Checking your Bank Verification Number (BVN) and obtaining your BVN details is now easier than ever before in Nigeria. In this detailed guide, I will explain step-by-step how you can check or retrieve your BVN details without having to visit a physical bank branch or spend any airtime. 

What is a BVN?

A Bank Verification Number, commonly known as a BVN, is a unique number issued by the Central Bank of Nigeria (CBN) to bank customers that enables them to perform banking transactions from any location within Nigeria. The BVN is an 11-digit number linked to basic customer and account information that allows Nigerian banks to verify the identity of customers and monitor banking transactions. 

Why Do I Need My BVN?

Having access to your BVN details is important for several reasons

To Access Banking Services Remotely 

With your BVN, you can easily access your bank accounts, check balances, transfer funds, pay bills and complete other transactions remotely via online, mobile or ATM banking without having to visit a physical bank branch each time. 

To Complete Government Transactions

Several government services and portals now require individuals to input their BVN for identity verification purposes. This includes transactions with the Federal Inland Revenue Service (FIRS), National Social Insurance Trust Fund (NSITF), and National Pension Commission (PENCOM) among others.

To Prevent Bank Account Fraud

Linking all your existing and new bank accounts to a unique BVN makes it difficult for fraudsters to open accounts or carry out transactions using stolen identities and invalid credentials.

Common Ways to Check Your BVN

Previously, the only way to check or retrieve your BVN details was by personally visiting a physical bank branch. However, thanks to the growth of fintech solutions, there are now several convenient methods to check or obtain your BVN without airtime or physically going to the bank.

How to check your BVN Via Your Bank’s Mobile App 

Most Nigerian bank mobile apps now allow enrolled customers to easily view their BVN details with just a few taps on their phones. To check your BVN via a bank app

1. Download the mobile app of the bank you have an account with 

2. Sign in using your online banking credentials 

3. Locate the “BVN Enquiry/View BVN” section within the app 

4. Tap on it to view your 11-digit BVN instantly

How to check your BVN Via USSD Codes

All major Nigerian banks have adopted USSD codes that let customers check their BVN by simply dialing the code on their phones without an internet connection or airtime. 

The BVN code for all banks is *565*0#

Simply dial the code for your bank, wait for the prompt, and your BVN will be displayed immediately.

How to Get Your BVN Number if You Don’t Have It

For new bank customers who recently opened an account but do not have their BVN assigned yet, here are the basic steps

Visit Your Bank Branch

Visit the branch of the bank where you recently opened an account. Carry a valid ID like your international passport, driver’s license or national ID card. Request a bank official to assist you with BVN enrollment. 

Provide Your KYC Documents

Hand over copies of your Know Your Customer (KYC) documents like utility bills, tax certificates that were collected during account opening. This helps the bank verify your identity.

Complete the Enrollment Form

Fill out a BVN enrollment form providing your basic details like name, date of birth, phone number and email. In some cases, your fingerprint and picture may also be captured.

Receive Your BVN

Once your details are verified and captured in the Central BVN database, the bank official will provide you with a slip containing your 11-digit Bank Verification Number. 

Link All Existing Accounts 

Link all your other bank accounts to the newly generated BVN for ease of access, e-banking services and to prevent identity theft.

While visiting the bank branch is still the standard process, note that some banks have also started enrolling customers for BVN via their mobile apps, internet banking portals or designated enrollment agents.

Frequently Asked Questions about BVN in Nigeria

What should I do if I forgot my BVN?

If you have forgotten your BVN and are unable to retrieve it via the available methods, visit the bank branch where your account is domiciled. Provide your valid ID and enrollment details to the bank officer for verification and re-issuance of your BVN.

How can I update or correct details in my BVN record?

For any corrections needed in your captured details like name, date of birth or phone number in the BVN database, visit your bank with proof of identity. Submit a written request along with supporting documents for record update with the enrollment officer. 

Conclusion

With the introduction of digital banking solutions, checking your Bank Verification Number or obtaining a new BVN in Nigeria is now more convenient than ever before. 

By leveraging available channels like mobile apps, USSD codes, ATMs or quickteller; you no longer need to visit a physical bank branch or spend airtime to access this crucial identity detail linked to your bank accounts. 

I hope this comprehensive guide helped explain the different methods through which you can easily check or retrieve your BVN securely without stepping out. Feel free to ask any other questions in the comments below.

Have you ever wondered how to easily access your Bank Verification Number (BVN) on your phone whenever you need it? Getting your BVN number at your fingertips allows you to conduct banking transactions seamlessly. In this article, I will explain step-by-step how to retrieve your BVN code on your mobile device for all banks in Nigeria.

What is a BVN?

A Bank Verification Number (BVN) is an 11-digit numeric code that uniquely identifies each bank customer in Nigeria. The BVN was introduced by the Central Bank of Nigeria (CBN) in February 2014 to facilitate accurate capture and reporting of banking transactions. It helps reconcile customer records across the Nigerian banking sector. 

Steps to Retrieve Your BVN on Any Mobile Phone

To access your Bank Verification Number via your mobile device, follow these steps

Check with Your Bank’s Mobile App 

First, download the mobile banking app of the bank your account is domiciled. Then, log in and check if retrieving your BVN is an available option. Most bank apps nowadays allow viewing your assigned BVN from the profile or settings section.

