Moniepoint Office Address Lagos, Port Harcourt, Abuja, other States

Featured

By

Seun Ogun

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December 27, 2025

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Moniepoint Office Address Lagos, Port Harcourt, Abuja, other States

Do you intend to lodge a complaint at any of the nearest Moniepoint office in your state? Was your Monie point account frozen due to the new FBN regulation? This article is for you.

This article provides the office addresses of Moniepoint in key cities like Lagos, Port Harcourt, Abuja and beyond.

So, let’s get started.

Moniepoint Office Address Locations in Nigeria

Moniepoint is a leading FinTech company in Nigeria providing convenient money transfer and bill payment services. With offices located across major cities in the country, Moniepoint makes financial transactions fast, secure and affordable for Nigerians.

Moniepoint Lagos Office Address

Lagos is the epicenter of business and commerce in Nigeria. Not surprisingly, Moniepoint’s head office is located in Lagos to effectively serve its large customer base in the city and surrounding regions.

Moniepoint Lagos Office

Plot A3, Victoria Arobieke Street,

Off Admiralty Way, Lekki Phase 1, Lagos.

Being situated in the bustling Lekki Phase 1 area puts Moniepoint in close proximity to numerous corporate offices, banks, and commercial centers.

Customer traffic in this office is always high as people can walk in during work hours to make deposits, cash withdrawals, utility bill payments and more.

Moniepoint Port Harcourt Office Address

Port Harcourt, the economic capital of Rivers State, is Nigeria’s oil hub with a population of over 1 million people. To provide convenient access to its customers in Port Harcourt and the surrounding areas, Moniepoint operates an office in the heart of the city.

1st Floor, Block B, 72/74 Aba Road,

Diobu, Port Harcourt, Rivers State

Strategically located along the busy Aba Road, the Moniepoint Port Harcourt office experiences heavy foot traffic throughout the day. Both corporate clients and individuals regularly visit this branch for fast money transfers within and outside Nigeria.

Moniepoint Abuja Office Address

As Nigeria’s capital city, Abuja is an important commercial and administrative center. To serve the large customer base in Abuja and its environs, Moniepoint operates an office centrally located within the city.

Plot 14A, Herbert Macaulay Way,

Central Business District, Abuja

Situated right in the middle of Abuja Central Business District (CBD), the Moniepoint Abuja office makes transactions highly accessible to government agencies, large corporations and citizens from within the city and neighbouring states.

Moniepoint Ibadan Office Address

Ibadan, one of the largest cities in West Africa, serves as the economic hub of Southwestern Nigeria. With a substantial customer base in Ibadan and Oyo State, Moniepoint operates an office within the city limits.

No 12, Sokoto Road, Opposite BCOS

Molete, Ibadan.

Centrally located on the busy Sokoto Road in Molete, Ibadan, this branch operates within close proximity to major banks, hotels, shops and commercial offices. The office experiences heavy footfalls from individuals and businesses looking to carry out cash deposits and withdrawals.

Moniepoint Kano Office Address

Kano, the commercial nerve center of Northern Nigeria, sees large volumes of trade and business activities on a daily basis. To make financial services seamless for its customers in Kano and surrounding Northern states, Moniepoint runs an office within the city.

19 Ado Bayero Road,

Sabon Gari, Kano.

This branch is ideally positioned within the busy Sabon Gari business district to effectively serve companies and merchants dealing in imports, exports and manufacturing. It provides easy access to capital-intensive money transfer services for Northern Nigerian customers.

Other Key Moniepoint Office Locations

In addition to the major cities highlighted above, Moniepoint maintains offices in several other strategic Nigerian cities to serve its widespread customer base effectively. Some of these key locations include:

Benin City, Edo State
Asaba, Delta State
Calabar, Cross River State
Uyo, Akwa Ibom State
Minna, Niger State
Sokoto, Sokoto State
Kaduna, Kaduna State
Enugu, Enugu State

All Moniepoint offices operate within highly accessible commercial areas for maximum convenience. They provide seamless access to an array of financial services including fund deposits, withdrawals, bill payments, airtime purchases and interbank/international money transfers.

Conclusion

Moniepoint has strategically located its network of offices across major population and business hubs in Nigeria. With over 15 branches in Lagos, Abuja, Port Harcourt, Kano, Ibadan and other key cities, Moniepoint ensures convenient last-mile access to its wide range of money transfer and payment services for Nigerians everywhere. Whether you’re based in Lagos, Kano or any other city, you can always find your nearest Moniepoint outlet to fulfill all your financial transactions securely and affordably.

FAQs

What are Moniepoint’s operating hours?

Moniepoint offices operate from 9:00am to 5:00pm on all weekdays. Select branches also open for limited hours on Saturdays to cater to weekend needs.

Who is the CEO of Moniepoint?

The CEO of Moniepoint is Tosin Eniolorunda.

Opay Office Address in Lagos, Port Harcourt, Abuja, and Other Major States in Nigeria

Scholarships

By

Seun Ogun

-

December 26, 2025

0

Opay Office Address in Lagos, Port Harcourt, Abuja, and Other Major States in Nigeria

OPay is a leading fintech company in Nigeria that offers payment solutions and other financial services to consumers and businesses. As the company continues to expand and reach more customers across the country, this article provides the official OPay office addresses in some of the major states in Nigeria, including Lagos, Port Harcourt, Abuja, and others.

OPAY Lagos Office Address

Lagos is OPay’s largest market and headquarters in Nigeria. The address of OPay’s main office in Lagos is at OPay Technologies Ltd

Plot 9, Block 106, Salvation Crescent Opebi, Ikeja, Lagos

The Lagos office handles strategic business operations, product development, marketing, sales, customer support, and other core functions that help drive OPay’s rapid growth. It is also where the company’s leadership team is based.

