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Germany Visa Application Guide: How To Apply For German Visa

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Germany Visa Application Guide: How To Apply For German Visa

FEE INVOLVED WHILE TRAVELLING TO GERMANY

Germany is the dream country of many Nigeria because of the industrious nature of the country, therefore if any hard working Nigeria often times get to settle down in Germany without any immigration complications, they don’t find it a problem surviving in the economy.

Although the official language of Germany is German, a lot of organizations still accept the world’s default language which is English.

Even at that, countries that share the same borders with Germany such as Holland also called Netherland also adopt English as their main language, and it may also interest you to know that you do not need a visa or any form of paperwork to travel from Germany to Holland, all you need to just do is board a train.

So with that being said, we have being able to establish the fact that Germany is a very welcoming and lucrative country for not just Africans but also Nigerians to be précised.

So today, we are going to dive into the visa fee and requirements as well as other things you should know when planning to travel to Germany.

Let’s get right into it.

Visa Requirements When Travelling To German

To travel to Germany, all you need is the basic visa requirement as covered in our previous post which includes your birth certificate, your Nigerian passport etc.

With all those intact, you are ready to head straight to the Germany Embassy in Nigeria to request for a Visa.

However, there are some fees you will have to pair.

To obtain a Visa from the Germany embassy, their immigration policy requires you pay a Visa application fee which varies based on the parental Nationalism, age and purpose of the Visa.

The whole calculation process is quite complex so all I will have ti do is just give you a bird’s eye glimpse into what you are to expect when you call the Embassy to inquire.

You can also visit some sites that offer an up to date Visa calculator.

One other thing I must not fail to add is that there are some categories of people who are not expecting to pay the fee.

If you fall into any of the following categories below, the visa application process is free for you.

These set of people are offered a free Visa application process:

  • Children who are less than the age of six
  • Scientific researchers travelling with the aim of research work
  • Representatives of any registered Non Governmental Organization younger than the age of 25
  • If you have a parent who is a citizen of Germany
  • If you got any first tier relative who is a European Union National

HOW PAYMENT IS MADE FOR A GERMANY VISA

You are expected to pay your visa application fee at the Germany embassy in cash when you are about to submit your documents.

Please do not be defrauded by criminals as this is the only way they currently accept payments.

Also, having a clear understanding of your trip such as the purpose, durations and accommodation provision could make the process a lot more faster.

Cheapest Universities To Study Abroad

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Cheapest Universities To Study Abroad

CHEAPEST UNIVERITIES TO STUDY ABROAD

For the past couple of months now, ASUU which is the association of Nigerian lecturers have being on strike and a lot of students are now looking for opportunities to get out of the country for the purpose of studying.

While it is a very great idea, the cost of living outside the borders of Nigeria is something that cannot be afforded by a majority of families in Nigeria.

So today, I am going to show you some of the cheapest and most affordable options you have as a Nigerian aspiring to study outside the borders of Nigeria.

Top courses that could be very lucrative when studied overseas include medicine and surgery, nursing and mostly other technology related courses like computer science and computer engineering.

So without wasting any more time, let us show you what you want to see.

1 Germany

Thanks to the German government, students from all over the world can enjoy a tuition free Tertiary education in most of the universities found in German. However, you may still have to pay for other things such as shelter, books, transportation etc.

Some other universities that are not included in the free tuition fee program have their tuition fee as low as #120,000.

If you ask me, that is quite affordable for a mass of Nigerians as well.

The only reason why Nigerians are not flooding the universities in German is because of the naira to euro exchange rate which will  make living very expensive.

2 Belgium

Belgium  is one of the very few countries outside Nigeria with a relatively low cost of living as well as high and extremely quality living standard.

However, the cost of education instates around Belgium goes from a whooping 2000 eur to 5000 eur which is currently equivalent to half a million naira to two million naira per each academic year.

3 Hungary

When comparing academic and accommodation free across countries in the World, Hungary has an advantage over a lot of them as the cost of accommodation are quite affordable when compared to other European countries.

The average tuition fee for universities in hungry is around #300,000 to half a million naira for each academic year.

