Have you ever found yourself in a situation where you needed to provide your first bank account number but couldn’t recall it at the moment?

Beyond the inconvenience of forgetting your account number, imagine being in a position where accessing your funds becomes a pressing need. Not having that vital piece of information at your fingertips can certainly lead to frustration. Don’t freat, there’s a light at the end of the tunnel. 

So today, we’re excited to share with you a hassle-free method that will empower you to swiftly obtain your first bank account number via SMS. Without wasting much of your time, let’s get started.

What’s first bank account number? 

Your First Bank account number is like a secret code that gives you access to your money. It’s essential for making transfers, paying bills, and checking your balance. But what if you don’t know your account number?

Don’t worry, you’re not alone. Many people forget their account numbers from time to time. But there’s no need to panic. You can easily check your First Bank account number via SMS.

Check this: Jaiz Bank Transfer Code and Jaiz Bank USSD Code

How to Check First Bank Account Number via SMS

Before you proceed with checking your First Bank account number via SMS, make sure you have the following prerequisites:

1. Registered Mobile Number: Ensure that the mobile number you intend to use for the SMS inquiry is the one linked to your First Bank account. The bank sends the account number information to the registered phone number for security reasons.

2. Sufficient Airtime or SMS Credit: Confirm that your phone has enough airtime or SMS credit to send the inquiry message. Most carriers require a minimal fee for sending SMS messages, so ensure your account has enough balance.

To check your First Bank account number via SMS, follow these steps:

• Dial *894# on your phone.
• Select “Quick Banking”.
• Select “Enquiry Services”.
• Select “Account Number Enquiry”.
• Enter your USSD PIN.
• You will receive your account number in a text message.

Other Ways to Check Your First Bank Account Number

1: Check your bank statement. This is the most common way to find your account number. Your statement will usually have your account number printed on it, along with other important information about your account, such as your balance and transaction history.

2: Log in to your online banking account. If you have online banking access, you can usually find your account number by logging in to your account and viewing your account details. How can this be done? 

It can be done in simple way. Follow the below the steps highlighted below. 

1. Visit First Bank’s Website: Open your web browser and go to the official website of First Bank (www.firstbanknigeria.com).
2. Log in to Your Account: Look for the “Login” or “Sign In” button on the website’s homepage. Click on it to access the login page. Enter your valid username and password to log in to your online banking account.
3. Navigate to Account Details: After logging in successfully, you’ll be directed to your online banking dashboard. The exact layout might differ, but you should see a menu or navigation bar on the screen.
4. Locate “Account Details”: In the menu or navigation bar, there should be an option like “Account Details,” “My Accounts,” or “Profile.” Click on this option to access your account information.
5. View Account Number: Once you’ve accessed the account details section, you should be able to see your account number listed among other account information. It’s usually displayed along with your account type (e.g., savings, current) and the available balance.
6. Verify Your Identity: To ensure security, the online banking platform might prompt you to verify your identity before displaying sensitive information like your account number. This could be through a One-Time Password (OTP) sent to your registered mobile number or any other authentication method you have set up.
7. Note Down Your Account Number: Once you’ve successfully verified your identity, your account number should be visible on the screen. Take note of it for future reference.

3: Contact your bank. If you can’t find your account number by checking your statement or online banking, you can always contact your bank and ask them for your account number. They will be able to look up your account number for you and provide it to you over the phone or in person.

4: Check your Checkbook

Checking your first bank account number using your checkbook is a straightforward method. If you have your original checkbook, you can follow these steps to find your account number:

• Locate Your Checkbook: Find your checkbook in a safe and accessible place. It usually comes in a booklet form, with detachable checks.
• Open the Checkbook: Open the checkbook carefully, and you will see several pages with the checks attached.
• Inspect the First Page: Turn to the very first page of your checkbook. This page is typically a cover page or an informational page containing details about your account.
• Look for Your Account Information: On the first page, search for any account-related information provided by the bank. This may include your account number, account holder’s name, and other essential details.
• Identify the Account Number: Your account number is usually printed on the first page, either at the top or bottom, along with other details. It is a unique set of numbers that identifies your specific bank account.
• Verify the Account Number: Once you have found the account number, double-check it to ensure it is accurate and note it down for your records.
• Keep Your Checkbook Secure: After retrieving your account number, make sure to keep your checkbook in a secure place to prevent any unauthorized access to your account information.

