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How To Create A WhatsApp TV And Make Money From It

By
Seun Ogun
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0
How To Create A WhatsApp TV And Make Money From It

How to make money from WhatsApp

 Welcome to Crypto Finance Job. In today’s blog post, we shall discuss how to create a WhatsApp TV and  make money from WhatsApp. 

Though there are so many hurdles before earning,  I bet it that if you put into consideration the following measures, you will earn money from your WhatsApp.

What is WhatsApp

It is a social media where people share feelings with their contact alone. This app is owned and controlled by Meta Inc. in the USA. 

However, let’s discuss the new way to make money from WhatsApp 

1. Create a WhatsApp Tv

To make money online, you will need to create a WhatsApp tv. You may find it difficult to get what WhatsApp Tv is. Let me tell you. 

WhatsApp means operating a television with your contact. This is one way to monetize your WhatsApp account. All that you need is to know who your audience is and what they want. Creating a WhatsApp tv is stressful but when you put in your best, you will sure make money.

 You assume that you have competitors online and upload more information on your WhatsApp status.

How to get started with a WhatsApp Tv  and make $100 bi-weekly.

To get started with WhatsApp Tv, you need large WhatsApp contact of people who are interested.

Let’s discuss the 5 basic things you need to for startup. 

1. A mobile phone

2. WhatsApp account

3. Internet access

4.  Contact

5.  Capital

Let’s discuss them one after the other

1.  A mobile phone. 

For you to start up a good WhatsApp tv, you will need a good mobile phone. How do you know you have a good phone? 

What I mean about good phone is any smart phone, android, iOS, tablet and other new generated technologies like laptop. These are devices that will help you in the long run to achieve your aim.

Your mobile phone must be compatible with WhatsApp and must have at least  3gb RAM for smooth operation.

Once you have this, you can now proceed to the next step.

2. Internet access

 WhatsApp is a digital platform. You need better internet access to set up your business and earn.

3. WhatsApp account 

For you to operate this so called Tv, you must have WhatsApp account. The mistake most people make is that they just download the WhatsApp application on your phone, install it and call it a Tv. 

No!, it’s not done like that. You should  download the business version since you’re using it for business.

WhatsApp business has a lot of features like the label which can give labels to your customers in other of their want. 

Carts, which are used for listing what you sell.

Welcome message: WhatsApp business has an automated message section that sends a welcome message to anyone that contact you for the first time.

This app is more advance than normal WhatsApp. If you have successfully installed this app on your phone, then we can proceed with how to customize it.

How to customize your WhatsApp business for Tv

Yah! To customize, put your business name and the  service you give. For instance, I run an entertainment Tv. Kindly put entertainment in the section and proceed. 

More so, remember to put your brand logo on your profile. If you have done this, let’s move to the next step.

4.  Contact

This is the hardest stage that you will ever come across. As I have rightly mentioned above, you need a lot of  peoples contacts to start this business. You may ask yourself that  “If then, it’s the hardest way, how can I navigate through?” That’s a brilliant question. 

You need a lot of things to put in place. 

One of it is consistency. What do I mean by consistency?

Look, to have more contact for startup, you need to be consistent by updating your audience through your profile daily, hourly, and anytime. If you keep doing this, with time you will gain more contact.

However, if you’re an entrepreneur, you may schedule your update time by scheduling it. Once you have done that, trust me, more people will join you.

Let me borrow you an idea. If you’re a medical student and you know much about the reproductive system, you can choose this as your niche. Post everything you know that is helpful to both gender reproductive system. This niche is almost the best for WhatsApp Tv after entertainment. Both females and male will join you. 

In addition, you can consider guest post on other related WhatsApp TVs’ in your area. What I mean by guest post is that, post your tv and your WhatsApp contact on other peoples contacts. This will make your Tv gain more recognition and more people will join your Tv. Remember that your aim is to make money!

Moving forward, always encourage your status viewers’ community to share your contact with their friends. If you have a hundred contacts before and they share your Tv links with their friends, this will multiply your contact and you will gain nothing less than seventy contacts. This will move you forward to monetizing your WhatsApp. 

 5.  Capital

In all, you need capital to start up this business! Without capital, the growth of your WhatsApp tv won’t grow at all. Few people will view your status update. Without more capital like $50 for giveaway and referral program, perhaps only your relatives will view your status update.