4 Italy

Italy is referred to one of the best countries to study art related courses at a great price.

Coupled with the well structured economical system, students can find great side job to fuel their studies.

Typically, the average tuition fee of Universities in Nigeria is #550,000.

If you ask me, that is quite affordable.

5 France

France is ranked as one of the best places to study in the World. It may also interest you to know that they offer extremely low tuition fee to both local and international students.

So if you got no one in France and you still want to escape the mirage of studying in Nigeria, you can chose to opt in for their online classes and courses which is very advanced and convenient for people living outside the borders of France.

It may also shock you to know that tuition fees in France can go as low as #65,000 per academic year.

 

I hope that list really inspired you and sent home the fact that not only the rich can study abroad.

 

5 PLACES TO GET A CONFERENCE FOR CONFERENCE VISA APPLICATION

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5 PLACES TO GET A CONFERENCE FOR CONFERENCE VISA APPLICATION

5 PLACES TO GET A CONFERENCE FOR CONFERENCE VISA APPLICATION

A conference Visa is a simple and quick visa given to people who intend to travel out of Nigeria for a conference or webinar as the name implies. To get a conference Visa to any country in the world that offers such you will need to present a proof of invitation such as a letter of invitation to the embassy.

For most top conference, a letter of invitation is being sent via your email, but if it is a self enrolled seminar, you should request for it as it would make your visa application process go more smoothly.

Now, the first question is how can you find a genuine conference outside the borders of Nigeria to travel to?

It is very important to know that due to the large internet exposure in Africa and Nigeria at that, there are a lot of criminals online looking hard for who to defraud, therefore, I will list for you, some of the most trusted partners that you can get a conference for a conference Visa from without any issues at all.

ALL CONFERENCE ALERT

This is a gold mine in this industry. All conference alert is an online portal specifically build to alert people as the name implies about the trending educational and career conference across major countries in the world.

All Conference Alert is well known for providing sensitive information about the conference such as the date, venue, agenda, and contacts of those organizing it.

S of the time of compiling tis list, all conference alert currently covers over 130 countries from all part of the word.

Lastly, if you pay a visit to their website now, you will notice that it is well build with filtering features that allows you sort the conference available based on your interest.

 

WORLD CONFERENCE ALERTS

If you are in the professional fields such as medicine, engineering or biochemistry, world conference alert could definitely link you up with top conference around the globe in your niche.

They are extremely trusted and as valuable as the all conference alert portal.

Although they tend to be more commercial when compared with all conference alert because they invite the organizers of conference to list their conferences on their directory.

WORLD CONFERENCE CALENDAR

This is a directory that just like world conference alerts, they allow organizers of conferences to list their conference and webinar on their directory for free.

The great thing about using the world conference calendar directory is that the organization actually gets to verify each and everyone of the conference being listed on their portal before making it live to the public.

They cover events in most educational aspects and fields such as health, engineering of all kinds, law, information technology and a lot more.

You can check them out for more information.

EVENTBRITE

Eventbrite is a very unique form of directory for those seeking for a conference in any part of the world. They have kept a very high standard of operation since the founding and they are trusted by millions of people all over the world.

The interesting thing about EVENTBRITE is that they are not restricted to conferences and webinar. They also allow festivals, music, fundraising and gaming events to be listed on their directory.

7 Fun Place to Visit in Nigeria

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7 Fun Place to Visit in Nigeria

7 Fun Place to Visit in Nigeria

Are you thinking of taking a tour to the Ancient city of Benin? If yes, this resource is for you. The city is located in Edo state which is situated in the south of the Federal Republic of Nigeria.

As a city full of great art works and craft, it becomes a very great site of attraction for people around Nigeria as well as foreigners from all part of the world.

There is a lot to say about Benin City but today, I will be talking of the major site of attraction that would keep you amazed till you get to Benin.

Although Nigeria is a democratic country, some states have traditional rulers and Benin is not left out. The traditional ruler in Benin is called the Oba and the Oba is classified as one of the top traditional rulers in the continent of Africa.

Benin is mostly adored for their historic work of bronze, culture, food and development.