FAQS

Can I get my account number through SMS

Yes, you can get your account number through SMS in some banks. How can you do that? 

• Dial the bank’s SMS banking code on your phone. This code is usually *# followed by a few digits.
• Select the option to check your account balance or statement.
• Enter your account number and your PIN.
• You will receive an SMS with your account number, balance, and other details.

Here are some examples of SMS banking codes for Nigerian banks:

• First Bank: *894#
• Zenith Bank: *912#
• UBA: *919#
• Access Bank: *909#
• GTBank: *737#

What is the code for FirstBank?

The SMS banking code for FirstBank is *894#.

Conclusion

Thanks for reading to this very end. Retrieving your First Bank account number via SMS is very simple. By following the steps outlined in this guide and ensuring you meet the requirements, you can quickly obtain your account number whenever the need arises. Thanks for reading. 

Are you looking for the way to ship your goods either locally or internationally?

If so, this blog post is for you. Just make sure you read to the very end.

Nigeria has seen tremendous growth in e-commerce over the past decade. As online shopping becomes more popular, reliable shipping and delivery services are more important than ever. 

Sendbox Shipping and Logistics 

Sendbox is one of the largest and most trusted shipping companies in Nigeria. Founded in 2012, they have established themselves as the market leader through excellent customer service and reliable delivery. Sendbox offers domestic and international shipping via sea, air, and land. 

Some key services include

• Door-to-door delivery within 2-5 business days across Nigeria 
• Next day or express delivery options in major cities
• International shipping to over 200 countries worldwide
• Cargo and freight shipping by sea or air
• Customs clearance support
• Real-time tracking of all shipments

Sendbox prides itself on fast and accurate delivery even to remote areas. Their website and mobile app allow easy package drop-off and convenient tracking features. Overall, Sendbox is a great option for individuals and businesses needing reliable national or global shipping.

GIG Logistics 

Established in 2002, GIG Logistics is one of the oldest and largest transport and logistics companies in Nigeria. They have an extensive fleet of trucks and provide delivery solutions across the country. 

GIG offers

• Domestic road transportation of general goods, petroleum products, and food items
• Inter-state and local delivery between cities and towns  
• Warehouse and storage facilities in major cities
• Transportation of project cargo and heavy equipment
• Customs clearing and documentation support

With over 15 depots nationwide, GIG ensures timely delivery even for bulky items or those travelling long distances. Their experience in handling different cargo types makes them a go-to option for industries. GIG also transports goods internationally through its partnership with leading global freight forwarders.

DHL Express Nigeria 

As the local arm of global logistics giant DHL, DHL Express Nigeria offers international express shipping and domestic delivery solutions. Some of their extensive services include:

• Door-to-door international express shipping within 1-5 days   
• Customs clearance and documentation support
• Time-definite domestic delivery in 1-3 business days
• Courier and parcel delivery across Nigeria
• Freight transportation through planes, trucks and ocean vessels 
• Supply chain management and contract logistics
• Online shipment tracking 24/7

DHL has a massive global infrastructure and local expertise, making it a top choice for multinational corporations and individuals sending urgent documents or packages overseas or within Nigeria. 

Opera Logistics 

Founded in 2002, Opera Logistics is one of West Africa’s most trusted road haulage companies excelling in domestic freight transportation and logistics support services. Some of their key capabilities include:

• Fleet of over 50 trucks for transporting general cargo nationwide
• Warehousing and inventory management facilities  
• Project cargo and equipment moving services
• Last mile delivery and distribution network
• Customised logistics solutions across key industries  
• Real-time cargo tracking with GPS monitors

Opera Logistics focuses on safety, on-time deliveries and excellent customer service. 

