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easybuy account details: easybuy payment account number, easybuy late payment and easybuy payment method, easybuy Offline payment

Easybuy is one of the most popular buy now, pay later services available in Nigeria. However, many people are still unsure of how Easybuy works and what their account details entail. In this in-depth guide, we’ll explain everything you need to know about Easybuy accounts, including how to find your account number, payment methods, late fees, and more. By the end, you’ll have a clear understanding of Easybuy’s payment process and account management.

What is an Easybuy Account?

An Easybuy account is where all your Easybuy purchase and payment information is stored. When you sign up for Easybuy, you’ll be assigned a unique account number that acts as your identifier for making purchases, checking your statement, and managing payments. 

How to Find Your Easybuy Account Number

Your Easybuy account number can be found in a few different places

1. Your Easybuy Profile

Log in to your Easybuy account online or through the mobile app. Your profile page will display your name and account number at the top.

2. Purchase Receipts 

Anytime you make a purchase with Easybuy, the receipt you receive via email will include your account number. 

3. Statements

Your monthly Easybuy account statements accessible online list all transactions tied to your specific account number.

How to Set Up Payment Methods

After signing up, you’ll need to add at least one primary payment method to your Easybuy account. Accepted options include debit cards, credit cards, and mobile money. To add a payment method, go to the “Payment Methods” section of your Easybuy account and follow the prompts. You can also set up automatic payments by due date.

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How Easybuy Payments Work

With Easybuy, you can buy now and pay later in flexible installments. Purchases are split into 4 equal interest-free installments to be paid every 2 weeks. The repayment dates are fixed as the 1st and 15th of each month. Your installments will be automatically collected from the payment method on file.

What are the Payment Due Dates? 

Easybuy repayment due dates are

1st of the month 

15th of the month

Be sure to have enough funds available in your linked payment account 1-2 days prior to the due date to avoid any late fees.

What Happens if You Miss a Payment?

If a payment attempt is declined or you miss the due date, Easybuy will collect a 5% late fee on the outstanding installment amount. You’ll receive deadline reminders prior to this. If unpaid after 30 days, additional fees may apply. It’s important to make timely payments or update your payment details if needed to avoid these penalties.

Can I Pay Off My Balance Early?

Yes, you can pay off your full Easybuy balance at any time without prepayment fees. Simply login to your account and select “Pay In Full” to redeem the outstanding amount early. This allows you to avoid interest charges and benefit from putting your purchases on Easybuy.

For customers who prefer to pay manually without linking a card, Easybuy offers offline payment options at select bank branches nationwide. You’ll need your 10-digit Easybuy account number to identify the payment at the bank. Supported banks include Access Bank, GTBank, UBA, and others – inquire within for specific branches.

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Frequently Asked Questions

How much is the down payment for Easybuy?

The down payment for Easybuy is 30% of the device’s price.

Can I pause payments if experiencing financial difficulties?

Yes, Easybuy offers a one-time payment holiday for up to 2 months if requested due to a verified hardship. This pauses installment collection but interest keeps accruing. 

Conclusion

Setting up your Easybuy account properly and keeping close track of due dates and payment methods is important for avoiding issues down the line. With a little preparation and responsibility, buy now pay later services like Easybuy provide a convenient budgeting solution. Don’t hesitate to contact Easybuy customer support if any account queries arise. 

Make the most of the flexibility and manage your account details carefully.

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