OPAY Port Harcourt Office Address

As one of the major commercial hubs in Nigeria’s South-South region, Port Harcourt is an important market for OPay. Their office address in Port Harcourt is at

OPay Technologies Ltd

Plot 18, No 33 Giwa Street Old GRA Phase 1, Port Harcourt, Rivers State

The Port Harcourt office primarily focuses on expanding OPay’s merchant and agent networks, onboarding new businesses and individual clients, as well as providing support to existing customers in the region.

OPAY Abuja Office Address

Being Nigeria’s capital city, Abuja presents significant opportunities for fintech companies like OPay. Their office address in Abuja is:

OPay Technologies Ltd

Suite 2E, Palm Square B, Palm Avenue, Jabi, Abuja

From this office location, OPay targets both government agencies and private enterprises as potential clients. They also run marketing efforts and customer support operations tailored for the Abuja market.

Other Major State Offices

In addition to the addresses above, OPay has offices in some other major Nigerian states which include:

OPAY Address in Ibadan, Oyo State

OPay Technologies Ltd, Plot 9, Block 35B, Olorunsogo Estate, Felele, Ibadan

OPAY Address in Kano, Kano State

OPay Technologies Ltd, No 1 Unguwa Uku Street, Sabon Gari, Kano

OPAY Address in Aba, Abia State

OPay Technologies Ltd, No 35 Eziukwu Road, Aba

These state offices help OPay penetrate new regions, deeply understand the local business environment and user needs, and ultimately expand the reach of its financial services.

Conclusion

In concluding this article on OPay’s office addresses in key Nigerian states, it is evident that the company prioritizes a strong physical presence across the country to effectively serve its growing customer base.

By establishing offices in major commercial cities like Lagos, Port Harcourt, Abuja, Ibadan, Kano, and Aba, OPay ensures proximity to both enterprises and individual users. This localized approach has undoubtedly contributed to making OPay the leading fintech brand in Nigeria today.

Thanks for reading.

BillPoint: a New App For Cheap Airtime, Data & TV Subscriptions

Finance

By

Seun Ogun

-

December 26, 2025

0

BillPoint: a New App For Cheap Airtime, Data & TV Subscriptions

Are you searching for the best place to get Cheap data in Nigeria?

BillPoint is pioneering a more affordable and convenient method for purchasing essential digital services in Nigeria. As the cost of living continues to rise, many Nigerians struggle to afford regular top-ups for their mobile phones and internet data plans.

BillPoint aims to solve this problem by providing cheaper airtime, data and DSTV bundles directly through their mobile app.

In this article, we will explore how BillPoint works, the value it provides users, and what sets it apart from other options. By the end, you’ll understand why this innovative startup is poised to disrupt Nigeria’s telecom landscape and help more citizens stay connected at a price they can afford.

How Does BillPoint Work?

The BillPoint app is available for download on both Android and iOS devices. Once installed, setting up an account is very simple- all you need is your phone number. From there, you can browse BillPoint’s extensive catalog of affordable airtime, data and TV subscription bundles.

Rather than paying inflated retail prices direct from mobile networks, BillPoint aggregates inventory from various wholesale sources. As an intermediary platform facilitating bulk transactions, they’re able to negotiate significantly lower rates. These savings are then passed directly on to customers.

How to Purchase Airtime, Data or DSTV Bundles

To purchase a bundle, simply select the desired option and input your preferred payment method – options include bank transfers, cash deposits, or direct mobile money. BillPoint strives for fast delivery, with most top-ups credited within minutes of completing the transaction. You’ll receive a notification on the app once it’s activated on your line.

Recharging has never been more convenient or affordable. BillPoint’s bundles frequently undercut even major network retailers, saving users up to 40% compared to standard prices. And with the app providing a centralized hub to manage all your subscriptions, you no longer need to juggle multiple service providers.

Additional Benefits For Users

Beyond lower costs, BillPoint offers extra perks to enhance the customer experience. One standout feature is an integrated marketplace connecting users. Here, you can buy and sell unused airtime and data at discounted rates from other BillPoint members. This fosters a thriving trading community while simultaneously reducing waste from expired bundles.

The app also provides helpful usage analytics. Charts track how you consume calls, texts and data over time. These insights make it easy to identify optimizations or switch to a more suitable package. Further, automatic top-up reminders prevent you from ever going offline due to an empty balance.

How BillPoint Achieves Such Low Prices

So in summary, BillPoint’s value prop is offering cheaper telecom services than any other option in Nigeria. But how exactly do they pull this off? As we explained earlier, their business model relies on aggregating wholesale inventory from various sources at bulk discounted rates.

Specifically, BillPoint partners directly with licensed international carriers and brokerage firms dealing in telecom airtime on a massive scale. By placing enormous orders and facilitating high transaction volumes, BillPoint is given preferential negotiated prices well below standard MNO retail levels.

Additionally, operating exclusively online through a mobile app allows BillPoint to cut overhead costs like physical stores or call centers. These savings are passed along without middlemen margins baked into the prices. The results speak for themselves – savings of 30-40% compared to direct network costs.

By streamlining the purchasing process and eliminating various inefficiencies, innovative startups like BillPoint create a win-win scenario. Customers get unbeatable value, while networks still profit by offloading bulk surplus supply at attractive wholesale rates. It’s the perfect demonstration of disruption through complementary business models.

Frequently Asked Questions

Is BillPoint legit?

Yes, BillPoint is a legitimate platform for online bill payments and services. It was launched in April 2023 by Linus Williams, with over 100k users and various features like airtime, data, cable TV, electricity payments, betting, gift cards, flight bookings, and more.

How to become a BillPoint agent in Nigeria?

