Home Finance Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

Looking for a fast and easy way to get a loan? Lucky Loan is a mobile app that provides instant loans to users in Nigeria. 

To apply for a Lucky Loan, all you need is your phone number and a valid ID. You can get approved for a loan in minutes and receive the funds in your bank account within 24 hours.

That said, today, we’ll be looking at Lucky Loan Login with Phone Number, Lucky Loan email address, Lucky Loan online portal if there are any, and Lucky Loan website likewise some frequently asked questions.

How to Apply for a Loan on Lucky Loan

Step 1: Download the Lucky Loan App

The first step in accessing the financial lifeline offered by Lucky Loan is to download the official Lucky Loan app. You can easily find this application on both the Google Play Store and the Apple App Store. Once you’ve successfully installed the app on your mobile device, you’re ready to embark on your loan application journey.

Step 2: Create an Account

With the app now residing comfortably on your device, the next move is to create a user account. This necessitates providing essential personal information, including your full name, date of birth, phone number, and email address. This step ensures that Lucky Loan can identify and communicate with you effectively throughout the loan application process.

Step 3: Choose Your Desired Loan Product

Lucky Loan offers an impressive selection of loan products tailored to your specific needs. Whether you’re looking for personal financing, seeking capital for your business, or bridging financial gaps with a salary loan, you can select the loan product that aligns with your goals.

Step 4: Share Employment Details and Income Information

To evaluate your eligibility and determine your loan amount, Lucky Loan requires pertinent employment and income information. This includes details about your current employment, job position, monthly income, and other relevant financial data.

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 Step 5: Submit Your Loan Application

With your personal and financial information in place, it’s time to hit the submit button. Your loan application will now be in the capable hands of Lucky Loan’s review team.

Step 6: Wait for Approval

Lucky Loan endeavors to review and make a decision on your application within a swift 24-hour timeframe. During this period, their team assesses your eligibility and creditworthiness.

 Step 7: Receive Your Loan

If your loan application emerges victorious and is approved, Lucky Loan ensures the swift transfer of your requested funds to your bank account. Within just 48 hours, you’ll have the financial support you need at your disposal.

Lucky loan Customer Care Number

The Lucky Loan customer care number is 0908080808 which stands as a beacon of support for users. If you encounter any questions, concerns, or complications while navigating the Lucky Loan app or the loan application process, don’t hesitate to reach out. Their dedicated customer care team is ready to assist you promptly.

Lucky loan App Apk Download

For those who prefer downloading the app apk directly, you can find it on the official Lucky Loan website. Simply click on the “Download App” button to initiate the download process. 

Once the apk file is downloaded, open it, and proceed with the app installation on your device. Once installed, you can create your account and start applying for loans with ease.


In conclusion, Lucky Loan emerges as a good option for Nigerians seeking swift and accessible financial solutions. With an array of loan products, accommodating terms, competitive rates, and a secure platform, Lucky Loan is a reliable choice for those in need of financial support. The is for reading 

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Lucky Loan FAQs

How do you use a loan app?

To use a loan app, you will typically need to do the following things; 

  • Download the app from the official app store, such as the Google Play Store or the Apple App Store.
  • Create an account and provide your personal and financial information. This may include your name, address, phone number, email address, bank account information, and income.
  • Select the loan amount and repayment terms you want.
  • Submit your loan application.
  • Wait for the lender to review your application and make a decision.
  • If your loan is approved, the money will be deposited directly into your bank account.
  • Make your loan payments on time and in full to avoid late fees and interest charges.

Do loan apps still call contacts?

Yes, however, Google Play Store loan apps are no longer permitted to access user contacts or photos. This is part of Google’s efforts to protect user privacy and prevent loan apps from harassing borrowers.

Can a loan app block my BVN?

No, a loan app cannot block your BVN. Only the Central Bank of Nigeria (CBN) has the authority to block BVNs.

However, a loan app can report you to the CBN if you default on your loan. This could result in your BVN being blacklisted, which would make it difficult for you to obtain loans from other financial institutions in the future.

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