Eversend Vs Chipper Cash: Differences, Similarities, and Which is Better

If you’re someone who’s always on the lookout for efficient ways to handle your finances, you’re in the right place. As someone who recently come across the Eversend and Chipper Cash mobile apps, I can tell you that these two platforms have been making waves in the fintech sphere. 

But before we get into the nitty-gritty of what sets them apart and what makes one potentially better than the other, there’s one crucial thing you need to know. What’s that? 

Without a clear understanding of the differences and similarities between Eversend and Chipper Cash, you might find yourself missing out on some financial opportunities. 

So, hold onto your digital wallets because we’re about to break down everything you need to know about these two fintech giants and help you decide which one could be the best you’ve been searching for.

What is Eversend?

Eversend is a mobile payment app designed to simplify cross-border transactions. It offers a range of services and features to make international money transfers and financial management easier.

Features of Eversend

Cross-border payments

Eversend allows users to send and receive money across borders quickly and easily. 

The platform stands out by offering no fees for sending money within the same country and a reasonable 1% fee for international transfers.

Virtual cards

Eversend provides virtual cards that can be used for online and in-store purchases. These virtual cards are linked to your Eversend account and are accepted wherever Mastercard or not.

Crypto trading

Eversend has ventured into the world of cryptocurrency, allowing users to buy, sell, and trade digital currencies like Bitcoin, Ethereum, Litecoin, and more.

Stock trading

Through a strategic partnership with a regulated broker, Eversend offers stock trading services. You can buy and sell stocks from companies listed on major stock exchanges through this platform.

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What is Chipper Cash?

As we all know, Chipper Cash is another mobile payment app designed to facilitate cross-border money transfers and digital financial management.

Features of Chipper Cash

Cross-border payments

Similar to Eversend, Chipper Cash allows users to send and receive money across borders with ease. Notably, there are no fees for sending money within the same country, making it a cost-effective choice for local transactions.

Chipper cards

Chipper Cash offers both physical and virtual cards for online and in-store purchases. These cards are linked to your Chipper Cash account and can be used wherever Mastercard is accepted.

Digital bill payments

One standout feature of Chipper Cash is its ability to pay various bills online, including utility bills, rent, and school fees. This convenience streamlines your financial responsibilities.

Business payments

Chipper Cash extends its services to businesses of all sizes, offering tailored payment solutions. Whether you’re a small business owner or part of a larger enterprise, Chipper Cash has you covered.

Similarities between Eversend and Chipper Cash

While Eversend and Chipper Cash have their unique features, they share several common traits, some of them include;

  • Both platforms allow users to send and receive money across borders.
  • Both offer a variety of features, including cross-border payments, virtual cards, and crypto trading.
  • Both are accessible in multiple African countries.
  • Both prioritize security and provide robust customer support.

Differences between Eversend and Chipper Cash

Eversend and Chipper Cash differ in some ways. 

Eversend charges a 1% fee for sending money to other countries, while Chipper Cash does not impose any fees for in-country transfers.

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Eversend boasts a broader range of features compared to Chipper Cash, including crypto trading and stock trading.

Eversend offers round-the-clock customer support, while Chipper Cash’s customer support hours are more restricted.

Eversend are available in the following countries such as Ghana, Kenya, Nigeria, Rwanda, South Africa, Uganda, Zambia, Zimbabwe while Chipper Cash is available Angola, Botswana, Cameroon, Ghana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Nigeria, Rwanda, South Africa, Tanzania, Uganda, Zambia, Zimbabwe


The choice between Eversend and Chipper Cash u depends on your specific financial needs and priorities. 

If you are looking for an app with diverse features, such as crypto trading and stock trading, then Eversend is a good option.

If you are looking for an app with no fees for sending money within the same country, then Chipper Cash is a better choice. Thanks for reading to this end.


Which bank owns Chipper?

Chipper Cash is not owned by any bank. It is a privately held fintech company that was founded in 2018 by Ham Serunjogi and Maijid Moujaled. The company is headquartered in San Francisco, California, but it has operations in several African countries, including Ghana, Nigeria, Kenya, and Uganda.

How much is 1 dollar to naira in Chipper Cash?

As of today, 1 US dollar is equivalent to 785 Nigerian naira in Chipper Cash. This is based on the live exchange rate on the Chipper Cash app.

How much is Cashapp $100 in Naira?

As of today, September 15, 2023, 100 US dollars in Cash App is equivalent to 78,500 Nigerian naira. This is based on the live exchange rate on the Cash App website.

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