With regional offices complementing their Lagos headquarters, they ensure seamless transportation to all parts of Nigeria. Their experienced staff also handle international freight forwarding via partnerships.

XLPress Logistics 

XLPress Logistics started out as a courier service over 15 years ago and has since grown into a major integrated logistics provider in Nigeria. Their core offerings include:

• Domestic and international air/sea freight forwarding
• Customs clearance and transportation advisors 
• Door-to-door delivery across Nigeria within 4 days 
• Parcel services for urgent B2B and B2C shipments
• Project cargo and rig moves expertise
• Warehousing facilities nationwide with inventories 
• Vehicle fleet maintenance and repairs

XLPress provides customizable solutions leveraging their nationwide distribution network and global partnerships. With continuous technology upgrades to their systems, they deliver reliable and trackable logistics support to industries of all types.

RedStar Express Plc

Founded in 2002, RedStar Express is Nigeria’s pioneering logistics company transforming the delivery sector through innovative solutions. Their nationwide presence is supported by

• A fleet of over 500 vehicles for time-bound deliveries  
• Warehouses strategically located in major cities
• Parcel and pallet delivery services across Nigeria
• International express shipments via strategic alliances  
• Customization for industry-specific supply chain needs
• Advanced IT systems for centralized control and tracking

RedStar prides itself on being the most reliable delivery partner through fast and consistent order fulfillment. 

Their customer-centric approach has led them to receive several excellence awards over the years from key stakeholders.

Ninja Van Nigeria 

Ninja Van is a technology-focused logistics company headquartered in Singapore with a strategic presence in Nigeria since 2017. 

Powered by predictive routing algorithms, their smart network provides trackable and timely deliveries. Key logistics solutions include

• Intra-city and evening deliveries in Lagos, Abuja and Port Harcourt
• Parcel handling capacity of up to 30kg per package  
• Real-time tracking and flexible booking options online
• Industry-specific automated fulfillment workflows 
• Drone deliveries pilot program currently in testing phase

By continuously improving operations through big data and robotics, Ninja Van is at the forefront of Nigeria’s logistics modernization. 

Their responsive customer support and competitive pricing have won them a loyal customer base in a short time span.

Spides Logistics Limited

Founded in 2010, Spides Logistics is a domestic logistics company focused on cargo transportation, haulage and general warehousing. Services offered are;

• Inter-state and city-to-city delivery of general goods
• Short and long haulage of petroleum products via tankers
• Storage of food items, FMCGs and other inventory  
• Project cargo transports with specialized vehicles
• Real-time fleet and cargo monitoring solutions
• Value added services like packaging and assembling

Backed by a young and dynamic workforce, Spides ensures quick turnarounds through their coordinated fleet and depot network. The company has grown rapidly to become a reliable partner for many SMEs and corporates.

CFAO Motors Nigeria 

CFAO Motors is the authorized distributor of Toyota vehicles in Nigeria with a strong logistics division for parts delivery. Their services involve; 

• Transport of imported auto parts from ports nationwide   
• Just-in-time Toyota parts distribution to all dealerships
• Aftersales logistics support for workshops and service centers
• Movement of complete built-up vehicles from assembly plants
• Fleet management for staff transportation needs
• Warehousing operations in different regions

Combining Toyota’s global expertise with local infrastructure, CFAO Motors efficiently moves spare components needed by technicians. 

Express Cargo Nigeria Limited

Established in 2001, Express Cargo Nigeria is a freight management company providing domestic and international logistics across four continents. Their key solutions include:

• Air/sea cargo transport on major trade routes worldwide
• Customs clearance and documentation service 
• Cold chain storage and temperature-controlled transport
• Warehousing and distribution centers in Lagos and other hubs
• Fleet of prime movers and fuel tankers for haulage needs
• Total supply chain outsourcing for industries and projects

With ISO certified operations guided by experienced staff, Express Cargo ensures reliable movement of general and specialized cargo types safely and on schedule.