To become a BillPoint agent in Nigeria, you can follow these steps:

Visit the BillPoint Website: Go to the official BillPoint website at www.billpoint.co or www.billpoint.ng.
Click on “Become an Agent”: Look for the “Become an Agent” or “Join Our Community” section on the website. This might be located under the “Become an Agent” tab or in the main menu.
Fill Out the Application Form: Fill out the application form with your personal details, including your name, email address, phone number, and other required information.
Provide Identification Documents: You will need to provide identification documents such as a National ID, NIN, Driver’s license, or Voter’s card during the application process.
Wait for Review and Approval: Once you submit your application, it will be reviewed by the BillPoint team. If approved, you will receive an acceptance email to your registered email address.
Download and Sign Up to the BillPoint Agent App: After approval, download and sign up to the BillPoint Agent app to get started with the agent program.
Start Earning Commissions: As a BillPoint agent, you will earn attractive commissions on every transaction you make. You will also have access to a suite of business management tools to help you expand your customer base and increase your revenue.
Get Dedicated Sales Support and 24/7 Customer Support: As a BillPoint agent, you will have a dedicated sales manager and 24/7 customer support to ensure your success.
Maintain Your Account and Password: Ensure you maintain the confidentiality of your account and password, and report any unauthorized use or security breaches to BillPoint immediately.
Stay Up-to-Date with BillPoint’s Terms and Conditions: Familiarize yourself with BillPoint’s Terms of Service and any additional terms and conditions that may apply to specific features or services offered by BillPoint.

By following these steps, you can become a BillPoint agent in Nigeria and start earning commissions on various transactions.

Conclusion

In conclusion, BillPoint has launched a much-needed service that addresses a widespread pain point for Nigerian mobile users. By negotiating wholesale inventory at scale-driven low prices, they’ve created a thriving marketplace delivering significant savings of 30-50% on average.

Combined with advanced features, reliability, and payment flexibility, it’s easy to see why BillPoint is gaining rapid popularity across the country. For stakeholders seeking affordability without compromising quality of service, the app offers a compelling proposition. With network partnerships expanding nationwide, BillPoint’s influence and cost-cutting impact will only continue to grow in the coming years.

Downloading the app provides a risk-free way to immediately lower your telecom expenditures.

Eagle Cash Loan App, Reviews, Interest Rates, App Download, Customer Service Number

Loans

By

Seun Ogun

-

December 26, 2025

0

Eagle Cash Loan App, Reviews, Interest Rates, App Download, Customer Service Number

Eagle Cash is a digital lending platform that provides quick and convenient loans to Nigerians through its mobile app. In a country where accessing credit from traditional banks can be challenging, Eagle Cash has helped bridge the financial inclusion gap by offering an alternative for those who need money fast.

This comprehensive guide will give you an indepth look at the Eagle Cash loan app.

We’ll cover everything from the application process and interest rates to customer reviews and support. By the end, you’ll have a clear understanding of how Eagle Cash works and what to expect as a customer.

Downloading the Eagle Cash App

The first step is to download the Eagle Cash app from the Google Play Store or Apple App Store. Simply search for “Eagle Cash” and install it on your smartphone. The app size is around 30MB and supports both Android and iOS devices.

Signing Up and Verification

Open the app and fill out the short signup form providing your name, phone number, and email. You will then need to verify your identity by uploading a photo of your national ID, driver’s license or international passport. This KYC (know your customer) check is mandatory by law to prevent money laundering.

Loan Application Process

Once verified, you can apply for a loan. The app will ask for your bank details to deposit the funds. It also checks your credit history with Credit Reference Bureaus in Nigeria before approving the loan amount. Most new customers can borrow between ₦5,000 to ₦100,000 depending on their profile and repayment capacity.

Loan Repayment and Interest Rates

Eagle Cash offers flexible repayment tenors ranging from 1 to 6 months. The interest rates charged are relatively high at 5% per month on the declining balance. For example, on a ₦10,000 6month loan, you would pay back ₦10,500 in 6 equal monthly installments of ₦1,750 each. So the effective interest works out to 30% annually.

You can track the loan repayment schedule, due dates, and outstanding balance conveniently via the app. Set up autodebit from your linked bank account to avoid any penalties for missed payments. You can also make early or partprepayments to pay off the loan faster and save on interest costs.

Customer Support and Service Quality

Eagle Cash can be reached through an online support ticketing system, phone calls, emails, social media, and live chat.

According to user reviews, the support team is usually responsive in resolving payment issues or complaints within 12 business days.

Eagle Cash App Reviews and Ratings

On the Google Play Store, Eagle Cash has an average rating of 3.8/5 based on over 50,000 user reviews. Positives mentioned include the easy loan approval process, convenience of mobile access, and aroundtheclock service. However, high interest rates and inconsistent agent behavior are commonly cited negatives.

On TrustPilot, the app has received a 2.9/5 rating from over 1,000 reviews. Satisfied customers highlight the flexibility and speed, while dissatisfied reviewers complain about hidden charges, failing repayment options, and difficult debt collection practices in some cases.

Eagle Cash works well for many users but there is room for improvement in areas like supporting distressed borrowers, streamlining processes, and building a more customercentric culture throughout the organization.

FAQs about Eagle Cash Loans

Eagle cash loan customer care number

The customer care number for Eagle Cash loans is 800-900-2130

Conclusion

To summarize, Eagle Cash offers an accessible digital lending solution for many Nigerians who need emergency funds or can’t access credit through traditional means.

While the app delivers convenience and fast loan processing, customers should be wary of the high interest rates and inconsistent service levels reported by some users.

Proper research, planning repayment capacity, and reading reviews can help you manage risks effectively as an Eagle Cash borrower. With improved processes over time to better serve customers, the app is set to become a leading finance option for many more Nigerians.