 

PLACES YOU SHOULD VISIT IN BENIN CITY

THE NATIONAL MUSEUM: The museum which is located at the center of the city popularly called ring road and very close to the palace of the Oba is a major site that receives hundreds of visitors daily from all part of the world.

In the museum, you would learn a lot about the ancient traditions of the binis and how the regions became what it is today.

You would be placed in a very fascinating mode when you see invaluable works of art that were created years back before technology got to the region.

Around the museum is a recreational part with water fountains and other arcades.

 THE UNIVERSITY OF BENIN: The university is located at two main points in Benin. One at ekenwan axis and the other at Ugbowo.

In these tertiary institutions you would see a lot of things ranging from the way of life, art works and tradition of the Benin people.

The University is a federal university and offer as over a hundred various courses.

THE SAM OGBEMUDIA STADIUM

The stadium which was built by one of the most respected military head of state, Samuel Ogbemudia has being rebuilt over time by various state governors to match with the international standard.

The current structure there was built by the current governor of Edo state, Governor Godwin Obaseki.

The stadium according to experts is world class and contains a lot of equipments that every major stadium should have.

The stadium is located along stadium road, off Ekenwan Road.

THE BENIN MOAT

The moat which is built road the Benin empire is still much visible today and historians say it was built by a Benin prince to protect the empire of Benin years ago.

The fascinating fact about this moat is the distance it covers as well as the depth of the moat.

Just for you to know, the marvelous moat was built using crude tools.

 

THE EMOTAN STATUE

The Emotan statue is a monument of one of the greatest Heroes the Benin people  have heard in their history, Emotan.

She was a woman whose virtual towards remaining loyal to the Oba made her name to be written in gold plates that will forever be remembered.

Nigerian International Passport Requirements

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Nigerian International Passport Requirements

NIGERIAN INTERNATIONAL PASSPORT REQUIREMENT

There is definitely no doubt that one of the compulsory requirements you must meet as a Nigerian before leaving the shores of the country is the acquisition of the Nigerian International passport.

As a citizen of the Federal Republic of Nigeria, you are entitled to a passport but it doesn’t come free of charge.

So in this article, I am going to be revealing to you, the different categories of Nigerian Passport, their prices as well as the requirements to attain any of them.

So without wasting any more time, let us get started.

Please note that whatever is said below is only applicable to citizens of the Federal Republic of Nigeria.

The Application Process 2020

Thanks to the internet, applying for a Nigerian passport can be done online to save a lot of stress.

It should also be noted that there is a major difference between a Nigerian passport and the ECOWAS passport.

NIGERIAN PASSPORT VS ECOWAS PASSPORT: What is the difference?

The major difference between the Nigeria passport and that of ECOWAS is the fact that the ECOWAS passport can only be used when traveling to any of the 15 countries in West Africa, while the Nigeria passport can be used to travel to any country in the World.

THE TWO TYPES OF NIGERIA PASSPORT

The Nigeria passport is grouped into two types based on the number of pages they have. And they are:

The 32 page passport: this is meant for people travelling for leisure or visits. People who do not travel frequently (less than 3 times a year) are advised to go for this type of passport.

On the other hand, people who travel internationally very often, mostly for business trips would be required to go for the 64 pages Nigerian passport as it would save you the stress of constantly needing to apply for a new one.

FINANCIAL COST OF THE NIGERIAN INTERNATIONAL PASSPORT.

The price of the 32 page Nigerian passport varies with age. For children under the age of 18, the passport cost #10,750. If you are from the age of 18 to 59, you will have to pay #17,000 and finally, if you are above 60 years of age, you will have to pay #10,750.

However, the 64 pages Nigerian passport has a fixed price for all ages which is #22,000 only.

Requirements To Acquire the Nigerian passport for people from 18 years and above.

  • Two recent passport size photograph
  • Proof of payment
  • Birth Certificate
  • A well filled guarantor form
  • Marriage certificate (if married)
  • Affidavit of change of Name (if applicable)
  • A valid State / local government of Origin document (you can get this at your local government secretariat)

Requirements To Acquire the Nigerian passport for people from 17 years and below

  • Evidence of Nigerian Citizenship
  • Birth certificate
  • Letter of consent from both parents
  • Proof of payment
  • One passport sized photograph

To apply for the Nigerian passport from both home and abroad, you can visit the Nigeria immigration online portal at www.portal.immigration.gov.ng/passport/epassport.

