Home Finance USSD Code to Check your Bank Account Number in Nigeria

USSD Code to Check your Bank Account Number in Nigeria

As someone who relies on their mobile device to manage finances, you’re in for a treat! But before we go into the details, let’s address a crucial question, how do you access your bank account number quickly and efficiently, without the need for a Wi-Fi connection or data?

Imagine being in a situation where you urgently need your bank account number, and your only option is a simple USSD code. Without it, you could be left in a serious mess, with no alternative in sight. Unlike some other platforms, there’s no email or online portal as a fallback option when it comes to retrieving this crucial piece of information.

Now, you might be wondering, what’s the silver lining here? How can you effortlessly check your bank account number in Nigeria using USSD codes? Without further ado, let me guide you through how to go about it. Let’s get started. 

What is a USSD Code?

USSD stands for Unstructured Supplementary Service Data. 

These USSD codes are short, memorable combinations that you can dial on your phone’s keypad to access various banking services, including checking your account balance, transferring funds, and, of course, retrieving your account number.

How to Use USSD Codes to Check Your Bank Account Number

Using USSD codes to retrieve your bank account number is incredibly straightforward, just follow these steps

  1. Dial the specific USSD code associated with your bank on your mobile phone.
  2. Follow the on-screen instructions that appear.
  3. When prompted, enter your USSD PIN.
  4. Select the option to check your bank account number.

5.Your bank account number will promptly display on your screen.

List of USSD Codes for Checking Bank Account Numbers in Nigeria

For your convenience, we’ve compiled a list of USSD codes for checking bank account numbers in Nigeria. They include; 

Bank USSD Code
Access Bank *901#
Citibank Nigeria *899#
Ecobank Nigeria *326#
Fidelity Bank Nigeria *770#
First Bank of Nigeria *894#
Guaranty Trust Bank *737#
Heritage Bank Nigeria *322#
Keystone Bank *711#
Polaris Bank *833#
Providus Bank *801#
Stanbic IBTC Bank *909#
Sterling Bank Nigeria *822#
SunTrust Bank Nigeria *5030#
Union Bank of Nigeria *826#
United Bank for Africa *919#
Wema Bank *945#
Zenith Bank *966#
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To make use of these USSD codes, simply dial the code associated with your bank on your mobile phone and follow the on-screen instructions. Remember, you’ll need to input your USSD PIN when prompted. Afterward, select the option to check your bank account number, and the information will be readily displayed.

Benefits of Using USSD Codes to Check Bank Account Numbers

Using USSD codes to access your bank account number offers several advantages, some of them include;


USSD codes are accessible from virtually any type of mobile phone, even if you lack an internet connection. This convenience means you can check your bank account number at any time and from anywhere.


USSD codes provide a secure avenue for accessing your banking information. Only you can use your USSD code, as it requires your unique USSD PIN for access, adding an extra layer of protection.


USSD codes are available to everyone, regardless of their financial status or technological familiarity. This inclusivity makes them a powerful tool for ensuring financial access for all.

Ease of Use

USSD banking is designed to be user-friendly. The menus are simple and intuitive, making it accessible even to those less familiar with technology.


USSD banking is a cost-effective way to manage your finances. In most cases, there are no charges associated with using USSD banking services.

How to Register for USSD Banking in Nigeria

If you’re not yet registered for USSD banking, don’t worry; we’ve got you covered. Here are the steps to get started;

  1. Dial the USSD code provided by your bank for registration.
  2. Follow the on-screen prompts to set up your USSD banking profile.
  3. You may need to enter personal details and create a USSD PIN.
  4. Once completed, your USSD banking profile will be activated, and you can start using it right away.
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In conclusion, USSD codes have changed the way Nigerians access their bank account numbers, providing a secure, convenient, and cost-effective solution. I am assured that by following the steps provided for the USSD codes, you can enjoy easy access to your financial information while keeping your account secure. Thanks for reading to this great end. 


How can I know my bank account number with mobile number?

There are so many ways to know your bank account number with your mobile number, however, I will only expose two out of all. 

  • If your bank has a mobile banking app, you can usually log in using your mobile number and PIN. Once you’re logged in, you should be able to see your account number on the homepage or in the account details section.
  • When you call your bank’s customer service number, they will usually ask you for your personal identification information (PII) to verify your identity. Once they have verified your identity, they will be able to provide you with your account number.

Can I use my BVN to check my account number?

No, you cannot use your BVN to check your account number directly. Your BVN is a unique 11-digit number that is used to verify your identity in the banking system. It is not linked to any specific bank account.

Can I show my bank account number?

No, you should not show your bank account number to anyone. Your bank account number is a sensitive piece of information if not handled properly, it  that can be used to steal your money.

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