How to grow your WhatsApp contact and earn $100 daily.

  •  Contact Referral 
  • Giveaway 

Contact referral: to make money with WhatsApp, you need to hasten the growth of your contact by sharing some of your content on other business or influential WhatsApp status. Almost all these influential or businesses will demand for money to perform this task. 

 Giveaway

Second, you can self promote your WhatsApp tv by doing giveaway frequently. Most people will join your contact because they want to be the lucky winner of your giveaway.  

 When you continue to do this, your contact will grow faster and you can monetize it your self.

 How to make money with your WhatsApp Tv

There are a lot of ways that you can use if you have a large contact base. If you can grow your WhatsApp tv contact from 10 to 10,000. You can monetize your WhatsApp Tv with the following method.

1. Selling things for people online.

2. You can affiliate product for people.

3. Drive at least 7000 traffic to your website 

4. Drive traffic on someone’s website and get paid

 I think this method will be helpful! Implement it monetizes your WhatsApp today.  Thanks for reading.

FAQS

Can I earn money from WhatsApp channel?

Yes, you can earn money from a WhatsApp channel. There are a few different ways to do this, but all of them require you to have a large and engaged audience.

  • Affiliate marketing: Promote products or services from other businesses and earn a commission for every sale that you generate.
  • Paid advertising: Charge businesses to advertise their products or services to your audience.
  • Selling your own products or services: If you have something to sell, you can use your WhatsApp channel to promote it to your audience.
  • Offering a paid subscription service: Offer your subscribers exclusive content or access to a private group in exchange for a monthly fee.

How do I create a WhatsApp channel?

Creating a WhatsApp channel is a straightforward process that can be done in a few simple steps. Here’s a step-by-step guide on how to create a WhatsApp channel on both Android and iOS devices;

On Android

  • Launch the WhatsApp app on your Android device.
  • Swipe left from the main screen to access the Chats tab.
  • In the top right corner of the Chats tab, tap the “Chats” icon, which resembles a speech bubble with a pencil.
  • From the options that appear, choose “New channel.”
  • Enter a name for your channel, add a profile picture, and write a brief description about your channel’s purpose.
  • Once you’ve filled in the details, tap the green “Create Channel” button at the bottom to finalize the creation of your channel.

 On iOS, 

  • Launch the WhatsApp app on your iOS device.
  • At the bottom of the screen, tap the “Status” tab, which resembles a camera icon.
  • Scroll down until you see the “Channels” section.
  • In the top right corner of the Channels section, tap the “+” icon.
  • Choose “New Channel” from the options that appear.
  • Enter a name for your channel, add a profile picture, and write a brief description about your channel’s purpose.
  • Once you’ve filled in the details, tap the green “Create Channel” button at the bottom to finalize the creation of your channel.

After creating your WhatsApp channel, you can start sharing updates, text messages, images, videos, documents, and links with your subscribers.

BVN Validation Portal – How to Check BVN Details Online

By
Seun Ogun
-
0
BVN Validation Portal – How to Check BVN Details Online

Are you tired of searching for a reliable and convenient way to check your BVN details? Look no further! We have exciting news for you. 

Say goodbye to long queues and endless paperwork! With this platform, you can now validate your BVN from the comfort of your own home, office, or even on the go. 

Don’t waste another moment browsing through outdated methods. 

This method guarantees fast results, ensuring you have access to your BVN details in a matter of seconds.

From checking your account balance to updating personal information, the BVN Validation Portal sets a new standard for simplicity and convenience. 

Let’s get started. 

The Bank Verification Number (BVN) is a unique 11-digit number that identifies an individual with all their bank accounts in Nigeria. It is a mandatory requirement for all bank customers in Nigeria. The BVN was introduced by the Central Bank of Nigeria (CBN) in 2014 to reduce the incidence of fraud in the Nigerian banking sector.

Importance of BVN

The BVN holds immense significance in the Nigerian banking landscape, offering a multitude of benefits for both individuals and financial institutions. For individuals, the BVN provides a layer of protection against identity theft and unauthorized access to their financial accounts. It also streamlines financial transactions, eliminating the need for multiple account numbers and facilitating seamless interbank transfers.

For financial institutions, the BVN serves as a powerful tool for verifying customer identities, preventing fraudulent activities, and mitigating financial risks. It enables banks to enhance their customer onboarding processes, ensuring that only legitimate individuals open and operate bank accounts.