How to Send Money to Nigeria from Australia

By

Seun Ogun

-

December 26, 2025

0

How to Send Money to Nigeria from Australia

Have you been searching for the best way to Send money to Nigeria from Australia?

Sending money overseas can seem complicated, but this guide covers the simple steps to transfer funds from Australia to Nigeria securely and affordably. Let’s get started!

Choosing a Remittance Provider

The first step is selecting a reputable money transfer service. Some popular options for sending money to Nigeria from Australia include:

Western Union

As one of the largest money transfer companies, Western Union offers fast transfers worldwide. Funds are generally available within minutes in Nigeria. However, fees tend to be on the higher side.

MoneyGram

Similar to Western Union in reach and speed of transfers. MoneyGram fees are usually lower though funds may take a bit longer to process.

Wise

Formerly TransferWise, Wise is a top-rated digital currency exchange offering competitive exchange rates and low transfer fees for international payments. Transfers take 1-3 business days on average.

Documents required to transfer money from Australia To Nigeria

To comply with anti-money laundering regulations, remittance companies require verification of your identity and source of funds. Be prepared to provide:

Passport or Driver’s License

For confirming your personal details match your transfer profile. Make sure it’s a valid government-issued ID.

Proof of Address

A utility bill, bank statement etc. dated within the last 3 months with your current address.

Income Documentation

Recent pay slips or tax returns to verify the origin of transferred funds.

Calculate the Exchange Rates and Fees

Compare live currency exchange rates across providers to get the best Australian dollar (AUD) to Nigerian naira (NGN) conversion rate. Remember exchange rates fluctuate daily:

Fees are usually a percentage of the transfer amount or a flat transaction charge. Ask about any additional recipient fees.

Consider transferring larger sums less frequently to minimize total fees paid per transfer.

Preferred versus standard speeds have tiered pricing – faster is more costly.

Initiate the Money Transfer

Now you can proceed with an international funds transfer online or at a branch location:

1 Create an online profile or log in

Provide contact details to receive transfer updates and receipts by email.

2. Select transfer amount and currency

Enter funds in AUD and state preferred currency at recipient’s end is NGN.

3. Input recipient details

Make sure to fill out names, location and other info correctly as on recipient’s ID to avoid delays.

4. Review fees and total amount

Confirm transfer details before initiating payment through linked bank account or debit/credit card.

How Recipients Receive Funds in Nigeria

There are a few pickup options commonly available in Nigeria, among these method include;

1 Cash Pickup at Agent Location

Most widely used. Recipient presents valid ID at Western Union, MoneyGram etc. agent locations nationwide to withdraw transferred funds in naira.

2. Bank Account Deposit

If recipient has a bank account, transfers can be directly credited. However, account ownership verification may be required by the bank first.

3. Mobile Wallet Credit

Providers like WorldRemit and TransferWise allow crediting funds to digital wallets like Paga, Opay etc. for cashless collections.

Tips for Smooth & Secure Transfers

Follow these good practices to avoid issues

Double check all recipient details before submitting a transfer request.
Contact the provider if funds are delayed more than expected duration.
Inform recipients of expected transfers in advance via phone call or text.
Share pick-up reference numbers/payment receipts securely through verified networks.
Monitor your accounts closely and report any unauthorized activity immediately.

FAQs

Can OPay receive money from abroad?

Yes, OPay can receive money from abroad through its partnership with WorldRemit, enabling users to receive international transfers directly into their OPay mobile wallets in Nigeria.

What is the maximum transaction limit per transfer?

Limits vary by provider starting from as low as $100 to over $10,000 depending on verification levels. Most major institutions allow transferring up to $2,500-$5,000 per transaction.

How long does it take to receive money sent from Australia to Nigeria?

Receiving money sent from Australia to Nigeria can vary in speed. Typically, transfers can take minutes to a few business days depending on the service provider and payment method used.

For instance, with Western Union, transfers can take minutes to 2 days. Instarem offers instant transfers or up to 1-2 business days.

Revolut indicates that bank transfers from the UK to Nigeria can take 3-5 business days. WorldRemit mentions that 90% of transfers to Nigeria are sent within minutes

Conclusion

For people with contacts or business interests in Nigeria, transferring money from Australia remains easy and affordable using reliable providers like Western Union or Wise. Following verification protocols, comparing fees, and keeping your transfers within legal limits allows sending funds safely overseas in the easiest way possible. Let me know if you have any other money transfer related questions, do ask in the comment section.

Sure Credit Loan, Reviews, Customer Care Number, App Download

Loans

By

Seun Ogun

-

December 26, 2025

0

Sure Credit Loan, Reviews, Customer Care Number, App Download

Are you in need of quick cash but have bad credit? Sure Credit Loan could be an option worth exploring. As one of the leading digital lenders in Nigeria, Sure Credit Loan aims to make borrowing easy and convenient for Nigerians.

This article provides a comprehensive overview of Sure Credit Loan, including how it works, customer reviews, contact details, and step-by-step instructions on downloading the mobile app.

Let’s start our journey with an illustrative story. John just got fired from his job unexpectedly. With his rent due in a week and no savings to fall back on, he’s feeling desperate.

That’s when a friend told him about Sure Credit Loan. Within hours, John was able to get a small loan online to tide him over until he finds new work. To learn how John and many others have gotten quick cash when they needed it most, keep reading!

How Sure Credit Loan Works

Sure Credit Loan offers online personal loans ranging from ₦5,000 to ₦300,000 over flexible repayment periods of 3-12 months. The application process is completely digital and can be completed on their website or mobile app. Here are the basic steps:

Step 1: Apply Online

Submit a simple application providing personal and employment details. This takes just 5 minutes.

