Welcome to crypto finance Job, today, we shall e dealing exclusively in how to block your first bank account and ATM Card with just USSD Code. I know that you must have been worried about either your stolen Phone, Sim or wallet. Please, make sure you read to the very end.
What is a USSD Code?
Before going into the steps, let’s shed some light on USSD codes. These are short codes (typically starting with an asterisk *) that allow you to access various mobile banking services directly from your phone.
Think of it as a secret handshake between your phone and the bank’s system, enabling you to perform actions like checking your balance, transferring funds, and, crucially in this case, blocking your account and ATM card. The beauty of USSD codes lies in their accessibility.
They work on virtually any mobile phone, regardless of its model or internet connection. So, as long as you have a phone with a functioning SIM card registered with First Bank, you hold the power to control your account, even without an internet connection.
Common reasons for the Need to Block Cards
There are a few main reasons why someone may need or want to block their First Bank account and cards:
Stolen or Lost Cards
If your card gets lost or stolen, blocking it immediately prevents unauthorized transactions from being made with it. This helps limit your liability for fraudulent charges.
Pending Large Transactions
You may want to block your card temporarily if you’re expecting a large deposit or payment to post in the next few days. This prevents anyone from overdrawing your account before the funds are available.
Security Precautions
Periodically blocking your cards, even when not lost or stolen, is a good security practice. It makes your financial information less accessible in case your card details become compromised somehow.
How to Block First Bank Account & ATM Card Using USSD Code on any Phone
Bank cards like ATM cards and debit cards store sensitive financial information that needs to be protected. Fortunately, First Bank gives customers the ability to easily block their cards using a USSD code from any mobile phone. This guide will walk you through the simple steps to block your First Bank account and ATM card using USSD.
Every bank in Nigeria has a unique USSD code that can be dialed from any mobile phone to access self-service banking options like card blocking. To block your First Bank cards, you’ll need to know their USSD code:
First Bank USSD Code
The USSD code for First Bank card services is *894*11#. Make a note of this code so you have it handy when needed.
How to Block Your First Bank Account and ATM Card with a USSD Code (On Any Phone!)
Once you have the USSD code, follow these simple steps to block your cards from any phone:
Dial the USSD Code
Dial *894*11# from your mobile phone. No need to be connected to the internet or have the bank’s mobile app installed.
Select “Block Card”
The automated system will ask for the type of service. Select the option to block your card.
Enter Card Details
Enter your 16-digit card number when prompted. For added security, you may also be asked for other details like expiry date.
Block Confirmation
You will receive an SMS notification confirming your card has been blocked for all transactions. Keep this message for your records.
Tips for Using First Bank’s Block Service
Here are some extra tips for getting the most out of First Bank’s card blocking USSD code:
- Use a Registered Phone Number
The blocking will work best if done from a mobile number already registered with the bank on your account.
- Double Check Block Status
Call the USSD code again to check the card is definitely showing as “blocked” before relying on it being fully disabled.
- Note Blocking/Unblocking Process
Be aware of any cooling-off periods for unblocking in case you block a card by mistake. The bank can advise timeframes for activation again.
- Report Blocked Cards Promptly
Contact First Bank customer service right away to report blocking a lost/stolen card and request a replacement.
Out of the country? You can still block cards with the USSD code from any network, even internationally.
How to Unblock a Previously Blocked Card
When you’re ready to start using a blocked card again, unblocking is easy:
Dial USSD Code
Enter *894*11# to access the automated system.
Select “Unblock Card”
Choose the unblock card option from the menu.
Enter Card Details
Input your 16-digit card number and other account identifiers.
Wait for Activation
Within a short time, usually less than 30 minutes, the card will be reactivated for transactions.
FAQs About Blocking First Bank Cards
How do I block my first bank account?
Method 1: Using USSD Code
- Dial *894*9*11## from your phone.
- Select the option to block your account.
- Confirm that you want to place a “Post No Debit” block on your First Bank account.
- Enter your mobile number registered on your First Bank account.
- Send the confirmation message.
Method 2: Using SMS
- Send a text message to 30012 with the command “BLOCK” and your account number.
- You will receive a confirmation message that your ATM debit card has been blocked.
Method 3: Calling Customer Care
- Dial any of the following numbers to talk to a FirstBank agent: 07080625000, 014485500, or 0700-FIRSTCONTACT.
- Select your preferred language and enter your account number.
- Follow the instructions provided by the customer care representative to block your account.
Method 4: Using the First Bank Mobile App
- Download and install the First Bank mobile app.
- Log in to your account.
- Select the option to block your card.
- Follow the instructions provided by the app to block your account.
Conclusion
The ability to instantly block bank account access using a simple USSD code is a highly valuable security feature. In just a few taps from any phone, First Bank customers can protect themselves from unauthorized transactions even when away from home.
Don’t wait until it’s too late – now you know how to immediately lock down your cards if they’re ever lost, stolen or you simply need that extra peace of mind. Stay safe and secure by making USSD blocking part of your regular banking habits.
Thanks for reading