Canadian Healthcare Insurance Facts and Health Insurance Requirements for Canadian Visa Immigration

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Canadian Healthcare Insurance Facts and Health Insurance Requirements for Canadian Visa Immigration

Canadian Healthcare Insurance Facts and Health Insurance Requirements for Canadian Visa Immigration

While you will find no vaccinations needed for Canada immigration, there are a few vaccinations recommended by the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO).

What Vaccinations are Importance for Canada Visa Migration?

The recommended vaccines by CDC and WHO include hepatitis A, hepatitis B, rabies, meningitis, polio, measles, mumps and rubella (MMR), Tdap (tetanus, diphtheria, and pertussis), chickenpox, shingles, pneumonia, and influenza.

Medical Exam and Health Requirements for Canadian Immigration

If you’re planning to come quickly to Canada and stay at under 6 months, that you do not need a medical examination (unless your particular job requires one). While you will find no Canadian vaccination immigration requirements, any visitor, student, or worker staying more than 6 months will typically have to undergo a medical exam when you yourself have lived at the least 6 months in a line in the past year in among the identified countries listed on the Government of Canada site.

In the event that you need a medical exam, you will undoubtedly be likely to fill in a medical questionnaire and undergo an actual test, which include measuring your weight, height, testing your hearing and vision, taking your blood pressure, feeling your pulse, hearing your heart and lungs, feeling your abdomen, checking how your limbs move, and taking a look at your skin. Sometimes, medical examiners could need to examine your breasts, but a glance at your genitals and the rectal area is not just a the main immigration medical exam. X-rays are often required depending on your own age.

Your medical exam can only be done by a panel physician approved by Immigration, Refugees, and Citizenship Canada.

For your appointment, make sure you bring:

  • Proper ID (with photograph and signature)
  • Eyeglasses or contact lenses (if applicable)
  • Medical reports or tests for any previous or existing medical conditions
  • Medical Report form (IMM 1017E) (may be sent to you as part of your visa and work permit application process)
  • List of current medications
  • Four recent photographs

Your medical exam is valid for twelve months.

Restrictions on Health Products

Keep in mind that there might be some requirements and restrictions on certain prescription drugs. For detailed information read Health Canada’s Guidance Document on the Import Requirements for Health under the Food and Drugs Act and its Regulations.

Canadian Healthcare Costs

Canada spends a lot on its healthcare and is among the top spenders in the Organization for Economic Co-operation and Development (OECD). More than 11% of Canada’s Gross Domestic Product (GDP) is spent on healthcare – that is an average of more than 6,000 CAD (4,515 USD) per Canadian. The cost of public healthcare continues to increase each year, having already grown an incredible 70% for Canadian families over a period of two decades.

Why is Canadian Healthcare So Expensive?

Some find it difficult to use the term “free” when describing Canada’s healthcare system because it is not actually free: taxpayers pay a lot for universal healthcare, as outlined above. In fact, Canada’s healthcare is one of the most expensive systems in the world. This is the price they pay for “free” universal healthcare for all and their system.

Canadian Healthcare Facts

While this section so far has touched on a few of Canada’s healthcare system pros and cons, here is a recap of all of the positives and negatives when it comes to the Canadian system.

Pros

  • Universal healthcare– Canada’s free healthcare system strives to provide equal services for all so long as they are a Canadian citizen or permanent resident. Pensioners also receive healthcare in this country.
  • Quality healthcare – Canada is consistently ranked as one of the countries with the best healthcare system in the world due to its care and quality.
  • Educational programs – These programs are for seniors and they teach the general public how to prevent injuries and inform them about health risks. They are funded by the government. This helps Canadians stay aware and healthy and ultimately reduces healthcare costs.