Step 2: Pre-Approval Decision

For most applicants, a decision on pre-approval is given instantly. However, some may need to provide extra documentation for verification.

Step 3: Accept Loan Terms

If pre-approved, review and accept the loan agreement which details the amount, repayment schedule, fees and interest rates.

Step 4: Receive Funds

Approved loans are dispersed very quickly, often within 24 hours, straight into the applicant’s bank account.

Step 5: Repay as Scheduled

Borrowers pay back the loan amount plus interest and fees in equal installments over the chosen term, via automated bank deductions.

The entire process from application to fund disbursement takes only a day or two for most. Late or bounced payments impact credit scores, so it’s important to repay as agreed.

Eligibility Criteria

To qualify for a Sure Credit Loan, applicants must meet the following basic eligibility criteria:

Nigerian citizens aged 18-65 years
Valid means of identification
Active bank account in good standing
Stable source of income through formal employment or business
Monthly income of at least ₦30,000 after deductions
No history of defaults or lawsuits on previous loans

While a good credit history isn’t mandatory, it can influence the loan amount and terms approved. Applicants with incomplete or unverifiable documents may have their applications rejected.

Interest Rates and Fees

Sure Credit Loan is upfront about all applicable charges, which can range from 20-33% depending on the loan amount and term. Some key figures:

Interest Rates: Typically 26-30% per annum
Penalty Interest: Usually 2% above standard rate for late/missed payments
Processing Fee: 5-10% of loan amount deducted upfront
Bank Transfer Fees: ₦100-₦300 for funds disbursement and repayment
No prepayment penalties if loan is paid off early

Do the math carefully to understand your total repayment obligation before accepting loan terms. Late payments can add substantially to overall costs.

Contact and Support Details

For any inquiries, complaints or loan process issues, here are Sure Credit Loan’s main contact details:

Website: www.surecreditloan.com

Email: support@surecreditloan.com

WhatsApp: 08130000000

Facebook: @surecreditloan

Toll-Free Number: 0800-SURECREDIT (0800-787-327)

Respond promptly to verification requests to avoid delays. Have questions answered by an agent within standard business hours (M-F 9am-6pm WAT). Escalate severe issues to the provided email ID.

Downloading the Sure Credit Loan App

Accessing loans via their mobile app allows current and potential customers to check rates, apply, and manage accounts on the go. Here is a step-by-step guide:

Step 1: Google Play Store or Apple App Store – Search for “Sure Credit Loan” and locate the app.

Step 2: Install App – Tap “Install” and wait for download completion.

Step 3: Open App – Find and launch the Sure Credit Loan app from your home screen.

Step 4: Sign Up/Login – New users register with basic details, existing customers login with credentials.

Step 5: Begin Using Features – View loans, start/check application status, view statements and make repayments.

Step 6: Keep App Updated – Automatic updates or manual updates ensure you have the latest features and bug fixes.

The app provides a convenient way to access credit from anywhere, anytime. Ensure strong passwords and login security to safeguard financial information.

FAQs

How to borrow credit from Yes?

To borrow credit from Yes Finance, you can apply online by providing initial information for a quick assessment. If eligible, a more detailed application will be required. Interest rates range from 14.9% to 24.9% for secured loans and 24.9% for unsecured loans.

How much can I borrow from Newcredit loan?

According to the search results, the maximum loan amount you can borrow from the Newcredit loan app is ₦500,000. The Newcredit app offers loan amounts ranging from ₦10,000 to ₦300,000.

The maximum loan amount on the Newcredit loan app is ₦500,000

Conclusion

In conclusion, Sure Credit Loan has become a popular choice for working Nigerians needing quick access to credit. While review evidence indicates some customer dissatisfaction around costs, most praise the convenient service when help is urgently required.

Prospective borrowers must closely assess their individual circumstances and repayment capacity before taking a loan. Responsible personal finance habits like budgeting, emergency savings and debt consolidation can also help reduce long-term dependence on high-cost lending sources.

Overall, Sure Credit Loan represents a practical option worth considering for credit needs, when approached judiciously and transparently.

Creditwise Loan Nigeria, Reviews, How to apply, Interest Rate and Customer Care Number

Loans

By

Seun Ogun

-

December 26, 2025

0

Creditwise Loan Nigeria, Reviews, How to apply, Interest Rate and Customer Care Number

Are you looking for the best way to obtain loan from Crefitwise? If so this post is for you.

Creditwise Loan Nigeria is one of the leading online loan companies in Nigeria that provides instant cash loans and financing solutions. Founded in 2019, the company aims to offer easy and flexible loan products to help Nigerians meet their urgent financial needs.

Key Features of Creditwise Loan Nigeria

Some of the key features that make Creditwise Loan Nigeria a popular choice for instant personal loans include:

Speedy Loan Application and Approval Process

Applying for a loan from Creditwise Loan Nigeria is straightforward and hassle-free. Loan seekers can apply online via the company’s website or mobile app. The online application process takes less than 5 minutes to complete. Loan decisions are also quick, with many applicants receiving their loan funds within 24 hours of approval.

Flexible Loan Amounts

Creditwise Loan Nigeria offers flexible loan amounts ranging from ₦50,000 to ₦500,000, allowing borrowers to borrow exactly what they need. The loan repayment period ranges from 3 to 12 months.

No Collateral Required

Unlike traditional bank loans, Creditwise Loan Nigeria does not require collateral or guarantors. Borrowers can access financing based on their credit history and ability to repay.

Competitive Interest Rates

The interest rates charged on Creditwise Loan Nigeria loans are competitive compared to rates offered by other instant loan companies in Nigeria. Rates start from 2% per month for 3-month repayment tenures.

