Home Finance MoniePoint USSD code to transfer Money, Check Account Balance, Loan, Borrow Money...

MoniePoint USSD code to transfer Money, Check Account Balance, Loan, Borrow Money and For Airtime Purchase

Financial transactions in Nigeria often come with some complications. However, the reality is that the complexities of traditional banking processes can leave you feeling just as restless.

The need to visit a physical bank, navigate through long queues, and endure time-consuming procedures can make even the simplest of transactions a daunting task.

Beyond the evident inconveniences, the absence of a streamlined financial transaction method can lead to undesirable consequences.

Fortunately, I have so discovered an efficient financial tools that can enhance your finances.

In fact, studies show that individuals who utilize modern banking technologies, such as USSD codes, are better equipped to manage their financial responsibilities.

So today, we’re excited to introduce you to a game-changing solution that can transform your financial management experience. This is called, the MoniePoint USSD codes.

What is MoniePoint? 

MoniePoint is a financial technology company that provides a variety of financial services to businesses and individuals in Nigeria. MoniePoint’s USSD banking service allows customers to perform a variety of banking transactions using only their mobile phones.

How does MoniePoint USSD work?

To use MoniePoint USSD, simply dial *888# on your mobile phone. You will then be prompted to select the transaction you want to perform. For example, to transfer money, you would select option 1. You would then be prompted to enter the details of the transfer, such as the recipient’s phone number and the amount of money you want to send.

MoniePoint USSD is a convenient and secure way to perform banking transactions. It is available 24 hours a day, 7 days a week. You do not need to have an internet connection to use MoniePoint USSD.

Since you’ve know that, let’s move to the next aspect. 

How to transfer Money with MoniePoint USSD Codes

Step 1: Dial *888#

To initiate a money transfer using MoniePoint, start by dialing *888# from your mobile device. This USSD code serves as your gateway to a world of financial transactions.

Step 2: Follow the Prompts

Upon dialing *888#, you’ll be presented with a series of prompts. These prompts are designed to guide you through the transfer process seamlessly.

Step 3: Enter Your MoniePoint PIN

Security is paramount in financial transactions. Enter your MoniePoint PIN when prompted. This confidential PIN ensures that only authorized users can access and utilize your MoniePoint account.

Step 4: Select “Transfer Money”

Navigate the menu to select the “Transfer Money” option. This step indicates your intent to initiate a money transfer to another MoniePoint user.

Step 5: Provide Recipient’s Phone Number

Enter the recipient’s phone number accurately. Make sure to double-check the number to prevent any errors.

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Step 6: Specify Transfer Amount

Indicate the amount you wish to transfer. MoniePoint ensures that your transaction is carried out with the utmost precision, so provide the amount with accuracy.

Step 7: Confirm the Transaction

Before proceeding, review the details of your transaction to ensure everything is correct. Once you’re satisfied, confirm the transaction.

Congratulations, you’ve successfully completed a money transfer using MoniePoint USSD codes. The recipient will receive the transferred amount, and you’ll receive a confirmation message.

How to Check Your MoniePoint Account Balance

Step 1: Dial *888#

To check your MoniePoint account balance, repeat the first step: dial *929#.

Step 2: Navigate the Menu

Follow the prompts to access the account-related options. Your goal is to inquire about your account balance.

Step 3: Enter Your MoniePoint PIN

As always, the system will prompt you to input your MoniePoint PIN to ensure the security of your account.

Step 4: Select “Check Account Balance”

Among the menu options, choose “Check Account Balance” to retrieve the latest information about your funds.

Step 5: Account Balance Displayed

Moments after selecting the option, your current account balance will be displayed on your screen. This gives you an instant snapshot of your financial status.

How to Borrow Money from MoniePoint using USSD

Step 1: Dial *888#

Once again, start by dialing *888# to access the MoniePoint USSD menu.

Step 2: Navigate to Borrowing Option

Follow the prompts to find the “Borrow Money” option. This facility offers a convenient way to access funds when needed.

Step 3: Enter Your MoniePoint PIN

Your PIN acts as your digital signature. Input it as requested to validate your identity.

Step 4: Select Loan Amount

Indicate the amount you wish to borrow. MoniePoint offers a range of borrowing options tailored to your requirements.

Step 5: Choose Repayment Period

Select a suitable repayment period. MoniePoint provides flexibility in choosing how quickly you’d like to repay the borrowed amount.

Step 6: Confirm the Transaction

Before finalizing the transaction, review the terms and details. Once confirmed, the borrowed amount will be promptly credited to your account.

How to Purchase Airtime via MoniePoint USSD Codes

Step 1: Dial *888#

For purchasing airtime, initiate the process by dialing *888#.

Step 2: Access the Airtime Purchase Option

Navigate through the menu to find the “Purchase Airtime” option. This feature is particularly handy when you need to top up your mobile phone.

Step 3: Enter Your MoniePoint PIN

As always, input your MoniePoint PIN to ensure secure access to your account.

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Step 4: Provide Your Phone Number

Enter your phone number, the one for which you wish to purchase airtime. Ensure accuracy to prevent any disruptions.

Step 5: Specify Airtime Amount

Indicate the amount of airtime you want to purchase. MoniePoint makes it easy to choose the exact amount you need.

Step 6: Confirm the Transaction

Double-check the details and, once satisfied, confirm the transaction. Your airtime purchase will be swiftly processed.

Other MoniePoint USSD Codes

MoniePoint offers a range of additional USSD codes that cater to various financial needs. Here are some of the noteworthy ones:

Finding a MoniePoint Agent

If you’re looking for a MoniePoint agent nearby, dial *888# and select “Find MoniePoint Agent.” This feature can guide you to the nearest agent location for in-person assistance.

Changing Your PIN

To enhance security, you can change your MoniePoint PIN by dialing *888# and selecting “Change PIN.” Follow the prompts to update your PIN.

Blocking Your Card

In case of security concerns, dial *888# and choose “Block Card” to swiftly block your MoniePoint card.

Reporting a Lost Card

If your MoniePoint card goes missing, dial *888*9# and select “Report Lost Card” to promptly report and initiate necessary actions.


That’s all you need to know about Moniepoint USSD codes. I hope you find this helpful. Thank you for reading this article to the end. 

I hope you’ve gained the necessary knowledge about Monie point USSD codes. 

FAQs (Frequently Asked Questions)

What are the payment methods for Moniepoint?

Moniepoint offers differnt payment methods for businesses and individuals to receive payments. These methods include: Card payments, Bank transfers, USSD payments, POS payments, and Mobile money payments. 

How do I check my Moniepoint account balance?

There are three ways to check your Moniepoint account balance, there are;

  • USSD: Dial *888# on your mobile phone and press the call button. Select the “Check Balance” option and enter your Moniepoint PIN or the last four digits of your debit card. Your account balance will be displayed on your screen.
  • Mobile app: Open the Moniepoint mobile app and sign in to your account. Tap on the “Account” tab and then tap on “Balance”. Your account balance will be displayed on the screen.
  • Online portal: Go to the Moniepoint website and sign in to your account. Click on the “Account” tab and then click on “Balance”. Your account balance will be displayed on the screen.

Who is Moniepoint CEO?

The CEO of Moniepoint is Tosin Eniolorunda.

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