Home Finance Flutterwave VS Chipper Cash, Which is better and why

Flutterwave VS Chipper Cash, Which is better and why

As a new user of fintech payment platforms, you may be wondering which one is better: Flutterwave or Chipper Cash? Both platforms offer a variety of features and services, so it can be difficult to decide which one is right for you.

In this blog post, we’ll take a look at both platforms and compare them on a number of factors, including features, fees, and user experience.We’ll also talk about the pros and cons of each platform to help you make a decision. Without wasting much of out time, let’s get started. 

What is Flutterwave?

Flutterwave, is a fintech app that has established itself as a global payment infrastructure provider. Operating in over 30 African countries, it boasts support for many of currencies.

What services does Flutterwave offer?

Flutterwave doesn’t stop at payments it offers many of financial services. Users can transact through various means like cards, mobile money, and bank transfers. Furthermore, it extends its offerings to encompass transfers, investments, and an array of business tools.

What are the benefits of using Flutterwave

  • Flutterwave’s versatility in payment methods ensures convenience for users.
  • Costconscious individuals and businesses will appreciate Flutterwave’s pricing structure.
  • Flutterwave caters to global transactions, supporting many currencies.
  • Lastly, Beyond payments, it offers valuable financial tools and investment opportunities.

What are the drawbacks of using Flutterwave

While reliable, some users have noted that Flutterwave’s customer support can sometimes be sluggish.

Some certain features may not be accessible in all countries.

Who should use Flutterwave?

Flutterwave suits businesses and individuals alike. If your financial activities span across African borders and involve multiple currencies and payment methods, this platform could be an excellent choice for you.

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What is Chipper Cash?

Established in 2018, Chipper Cash is a financial services company available in seven African countries, offering support for a variety of currencies.

What services does Chipper Cash offer?

Chipper Cash extends its portfolio beyond payments and transfers. It offers an impressive features, including stock trading, cryptocurrency trading, and bill payments.

What are the benefits of using Chipper Cash

  • Chipper Cash’s fee structure is appealing, especially for costconscious users.
  • Similar to Flutterwave, Chipper Cash facilitates transactions in various currencies.
  • It opens doors to investment opportunities with stock and cryptocurrency trading, along with utility bill payments.

 Drawbacks of using Chipper Cash

  • Like its counterpart, some users have experienced delays in receiving support.
  • As with any service, not all features are accessible in every country.

 Who should use Chipper Cash?

Chipper Cash is an excellent choice for individuals looking to conduct transactions within Africa or seeking to invest in stocks and cryptocurrencies.

Flutterwave vs Chipper Cash Which is better?

Fees and Pricing

Both Flutterwave and Chipper Cash offer competitive fee structures. However, Flutterwave generally has a slight edge in terms of lower fees.

Supported Countries and Currencies

While both platforms cater to a broad audience, Flutterwave boasts a more extensive presence across countries. However, both support different currencies.

Ease of Use

It’s not a gain saying that both  Flutterwave and Chipper Cash pride themselves on userfriendliness. Still, many users find Flutterwave’s interface to be more intuitive.

Customer Support

Both platforms offer 24/7 customer support. However, some users have reported delays in receiving assistance from Chipper Cash.

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Security is paramount in fintech. Both Flutterwave and Chipper Cash prioritize user data protection and are PCI DSS compliant.

Additional Features

In terms of supplementary features, Flutterwave offers a more extensive selection, including a business dashboard, payment gateway, and various tools tailored for businesses.


For those involved in transactions spanning various countries, Flutterwave’s wider geographical reach might be advantageous. And this makes it better than Chipper cash. 

On the other hand, If you’re interested in stocks, cryptocurrencies, or other investment opportunities, Chipper Cash’s offerings can accommodate your financial goals.

By considering the factors outlined in this article, you can confidently select the platform that aligns best with your financial objectives.


Is Chipper Cash the best?

Chipper Cash is a popular fintech payment platform in Africa, but it is not necessarily the best for everyone. There are a number of other excellent platforms available, such as Flutterwave, PayDay, and Eversend.

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