Do you want to close or delete your Union bank account right now but don’t know how to go about it? Don’t worry I will walk you through the process from A-Z. All I need is your attention, and make sure you read to the very end.
Common Reasons for Deactivating Accounts
There are several common reasons why someone may want to deactivate or delete their Union Bank mobile and online banking access:
Closing a Bank Account
If you have decided to permanently close one of your Union Bank checking or savings accounts, deactivating the associated online and mobile access is an important part of that process. This helps ensure that there is no unauthorized access to the closed account.
Taking a Break from Online Banking
You may want to take a temporary break from managing your finances online if you are going on an extended vacation, dealing with a major life event, or need a mental break. Deactivating your accounts prevents any unwanted logins or activity during this time away from online banking.
Suspected Fraud or Security Concerns
If you suspect or experience any fraudulent or suspicious activity on your Union Bank accounts, it is best to immediately deactivate your online and mobile access as a security precaution. You can then work directly with the bank’s fraud department to investigate and address the issue securely.
Switching to a New Bank
Deactivating your Union Bank accounts online and on mobile devices is recommended as part of the switching process if you are planning to transfer all your banking needs to a new financial institution. This helps clean up and close out the old accounts properly before fully moving on.
How to Deactivate or Delete the Union Bank Mobile App
To deactivate the Union Bank mobile banking app on your iPhone or Android device, simply follow these steps:
For iOS (iPhone) Devices
1. Open the Settings app and tap “General.”
2. Tap “iPhone Storage” to see a list of installed apps and their file sizes.
3. Find the “Union Bank” app and tap “Delete App” to uninstall it.
4. If prompted, enter your device passcode to confirm.
5. Tap “Delete” to complete removing the app.
For Android Devices
1. Open the Settings app and go to “Apps & notifications.”
2. Select “Union Bank” from the list of installed apps.
3. Tap “Uninstall updates” or “Uninstall” depending on your device.
4. Confirm by tapping “OK” to proceed with removing the app.
Once uninstalled, the mobile banking app and any associated login credentials will be removed from your device. You can easily reinstall it later from the app store if you choose to reactive your accounts.
How to Deactivate or Delete Union Bank Internet Banking Access
To deactivate your online banking access from a computer, follow these steps:
- Log into Your Account
Go to the Union Bank website and log in to your online banking account using your usual username and password.
- Select Account Services
Look for the “Account Services” or “Profile and Settings” option on the left side menu after logging in. Select this to manage your account details and settings.
- Find Deactivation Option
Scroll through the options available until you locate the “Close Accounts” or “Deactivate Online Access” section, which will have a button to initiate the deactivation process.
- Confirm Your Decision
You will be asked to confirm your decision and may need to provide additional verification like a one-time passcode sent to your phone. Follow any on-screen instructions and your accounts will be promptly deactivated.
Your login credentials and digital access will now be disabled until reactive. You can then proceed to fully close your bank accounts as well if desired.
How to Reactivate Union Bank Accounts
If you change your mind later and wish to start using your Union Bank accounts again, the process to reactivate them is straightforward:
Contact Customer Support
Call the phone number listed on the back of your debit card or visit a local Union Bank branch. Inform them you have deactivated your accounts temporarily and now want to reactive them.
Verify Your Identity
The representative will ask you for personal details like your full name, address, date of birth, last 4 of social security number, and account numbers to confirm your identity.
Complete the Process
Once verified, they can reactivate your online and mobile access within a few minutes by flipping a switch in the system. You may receive new login credentials as an added security measure as well.
You will then be able to log back in and access your accounts normally through online banking or the Union Bank mobile app.
Frequently Asked Questions
How do I deregister Union Bank Mobile App?
To deregister the Union Bank Mobile App, you can follow these methods:
- Navigate to the “Deregister” option under the hamburger menu in the VYOM app.
- You can also deregister by contacting the Union Bank Call Centre
You can also deregister by contacting the Union Bank Call Centre
How Long Does Deactivation Take?
The deactivation process outlined in this guide is designed to be fast, typically taking just a few minutes once you complete the online or mobile steps. Your credentials will be instantly disabled, and login access revoked. However, the full timeframe for account closure may take a little longer depending on internal processing times at the bank.
Conclusion
Thanks for reading. I hope this comprehensive guide has covered everything you need to know about how to deactivate, close, or delete your Union Bank mobile and online banking access easily.
Please contact the bank directly if you have any other questions during the process. Taking proactive steps to protect your financial accounts information is important. Let me know if you need any clarification or have additional questions!