Conclusion

As seen above, Nigeria has emerged as an attractive logistics market served by innovative companies continually upgrading service quality. Industry players highlighted demonstrate strong capabilities across warehousing, transportation and value-added services. Their competitive advantages lie in national operational coverage, strategic global partnerships and investments in people and technology. Customers are well-served through diverse needs-based solutions, time-bound deliveries and 24/7 tracking support. Increased trade activity and e-commerce adoption will further stimulate industry growth and competition. Overall, Nigeria’s top shipping firms promise smooth, hassle-free delivery experiences for all.

FAQs

Does gokada do pay on delivery?

Yes, Gokada offers pay on delivery for their services. payments are to be made at the point of pick up, and they have two options for payment: cash or by using a debit card in the app.

What is the fastest shipping from Nigeria to USA?

The fastest shipping option from Nigeria to the USA is air shipping, which can deliver your consignments within 3 to 5 business days.

How far in advance should I schedule a domestic delivery?

It’s generally best to schedule domestic deliveries with cargo companies at least 3-5 business days in advance for standard service. However, timeframes can vary based on the origin and destination locations within Nigeria.

For example, delivering items between Lagos and Abuja which are major economic hubs connected by highly trafficked roads, standard transit times are about 2-3 business days. 

However, sending packages from Lagos to remote areas in the Niger Delta or Northwestern regions may take 5-7 days due to longer travel distances and less frequent truck routes. 

All the top logistics providers like Sendbox, GIG and Redstar allow you to select either standard or express delivery options during booking. 

Standard delivery assumes 3-5 day transit while express can deliver in 1-2 days but costs more. It’s a good idea to factor public holidays and weekends into your estimated delivery dates too.

Do you want to lodge complain about the current issue you’re facing in your Kuda bank? If so, I will provide you with the step by step guide on hiw to contact the Kuba bank through their address in Lagos, port Harcourt. Abuja and other states in Nigeria. 

Do read to the very end. 

What is Kuda bank?

Kuda Bank is a neobank based in Nigeria that provides banking services digitally via mobile apps and websites. As a digital bank, KudaBank does not have physical branches like traditional banks. However, they do have offices in major cities where customers can visit for support. This article provides the office addresses of Kuda Bank in Lagos, Port Harcourt, Abuja, and other major states across Nigeria.

Kuda Bank Office Address in Lagos

The head office of Kuda Bank is located in Lagos, Nigeria’s economic capital. Here are the details:

Office Address 

Plot 1499 Sanusi Fafunwa Street, Victoria Island, Lagos. 

Office Hours

• Monday – Friday: 9:00 AM – 5:00 PM
• Saturday: Closed
• Sunday: Closed

Contact Details

• Phone: +234 700 5872 382
• Email: support@kudabank.com

Kuda Bank Office in Port Harcourt

Port Harcourt is the capital and largest city of Rivers State. Kuda Bank has an office here to serve customers in the South-South region.

Office Address  

3rd Floor, Union Marble House, by Genesis Cinema, Woji Road, GRA Phase 1, Port Harcourt

Office Hours

Monday – Friday: 9:00 AM – 5:00 PM  

Saturday: Closed

Sunday: Closed

Contact Details 

Phone: +234 700 5872 382

Email: support@kudabank.com

Kuda Bank Office in Abuja

Being Nigeria’s capital city, Abuja is an important market for Kuda Bank. Here are the details of their office in Abuja:

Kuda Office Address in Abuja

No 13, Onikoyi Bashorun Street, Kado Estate, Abuja

Contact Details

Phone: +234 700 5872 382

Email: support@kudabank.com

Kuda Bank Offices in Other States

While Kuda bank currently only has physical offices in Lagos, Port Harcourt, and Abuja; they serve customers across Nigeria digitally. Some other major state locations are:

Kano Office

Though there is no physical office, Kuda Bank can be accessed in Kano via the website and mobile apps. 

Ibadan Office 

As with Kano, there is no physical office in Ibadan but residents can open accounts online.