Send an SMS via Your Network 

As an alternative, send an SMS with the following format from the mobile number registered with your bank:

`NAME BANK`

For example, to retrieve your BVN from Access Bank, send: 

`NAME ACCESS`

Within seconds, you will receive a reply SMS with your 11-digit BVN embedded in the message body for quick reference.

Dial *565*0# on Any Network 

This is a universal code for all banks in Nigeria. Simply dial *565*0# from your phone’s dialer. You will then receive an SMS with your Bank Verification Number printed. No need to be connected to any particular network.

Visit Your Bank Branch 

As a last resort, head to the branch where you opened your bank account. Present a valid ID and request customer care to retrieve your BVN and furnish you with the number there and then. 

Conclusion

In summary, your BVN acts as your digital identity with the banking system in Nigeria. Having easy access to it on your mobile device simplifies all banking activities immensely. By following the simple steps outlined in this article, you can now store, check or retrieve your essential BVN anytime, anywhere on your phone within seconds. Take the right security precautions to safeguard your BVN always. With your BVN at your fingertips, enjoy complete convenience with your banking needs!

When I first moved to Nigeria several years ago, setting up a local bank account was one of the first things on my to-do list. However, the process seemed more complicated than I expected. Different banks had different requirements and procedures that were not always clear on their websites. It was Jaiz Bank that ultimately provided the best digital banking experience for signing up and managing my account remotely. 

In this in-depth guide, I’ll cover everything you need to know about Jaiz Bank’s internet banking and mobile app features, popular account types, and how to open a new account using your BVN number from the comfort of your own home. 

By the end, you’ll have a thorough understanding of Jaiz Bank’s modern digital banking solutions.

Jaiz Bank has established itself as one of the most technologically-advanced and customer-centric banks in Nigeria. At the core of its service are robust and intuitive internet banking and mobile app platforms that allow customers to manage their finances from anywhere. Some key things to know:

Jaiz Bank’s internet banking platform can be accessed from any desktop or laptop computer. It has a clean and easy-to-navigate interface for performing tasks like funds transfer, bill payment, airtime purchase, account statement viewing and more. Login is secured with a unique username and one-time passwords for additional protection.  

Also, the Jaiz Bank mobile app is available for free download on both iOS and Android devices. It replicates all the features of internet banking in a mobile-optimized way. Customers can check balances, deposit checks, pay bills and send money to others with just a few taps. Biometric authentication like fingerprint scanning provides quick secure access on the go.

Should any issues arise, Jaiz Bank ensures customers are supported via phone, email, in-app chat and even physical branches nationwide. An active online community forum is also available to troubleshoot common problems together. This multi-pronged help system makes the digital banking experience smooth and hassle-free.

Types of accounts at Jaiz Bank 

With its mission to be people-centric, Jaiz Bank caters to varying customer needs through diverse deposit account options. Here are some of the most subscribed accounts:

Salary Account  

Ideal for salaried individuals, this account allows convenient management of payroll deposits. Features include a free Visa debit card, discounted funds transfer rates and more. 

Savings Account

Designed for wealth accumulation over the long term, the savings account offers competitive interest rates on deposits. Account holders still enjoy digital and physical banking services for flexibility.

Basic Account 

A basic no-frills account type suitable for general deposit and withdrawal needs. It has affordable monthly management fees but more limited features than premium offerings.

Youth Account

Catered specially for younger customers aged 18-29, this account helps nurture the savings habit early with exclusive perks and privileges.

Joint Account

Two or more individuals can jointly manage finances through a shared Jaiz Bank account for team savings goals like investments, family funds and more.

How to Open a Jaiz Bank Account Using Your BVN Number

Now that you have an idea of Jaiz Bank’s digital banking features and account types, let’s walk through the simple process for opening a new account fully online with just your Bank Verification Number (BVN).

Gather Requirements 

You’ll need a valid ID card, BVN number, recent passport photograph and contact details. Make sure to have these ready before starting the application. 

Start the Application Online

Visit the Jaiz Bank website and select “Open an Account.” Click “Individual” and choose your preferred account type from the options shown. 

Enter Personal Details  

Fill in your title, names, date of birth and all identification information like ID number and expiration date. Also provide your current residential address and contact info.

Submit BVN and Photo

At this stage, key in your 11-digit BVN and upload a recent passport photo in JPEG/PNG format respecting size limits. The bank will use these to verify your identity electronically.

Carefully review all filled content for accuracy before electronically signing atop the terms and conditions using your mouse or finger. 

Upon successful validation checks, your account will be instantly opened. You will receive email/SMS notifications with login details to start banking online or via the Jaiz mobile app.

Now you can transfer your initial deposit into the new account from another linked bank account or using cash deposit at any accredited agent location nationwide. 

FAQs

Here are some frequently asked questions about Jaiz Bank’s digital banking services

What are the requirements for opening a salary account at Jaiz bank?

A salary account can be opened by salaried employees in both public and private organizations. You’ll need a valid means of identification, BVN registration and most recent payslip or employment letter. 

Can I manage my account from abroad?

Yes, as long as you have internet access, Jaiz Bank’s internet and mobile banking platforms can be utilized from anywhere globally. All services like funds transfer, bill payment etc. work smoothly even when overseas. Multiple security layers also ensure the safety of your information and money.

Conclusion

In summary, Jaiz Bank offers one of the most advanced and user-friendly digital banking platforms among Nigerian commercial banks today. Both individuals and businesses can seamlessly manage all their financial needs through secure and convenient internet and mobile channels. 