What is the purpose of BVN Validation?

BVN validation is the process of verifying the authenticity and accuracy of an individual’s BVN against the records maintained by the CBN. This process plays a critical role in maintaining the integrity of the BVN system and ensuring the security of banking transactions.

Regular BVN validation is recommended for individuals to safeguard their financial information and confirm the validity of their BVN details. It is also mandatory for certain financial transactions, such as linking a mobile phone number to a bank account or applying for a loan.

Methods for BVN Validation

Several methods are available for validating BVN details in Nigeria, catering to the diverse preferences and access to technology among individuals. These methods include:

  • BVN Validation Portal: The NIBSS BVN Validation Portal provides a secure online platform for individuals to check their BVN details.
  • USSD Code (565*1#): A convenient and accessible method, individuals can dial *5651# from their registered mobile phone number to validate their BVN.
  • Mobile Banking Apps: Many Nigerian banks offer mobile banking apps that incorporate BVN validation functionality.
  • Bank Branches: Individuals can visit their bank branch and request BVN validation assistance from customer service representatives.

Step-by-Step Guide to Checking BVN Details Online

How to Check BVN Using the NIBSS BVN Validation Portal

The NIBSS BVN Validation Portal offers a convenient and straightforward approach to checking your BVN details online. Follow these steps:

Navigate to the NIBSS BVN validation portal

  • Enter your BVN and date of birth: On the portal’s homepage, locate the input fields for your BVN and date of birth. Carefully enter your 11-digit BVN and the exact date of birth used during BVN registration.
  • Click on the “Validate” button: Once you’ve entered your BVN and date of birth, click on the prominent “Validate” button. The portal will process your request and retrieve your BVN details.
  • Review your BVN details: The portal will display your BVN along with associated personal information, including your name, date of birth, and phone number. Verify the accuracy of the displayed information.
  • Optionally, print or download your BVN details: For record-keeping purposes, you can print or download your BVN details. Locate the print or download options provided on the portal and follow the prompts.

How to check BVN Details Using USSD Code (5651#)

The USSD code method offers a simple and mobile-friendly approach to BVN validation. Here’s how to check your BVN using USSD:

Step 1: Dial *565*1# from your registered mobile phone number

Ensure you are using the mobile phone number linked to your bank account.

Step 2: Follow the on-screen instructions

Select the appropriate options from the prompts displayed on your phone screen.

Step 3: Enter your BVN

Input your 11-digit BVN as instructed.

Step 4: Receive a message with your BVN details

You will receive a short message service (SMS) message containing your BVN details.

How to check your BVN Details Using Mobile Banking Apps

Many Nigerian banks provide mobile banking apps that integrate BVN validation functionality. The specific steps may vary depending on the bank, but the general process involves;

Step 1: Launch your bank’s mobile banking app

Open the mobile banking app of your bank on your smartphone or tablet.

Step 2: Log in to your account

Enter your login credentials to access your banking account.

  • Step 3: Navigate to the BVN verification section
  • Step 4: Enter your BVN and confirm
  • Step 5: View your BVN details

How to check BVN Details at Bank Branches

For individuals who prefer in-person assistance or lack access to technology, visiting a bank branch is another option for BVN validation. First, 

Step 1: Visit your bank branch

Go to the nearest branch of your bank or the bank where you hold an account.

Step 2: Approach the customer service desk

Locate the customer service desk or approach a designated bank representative.

Step 3: Request BVN validation

Inform the customer service representative that you wish to validate your BVN.

Step 4: Provide your BVN and necessary identification documents

Present your BVN and a valid government-issued photo ID, such as a driver’s license or international passport.

Step 5: Receive a BVN verification printout

Upon successful validation, the bank representative will provide you with a printed confirmation of your BVN details.

BVN Validation Fees

A nominal fee, typically around ₦25, is charged for BVN validation through the online portal, USSD code, or mobile banking apps. Bank branches may also charge a small fee for BVN verification services.

BVN validation results are generally considered valid for a reasonable period, typically around six months. However, it is recommended to revalidate your BVN periodically to ensure the accuracy of your information.

If there are any discrepancies or changes in your BVN-linked information, such as your name, date of birth, or phone number, you need to visit your bank branch to update your BVN details.

Conclusion

BVN validation is an essential step in maintaining the security and integrity of the Nigerian banking system.