Cons

  • Unequal– As much as the Canadian healthcare system works towards providing equal and quality service for all, there has been evidence that minority groups such as the LQBTQ community and refugees receive less than satisfactory healthcare service, especially those in poverty.
  • Wait times– Wait times to see a doctor and specialist in Canada are longer than the average wait times in other developed countries. Read more about average wait times to see a doctor below.
  • Limited coverage – There is limited coverage on things like mental and oral health, some forms of therapy, assistive devices, and sex reassignment surgery.
  • Expensive– Canada is one of the top-spending OECD countries when it comes to healthcare, spending well-above the OECD average. It is Canadian taxpayers who pay for this with the average person spending more than 6,000 CAD (4,515 USD) a year.
  • Accessibility in rural areas – Because Canada is such a large country, funding goes to central cities. Other parts of Canada, however, do not get sufficient resources, forcing people from rural areas to have to travel to get adequate healthcare.

Migrate to Work in Australia – Australian Work Visa Requirements

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Migrate to Work in Australia – Australian Work Visa Requirements

Migrate to work in Australia – Australian Work Visa Requirements

The requirements for depend on your circumstances and the type of visa you apply for.

The different requirements per category are as follows:

Employer Nomination Scheme (ENS) Visa (Direct Entry Stream)

For the ENS Visa, you must:

  • have the skills necessary for the job (skills assessment will be required, with some exemptions)
  • be on the relevant list of eligible skilled occupations
  • be nominated by an Australian employer
  • meet health (learn more about Australia’s medical exam below) and character requirements
  • have at least Competent English
  • have at least three years of relevant work experience
  • be under 45 years of age (with some exemptions)
  • read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

Regional Sponsored Migration Scheme (RSMS) Visa (Direct Entry Stream)

For the RSMS Visa you must:

  • be nominated by an approved Australian employer for a job in regional Australia
  • be under 45 years of age
  • be on the relevant list of eligible skilled occupations
  • have at least Competent English
  • have at least three years of relevant work experience
  • have the skills necessary for the job (skills assessment will be required, with some exemptions)
  • agree to remain employed with your nominating employer in regional Australia for a minimum of 2 years
  • meet health and character requirements
  • read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

Skilled Independent Visa 

For invited workers, who must:

  • be nominated by an Australian state or territory government agency and invited to apply by submitting an expression of interest (EOI)
  • be under 45 years of age
  • be on the relevant list of eligible skilled occupations
  • have the skills necessary for the job (skills assessment will be required, with some exemptions)
  • satisfy points test with 65 points or more
  • have at least Competent English
  • meet health and character requirements
  •  read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

For New Zealand citizens who must:

  • hold a New Zealand Special Category visa (subclass 444)
  • have lived in Australia for at least five years
  • have started living in Australia on or before February 19, 2016
  • meet health and character requirements
  • read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

 

Temporary Skill Shortage Visa

For this type of visa, you must:

  • hold a substantive visa or a Bridging visa A, B, or C and complied with previous visa conditions, if applying within Australia
  • be nominated by an approved sponsor to fill an occupation on the Short-Term Skilled Occupation List (for the short-term stream) or Medium and Long-term Strategic Skills List (for the medium-term stream)
  • have worked in your nominated occupation or a related field for at least two years
  • have the skills necessary for the job (skills assessment will be required, with some exemptions)
  • have adequate health insurance
  • meet health and character requirements
  • have at least Competent English
  • read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

Skilled Regional (Provisional) Visa

For the invited pathway, you must:

  • be nominated by an Australian state, territory government agency, or sponsored by an eligible relative and invited to apply by submitting an expression of interest (EOI)
  • be under 45 years of age
  • have a suitable skills assessment
  • satisfy a points test with 65 points or more (learn more about Australia’s immigration point system below)
  • have at least Competent English
  • be on the relevant list of eligible skilled occupations
  • meet health and character requirements
  • read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

If you apply via the extended stay pathway, you will have to previously hold the Skilled Regional Sponsored visa (subclass 475), Skilled Regional Sponsored visa (subclass 487), Skilled Independent Regional visa (subclass 495), or the Skilled Designated Area Sponsored Provisional visa (subclass 496) at the time of application. There is no age limit when you apply via this pathway.