The wide selection of account types also caters to varying customer profiles from salary earners to youth and joint account holders. 

Opening a new account takes just minutes to complete fully online by simply providing your up-to-date BVN number and identification documents. Jaiz Bank’s suite of digital solutions truly simplifies modern banking and money management in a digital-first world.

Did this guide help explain everything you need to know about Jaiz Bank’s internet banking, mobile app, accounts and online account opening process? Feel free to ask any other questions in the comments section below.

 Jaiz Bank Plc is an non-interest (Islamic) bank established in 2011 and headquartered in Abuja, Nigeria. As Nigeria’s first non-interest bank, Jaiz Bank offers Shariah-compliant banking products and services to both individual and corporate customers. 

Jaiz Bank Customer Care Contact Details

As a responsible and customer-centric organization, Jaiz Bank ensures various effective channels are available for customers to reach out for assistance, feedback, complaints or queries pertaining to services and account management. Here are the main contact details for Jaiz Bank Customer Care

Jaiz Bank Customer Care Phone Number 

The toll-free customer care phone number for Jaiz Bank is +234-700-JAIZBANK or +234-700-52492625. This number can be called from anywhere in Nigeria for free to speak to a customer care representative.

Jaiz Bank WhatsApp number

In addition to phone calls, customers can also contact Jaiz Bank via WhatsApp messaging on +234-8149751111. The banking representatives are available on WhatsApp from 9:00 AM to 5:00 PM on all working days.

Jaiz Bank Email Address 

The general email address for inquiries and complaints at Jaiz Bank is customercare@jaizbankplc.com. Alternatively, specific banking departments like Retail Banking also have dedicated email addresses.  

Jaiz Bank Office Addresses

Jaiz Bank has an expansive network of over 250 branches located across major cities and towns in Nigeria. To find the nearest branch address, customers can visit the bank’s website or contact customer care. 

Why Contact Jaiz Bank Customer Care Support? 

There are several important reasons a customer may need to reach out to Jaiz Bank’s customer care department. Some of the most common scenarios include

• To register complaints about any issue faced with account, service or transaction 
• To get assistance regarding account opening formalities or documentation requirements
• Query on operation or balance of existing accounts, statement requests etc.
• Request for information on available banking products like deposits, financing etc.  
• Assistance with online/mobile banking services – registration, login issues, fund transfer problems
• Address change, phone number update, account closure related processes 
• Guidance on terms and conditions of different financing facilities
• Suggestions, feedback or testimonials to help bank improve customer experience
• General queries about working hours, branch locations, regulatory policies and more.

A responsive and efficient customer support ensures issues can be addressed promptly and customer satisfaction is prioritized. It also helps enhance trust and loyalty towards the banking services.

Jaiz Bank Customer Care FAQs

Who is the CEO of Jaiz Bank Nigeria?

The CEO of Jaiz Bank Nigeria is Haruna Musa.

What issues are best resolved through self-service options?

Simple requests like balance inquiry, mini statement download, transfer status check etc. can faster be handled via online and mobile banking rather than contacting customer care directly. Complex cases still require support intervention.

Conclusion 

As the banking and finance landscape of Nigeria expands with the introduction of various new digital and non-interest based models, customer-centricity will become even more crucial for sustained business operations. While competitors may try to copy features, Jaiz Bank has established itself as the pioneering Islamic lender with a robust customer care infrastructure and a track record of responsive grievance redressal. 

The availability of multiple contact channels and round-the-clock assistance ensures issues do not remain unresolved. With a dedicated focus on client satisfaction, Jaiz Bank seems well equipped to effectively serve the rapidly evolving needs of its patronage base across Nigeria.

When I was researching for a new bank to open an account with, I wanted to find an ethical and community-focused institution. After reading great things about Jaiz Bank online, I decided to learn more about their branch locations across Nigeria so I could find the one closest to home. As someone who cares about socially responsible banking, I was impressed by Jaiz Bank’s commitment to Islamic banking principles and empowering communities. In this article, I’ll share a complete list of all Jaiz Bank branches in Nigeria along with some insights into my experience opening an account.

History of Jaiz Bank  

Founded in 2011, Jaiz Bank Plc is the first non-interest banking institution in Nigeria that operates based on Islamic banking principles. The bank was established to bridge the gap for Muslims and others seeking ethical and faith-based banking options. Some key highlights in Jaiz Bank’s history include receiving its license from the Central Bank of Nigeria in 2011 and commencing full commercial banking operations in 2013. The bank has experienced steady growth over the years and now has a strong presence across Nigeria through its expanding network of branches.

How I created First Jaiz Bank Account

Deciding to open an account with Jaiz Bank was an easy choice for me given their values and national coverage. To get started, I visited the branch closest to my home in Lagos which is located at 13A Jimoh Akinsanya Street, Palmgrove, Lagos. 

The staff were very friendly and took the time to explain the account opening process step-by-step. This included providing documentation like my ID, utility bill, and filling out an application form. Within 15 minutes, my account was set up and I received my ATM and debit cards. The seamless process left me feeling welcomed as a new customer. 