 By validating your BVN regularly, you can safeguard your financial information, comply with regulatory requirements, and ensure seamless access to banking services. 

The various methods available for BVN validation cater to diverse preferences and technological access, making it convenient for individuals to verify their BVN details and protect their financial identity.

FAQS

How do I check my date of birth on BVN?

You can check your date of birth on BVN by following these steps:

  • Visit the NIBSS BVN validation portal
  • Enter your BVN and date of birth used during registration.
  • Tap the search button.
  • You will be able to see your date of birth along with other personal information such as your name, phone number, and address.
  • If you have forgotten your BVN, you can retrieve it by dialing the following USSD code on your mobile phone *899*9#

Can I change my BVN details online?

you cannot change your BVN details online for security reasons. To change your BVN details, you will need to visit your bank or any other participating financial institution in person.

How do I edit my BVN details?

To edit your BVN details, you will need to visit your bank or any other participating financial institution in person. This is because your BVN is a unique identifier that is linked to your personal information, and it is important to keep your BVN details accurate and up-to-date. As I have stated earlier, you cannot change your BVN details online for security reasons.

Top 10 WhatsApp TV With The Highest Views in Nigeria

By
Seun Ogun
-
0
Top 10 WhatsApp TV With The Highest Views in Nigeria

Welcome to the pulse of Nigeria’s digital entertainment, where WhatsApp TV reigns supreme as a fresh platform for sharing engaging content that captures the heartbeat of youth and trends across the nation.

Whether you’re seeking to be entertained or to stay in the loop with what’s hot and happening, these WhatsApp TVs are the go-to source for millions. So, grab your phone, and let’s get ready to unveil the digital giants leading the WhatsApp airwaves!

1 Pot TV Media

Pot TV Media is one of the top 10 WhatsApp TV with the highest views in Nigeria. It is a Whatsapp TV that provides access to TV shows, movies, music, and sports. 

With over 1 million users, it is one of the most popular streaming services in the country. It offers a great selection of high-quality content that is updated daily, making it easy to stay up to date with the latest TV shows, movies, and news.

2. ThePotTV Started

The second on my list is “ThePotTV”. It  is quickly becoming one of the most popular WhatsApp TV channels in Nigeria. Established in 2018 by a group of young entrepreneurs, ThePotTV was created with the aim of providing entertaining and informative content to Nigerians. This innovative platform is now one of the top 10 WhatsApp TV channels in Nigeria with over 10 million views per day.

ThePotTV has become a go-to destination for a wide variety of Nigerians seeking entertainment, education, and inspiration. The unique content available on ThePotTV includes music videos, comedy skits, movie trailers, tutorials, and more. I

Whether you are looking for a laugh, new music to listen to, or just something to do on a lazy afternoon, ThePotTV has something for everyone. With millions of views per day, ThePotTV is one of the top 10 WhatsApp TV channels in Nigeria and is sure to continue growing.

3. Fresh Update TV

Fresh Update TV is a Nigerian-based entertainment channel and media production company that is ranked as one of the top 10 WhatsApp TV channels in Nigeria with the highest views. The channel provides a wide range of content such as music, comedy, movies, television shows, and more. It has also become a platform for up-and-coming Nigerian artists to lshowcase their talent. Fresh Update TV has a large and engaged audience and is constantly growing, with its content being available on multiple platforms such as YouTube, Facebook, Instagram, and WhatsApp. It also provides timely updates on Nigerian news, politics, and sports.

4. LXG TV

Nigeria is home to some of the most popular WhatsApp TV channels in the world, and LXG TV is one of them. With its wide range of content and innovative programming, LXG TV is one of the top 10 WhatsApp TV channels with the highest views in Nigeria. The channel covers news, entertainment, sports, and lifestyle topics, providing viewers with up-to-date information on current events. It also features interviews with celebrities and other prominent figures onInstagram, giving viewers an entertaining and informative platform. 

5. Recycle TV

Recycle TV is one of the most popular Nigerian television stations, with over 7 million viewers tuning in every week for a range of content, including news, entertainment, and lifestyle. The channel also provides WhatsApp TV, a service that allows viewers to watch content on their mobile devices. WhatsApp TV from Recycle TV has become increasingly popular in Nigeria, achieving the highest viewership rate of any WhatsApp TV in the country.