Temporary Work (Short Stay Specialist) Visa

For this type of visa, you must:

  • have highly specialized skills, knowledge, or experience to support Australian business and do on-going work (six months or less)
  • have adequate funds to support yourself
  • meet health and character requirements

 

Temporary Work (International Relations) Visa

For this visa, you must:

  • provide a letter of support:
    • stating that you are engaged in a bilateral agreement between Australia / Australian state or territory government, and another country (for those applying via the Government Agreement stream)
    • from the foreign government agency, ministry, mission, international organization, or Australian school or relevant state or territory education authority (for foreign language teachers) for those applying via the Foreign Government Agency stream
    • or from the Australian Government Department of Foreign Affairs Trade (DFAT) for those applying via the Domestic Worker (Diplomatic or Consular) stream
  • have adequate funds to support yourself
  • hold a temporary substantive visa if applying within Australia
  • meet health and character requirements
  • have adequate health insurance

If you apply via the Domestic Worker (Diplomatic or Consular) stream, an interview and employment contract may be required.

 

Distinguished Talent Visa

For this type of Australian visa, you must:

  • be nominated
  • contribute in a way that benefits the Australian community economically, socially, or culturally, or raise Australia’s academic, artistic, or sports standing internationally
  • have the ability to establish yourself in the country either through work in your field or by becoming independently established
  • be internationally recognized with a record of achievement in a profession, sport, the arts, or academia and research
  • have at least functional English
  • meet health and character requirements
  • read or have been explained the Life in Australia booklet, and sign the Australian Values Statement

How To Get An Acceptable Bank Statement Of Account For VISA Application

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How To Get An Acceptable Bank Statement Of Account For VISA Application

HOW TO GET AN ACEPTABLE BANK STATEMENT OF ACCOUNT FOR VISA APPLICATION

One of the well known requirements that can greatly affect your Visa application process is your bank account statement.

In this aspect, you have a lot of experts who preach all sort of practices which I would love to describe as black hat practices because it doesn’t denote trust.

The best way to cross this process is by sticking completely with the policy of the embassies and best international practices.

So today, I am going to list out to you some of the most important things that workers at the embassy get to check out for before accepting to approve your visa application.

First of all, you should know that there is a big difference between a bank statement of account and a bank account. This is a question I get to answer every time.

To get you your bank statement of account, you should go to the bank you use most often as that could be your best shot and then go to the customer care department and request for a statement of account.

The cost is quite low and it mainly depends on the number of pages the transactions can occupy.

So now, here are some tips that you can use to self examine yourself.

 

YOU CANNOT FURGE A BANK STATEMENT OF ACCOUNT

Many people have derive the creative crime of forging documents but this can never be done when dealing with an embassy.

This is because for every statement of account submitted to the embassy, they will send a request of verification to your bank.

If the bank rejects the  statement, you may have trouble forever travelling to that country because your image has already being tarnished. So it is highly and morally advisable to stick to the truth and submit the authentic bank statement of account giving to you by the bank.

 

YOUR BANK ACCOUNT STATEMENT SHOULD SHOW A STEADY FLOW OF INCOME

This now well know as these countries would not like you to cross into their borders legitimately and become a liability.

Now it is also very important to know that there is a big difference between an attractive account balance and a steady flow of income. Such could be seen as a monthly or weekly salary that has being running for at least 18 months for maximum effect and seems not to stop in the next two years.

Also, if you are not a salary earner, you may want to consider using your business account with n=an explanation to the consulate.

USING A SPONSORS ACCOUNT

In the case when your bank account does look attractive enough, you are also allowed to use an account of a sponsor (in such cases the person serves as the one sponsoring your trip and liabilities).

However, the person must either have a family relationship or employer’s relationship wit you.

For instance, you husband can choose to sponsor your trip and all you will need is a valid marriage certificate. Also your employer can decide to send you on a training trip or vacation.

 

Paga Pos Machine Price, Charges, Daily Target: How to get Paga Pos Machine

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Paga Pos Machine Price, Charges, Daily Target: How to get Paga Pos Machine

Are you considering the digital payments and expanding your business horizons? Well, you’re in for a treat! Paga POS gets you covered. 