List of Jaiz Bank Branches in Nigeria 

Let’s go into the full list of Jaiz Bank branches across Nigeria

No.	Location	Address	LGA

1

Abuja

Ground Floor, Kano House, 73 Ralph Shodeinde Street

Abuja Municipal Area Council

2

Apapa

No. 17 Wharf Road, Apapa, Lagos State

Apapa LGA

3

Akure

Plot D, Along Akure Oba-lle road Alagba

Akure South LGA

4

Abeokuta

No 9 Bridge Street Lafenwa Abeokuta Ogun State

Abeokuta North LGA

5

Agege

No. 309 Old Abeokuta Road Oko-Oba Agege Lagos

Agege LGA

6

ATBU

Abubakar Tafawa Balewa University, Bauchi State

Bauchi LGA

7

Banex

Bannex Plaza, Wuse, FCT Abuja

Abuja Municipal Area Council

8

Bauchi

No. 2 Mohammed Bello Kirfi Road, Off Ahmadu Bello Way

Bauchi LGA

9

Damaturu

No 10 Bukar Abba Ibrahim Way Opposite Central Mosque Damaturu

Damaturu LGA

10

Daura

N0. 11 Mamman Bashar Road, Daura, Katsina State

Daura LGA

No.	Location	Address	LGA

11

Dutse

No 101 Ibrahim Aliyu Way Dutse Jigawa State

Dutse LGA

12

Gombe

No. 31 Biu Road, New Market, Gombe

Gombe LGA

13

Gusau

No. 2 Sani Abacha Way, Gusau, Zamfara State

Gusau LGA

14

Ibadan

No. 62B Liberty Road, Off Ring Road Ibadan

Ibadan South-West LGA

15

Ilorin

Asa Dam Road, Ilorin

Ilorin West LGA

16

Jalingo

No. 12 Hammaruwa Way, Jalingo

Jalingo LGA

17

Kaduna

26 Ahmadu Bello Way Kaduna

Kaduna South LGA

18

Kano

No. 73 Lamido Road, Kano

Nasarawa LGA

19

Katsina

No. 66 IBB Way, Katsina

Katsina LGA

20

Lagos (Allen)

No. 58 Allen Avenue, Ikeja Lagos

Ikeja LGA

No.	Location	Address	LGA

21

Maiduguri

No. 9 Sir Kashim Ibrahim Road Maiduguri

Maiduguri LGA

22

Minna

No. 103 Shiroro Road, Minna, Niger State

Chanchaga LGA

23

Nassarawa

No. 8 Jos Road, Lafia, Nassarawa

Lafia LGA

24

Onitsha

71 New Market Road, Onitsha

Onitsha North LGA

25

Port Harcourt

2 St. Andrews Street, Rumuobiakani, Port Harcourt

Port Harcourt LGA

26

Sokoto

No. 4 Gusau Road Sokoto

Sokoto North LGA

27

Umuahia

25 Bende Road, Umuahia, Abia State

Umuahia North LGA

28

Wuse

No. 29 Blantyre Street, Off Adetokunbo Ademola Crescent, Wuse II

Abuja Municipal Area Council

29

Yola

No. 7 Galadima Aminu Way, Jimeta, Yola

Yola North LGA

30

Zaria

No. 2 Sokoto Road, Zaria

No.	Location	Address	LGA

31

Kano (Zoo Road)

No. 2 Zoo Road, Kano

Kano Municipal LGA

32

Birnin Kebbi

No. 5 Ahmadu Bello Way, Birnin Kebbi

Birnin Kebbi LGA

33

Ikorodu

No. 47 Lagos Road, Ikorodu, Lagos

Ikorodu LGA

34

Lafia

No. 13 Jos Road, Lafia

Lafia LGA

35

Lokoja

No. 5 Abdulkadir Road, Lokoja

Lokoja LGA

36

Makurdi

No. 12 Modern Market Road, Makurdi

Makurdi LGA

37

Osogbo

No. 27 Gbongan-Ibadan Road, Osogbo

Osogbo LGA

38

Suleja

No. 4 Bida Road, Suleja

Suleja LGA

39

Uyo

No. 126 Oron Road, Uyo

Uyo LGA

40

Yenagoa

No. 22 Azikoro Road, Yenagoa

Now that we’ve covered all Jaiz Bank branch locations across key Nigerian cities, let’s finish up with some important details

All Jaiz Bank branches operate between 9:00 AM to 3:00 PM from Mondays to Thursdays. On Fridays, branches are open from 9:00 AM to 1:00 PM for Islamic weekend (Jumu’ah). 

Contact Information

For general inquiries, you can contact the bank via:

Phone: +234 7065000003 

Email: contactus@jaizbankplc.com

Website: www.jaizbankplc.com

Headquarters Address: Jaiz Bank Place, No. 962 Herbert Macaulay Way, Yaba, Lagos, Nigeria.

 

Customers can also utilize the bank’s mobile app, internet banking portal, or ATMs for convenient access to their accounts anytime.

 

In the few months since opening my account, I’ve been very satisfied overall with Jaiz Bank’s services. The friendly staff at my local branch remember me and ensure all of my needs are promptly met. I especially appreciate their digital banking options which allow me to manage my finances remotely via the mobile app. While their branch network may not be as large as some traditional banks, Jaiz Bank continues to strategically expand nationwide each year. For anyone seeking an ethical and community-focused bank, I would highly recommend considering Jaiz Bank. Their commitment to Islamic principles and economic empowerment makes them a socially responsible choice.

FAQ 

How many Jaiz Bank branches are there in Nigeria?

There are currently 44 branches of Jaiz Bank in Nigeria.

Is Jaiz Bank only for Muslims?

