number to identify the payment at the bank. Supported banks include Access Bank, GTBank, UBA, and others – inquire within for specific branches.

Frequently Asked Questions

How much is the down payment for Easybuy?

The down payment for Easybuy is 30% of the device’s price.

Can I pause payments if experiencing financial difficulties?

Yes, Easybuy offers a one-time payment holiday for up to 2 months if requested due to a verified hardship. This pauses installment collection but interest keeps accruing. 

Conclusion

Setting up your Easybuy account properly and keeping close track of due dates and payment methods is important for avoiding issues down the line. With a little preparation and responsibility, buy now pay later services like Easybuy provide a convenient budgeting solution. Don’t hesitate to contact Easybuy customer support if any account queries arise. 

Make the most of the flexibility and manage your account details carefully.

Everyone wants a mobile banking app that is easy to use, secure, and has a wide range of features. But with so many different apps on the market, it can be hard to know which one is right for you.

That’s where Alat by Wema Bank comes in. Alat is a fully digital bank that offers a comprehensive mobile banking app that is easy to use and packed with features.

With Alat, you can do everything from transferring money and paying bills to opening accounts and getting loans. You can even use Alat to invest in stocks and bonds.

In this blog post, we’ll show you how to log in to the Alat mobile banking app using your phone number, email, online portal, or website. 

So without wasting much of our time, let’s get started. 

What is Alat by Wema Bank?

Alat by Wema Bank is a fully digital bank that allows you to open and manage your bank account entirely from your phone. It is one of the 

Features of Alat by Wema Bank

1 Account opening and management

You can open a savings or current account with Alat by Wema Bank in minutes, without having to visit a branch. You can also manage your account, such as checking your balance, viewing transaction history, and requesting statements, all from the app.

2 Money transfer

You can transfer money to other Alat by Wema Bank accounts or to any other bank account in Nigeria instantly and for free. You can also send money internationally to over 150 countries.

3. Bill payment

You can pay your bills, such as utility bills, mobile bills, and TV subscription bills, directly from the Alat by Wema Bank app.

4. Airtime recharge

You can recharge your own airtime or the airtime of loved ones directly from the Alat by Wema Bank app.

5. Balance check

You can check your account balance anytime, anywhere, from the Alat by Wema Bank app.

How to download and install the Alat by Wema Bank mobile app

To download Wema bank app on your Android device, kindly follow this process. 

1. Go to the Google Play Store.

2. Search for “Alat by Wema Bank”.

3. Tap on the “Install” button.

4. Once the app is installed, open it and follow the prompts to create an account or log in to your existing account.

Alternatively, if you’re an iOS, you can follow this process. 

1. Go to the App Store.

2. Search for “Alat by Wema Bank”.

3. Tap on the “Get” button.

4. Once the app is installed, open it and follow the prompts to create an account or log in to your existing account.

 How to create an Alat by Wema Bank account

You can create an Alat by Wema Bank account using your phone number or your email address.

Using your phone number

1. Open the Alat by Wema Bank app.

2. Tap on the “Create Account” button.

3. Enter your phone number and tap on the “Next” button.

4. Enter your name, date of birth, and gender.

5. Create a PIN and tap on the “Next” button.

6. Set up your security questions and tap on the “Next” button.

7. Review your account details and tap on the “Create Account” button.

Using your email address

1. Open the Alat by Wema Bank app.

2. Tap on the “Create Account” button.

3. Enter your email address and tap on the “Next” button.

4. Enter your name, date of birth, and gender.

5. Create a PIN and tap on the “Next” button.

6. Set up your security questions and tap on the “Next” button.

7. Review your account details and tap on the “Create Account” button.

 How to log in to your Alat by Wema Bank account

You can log in to your Alat by Wema Bank account using your phone number, your email address, or your online portal/website.