6. Live Media TV

Live Media TV is one of the top 10 WhatsApp TV channels in Nigeria with the highest views. This channel provides a diverse range of content, including music, comedy, movies and more. It also allows viewers to engage with content they are interested in. Live Media TV has a strong social media presence, with followers able to get involved with the channel.

7. Igtweet TV

IGTWEET TV is a popular Nigerian Instagram and WhatsApp community that shares funny and relatable content. They have over 300,000 contacts on their WhatsApp community.

The community was founded by Ruth, who started sharing funny memes and videos on her own Instagram page. People quickly started following her and asking to join her WhatsApp group. The group has grown steadily since then, and now has over 300,000 members.

IGTWEET TV’s content is mostly focused on Nigerian culture and humor. They share memes, videos, and pictures that are sure to make you laugh. They also have a strong focus on social commentary, and often share content that is critical of the Nigerian government.

The community is very active, and members are always sharing new content. There is also a strong sense of community among the members, and they often support each other through difficult times.

8. Hyper Media Hub Ent

This  is an entertainment company based in Nigeria that has been making waves in the industry for its innovative approach to content creation and distribution. It is one of the top 10 WhatsApp TV channels in Nigeria with the highest views, boasting over 500,000 contacts. Hyper Media Hub Ent is dedicated to providing quality content across all digital media platforms, ranging from music, movies, comedy, cartoons, and more.

The channel has won several awards, including the Best WhatsApp TV Channel of the Year award in 2020.

9.Babafaros TV

The bustling city of Lagos, Nigeria is home to many stars and media entrepreneurs, and one of them is Olayinka Olufemi Babafaros. In 2017, Babafaros launched Babafaros TV, a television station that has since become one of the highest viewed in the country. With a viewership of over 5 million people, Babafaros TV is Nigeria’s leading television network, broadcasting a wide range of content, from news to comedy and drama.

The channel also has a 24-hour streaming platform, where viewers can watch live and on-demand content. Babafaros TV has won numerous awards, including the African Broadcasting Awards in 2019. Its most popular shows include the comedy show “Hallelujah” and the drama series “The Real Housewives of Lagos”. It also has a strong presence on social media, with over 2 million followers on Twitter and Facebook.

10. Korrect Sports TV

Korrect Sports TV is one of the most popular WhatsApp TV stations in Nigeria, with over 1.5 million views per day. 

It offers viewers the chance to keep up to date with the latest sports news from around the world, as well as the opportunity to interact and discuss sports topics with its dynamic chatroom. 

The station covers a variety of sports, including football, basketball, baseball, rugby, cricket, and hockey.

FAQs

Is WhatsApp TV profitable?

Whether or not WhatsApp TV is profitable depends on a number of factors, including the size of your audience, the type of content you create, and how you monetize your channel.

There are a few different ways to make money with WhatsApp TV. One way is to run ads for businesses. You can charge businesses a fee to promote their products or services on your status. 

Another way to make money is to create and sell exclusive content to your viewers. This could include things like behind-the-scenes videos, early access to new content, or even merchandise.

If you have a large enough audience and you’re able to create high-quality content, then WhatsApp TV can be a profitable venture. 

However, it’s important to remember that it takes time and effort to build a successful WhatsApp TV channel. You’ll need to be patient and consistent with your content creation, and you’ll need to be active in promoting your channel.

How many people are on WhatsApp in Nigeria?

According to a report by Statista, there were an estimated 19.6 million WhatsApp users in Nigeria in 2022. This represents a penetration rate of 91.9% of the country’s population aged 16 and over. WhatsApp is the most popular social media platform in Nigeria, followed by Facebook, YouTube, and Instagram.

How much does WhatsApp earn per year?

WhatsApp does not publicly disclose its annual revenue. However, several estimates have been made based on the company’s various revenue streams.

In 2022, WhatsApp generated an estimated $906 million in revenue, almost all of which came from WhatsApp Business. WhatsApp Business is a free app that allows businesses to communicate with their customers on WhatsApp. Businesses can use WhatsApp Business to send and receive messages, make and receive calls, and share files.

WhatsApp also generates revenue from advertising. In 2022, WhatsApp began allowing businesses to run ads on its status updates. WhatsApp status updates are similar to Instagram stories. They disappear after 24 hours.

According to some estimates, WhatsApp could generate up to $5 billion in revenue by 2025. This would be driven by the continued growth of its user base and the expansion of its advertising business.