No, Jaiz Bank is not only for Muslims. The bank is open to all, regardless of religious affiliation. The Managing Director, Dr. Sirajo Salisu, has emphasized that Jaiz Bank is purely a business entity that operates under Shariah laws but is not exclusive to Muslims.

Conclusion

In conclusion, Jaiz Bank has steadily grown its branch network across major Nigerian cities since commencing operations in 2011. 

As the country’s first non-interest bank, they have filled an important niche for those seeking ethical banking aligned with Islamic principles. With over 40 branches nationwide and expanding each year, Jaiz Bank ensures convenient access for customers while deepening its commitment to local communities. 

Their combination of modern digital services, friendly in-branch staff, and dedication to empowerment make them a socially responsible choice for banking in Nigeria. I hope this comprehensive guide to all Jaiz Bank locations was useful – don’t hesitate to open an account with them if you’re searching for an institution focused on both faith and finance.

Have you been searching for a legitimate and reliable source of funding to expand your business or finance an important project? Looking for an alternative to exorbitant interest rates charged by other financial institutions? Then a JAIF Microfinance Bank (MFB) loan could be the answer. 

As one of Nigeria’s leading non-interest financial institutions, JAIZ Bank provides affordable and ethical financing solutions governed by Islamic banking principles. In this comprehensive guide, I will detail the entire JAIZ Bank loan application process step-by-step and provide useful tips to help you secure the funding you need.

What is a JAIZ Bank Loan?

JAIZ Bank offers various financing products designed to meet different financing needs. Some of the popular loan facilities available include

Business Financing Solutions

Business loans for working capital, asset acquisition, and other business expenses. These come with flexible repayment periods up to 5 years. 

Home Improvement Financing  

This financing helps homeowners renovate, expand or improve their living spaces. Loan amounts range between ₦500,000 to ₦5,000,000 with a maximum tenor of 5 years.

Salary-based Personal Loans

Salaried individuals can access funds for needs like education, Hajj, wedding, etc. Loans are up to 3 times their monthly income with tenors of 6-36 months.

Agricultural Loans

Financing for agricultural activities like farming, livestock rearing, and agro-processing. Loan amounts range from ₦200,000 to ₦5,000,000 over 1 to 5 years.

jaiz bank ussd code

The Jaiz Bank USSD code is *773#. This code allows Jaiz Bank customers to perform a variety of banking transactions on their mobile phones without the need to visit a physical branch.

JAIZ Bank Loan Requirements

To be eligible for a JAIZ Bank loan, applicants must fulfill the basic requirements below:

• You must be a Nigerian citizen, either by birth or naturalization.
• Applicants must be at least 18 years old.  
• You’ll need a valid identity card like an international passport, driver’s license, or national ID card.
• Salaried people provide salary slips and employment letters. Business owners furnish financial statements and relevant business registration papers.
• A recent utility bill in the applicant’s name as proof of residence is required.
• Some loan categories may require one or two employed individuals to stand as guarantors.

Once approved, loan processing and disbursement is fast – usually within 5 working days! Let’s look at the application process step-by-step.

How to Apply for a JAIZ Bank Loan

Following are the basic steps to apply for a JAIZ Bank loan

Walk into any JAIZ Bank branch nationwide and request a loan application form from one of the officers. 

• Provide all your personal details, including contacts, residential address, employer information, purpose of loan, and preferred loan amount and tenor.
• Submit the completed form along with all required documents like IDs, income proofs, utility bills, guarantor details etc.
• The bank will process your application, verify documents, and conduct due diligence checks which usually takes 2-5 working days.
• If approved, you will be contacted and issued a loan offer letter specifying the approved amount, interest rate, and terms of payment.
• Visit the branch again to sign the necessary loan agreements and receipts to access the funds.
• Once signed, the approved loan amount will be disbursed within the next 2 working days, usually into your bank account.

That’s all there is to the application process! Let me know if you need any clarification or have additional questions.

FAQs

What is the maximum loan amount I can get from JAIZ Bank? 

The maximum loan amount depends on the type of facility. Personal loans are capped at 3 times your monthly income up to ₦2,000,000. Business loans go up to ₦10,000,000 based on your business scale and repayment capacity.

How long will the loan application process take?

From submission of application to disbursement, the entire process takes an average of 5 to 10 working days assuming all requirements are duly fulfilled and verifications are prompt. Some cases may require more time.

Conclusion

I hope this comprehensive guide has equipped you with the necessary information to confidently apply for a JAIZ Bank loan. Their ethical financing solutions coupled with reasonable interest rates make JAIZ a preferred non-interest bank for Muslims and others in Nigeria. Just be sure to follow the outlined steps correctly and reach out if you need any clarification or assistance through the process. With JAIZ Bank’s support, growing your business or fulfilling important needs is now within easier reach.

When I first moved back to Nigeria after living abroad for several years, one of the first things I needed to do was set up a bank account. However, the banking process here is quite different than what I was used to. One thing that really confused me was this thing called a “Bank Verification Number” or BVN. What even was a BVN? And why did I need one? 

In this article, I’ll explain what a BVN is, common reasons why you might need to check your BVN without airtime or get your BVN number without visiting the bank, and step-by-step guides on how to do both easily from your mobile phone. By the end, you’ll understand BVNs fully and know several convenient methods to access your number anytime, anywhere.

What is a BVN?