However, without this essential step, gaining access to the Paga POS machine becomes a big challenge. There’s no alternative route or workaround to bypass it. Unlike some other platforms, where email addresses can serve as a fallback option for registration and login, Paga’s process is straightforward and stringent, leaving no room for alternatives. So, what’s the key to unlock this?

Without further ado, let’s embark on a journey to uncover the intricacies of Paga POS machine acquisition. 

This guide will not only help you understand the costs involved but also provide you with a clear path to obtaining your very own Paga POS machine. But first, let’s grasp the fundamentals and ensure you’re well-prepared for this 

What is a Paga POS machine?

A Paga POS machine, short for Point of Sale, is a versatile device designed to enable merchants to accept payments from customers using debit or credit cards. These machines have become an integral part of modern commerce, offering a convenient, efficient, and secure method for processing payments. 

Who can get a Paga POS machine?

To obtain a Paga POS machine, you must be a registered merchant with Paga. The registration process is relatively simple, requiring you to provide basic information such as your name, contact details, and business address.

How much is Paga POS Machine Price

The Price for Paga POS machines varies depending on the type of device you select, they include;

Traditional POS machine Priced at N30,000 and Android POS machine  Available for N53,000.

How much does Paga POS Machine Charge? 

Paga imposes a transaction fee for each payment processed through its POS machines. Typically, this fee amounts to 2.5% of the transaction value. Additionally, Paga enforces a daily transaction target, the specifics of which depend on the type of machine you possess.

How to Get a Paga POS Machine

To acquire a Paga POS machine, follow these simple steps:

1. Visit the Paga website and create an account.

2. Navigate to the “Agent Interest” section on your dashboard.

3. Complete the Paga POS registration form with accurate details.

4. Submit your application for review.

Once your application receives approval from Paga, you will be required to make the necessary payment for the POS machine. After payment, you can begin processing payments from your customers.

Conclusion

In conclusion, Paga POS machines offer a secure, convenient, and efficient solution for businesses looking to enhance their payment processing capabilities. That’s all about Paga Pos Machine Price, Charges, Daily Target and How to get Paga Pos Machine, I hope you find this insightful. 

FAQS

How much do I need to start a Paga business?

The amount of money you need to start a Paga business depends on a few factors, including the location of your business, the type of services you offer, and the amount of inventory you need to stock. However, you can expect to spend at least N30,000 to 50,000. 

How much does Paga charge for transactions?

Paga charges different fees for different types of transactions. 

  • Paga does not charge a fee for P2P money transfers within Nigeria. However, there is a 1.5% fee for P2P money transfers to other countries.
  • There is a 1.5% fee for depositing money into a bank account from Paga. The minimum fee is N10 and the maximum fee is N150.
  • There is a flat fee of N10 for bill payments.
  • There is a flat fee of N10 for airtime top-ups.
  • There is a flat fee of N10 for withdrawals from an agent.
  • Lastly, there is a N100 fee for ATM withdrawals.

Is Paga business profitable?

Yes, Paga is a profitable business. In 2018, the company reported a profit of $10 million. This shows how profitable it is to the company and the agent. So, if you’re looking forward to be an agent, indeed, it’s a profitable business. 

Palmpay Fake Transfer & Payment Alert: How to be Safe

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Palmpay Fake Transfer & Payment Alert: How to be Safe

Mobile payment apps have made our lives more convenient. However, they have also opened doors for online fraudsters to scam users. One such mobile payment service that has seen a rise in fake transfer scams is Palmpay. In this article, we will discuss common Palmpay fraud tactics and provide tips to stay safe from them.

Palmpay Fake Transfer Scams

Palmpay is a popular peer-to-peer funds transfer service in Nigeria. While convenient, its open platform has attracted criminals who try to steal users’ money through fake transfer notifications. Here are some common fake transfer scams to watch out for:

1 Job Offer Scam

Fraudsters send messages claiming a job opportunity and asking you to pay a “registration fee” or “training deposit” via Palmpay before an imaginary interview. No job exists.

2. Lottery/Promo Scam  

Messages state you’ve won a lottery or competition, but must make a small payment using Palmpay first to claim the “prize”. After paying, victims find it was all fake.