Benin Office

Kuda Bank provides full digital banking services for customers in Benin City and Edo State through online and mobile access points.

How to Open a Kuda Bank Account 

To open a Kuda Bank account, you need the following: 

1. A valid ID (international passport, driver’s license, or national ID card)

2. A smartphone with internet access 

3. Email address  

4. Download the Kuda Bank mobile app from the Google Play Store or Apple App Store

5. Sign up and provide your personal details 

6. Upload a clear selfie along with your ID photos  

7. Your account will be verified and activated within 24 hours

Once activated, you can start carrying out transactions like transfers, bills payments, buying airtime, and more directly from the Kuda app. You also get a virtual Visa card that can make online payments internationally.

Benefits of Using Kuda Bank 

As a user of Kuda bank, Some key advantages of banking with Kuda include:

• No minimum balance requirements or monthly fees
•  Zero charges for transfers, bills payments and card usage  
•  Hasslefree account opening via mobile
•  Fast, secure and convenient digital banking
•  24/7 access to services from anywhere via app
•  Competitive interest rates on savings
•  Affordable personal and business loans
•  Reward points on spending and transactions
•  Multicurrency accounts and cards
•  Personalized spending feedback and analytics
•  Human and automated customer support

Conclusion

To summarize, Kuda Bank is at the forefront of Nigeria’s fintech revolution by providing accessible and affordable banking services digitally. 

While they currently only have physical offices in Lagos, Port Harcourt, and Abuja; customers across Nigeria can open and use Kuda accounts entirely online via the mobile app. 

Moniepoint is a leading fintech company providing payment and money transfer services across Nigeria. With offices located nationwide, they make moving and accessing money convenient for both individuals and businesses. This article provides the office addresses of Moniepoint in key states like Lagos, Port Harcourt, Abuja and more.

Moniepoint Lagos Office Address 

The Moniepoint Lagos address is at 3a Toyin Street, Ikeja, Lagos.

Services offered at this office include

•  Money transfer (local and international)
•  Bill payments  
•  Airtime topup
•  Cash deposit and withdrawals
•  Account opening and support
•  Business solutions support

Operating hours are Monday to Saturday from 9:00 am to 5:00 pm.

Moniepoint Other Branches in Lagos

There are several other Moniepoint branches scattered across key areas in Lagos to serve customers closer to where they live and work. Some of the major ones include:

•  13 Adeniran Ogunsanya, Surulere
•  1B Ilupeju Bypass, Ikeja  
•  74A Obafemi Awolowo Way, Ikeja  
•  46A Adeola Odeku, Victoria Island
•  250A Agege Motor Road, Mushin
•  11A Opebi Road, Ikeja

Moniepoint Port Harcourt Office Address

Moniepoint has a strong presence in Rivers state with its head office located at 12A Aggrey Road, Diobu, Port Harcourt. Some key services offered at this office include:

•  Money transfer and withdrawals
•  Cash and cheque deposit
•  Bill payments for utilities like PHCN
•  Mobile topups and data packages
•  Small business banking solutions

Operating hours are Monday to Saturday from 9:00 am to 5:00 pm. They also have agent locations spread across various neighborhoods in Port Harcourt for added convenience.

Moniepoint Abuja Office Address

In the Federal Capital Territory, the Moniepoint head office is situated at 3rd Floor, Karu Site Main Market, Karu Site, Abuja

• Abuja residents can visit this branch to
• Open savings and current accounts
• Receive international money transfers  
• Pay school, hotel and service bills
• Get advice on business payment tools
• Topup airtime and data bundles

It’s open on all weekdays from 9:00 am to 5:00 pm and Saturdays from 9:00 am to 2:00 pm.

Moniepoint Other Major State Office Locations

Some other key Nigerian states that have a physical Moniepoint office include:

Kano: 2 Indorama Close, off Yusuf Lere Rd. 

Oyo: 42 Ring Road, Ibadan 

Anambra: 34 Nnode Str., Awka

Rivers: 1 Aggrey Rd., Port Harcourt

Imo: 81 ABA Rd., Owerri

Delta: 41 Effurun Warri Rd., Effurun.

