Home Finance How to Open a Wema Bank Account: Online, ALAT, and Wema USSD...

How to Open a Wema Bank Account: Online, ALAT, and Wema USSD Code

As a prospective Wema Bank customer, you should have probably heard about the convenience and flexibility that comes with opening a bank account with them. 

Without a doubt, you will agree with me that opening a bank account is the very first step. And in the case of Wema Bank, there are multiple ways you can do that. 

That’s exactly why you’re here, and we’ve got the solution for you.

Without further ado, let me guide you through the methods of opening a Wema Bank account. 

We’ll show you the online application process, the ALAT mobile app for those seeking a digital-first experience, and the USSD code for those who prefer a quick and straightforward way to get started.

What is Wema Bank?

Wema Bank is a prominent Nigerian commercial bank known for its diverse banking products and services. 

The Different Types of Wema Bank Accounts

Wema Bank offers three primary types of accounts. They include; 

Current Account

Ideal for individuals and businesses requiring frequent check-writing or numerous withdrawals.

Savings Account

Suitable for those interested in saving money while earning interest on their balance.

Junior Account

Specifically designed for children under the age of 18, promoting financial literacy from an early age.

How to Open a Wema Bank Account Online

Opening a Wema Bank account online is a straightforward process. Can you please follow  these steps? I know you can. 

Create an Account on the Wema Bank Website

1. Visit the official Wema Bank website.

2. Click on the “Open an Account” link.

3. Provide your email address and phone number to create an account.

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Upload Your Identification Documents

Upload essential identification documents, such as your national ID card, driver’s license, or passport.

Provide Your BVN (Bank Verification Number)

Input your BVN for verification purposes.

Make a Deposit

Deposit N2,000 for a savings account or N5,000 for a current account.

Activate Your Account

Log in to your online banking account and follow the “Activate Account” link to finalize the process.

Stay tuned for more information on opening a Wema Bank account using the ALAT app and USSD code.

How to Open a Wema Bank Account Using ALAT

ALAT, Wema Bank’s mobile banking app, offers a convenient way to open and manage your Wema Bank account. Follow these steps:

Download the ALAT App

Download the ALAT app from the Google Play Store or Apple App Store.

Create an Account

Provide your phone number and email address to create an account.

Upload Your Identification Documents

Upload your essential identification documents for verification and Input your BVN for validation purposes.

Make a Deposit

Deposit N2,000 (savings account) or N5,000 (current account).

Activate Your Account

Log in to your ALAT app and click on the “Activate Account” link to finalize the activation process.

How to Open a Wema Bank Account Using the USSD Code

Opening a Wema Bank account is now as simple as dialing *945# on your phone. Follow these steps:

  • Dial *945# from your phone.
  • Select the Option to Open an Account
  • Choose the option to open a new account.
  • Follow the on-screen instructions to complete the account opening process.


Opening a Wema Bank account provides numerous benefits, including easy access to funds, online banking convenience, and the opportunity to earn interest. Whether you choose to open your account online, through ALAT, or using the USSD code, Wema Bank offers flexibility to suit your preferences.

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Is Wema and Alat the same?

Alat is a digital bank launched by Wema Bank. So, Alat is a product of Wema Bank. They are not the same, but they are related.

What is the USSD code for ALAT?

ALAT does not have a USSD code. You can access your ALAT account through the ALAT app or web platform.

Which wallet uses Wema Bank?

There are so many wallets that use Wema bank. They include; eNaira Speed Wallet, Wema Prepaid Card, Visa Card, and MasterCard.

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