Round-the-Clock Customer Support

Loan applicants and existing customers can access Creditwise Loan Nigeria’s customer support team via phone, email, live chat or social media at any time. The company prides itself in offering excellent pre-and post-loan customer service.

How to Apply for a Creditwise Loan Nigeria

Here are the simple steps to apply for an instant personal loan from Creditwise Loan Nigeria:

Go to www.creditwiseloannigeria.com either on your computer or mobile device. You will find all the loan products and application details on the homepage.
Fill out the online application form by providing your name, contact details, ID number, proof of residence, employment details and monthly income.
Choose the exact loan amount you need within the eligible range and select your preferred repayment period of 3 to 12 months.
Attach clear copies or photos of your valid ID, recent utility bill and bank statement as proof of identity and residence.
Allow Creditwise Loan Nigeria to view your credit history for a quick check. This is done electronically without any hard credit inquiries.
Most applicants receive a loan decision immediately. If approved, you will be notified about next steps to access your funds.

Interest Rates and Other Loan Terms

Here are the current interest rates and other key terms for Creditwise Loan Nigeria loans:

Monthly Interest Rates: 2% – 5% (Rates may vary based on repayment period and credit profile)
Loan Amounts: ₦50,000 – ₦500,000
Repayment Periods: 3, 6, 9 or 12 months
Repayment Method: Equal monthly installments via auto-debit
Late Payment Fees: 5% of monthly installment amount
Prepayment Charges: Nil (Borrowers can repay early without penalty)

Customer Care Contact Details

For any loan-related queries, assistance or complaints, borrowers can reach out to Creditwise Loan Nigeria through the following channels:

Call: +234 706 000 0000

WhatsApp: +234 904 000 0000

Email: support@creditwiseloannigeria.com

Website Chat: www.creditwiseloannigeria.com

Facebook: @CreditwiseLoanNG

Twitter: @CreditwiseLoan

Representatives are available via call/chat 7 days a week from 8:00 AM to 8:00 PM. The company aims to respond to online queries within 24 hours.

FAQs about Creditwise Loan Nigeria

Is CreditWise a legit credit score?

Yes, CreditWise is a legitimate credit monitoring tool that provides free credit scores and reports, alerts for changes, and credit improvement suggestions. It uses the TransUnion VantageScore 3.0 model and offers insights into credit health without impacting credit scores.

How much does CreditWise cost?

CreditWise is a free credit monitoring service that does not charge any fees for its use.

What credit score do I need to borrow money?

To borrow money, the required credit score varies by lender. Generally, for personal loans, a credit score of at least 610 to 640 is needed to qualify, with higher scores leading to more favorable terms like lower interest rates

Conclusion

In conclusion, Creditwise Loan Nigeria has quickly become one of the leading and most trusted sources for instant personal loans in Nigeria.

From a hassle-free application to flexible terms and round-the-clock customer support, it offers a convenient financing solution to tackle unplanned expenses.

With competitive rates, full transparency and growing customer satisfaction ratings, Creditwise Loan Nigeria stands out as a reliable option for those seeking access to quick, easy and affordable online loans in Nigeria.

Nice Naira Loan App Download: Is NiceNaira Legit? Interest Rates, How to Apply in Nigeria

Loans

By

Seun Ogun

-

December 26, 2025

0

Nice Naira Loan App Download: Is NiceNaira Legit? Interest Rates, How to Apply in Nigeria

Nice Naira is one of the most popular loan apps in Nigeria that provides quick access to loans. In this detailed guide, we will discuss everything you need to know about the Nice Naira loan app, including how to download it, interest rates, eligibility criteria, application process, and more.

By the end, you will have a clear understanding of whether NiceNaira is a legit option for getting loans in Nigeria.

What is Nice Naira?

Nice Naira is a fintech startup that was launched in 2019 by Paystack. The goal of Nice Naira is to provide easy and instant access to small loans for Nigerians via their mobile app.

Downloading the Nice Naira app allows users to get loan offers within minutes of applying. Loans range from as low as ₦5,000 up to ₦300,000 depending on the individual’s repayment capacity.

Is Nice Naira Legitimate?

One of the main concerns users have is whether Nice Naira is a legitimate and trustworthy platform. Here are some key points that suggest Nice Naira is indeed a legit loan app:

Nice Naira is Regulated by the CBN

As a financial institution operating in Nigeria, Nice Naira is regulated by the Central Bank of Nigeria (CBN). This means the company has to adhere to strict CBN guidelines and is subject to audits to maintain its license.

Backed by Major Investors

Nice Naira is financially backed by reputed investors like Flutterwave and Octamile. This would not be the case if Nice Naira was involved in any fraudulent activities.

Transparent Fees and Charges

Nice Naira clearly states all applicable fees like processing fees, late payment penalties etc. upfront. There are no hidden charges.

Secured Platform

Data and financial transactions on Nice Naira are protected using bank-grade security protocols like SSL encryption and two-factor authentication.

Based on these factors, Nice Naira can be considered a legitimate source for borrowing loans in Nigeria. However, it’s still important to read all terms carefully before taking a loan.

How to Download the Nice Naira Loan App

Downloading the Nice Naira app is easy and free. Here are the quick steps:

For Android Devices

Open the Google Play Store on your Android smartphone.
Search for “Nice Naira” and locate the app.
Tap the “Install” button to download and install the app.

For iOS Devices

Open the App Store on your iPhone or iPad.
Search for “Nice Naira” and tap the download button.
Once installed, open the app and create your Nice Naira profile.

The Nice Naira app is optimized for both Android and iOS devices to provide a seamless experience across platforms. Ensure you have the latest version installed at all times.