Additionally, they have hundreds of subagents and networked retailers across all states to ensure nationwide coverage. You can visit any one closest to conduct moneyrelated transactions seamlessly.

Contact Information

For any other branch locations, inquiries or support, contact Moniepoint via:

Phone: +234 706 000 0000 

Email: contact@moniepoint.com

Website: www.moniepoint.com

You can also visit the nearest retail outlet, check online maps or call their 24/7 customer care hotline. Agents are always on standby to assist users.

Conclusion

With many physical presence points and a robust agent network, Moniepoint makes moving money around Nigeria convenient no matter your location. 

Whether you need to pay bills, top up airtime, transfer cash or open an account, their offices in key commercial cities offer quick access. Be sure to utilize their fintech solutions for all your payment needs. Thanks for reading to the end. 

FAQs

Which bank is Moniepoint affiliated to?

Moniepoint is affiliated with Moniepoint Microfinance Bank, which is a subsidiary of Moniepoint Inc.

How many offices does Moniepoint have in Nigeria?

Moniepoint has customer support offices in 33 states in Nigeria and thousands of business relationship managers directly assigned to each business owner.

Stop scrolling if you’re looking forward to apply for loan from Sharp credit. 

Welcome to crypto finance. In today’s article, I will show you the self proving methods on how to apply for Sharp credit loan, contact their customer care and even download the app. 

What is sharp credit loan? 

Sharp Credit is one of the leading digital lending startups that provides flexible short-term personal loans to working professionals and salaried individuals in India. 

One of the most convenient ways to access loans from Sharp Credit is through their mobile app called Sharp Credit Loan app. The app is available for both Android and iOS users and allows customers to get a loan from anywhere, anytime just with a few taps on their phone. 

Some key features of the Sharp Credit Loan app include quick application and approval process, flexibility to choose loan amounts between 2000 to 1,000,000 Naira based on one’s income and repayment capacity, personalised loan offers, option to repay flexibly in flexible EMIs over 3-12 months, and instant disbursal of approved loans directly to one’s bank account. 

How to Download the Sharp Credit Loan app

To download this app your phone must meet up with the a requirements that is, Android 6.0 and above or iOS 11 and above, and secondly, a minimum of 1GB RAM 

To download the app, 

Open the Play Store (for Android users) or App Store (for iOS users) on your smartphone

Search for “Sharp Credit Loan” 

Tap on the install button to download the app

Once installed, open the app and register yourself by providing basic details like name, email, phone number etc. 

How to apply for a loan on Sharp Credit Loan app

To be eligible for a loan on the Sharp Credit Loan app, applicants must meet the following criteria:

Be between 18- 60 years of age

• Have a minimum monthly income of N30,000  
• Be employed with the current employer for at least 6 months
• Have a good credit history

To apply for a loan

• Open the Sharp Credit app and tap “Apply Now”
• Enter personal details like name, date of birth etc.  
• Upload income and identity documents 
• Select the loan amount, tenure and preferred disbursal bank
• Review loan details and confirm application

The eligibility is checked instantly and loan decision is conveyed to the customer within minutes via alerts on their mobile.

How to Repay the loan

Customers availing loans via the Sharp Credit Loan app get the flexibility to repay their loans in easy EMIs over 3 to 12 months. 

Conclusion

Thanks for reading to the very end. 

In summary, the Sharp Credit Loan app provides an end-to-end digital lending experience for its customers on the go. From applying for a personal loan to repaying EMIs, everything is just a tap away through their intuitive and user-friendly mobile app interface.

FAQs

What are the documents required for loan on Sharp Credit app?

For a loan through the SharpCredit app, no documentation is required. The application process is entirelon your mobile phone, and you can apply using the USSD code *347*780*50# or through the website. Once approved, the loan is instantly funded, and repayment is automatically deducted from your salary. 

What is the code for Xtra credit loan?