How to login to your Wema bank Using your phone number

1. Open the Alat by Wema Bank app.

2. Enter your phone number and PIN.

3. Tap on the “Log In” button.

How to login to your Wema bank Using your email address

1. Open the Alat by Wema Bank app.

2. Enter your email address and PIN.

3. Tap on the “Log In” button.

 How to login to your Wema bank Using your online portal/website

1. Go to the Alat by Wema Bank website.

2. Enter your email address and password.

3. Click on the “Log In” button.

How to perform basic transactions on Alat by Wema Bank

How to Transfer money from Wema bank to another. 

If you find yourself in this situation, kindly follow this procedures 

1. Open the Alat by Wema Bank app.

2. Tap on the “Transfer” button.

3. Select the account you want to transfer money from.

4. Select the account you want to transfer money to.

5. Enter the amount of money you want to transfer.

6. Add a note (optional).

7. Tap on the “Transfer” button.

8. Confirm the transaction and enter your PIN.

How to pay bills with wema bank. 

Do you want to pay bills, kindly follow these steps 

1. Open the Alat by Wema Bank app.

2. Tap on the “Pay Bills” button.

3. Select the biller you want to pay.

4. Enter the amount of money you want to pay.

5. Add a note (optional).

6. Tap on the “Pay Bill” button.

7. Confirm the transaction and enter your PIN.

How to Buy airtime with Wema bank

To buy airtime, follow this process;

1. Open the Alat by Wema Bank app.

2. Tap on the “Airtime” button.

3. Enter your phone number or the phone number of the person you want to buy airtime for.

4. Select the network provider.

5. Enter the amount of airtime you want to buy.

6. Tap on the “Buy Airtime” button.

7. Confirm the transaction and enter your PIN.

Conclusion

Thanks for reading to this end, I appreciate. Now, I am assured that you can perform all operations on your Wema Bank. 

 FAQs

Is Wema and Alat the same?

No, Wema and Alat are not the same. Wema Bank is a commercial bank in Nigeria, while Alat is Wema Bank’s fully digital banking platform. Alat allows users to carry out all of their banking needs using a mobile phone, PC, or tablet without having to enter a physical bank.

Alat was launched by Wema in 2017 and has since become one of the most popular mobile banking apps in Nigeria. 

Does ALAT have a virtual card?

Yes, ALAT has both virtual naira and virtual dollar cards. You can use your ALAT virtual cards to shop online, pay for bills, and pay for subscriptions like Netflix, Spotify, Apple Music, DSTV/GOTV, etc.

To get an ALAT virtual card, simply log in to your ALAT app and click on the “Cards” tab. Then, click on the “Create Virtual Card” button. You will be able to choose whether you want to create a naira or dollar virtual card.

Can I get a dollar card in Nigeria?

Yes, you can get a dollar card in Nigeria. There are a number of different banks and financial institutions that offer dollar cards to Nigerian residents. Some of them include;

• ALAT by Wema Bank
• GTBank
• UBA
• Mintyn
• Nosh

NewCredit is a mobile financial services company that offers quick and easy loans to Nigerians. It is a convenient and affordable way to get the cash you need, when you need it.

What is NewCredit?

NewCredit is revolutionizing the way Nigerians access financial services. It’s a mobile-based platform that provides quick and hassle-free loans to individuals in need of financial assistance. Whether you require funds for an emergency, a business opportunity, or any other purpose, NewCredit is here to help.

How does NewCredit work?

Using NewCredit is straightforward and efficient, you need to follow these simple steps. 

1. Download the NewCredit app

Start by downloading the NewCredit app from the Google Play Store or the Apple App Store. It’s available for both Android and iOS devices.

2. Create an account

Once you’ve installed the app, create your NewCredit account by providing your phone number or email address. This step is essential for identity verification.

3. Verification code

You’ll receive a verification code via SMS or email, depending on the information you provided during registration. Enter this code to verify your account.

4. Set your password

Choose a secure password for your NewCredit account. Ensure it’s a combination of letters, numbers, and symbols for enhanced security.

5. Log in to your NewCredit account

Now that your account is set up, you can log in using your credentials. You’re now ready to explore the services NewCredit offers.

