Home Finance How to Delete, Close or Deactivate Your Chipper Cash Account

How to Delete, Close or Deactivate Your Chipper Cash Account

Are you looking to delete or deactivate your Chipper Cash account for good? You’ve come to the right place. In this detailed guide, I’ll walk you through the entire process step-by-step so you can say goodbye to Chipper Cash with ease.

When I first opened my Chipper Cash account a few years ago as a college student, I was excited by the prospect of a budgeting and saving app tailored for students. However, over time I found myself not using the app much anymore. That’s when I decided it was time to close my account for good. But I soon discovered Chipper Cash didn’t make it very clear how to go about doing that. It took some digging around in the settings to finally figure out the process. That’s why I wanted to write this article – to save others the hassle.

Different Ways to Close Your Account

There are a few different actions you can take with your Chipper Cash account

Deleting Your Account

This fully deletes your account details from Chipper Cash’s systems. All your transaction history, saved details and connected bank accounts will be erased.

Deactivating Your Account

Deactivation temporarily pauses your account without deleting any of your data. Your account remains in Chipper Cash’s systems in an inactive state. 

Closing Your Account

Closing your account leaves your account details intact in Chipper Cash’s systems but removes access to the connected bank account so no further transactions can occur.

The steps I’ll outline below will walk through how to fully delete your Chipper Cash account from their systems for good.

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Gathering the Information You’ll Need 

Before starting the deletion process, make sure to gather these key details

Chipper Cash Username/Email: You’ll need to log into your account one last time.

Connected Bank Account Details: Take note of the last 4 digits of the bank account number linked to Chipper Cash in case you need to reference it. 

Transaction History: If needed for taxes or records, export any transaction details from Chipper Cash before deleting your account.

Having these key pieces of info handy will help streamline the deletion process.

Logging into Your Chipper Cash Account on Desktop

To initiate the deletion process, you need to log into your Chipper Cash account through the website rather than the mobile app

1. Go to www.chippercash.com and click “Log In” 

2. Enter your Chipper Cash username/email and password  

3. Once logged in, click the menu icon in the top left and select “Settings”

Find and Select the “Close Account” Option  

From your Chipper Cash account settings page:

1. Select “Close Account” from the menu on the left side 

2. A popup will appear asking you to confirm closing your account

3. Check the box acknowledging this will permanently close your account  

4. Click “Continue” to proceed with deleting your Chipper Cash account

You’ll now see a short form to officially close your account:

1. Re-enter your Chipper Cash password for verification

2. Provide an alternative contact method like a phone number 

3. Read through the terms and conditions fully  

4. Select “I agree and want to close my account”

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5. Click “Submit” to complete the deletion process

Within 1-3 business days, your Chipper Cash account and all associated data will be fully removed from their systems.

 Double Checking Your Bank Account is Deleted  

As a final step, I recommend logging into your bank account and verifying

1. The bank account connected to Chipper Cash is no longer linked in the account settings 

2. You no longer see any pending or recent transactions from Chipper Cash

This ensures your bank details have been properly removed from Chipper Cash with no chance of accidental future access.

Frequently Asked Questions about Closing a Chipper Cash Account

What happens if I change my mind after closing my account? 

Once your Chipper Cash account is closed, it is permanently deleted from their systems within 3 business days. So there is no way to retrieve or reactive a closed account. Be absolutely certain you want to close it before initiating the deletion process. 

Will closing my account affect any pending transactions?

Any pending transactions or automatic payments set up through Chipper Cash will be canceled once your account is closed. So make sure to cancel any recurring transfers before closing your account to avoid issues.

Conclusion

I hope this step-by-step guide has made it easy to understand how to fully delete, close or deactivate your Chipper Cash account for good. Be absolutely certain you want to terminate your Chipper Cash services before initiating the deletion process, as it cannot be undone. Let me know if you have any other questions!

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