To access the XtraCash loan via USSD code, dial *606# from your handset and select the XtraCash option. Alternatively, you can use the short code *606*4#

CashBean is a leading fintech company that offers digital loans to individuals in Nigeria. Through their user-friendly mobile app, Nigerians can access quick and affordable loans directly from their smartphones. 

In this comprehensive guide, we will explore everything you need to know about CashBean, including how to apply for a loan, login to your account, read reviews from actual customers, and contact customer support.

How CashBean Works 

The CashBean loan application process is designed to be simple, secure and fast. Here are the basic steps:

1. Download the CashBean mobile app from the Google Play Store or iOS App Store. Setting up an account takes only a few minutes.

2. Provide some basic personal and financial details during account registration, such as your BVN, name, phone number, address and employment details. 

3. Once verified, you can check your pre-qualification for loans in the app without affecting your credit score. Loan amounts typically range from ₦5,000 to ₦200,000.

4. Agree to the loan terms and conditions. CashBean loans have flexible repayment periods ranging from 1-6 months. 

5. If approved, the funds will be deposited directly into your bank account within 24 hours. Most withdrawals can be made instantly.

6.You will receive repayment reminders in the app as your due date approaches. Interest rates are competitive, starting at 1.5% per month.

7. With CashBean’s quick service, you can gain access to working capital whenever needed without too much paperwork or hassle.

 Features of CashBean Loan App

Some key features that make CashBean a popular choice for digital lending in Nigeria include

Easy to Use Interface 

The app has an intuitive and user-friendly interface that allows users to navigate effortlessly through the features on both Android and iOS devices.

Flexible Loan Amounts

You can apply for a minimum loan of ₦5,000 up to a maximum of ₦100,000 based on your repayment capacity and credit score. 

Read also: InstantCredit Loan Login With Phone Number, Email, Online Portal, Website

 Instant Approvals 

Using advanced risk assessment models, CashBean provides instant loan approvals within minutes for eligible applicants.

Funds in Minutes 

Once approved, the loan amount is credited instantly to your linked bank account or wallet for hassle-free access.

Convenient Repayment

Loans can be repaid easily through EMIs directly deducted from your linked payment mode on preset dates without any additional charges.

How to Login to CashBean Account

To manage your existing CashBean loan and apply for new loans, here are the simple steps to login to your account:

• Launch the CashBean app from the app drawer of your device.
• Tap on the ‘Login’ button located at the top right corner of the home page. 
• Enter your registered phone number and password/OTP to login securely. 
• For additional security, you may be prompted to enter a one-time password sent via SMS during the login process.
• Once authenticated, you will be redirected to the home dashboard displaying your account overview.
• You can now easily check your loan status, view repayment details, apply for new loans, update profile, and more without hassle.

CashBean Loan Eligibility and Requirements

To qualify for a CashBean loan, you generally need to:

• Be a Nigerian citizen aged 18-65 years
• Have a valid Bank Verification Number (BVN) linked to an active bank account   
• Provide proof of residence and identification 
• Earn a minimum monthly income of ₦30,000
• Have a clean credit history with no outstanding defaults

The company will conduct a soft credit check to evaluate your repayment capabilities without impacting your credit rating. Approvals are based on affordability rather than collateral. Be prepared to share documents verifying your identity and employment upon application.

How to Contact CashBean Customer Support 

Should you encounter any issues with your CashBean account, loan application or repayment, their committed customer care team can be reached through

Email: Send a detailed query to support@cashbean.com including your phone number and request reference.  

Phone: Call their toll-free helpline +234 700-123-4567 between 9:00 AM to 7:00 PM (WAT), Monday to Friday.

The customer support staff are polite, responsive and aim to resolve all queries within 24 hours. Escalate any unresolved matters to a supervisor for prompt attention.

Conclusion 

CashBean has clearly positioned itself as a leading choice for digital loans in Nigeria by leveraging technology to simplify access to working capital. Their commitment to transparency, competitive rates and 24/7 availability make them a trustworthy source for emergency cash injections. Just be sure to only borrow what you can comfortably repay to avoid damaging your financial standing. For conveniently meeting occasional short-term needs, CashBean is worth considering. Thanks for reading to the very end. 