What are the benefits of using NewCredit?

There are several advantages to using NewCredit, some of them include;

Convenience

NewCredit is entirely mobile-based, allowing you to apply for loans from anywhere, at any time. Whether you’re at home or on the go, access to financial assistance is just a few taps away.

Speed

Loan applications through NewCredit are processed and approved rapidly, ensuring you receive the funds you need quickly. No more lengthy waiting periods.

Security

Your financial security is a priority for NewCredit. The platform employs state-of-the-art security technologies to safeguard your personal and financial data.

What are the requirements for using NewCredit?

• To access the benefits of NewCredit, you need to meet some basic requirements
• You must be a Nigerian citizen to use NewCredit’s services.
•  You must be at least 18 years old to be eligible for a NewCredit account.
•  You should have a valid Nigerian bank account to receive loan disbursement. 
• NewCredit may require your BVN for identity verification and additional security.

How to log in to NewCredit

There are many methods to log in to your NewCredit account, they include; using your phone number, website, online portal or your email address. 

How to log in to NewCredit with your phone number

1. Download the NewCredit app: Install the NewCredit app from your device’s app store.

2. Open the app and enter your phone number: Launch the app and provide your registered phone number.

3. Enter the verification code you receive: You will receive a verification code via SMS. Enter this code to proceed. Create a password: Set a secure password for your NewCredit account.

4. Log in to your NewCredit account: Once your password is set, you can log in to your account and access NewCredit’s services.

How to log in to NewCredit with your email address

1. Go to the NewCredit website: Open your web browser and navigate to the NewCredit website.

2. Click on the “Log in” button: Locate the “Log in” button on the website’s homepage and click on it.

3. Enter your email address and password: Provide your registered email address and the password you set during registration.

4. Click on the “Log in” button: Once your credentials are entered, click the “Log in” button to access your NewCredit account.

How to log in to NewCredit online portal and website

NewCredit offers both an online portal and a website to facilitate your financial needs.

 What is the NewCredit online portal?

The NewCredit online portal is a webbased platform designed to help you manage your NewCredit account efficiently. It provides easy access to your account information, loan history, and allows you to apply for loans.

How to use the NewCredit online portal

Using the NewCredit online portal is straightforward, just 

1. Visit the NewCredit website.

2. Log in to your account using your registered email address and password.

3. Navigate through the portal to manage your account, view transaction history, and apply for loans when needed.

Conclusion

Thanks for reading to this end. In conclusion, NewCredit provides a convenient, fast, and secure way for Nigerians to access loans when they need them most. 

Whether you choose to use the mobile app or the website, NewCredit offers a userfriendly experience with competitive interest rates and a commitment to your financial wellbeing.

FAQs

How much is the loan limit for NewCredit?

NewCredit loan limits range from ₦10,000 to ₦300,000. Your loan limit will be determined based on a number of factors, including your credit history, income, and employment status.

To increase your loan limit, you can make timely loan repayments and keep a good credit score. NewCredit may also increase your loan limit over time as you continue to use the platform.

Can I download NewCredit on Iphone?

No, the NewCredit app is not currently available on the iPhone App Store. It is only available for Android devices on the Google Play Store.

The NewCredit team has stated that they are working on an iOS version of the app, but there is no estimated release date yet. In the meantime, Android users can download the app from the Google Play Store or the NewCredit website.

If you are an iPhone user and need a quick loan, there are a number of other loan apps available on the App Store. You can compare the interest rates and terms of different apps to find the best one for your needs.

Is NewCredit and Palmcredit the same?

NewCredit and Palmcredit are two different loan apps, but they are both owned and operated by the same company, Newedge Finance.

Most people have experienced the frustration of being unable to log in to their Infonomics loan account. This can be due to a number of factors, such as forgetting your password, entering the wrong information, or having your account locked.

If you are unable to log in to your Infonomics loan account, I understand that it can be a major inconvenience. You may not be able to check your account balance, make payments, or view your loan history. 