A Bank Verification Number (BVN) is a unique number issued by the Central Bank of Nigeria to bank customers to enable them to perform transactions electronically and even serve as identification. The BVN is an eleven-digit number linked to customer’s fingerprints, facial photograph and other biometric and biodata provided during enrolment. 

It’s required for doing things like opening a new bank account, applying for loans, and many other financial transactions now in Nigeria. The goal of the BVN system is to stem fraud in the banking sector, curb identity theft, and eliminate duplicates/multiple bank accounts.

Common Scenarios When You May Need to Check Your BVN

Now that you understand the basics of what a BVN is, here are some common scenarios where you may find yourself needing to check your BVN number without airtime or visiting the bank:

Applying for a Loan

Many banks and financial institutions now require your BVN to process loan applications of any type, from personal loans to mortgage loans. Having easy access to verify your BVN is important for the application process.

As mentioned, a BVN is mandatory for opening a new bank account. If you’ve lost your card or can’t locate your BVN number, you’ll need to check it in order to complete the account setup.

Resolving Issues with an Existing Account

Problems sometimes occur with bank accounts like failed transactions or holds on accounts. In these cases, the bank will likely need to verify your identity by requesting your BVN number. 

If you’ve forgotten your online banking username or password, the bank may ask for your BVN to securely verify who you are before assisting with a reset.

Banks monitor accounts for suspicious activity and may need to confirm sensitive details like your BVN if any fraud is suspected in order to take appropriate action.

How to Check Your BVN Without Airtime Using USSD Codes

One of the easiest methods to check your Bank Verification Number without airtime is by using USSD (Unstructured Supplementary Service Data) codes directly from your mobile phone. USSD is a protocol that allows text-based interactions with telecommunication services over GSM. Here are the steps

1. Dial the USSD code *997*11# on your phone. This will send a request to the BVN validation service.

2. You will be prompted to enter your date of birth in DDMMYYYY format. Key this in. 

3. Next enter your phone number with country code. For Nigeria, enter 234 and your 10-digit mobile number.

4. After entering your details, your BVN should be displayed on the screen. Make a note of this 11-digit number.

5. To exit the service, press the end call button. 

That’s it you’ve checked your BVN without using any airtime balance! The entire process takes under a minute. This USSD method works from any mobile network and does not require an internet connection.

How to Check Your BVN Without Airtime Using Bank Mobile Apps

All major Nigerian banks now have mobile apps that allow easy access to check your BVN without airtime as well. Here are instructions for two popular banking apps:

Access Bank Mobile App

1. Download the Access Bank app from the Play Store or App Store if you don’t already have it. 

2. Open the app and enter your login credentials like username and token. 

3. Select “Profile” from the sidebar menu. 

4. Your full profile with name and BVN number will be displayed on this page for verification.

GTBank Mobile App

1. Get the GTBank app and log into your account.

2. Tap the three horizontal lines icon in the top-left. 

3. Select “Profile” from the options. 

4. Scroll down and your 11-digit BVN will be listed under “Personal Information”.

Both of these bank apps are free to download and allow checking your BVN instantly without any airtime cost. Ensure your profile details are updated for a successful lookup.

How to Get Your BVN Number Without Visiting the Bank

If for some reason you do not have your BVN saved or through any bank accounts yet, there are still options available to obtain your number without physically going to a branch.

Use Registered Phone Number for BVN Retrieval

1. Dial the USSD code *565*25# from your phone.

2. Enter your 11-digit bank account number or your NIN number. 

3. Your registered mobile number will be requested. Key in the number.

4. If your details match, your BVN will be displayed. Otherwise you’ll get an error.

Send an Email to BVN@cbn.gov.ng 

1. Write an email to the above address providing your full name and date of birth. 

2. Also include your NIN number if available or a scanned ID card.

3. The CBN will respond via email with your 11-digit BVN. 

4. This process may take 2-4 weeks depending on volume of requests.

Conclusion

In conclusion, the Bank Verification Number system was implemented in Nigeria to modernize the banking industry and protect citizens from financial fraud and identity theft when conducting electronic transactions. Though the concept of a BVN was initially unfamiliar, with this guide you now have a solid understanding of what a BVN is, common reasons you may need to verify your number, and convenient airtime-free methods to check or retrieve your BVN whenever required. Keeping close track of your BVN and avoiding common mistakes will help keep your banking activities smooth. I hope these tips are useful – please feel free to share any other BVN-related questions!

FAQs About BVNs in Nigeria

Making money through social media is definitely possible in this day and age. One platform that allows users to earn real money is Likee – a popular video sharing app especially in Asia. In this in-depth guide, I will explain exactly how the Likee monetization works, how many followers you need to get paid, and how to withdraw earnings if you’re in Nigeria. By the end, you’ll have a clear understanding of Likee’s money making potential.

When I first discovered Likee about two years ago, I was fascinated by the vibrant creator community and wanted to try growing my own follower base. I started by posting short comedy and dance videos a few times a week. It was slow going at first, but overtime as I refined my content strategy and engaged more with fans, my numbers started rising steadily. Within six months I surpassed 10,000 followers.

How the Likee Partner Program Works

Once you reach certain follower milestones, you become eligible to join Likee’s partner program and start monetizing your profile. Here are the main tiers

Level 1 (1,000 Followers) 

At 1,000 followers, you can apply to join the Level 1 partner program. This allows you to start adding your bank account details to receive earnings.

Level 2 (5,000 Followers)

Reaching 5,000 followers advances you to Level 2. In addition to earning from your own content, you also get a portion of revenue from any followers you bring to the platform.