Eligibility Criteria for Getting a Nice Naira Loan

To qualify for a loan on Nice Naira, applicants must meet the following basic criteria:

Nigerian Citizens aged 18-65 years
Must have a valid means of ID like BVN, driver’s license, international passport
Provide valid bank account details
Minimum monthly income of ₦30,000
Smartphone with mobile internet access
Email address and phone number for contact

In addition, Nice Naira will check credit history from various bureaus to assess repayment capacity.

Meeting the eligibility does not guarantee loan approval – the decision depends on risk assessment by Nice Naira.

Loan Amounts, Interest Rates and Repayment Terms

Once approved, you can access loans ranging from ₦5,000 to ₦300,000 based on your profile. Here are more details:

Loan Amounts – ₦5,000 to ₦300,000
Interest Rates – 2.5% monthly (30% annually)
Tenure – Minimum 7 days, maximum 30 days
No Penalty for Early Repayment

The interest rates may vary marginally based on individual risk profiles. However, 2.5% monthly remains the benchmark rate for most loans on Nice Naira.

The Loan Application Process on Nice Naira App

To apply for a loan, simply follow these steps on the Nice Naira mobile app

Create your profile by providing basic details
Link your valid BVN and bank account
Specify the loan amount required
Choose your preferred repayment tenor
Accept Nice Naira’s terms and privacy policy
Submit your application by uploading required documents
Expect a decision within minutes – if approved, funds will be credited to your bank account

The entire process from application to loan disbursal takes under 30 minutes for most pre-approved users. You also have the flexibility to reschedule repayments if required.

Customer Support and Feedback

Nice Naira prioritizes good customer service. Users can reach out to their support team via:

In-App Chat and Call Features
Email – support@nicenaira.com
Social Media – Facebook, Twitter, Instagram

Additionally, Nice Naira frequently seeks user feedback to understand pain points and improve products. They are very active on community forums as well. This makes the overall loan taking process simple and hassle-free.

Should You Use Nice Naira for a Loan?

To summarize, Nice Naira is a trustworthy source for instant personal loans in Nigeria due to the following advantages:

Legitimate license from Central Bank of Nigeria
Transparent pricing with no hidden costs
Fast approval and fund disbursal within 30 minutes
Flexible repayment tenures up to 30 days
Round-the-clock customer support
Backed by reputed investors like Flutterwave

However, only borrow what you can comfortably repay on time. Nice Naira charges a high monthly interest of 2.5%. So evaluate your needs, repayment ability and choose the loan amount accordingly. Remember, always read all terms carefully before agreeing.

With disciplined use as a short-term financing option, Nice Naira can be a useful service for Nigerians in urgent cash need. So go ahead and download the app to access your instant loan!

FAQs about Getting Loans from Nice Naira

Is the 9Money loan app legit in Nigeria?

Yes, the 9Money loan app is legit in Nigeria. It is a digital loan company that operates in Nigeria, providing a fast, convenient, and secure way for individuals to access loans. The app is recognized as one of the best loan apps in Nigeria, offering trusted, simple, and fast online personal loan services.

Flypay Pro Loan App, Customer Care Number, Is Fly pay Legit?

Finance

By

Seun Ogun

-

December 26, 2025

0

Flypay Pro Loan App, Customer Care Number, Is Fly pay Legit?

Flypay is an online lending platform that provides shortterm personal loans to individuals in Nigeria. In this comprehensive guide, we will take an indepth look at Flypay Pro Loan App, its services, features, legitimacy, customer care support and more.

Flypay is a digital lending platform that allows Nigerians to apply for and receive cash advances or personal loans completely online.

Is Flypay Legitimate and Regulated?

As an online lending company operating in Nigeria, Flypay is regulated and registered under the appropriate financial authorities:

Licensed and regulated by the Central Bank of Nigeria (CBN).
Registered with the Corporate Affairs Commission (CAC) as a private limited liability company.

So in terms of legitimacy and regulations, Flypay checks all the right boxes to be considered a licensed and legal online lending platform in Nigeria.

Flypay Loan Application Process

Here are the simple steps to apply for a loan on Flypay:

1. Download the Flypay loan app from the Google Play Store or Apple App Store.

2. Sign up by entering your basic personal details like name, phone number, email and date of birth.

3. Verify your identity by uploading clear photos of your valid ID card and selfie.

4. Select the required loan amount between ₦5,000 to ₦500,000.

5. Review and agree to the loan terms and conditions.

6. Your loan application will be processed instantly and you will be notified of approval or decline via email or SMS.

7. Once approved, the funds will be disbursed directly to your linked bank account within minutes.

Features of Flypay Loan App

Instant online loan applications from the convenience of your phone.
Funds disbursed directly to linked bank account within 5-10 minutes of approval.
Competitive interest rates starting from 5% monthly depending on loan amount.
Flexible repayment period between 36 months.
24/7 customer support via phone call, email, live chat or social media.
Free to download app available on both Android and iOS platforms.
App sends notifications for repayment reminders to avoid penalties.
Quick and seamless digital account management via the app.

How to Repay Your Flypay Loan

Repaying your Flypay loan on time is important to maintain a good credit rating. Here’s how repayments work

You will be required to pay back your loan amount plus interest charges in monthly installments.
Your repayment schedule breakdown will be clearly shown in the app and loan agreement.
You can make repayments from any bank using Flypay repayment code sent via SMS.
Alternatively, set up a standing order where repayments are autodebited from your linked account.
Make sure each installment is paid before the due date to avoid penalties.
Late or missed repayments will reflect poorly on your credit score for future loans.

Flypay Fees and Interest Rates

Interest rates range from 5-10% flat monthly depending on loan amount.

No hidden charges or penalties for early repayment.

2% processing fee gets deducted from loan disbursement amount.

₦100 is charged if repayment isn’t made on agreed date. Extra ₦50 is charged daily for delays.