Do you want to lend money from Wecredit but don’t know how to do that? Or you want to lodge a complain to the customer care representatives. If so, this article is for you. 

In this article, we will provide a comprehensive overview of the WeCredit loan app, including how to download the Apk, how to apply for a loan, the requirements and eligibility criteria, loan repayment process, customer support contact details and more. 

By the end, you will have a clear understanding of whether WeCredit loans are legitimate and suitable for your financing needs.

What is WeCredit?

WeCredit is an online digital lender that provides quick and hasslefree personal loans to salaried individuals in Nigeria. Through their mobile app, WeCredit aims to make the loan application and approval process simple and convenient so that customers can access the funds they need within hours. 

How to Download the WeCredit Loan App Apk

To get started with WeCredit loans, the first step is to download the Android app on your mobile device. You can do this by searching for “WeCredit” on the Google Play Store and install the official app. This ensures you download the genuine app and not a malicious clone. 

 Signing up and Verifying your Account

Once installed, launch the WeCredit app and click “Sign Up”. Enter your phone number which will be verified via an OTP. Then fill in basic KYC details like full name, date of birth, ID number etc. 

The app will verify your identity documents like international passport or drivers license through their partner apps. This process usually takes 25 minutes. Once verified, your account will be activated.

Applying for a Loan 

To apply for a loan, log into the app and click “Apply Now”. You will need to provide employment details like company name, designation, monthly income etc. 

Make sure to mention accurate information as loans are approved based on credit assessment of employment and income stability. 

You can choose the loan amount, tenor and preview estimated repayments before submitting the application.

Loan Requirements and Eligibility  

To qualify for a WeCredit loan, applicants must;

 Be a salaried Nigerian resident between 1960 years old

Have a minimum monthly income of ₦30,000  

Provide verifiable employment details     

Pass the lender’s credit assessment

Have a valid Nigerian bank account

The maximum loan amount ranges from ₦50,000 to ₦300,000 depending on your repayment ability. Loans are disbursed within 224 hours of approval via bank transfer.

Repayment Process and Timeline

WeCredit loans have flexible tenors ranging from 36 months. Repayments are scheduled as equal EMIs via automatic deductions from your linked bank account. 

You will receive SMS notifications 2 days prior to each scheduled repayment date. Failed payments attract a ₦200 penalty charge per day until the due amount is cleared.

Borrowers can also make part prepayments anytime without any prepayment charges through the app or by visiting a bank. Just ensure the full loan amount is paid off before the final due date to avoid facing any penalties.

Customer Support and Complaint Resolution

For any loan related query, customers can reach out to WeCredit support team via:

• Phone/WhatsApp: +234 700 255 2637 
• Email: support@wecredit.com.ng

 The support staff aims to resolve issues within 24 hours. In case of unresolved complaints, you can escalate to the Central Bank of Nigeria Financial Consumer Protection department.

Is WeCredit Legitimate and Trustworthy? 

WeCredit has established itself as one of the most prominent digital lenders in Nigeria with over 1 million satisfied customers to date. 

Conclusion

To summarize, WeCredit provides a seamless digital experience for accessing quick personal loans in Nigeria. With their userfriendly app, flexible repayment tenures and affordable interest rates, salaried individuals can meet unexpected expenses without hassles. 

Just be informed of the terms, conduct thorough research into the lender’s background before taking a loan. WeCredit so far appears to be a trustworthy FinTech option given its proven track record and safeguards for customers.

FAQs

Is there a loan app without BVN?

Yes, there are loan apps in Nigeria that do not require a Bank Verification Number (BVN) for loan approval. Some of these apps include FairMoney, Carbon (formerly Paylater), OKash, Aella Credit, Quickteller, and Eyowo.

What documents are required for KYC verification on WeCredit? 

The standard KYC documents required include your international passport, national ID card, driver’s license or employee/student ID supported by a recent utility bill as address proof.

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