Level 3 (10,000 Followers) 

Level 3 is the highest tier currently available on Likee. With over 10,000 followers, you gain access to exclusive creator events and promotional opportunities to help grow your audience even faster.

How to make money on Likee

The ways you can earn on Likee include:

Video Views

Likee pays creators based on the number of views their videos receive. Payout ranges from $0.0001 to $0.0005 per view depending on follower count and engagement levels.

Fan Gifts 

Fans can purchase virtual gifts and send them to creators during live streams as a way to show support. Gift revenue is shared between Likee and creators.

Sponsorships

Larger creators with very engaged audiences are sometimes offered brand sponsorships or promotions where they get paid to mention or use a product in their content.

Affiliate Marketing 

If you have a very large following, Likee may introduce you to affiliate programs where you earn a commission for driving sales of promoted products and services.

To give you an idea of realistic earnings, most creators report earning a few hundred dollars per month with between 10,000-50,000 followers. The top 1% of creators with over 500,000 followers have been known to earn over $10,000/month.

How to Grow Your Followers on Likee 

To boost your income potential through the partner program, focus on follower growth. Here are some effective tactics

Engage in Trending Hashtags 

Pay attention to hashtags that are popping off and get your clips involved so more people see your profile when browsing those tags.

Go Live Regularly 

Live streaming lets fans interact directly with you in real-time. Schedule consistent times so your supporters start tuning in routinely. 

Create Reels and Shorts

Make short, snappy clips in popular vertical formats. These are optimized for discovery and going viral on Likee and other platforms.

Cross-Promote on Other Apps

Encourage your TikTok, Instagram or YouTube followers to also follow you on Likee for more regular behind-the-scenes content. 

Leverage Duets and Stitching 

Respond to viral videos from bigger creators to get your profile in front of new eyes. This can lead to collaborations too.

Withdrawing Earnings in Nigeria

Once you reach the minimum payout threshold of $50, you can request to withdraw your funds from the partner program dashboard. Likee currently supports withdrawals to

1 Payoneer 

Payoneer is one of the most common payment processors for international withdrawals. They have strong presence in Nigeria which allows seamless transfers to local bank accounts.

2. PayPal

PayPal can also work for receiving money in Nigeria, though their fees tend to be higher than Payoneer. Make sure your PayPal account is verified for withdrawals.

The payout normally arrives in your payment account within 10-15 business days after requesting it from Likee’s end. Be sure to double check any tax obligations for earning income in your country as well.

FAQs

How long until I see earnings?

It can take a couple months of regular posting and follower growth before you reach the eligibility thresholds to join the partner program and see your first payouts arrive. Be consistent and patient during this initial phase.

What content performs best? 

Comedy, dancing, lip-syncing, pranks and challenges are staples on Likee. But the most important thing is producing content that authentically matches your personality and interests. Engage with your community to learn what they enjoy watching from you.

Conclusion

While it requires dedication and strategy, earning a meaningful side income through a platform like Likee is very achievable. Focus on optimizing your profile for discovery, engaging your growing fanbase, and applying best practices for content, growth hacking and monetization as your numbers scale up. 

With time and effort, you could potentially generate thousands of extra naira every month from an app you enjoy using anyway. I hope this guide has provided valuable insights into how the process works. Let me know if you have any other Likee money making questions!

Likee is a popular video-sharing social networking app that allows users to create, edit and share short videos. With over 500 million downloads worldwide, it has become one of the most used social media platforms in Nigeria. When I first started using Likee, I was confused by some of the basic account functions like signup, login, password reset or account deletion. This comprehensive guide will explain each process in simple, step-by-step detail to help both new and experienced Likee users in Nigeria.

How to Sign Up for a Likee Account

Signing up is the first step to joining the Likee community. Here are the simple steps to create your Likee profile

1. Download the Likee app from the Google Play Store or Apple App Store and open it. 

2. Tap the “Sign Up” button located at the bottom center of the opening screen.

3. You will be prompted to either login with your mobile number or email address. Choose the option that works best for you.

4. Enter your valid phone number or email. Likee will send you an OTP (One Time Password) for verification. 

5. Check your email or message to get the OTP code and enter it in the Likee app. 

6. Choose a unique username and set a secure password following Likee’s guidelines. Make sure to remember this login information. 

7. Add your profile photo and briefly introduce yourself in the name and description sections. 

8. Your basic Likee account will now be ready. You can start exploring the app and engage with other users.

How to Login  into Your Likee Account

To access your Likee account after initial signup or if you close and reopen the app, follow these logging in steps:

1. Open the Likee app and tap the “Log In” button located at the bottom of the launch screen.

2. Enter the mobile number or email you used during signup. 

3. Enter the password you created during registration. 

4. Tap the “Log In” button to access your personalized Likee home feed.

5. You may also choose to log in using your existing Facebook or Google account credentials.

6. The app will remember your login details so you don’t always need to enter them manually.

How to Reset Your Likee Password 

If you forget your Likee password, don’t worry. Likee provides an easy way to reset it

1. From the Likee login screen, tap the “Forgot Password” option below the login button.

2. Enter your registered Likee username or email address. 

3. Likee will send a password reset OTP code to your email/number. 

4. Input the code on the app and you’ll be prompted to set a new password. 

5. Choose a secure new password as per Likee’s guidelines and log in with your updated credentials.

How to Delete Your Likee Account Permanently

Some users may want to delete their Likee account if they are dissatisfied with the service or want a permanent logout. Here are the steps

1. Open your Likee profile by tapping the small profile photo icon on the top left of the home page.

2. Go to the “Settings” option in the side menu. 

3. Select “Delete Account” and confirm by entering your password. 

4. You will get a prompt asking the reason for deletion. Choose one and tap “Delete”.

5. Likee will permanently delete your account along with all your data within a few days for security reasons.

Conclusion

I hope this comprehensive guide has simplified the various account functions on Likee for both new and experienced users in Nigeria. Let me know if you need any clarification or have additional questions in the comments. Enjoy creating and sharing meaningful videos on your Likee profile!