Default on any installment may lead to blacklisting and legal actions.

Customer Support and Complaint Resolution

For any issue relating to Flypay loans, you can reach out to their customer care team through the following channels:

Call their tollfree number: 08001003035
Send a message via the inapp live chat
Email: support@flypay.co
Twitter: @flypayng
Facebook: @flypayng

If you have a genuine complaint about Flypay that wasn’t adequately addressed, you can also escalate it to regulatory authorities like CAC and CBN for investigation and resolution.

Common FAQs about Flypay and Easy Loan Repayment

Is FlyPay on iPhone?

Yes, FlyPay is available on iPhone as a finance app for users in Nigeria, offering loans ranging from ₦10,000 to ₦300,000 with a user-friendly interface and flexible repayment options.

Which loan app does not request for BVN?

The loan app that does not request for BVN (Bank Verification Number) is Flypay-Naira Cash Loan.

The search results indicate that Flypay-Naira Cash Loan is a free finance app for iPhone, offering loans ranging from ₦10,000 to ₦300,000 with a user-friendly interface and flexible repayment options, without requiring the user’s BVN.

Conclusion

In summary, Flypay provides a fast and convenient way for Nigerians to access instant online loans digitally. However, it is important borrow responsibly by carefully considering your repayment capacity and not taking on more debt than you can handle. Always read all terms and conditions carefully before signing up. If used judiciously, Flypay loan app can be a reliable financing option for shortterm financial needs.

Do you have any other questions about Flypay loan app that weren’t covered in this article? Feel free to leave a comment below and I’ll get back to you. You can also check out alternative personal loan apps in Nigeria.

Swiftkash Loan Review, Interest Rates, How to apply, Customer Care Contact Number

Loans

By

Seun Ogun

-

December 26, 2025

0

Swiftkash Loan Review, Interest Rates, How to apply, Customer Care Contact Number

Swiftkash is a popular digital lender that provides quick and affordable loans to salaried individuals in Nigeria. They have assisted thousands of Nigerians in meeting their short-term financial needs.

This Swiftkash loan review covers all the important aspects of their loan offerings including eligibility, interest rates, repayment terms, application process and customer support. So if you need emergency funds to pay bills or manage unexpected expenses, Swiftkash may be a good option worth considering.

Let’s start with a quick illustration. Imagine this you’re crunching numbers to make ends meet at the end of the month when an unplanned repair expense for your car comes up.

You need funds right away but your salary is still two weeks away. That’s where Swiftkash comes to the rescue. They offer a digital solution to your temporary cash crunch with quick loan approval and disbursement within hours.

How do Swiftkash Loans Work?

Swiftkash offers instant personal loans that can be repaid over 3 to 6 months through scheduled deductions from your monthly salary. Here are the key things to note:

Eligibility Criteria

To qualify for a Swiftkash loan, you must:

Be a Nigerian citizen aged 18 years
Have a valid BVN and bank account
Provide proof of active employment with a reputed company
Earn a minimum monthly income of ₦50,000
Have a clean credit record with no defaults

Loan Amounts

Loan amounts range from ₦10,000 to ₦500,000 depending on your monthly income and credit history.

Interest Rates

The interest rates charged by Swiftkash vary between 2.5% to 5% monthly on reducing balance. There are no hidden charges.

Repayment Terms

Loans can be repaid over 3 to 6 monthly installments through direct deductions from your bank account.

Processing Fees

A onetime processing fee of 2% is applicable on the approved loan amount.

So, tall and short, Swiftkash offers affordable personal loans for salaries individuals based on their ability to repay from monthly income.

How to Apply for a Swiftkash Loan

Applying for a Swiftkash loan is fully online and paperless. Here are the simple steps:

Go to www.swiftkash.com or download the Swiftkash mobile app from Play Store or App Store.
Provide basic personal and financial details like name, BVN, bank account, employer details, income proof etc.
Documents like ID, bank statement, employment letter/payslips need to be uploaded for verification.
Swiftkash will check your details against their criteria and run a credit check within minutes.
If approved, you will receive a loan offer via email/SMS specifying the loan amount and repayment terms.
Accept the offer online and the approved loan amount will be credited to your bank account within hours.

The entire application and approval process takes less than 30 minutes to complete online from the comfort of your home or office.

Swiftkash Customer Support and Contact Details

Swiftkash ensures timely and reliable customer support through multiple channels:

Call Centre: 0700SWIFTKASH (07007943852)

Experienced agents are available from Monday to Friday between 9:00 AM to 6:00 PM to assist with queries.

Email: support@swiftkash.com

Reach out through email for any questions or issues regarding your loan account.

Walkin Support

Visit their head office in Lekki, Lagos for inperson support during working hours.

So rest assured Swiftkash has you covered with multiple touchpoints to address any queries or concerns regarding the application, approval process or loan repayment smoothly.

Conclusion

To conclude, I appreciate you for reading to the very end. That’s all about Swiftkash Loan Review, Interest Rates, How to apply, Customer Care Contact Number.

Swiftkash provides a seamless digital experience for salaried individuals in Nigeria to access quick personal loans online. Their simple eligibility criteria, flexible repayment options and excellent customer service make them a top choice for emergency working capital requirements.

With responsible use as per one’s repayment capacity, Swiftkash loans can be extremely useful financial tools. I hope this comprehensive Swiftkash loan review covered all the important aspects you need to know before applying for a loan from them. Feel free to comment below if you need any clarification or have additional questions.

FAQs

Is Swiftkash still working in Nigeria?

Swiftkash is no longer operating in Nigeria. The Federal Competition and Consumer Protection Commission (FCCPC) in Nigeria has delisted Swiftkash App, along with 36 other loan apps, from the Google Play Store and Apple App Store.