3. Selling Fake Tickets/Items

Scammers post ads for in-demand event tickets or hard-to-find items at low prices. Once payment is sent via Palmpay, the item is never received.

4. Rental Scam

Fraudsters rent out non-existent homes/apartments and ask for Palmpay transfers as rental payment and deposit. They disappear after receiving the money. 

5. Fake Palmpay Support Call 

This is the most common. Ungenuine callers pretending to work for Palmpay gain personal and account details by posing as helping with issues, and later use the information to steal money.

6. Emergency Scam

Criminals emotionally manipulate victims into urgent Palmpay transfers by creating stories about relatives/friends needing money immediately in certain circumstances.

How to Detect Fake Palmpay Transfers

Here are some signs that can help determine if a Palmpay notification is fake:

Inconsistent Details

Look out for mismatches in sender names, transfer amounts, dates or other transaction details compared to your records.

 Poor Grammar/Spelling

Authentic Palmpay messages have proper English. Errors cast doubt on the notification’s validity.

Sensitive Requests 

Legitimate banks/apps don’t ask for personal details like PINs or account numbers via text/email. Block such senders immediately. 

Suspicious Links 

Beware of links in messages asking you to update details, as they could steal login credentials through phishing sites. Only use official app for account access.

How to Protect Your Palmpay Account

Follow these important steps to help keep your Palmpay account secure from fraud:

  1. Use Strong Passwords 

The very first thing is to generate long, complex passwords that are unique to Palmpay and don’t use on any other sites. 

  1. Enable Two-Factor Authentication  

The extra identity verification layer makes it much harder for hackers to access your account, even with stolen login details.

  1. Watch for Suspicious Logins

Review ‘Recent Login Activity’ regularly and sign out of all sessions if you spot unfamiliar devices/locations.

  1. Stay Alert on Public Wi-Fi

Avoid logging into sensitive accounts while using unsecured networks, as they make phishing attacks much easier for cybercriminals.

  1. Enable Auto-Logout 

For added security, set Palmpay to log you out automatically if your session is inactive for a few minutes.

What To Do If You Fall For A Fake Transfer Scam

Despite precautions, sometimes even cautious users fall prey to well-crafted social engineering. If you transfer money in response to a fake Palmpay alert, here’s what to do:

Contact Palmpay Support Immediately

Explain what happened and provide transaction ID/details to seek reversal as scam reports help identify fraud patterns.  

Have them monitor your accounts closely for any suspicious withdrawals. Consider blocking international transfers temporarily as a safety precaution.

Notify Friends On Friends List 

In case fraudsters are targeting your contacts next, warn others about the social engineering method used on you to reduce further losses.

File A Police Complaint  

While the chances of recovering funds may be low, documenting the cybercrime can help authorities identify and prosecute scammers successfully down the line.  

Conclusion

In conclusion, while convenient, mobile payment platforms like Palmpay also come with inherent risks of deceptive transfer scams. By understanding prevalent fraud tactics, detecting fake notifications, securing accounts properly and reporting incidents promptly, users can significantly lower chances of falling prey. With heightened awareness and safety precautions, we can collectively make these services safer for responsible financial transactions.

FAQs

How can I get a refund for a fraudulent Palmpay transfer? 

To seek refund of losses from fake transfers, document evidence of fraud thoroughly and file a police complaint in addition to informing Palmpay. Pursue the matter legally while being patient, as recovering cybercrime losses takes time.

How does a fake debit alert look?

A fake debit alert typically has the following characteristics:

  • Spelling and grammatical errors in the message
  • Punctuation errors in the bank name, e.g. “GTBank.” instead of “GTBank”
  • The type of alert is written in small letters, e.g. “dr” instead of “DR”
  • The amount does not have “NGN” before it, e.g. “20,000” instead of “NGN20,000”
  • The full account number is displayed instead of being redacted
  • The alert was sent from a mobile number, which is unusual for a real bank alert

In contrast, a real debit alert from a bank would not have these issues and would typically include details like the account number, debit amount, available balance, and transaction description.