FAQs

How does Likee work?

Likee is a free short video creation and sharing app similar to TikTok. It allows users to create and share videos with special effects and live streams.

Can I earn money from Likee?

You can earn money from Likee through various methods, including live gifts and virtual items, brand partnerships and sponsorships, cross-promotion and social media marketing, participating in challenges and contests, offering freelance services, monetizing off-platform, affiliate marketing, teaching or providing tutorials, sponsorship, crown earnings, ad revenue sharing, merch sales, crowdfunding, and GoLive.

As one of the leading dating apps worldwide, Tinder is widely popular in Nigeria as well. However, many users face issues with Tinder login, account deletion, or when seeking customer support from Tinder. This detailed guide aims to resolve all such issues by explaining the different Tinder login methods, steps to permanently delete your Tinder profile, and available Tinder customer support options in Nigeria.

When I first started using Tinder a few years ago as a college student in Nigeria, I was confused about how to create an account and login. Let me break down the different login methods

Tinder Login via Phone Number

One of the most common ways to login to your Tinder account is by using your phone number. 

During account creation, you need to provide your valid mobile number. Tinder will then send you an SMS with a verification code to that number. Enter the code to complete registration. Subsequently, you can login by entering your number and the password you set.

Tinder Login via Facebook 

Tinder also allows logging in through your existing Facebook profile. It automatically imports your name, photos, and some details from Facebook to create your Tinder account. All you need to do is tap the “Login via Facebook” option and grant Tinder access to your Facebook data. Your Facebook credentials will then be used for Tinder login.

Tinder Login via Apple ID (For iOS Users)

If you have the Tinder app installed on an iOS device like iPhone, you get the option to login using your Apple ID as well. This is a seamless single sign-on process without having to set a separate Tinder password. Your Apple credentials are verified, and you are logged into the app straight away.

Tinder Login via Google (For Android Users) 

Android users can login to Tinder using their Google account in a similar single sign-on process. Look for the “Login via Google” option on the Tinder login page or app. Grant necessary permissions, and you are good to swipe as a logged-in user.

Forgot your Tinder Password? Here’s How to Reset It

No matter which login method you used initially, here are the steps to reset your Tinder password if you forgot it:

• Go to the Tinder website on a browser or open the app 
• Tap the “Forgot Password?” link/button 
• Enter the email or phone number associated with your Tinder account
• You will receive an email or SMS with reset instructions
• Follow the steps provided in that communication to enter a new password 
• Save the new password securely so you don’t have to repeat the process

How to Permanently Deleting Your Tinder Account 

If you want to fully remove your digital footprint from Tinder, here are the exact steps for deleting your Tinder account permanently:

• Log in to your Tinder account on the app or website 
• Go to your profile page by tapping the profile icon
• Select “Settings” 
• Choose “Delete Your Account”
• Read the information provided and enter your password 
• Tap “Confirm Deletion” to complete the process

Once deleted, all your personal details and match/conversation history will be permanently removed from Tinder servers within 30 days. Make sure to delete the app from your devices as well.

Reaching Out to Tinder Customer Support in Nigeria

Now let’s discuss the available options if you need assistance from Tinder’s customer support team while being based in Nigeria

The most direct way is to write an email to Tinder describing your issue or question in detail. Send it to support@gotinder.com and someone from their support team will respond accordingly. 

Browse dedicated Tinder help forums online to check if similar issues have been addressed before. Post your query as a last resort if the above methods do not help resolve the problem promptly. 

Regrettably, Tinder does not offer live phone support for Nigeria currently. The international customer service number is also not fully functional from within Nigeria. Email/social media remain the viable options. 

As a last resort, you could try connecting to a reputed VPN service that masks your location outside Nigeria, say US or UK, and then attempt to contact Tinder support via phone. However, there are no guarantees this will succeed.

Conclusion

I hope this detailed guide has explained everything you need to know about Tinder login methods, password resets, account deletion, and support contact options available for Nigerian users. Please feel free to reach out if any part requires further clarification. Happy and safe swiping!

FAQs

Can I date on Tinder for free?

Yes, you can use Tinder for free to date and meet new people. The basic Tinder app is free to download and use, and allows you to create a profile, swipe to like or pass on other users, and match with those who have also liked you.

What should I do if my Tinder account gets banned?

If your account is banned unjustly, explain your situation clearly in the email to Tinder support. Mention if you were not violating any policies. Request a review of your case and ban reversal politely. However, Tinder’s decision is usually final.

Can underage users be on Tinder legally?  

No, Tinder’s terms clearly state the minimum signing up age is 18. Any profile found to be of a minor will face permanent deletion for breaching this policy. It also violates internet safety guidelines. Users are recommended to always provide correct age proof during signups.