Fortunately, there are a number of things you can do to resolve the issue and log in to your Infonomics loan account. In this blog post, we will share with you how to login to your Infonomics with Phone Number, Email, Online Portal, Website

 What is Infonomics Loan?

Infonomics Loan is a leading online lending platform that provides fast and easy access to cash loans. With Infonomics Loan, you can borrow up to 20,000 with no credit check and no collateral required.

How to Get Started With Infonomics Loan

To get started with Infonomics Loan, simply visit their website and create an account. You will need to provide some basic information, such as your name, address, date of birth, and Social Security number.

How to Apply for an Infonomics Loan

Once you have created an account, you can apply for an Infonomics Loan online. The application process is quick and easy, and you will receive a decision within minutes.

To apply for an Infonomics Loan, you will need to provide the following information:

• Your name
• Your address
• Your date of birth
• Your Social Security number
• Your employment information
• Your income information
• Your bank account information
• Infonomics Loan Requirements

Read Also: Flypay-Naira Cash Loan Login With Phone Number, Email, Online Portal, Website

Infonomics Loan has very few requirements. You must be at least 18 years old and have a valid Social Security number. You do not need to have a credit check or collateral.

Infonomics Loan Interest Rates and Terms

Infonomics Loan interest rates vary depending on your credit score and loan amount. Loan terms range from 12 to 36 months.

How to Log in to Infonomics Loan

Infonomics Loan offers two convenient ways to log in: via phone number or email address.

Infonomics Loan Login With Phone Number

Follow these steps to log in using your phone number

Step 1: Go to the Infonomics Loan website.

Step 2: Click on the “Login” button.

Step 3: Enter your phone number and click on the “Login” button.

Step 4: Enter the OTP sent to your phone number.

Step 5: Congratulations, you are now logged in to your Infonomics Loan account.

Infonomics Loan Login With Email

To log in with your email address, follow these steps

Step 1: Visit the Infonomics Loan website.

Step 2: Click on the “Login” button.

Step 3: Enter your email address and click on the “Login” button.

Step 4: Input the OTP sent to your email address.

Step 5: You are now successfully logged in to your Infonomics Loan account.

Other methods include; Online portal and their website. 

What is the Infonomics Loan online portal?

The Infonomics Loan online portal serves as a secure and convenient hub for managing your Infonomics Loan account. Here’s what you can do through the online portal:

•  Apply for a new loan
•  Access and review your loan details
•  Make loan repayments
•  Track the status of your loan application
•  Contact Infonomics Loan’s dedicated customer support

How to access the Infonomics Loan online portal

To access the Infonomics Loan online portal, go to the Infonomics Loan website and click on the “Login” button. Provide your phone number or email address and password to log in.

How to login to the Infonomics Loan website

To login to the Infonomics Loan website, simply visit their website 

Conclusion

In conclusion, Infonomics Loan offers a fast, secure, and convenient way to access loans in Nigeria. With its numerous benefits, including competitive interest rates and 24/7 customer support, Infonomics Loan is an ideal choice for those in need of financial assistance without the hassle of collateral requirements.

For more information about Infonomics Loan and its array of products and services, please visit the Infonomics Loan website.

Frequently Asked Questions (FAQs)

Can I apply for an Infonomics Loan without collateral?

Absolutely! Infonomics Loan offers loans without the need for collateral, making it accessible to individuals and businesses.

What is the interest rate of Easemoni loan?

The interest rate of EaseMoni loans is from 5% to 10% monthly, depending on your credit evaluation. 

For example, a 91-day loan payment term has an interest rate of 5% per month. For a loan amount of ₦3,000, the interest would be ₦273, and the total amount due would be ₦3,273.

How much can I borrow on FairMoney app?

You can borrow up to N3,000,000 on the FairMoney app. However, the maximum loan amount you are eligible for will depend on your credit history and other factors. 

For example, first-time borrowers may only be eligible for smaller loans.