How to Close, Delete, or Deactivate Your NiceNaira Account Easily

By
Seun Ogun
-
0
How to Close, Delete, or Deactivate Your NiceNaira Account Easily

Deactivate your NiceNaira account? Why? In today’s financial society, managing multiple online accounts is becoming overwhelming. 

Whether you’re seeking new opportunities or streamlining your financial portfolio, understanding how to effectively close, delete, or deactivate your existing accounts is essential. 

In this comprehensive guide, we’ll show you the process of closing, deleting, or deactivating your NiceNaira account, empowering you to take control of your financial choices with ease.

What is NiceNaira?

NiceNaira is a mobile loan app that offers personal loans to borrowers in Nigeria. The app has a simple and easy-to-use interface, and the loan application process is quick and straightforward. Borrowers can receive their loan funds directly into their bank accounts within 24 hours.

 NiceNaira loans have a maximum loan amount of NGN 200,000, with repayment terms ranging from 90 days to 360 days. The annual percentage rate (APR) on NiceNaira loans is between 12% and 30%.

 To apply for a NiceNaira loan, you must be a resident of Nigeria between the ages of 18 and 60. You will also need to have a valid BVN (Bank Verification Number) and a bank account.

The Differences Between Closing, Deleting, and Deactivating Your NiceNaira Account

Before taking any action, it is important to understand the distinctions between closing, deleting, and deactivating your NiceNaira account:

  • Closing your account: This is the most permanent option, resulting in the complete removal of your account and all associated data, including transactions, saved cards, and personal information. Once closed, your account cannot be restored.
  • Deleting your account: Similar to closing, deleting your account also removes your account and data. However, in some limited cases, there may be a possibility of restoring your deleted account.
  • Deactivating your account: Deactivation is a temporary measure that suspends your account, preventing you from using NiceNaira’s services. However, your account data remains intact, and you can reactivate your account at any time within the specified deactivation period.

The decision of whether to close, delete, or deactivate your NiceNaira account depends on your individual circumstances which can be inspired by the following factors;

  •  If you no longer intend to use NiceNaira and want to permanently remove your data, closing your account is the best option.
  •  If you are unsure about whether you will use NiceNaira in the future but want to prevent unauthorized access, deleting your account is a suitable choice.
  •  If you want to take a break from NiceNaira but plan to return later, deactivating your account is the most appropriate option.

Prerequisites for Closing, Deleting, or Deactivating Your NiceNaira Account

 Before proceeding with any of these actions, ensure that you meet the following prerequisites:

 Settle any outstanding balances or transactions: Before closing, deleting, or deactivating your account, ensure that you have no outstanding balances or pending transactions. Any remaining funds will be transferred to your linked bank account and If you wish to retain any transaction history, saved cards, or other account information, back up this data before proceeding. Once your account is closed, deleted, or deactivated, this data will no longer be accessible.

How to Close your NiceNaira Account

Closing your NiceNaira account is a permanent process, and once your account is closed, you will not be able to access it or any of the data associated with it. If you are sure you want to close your account, follow these steps:

Step 1: Log In to Your Account

Open the NiceNaira app and log in to your account using your registered phone number and PIN.

Step 2: Navigate to the Settings Page

Once you are logged in, tap on the three lines in the top-left corner of the screen to open the menu. Then, select the “Settings” option.

Step 3: Click on the “Close Account” Option

Scroll down to the bottom of the Settings page and tap on the “Close Account” option.

Step 4: Confirm Your Decision

A pop-up message will appear asking you to confirm that you want to close your account. Tap on the “Close Account” button to proceed.

Step 5: Enter Your Reason for Closing Your Account

You will be asked to provide a reason for closing your account. Select the reason that best applies to you from the list provided.

Step 6: Click on the “Submit” Button

Once you have selected a reason for closing your account, tap on the “Submit” button. Your account will now be closed.

How to delete Your NiceNaira Account

  1. Since account deletion is not available through self-service options, you need to contact NiceNaira customer support.
  2. Clearly express your intention to delete your NiceNaira account. Provide a valid reason for requesting deletion.
  3. Customer support may ask you to verify your identity and provide account details to ensure you are the rightful owner of the account.
  4. After verifying your identity and request, customer support will initiate the account deletion process. You will receive a confirmation message once the deletion is complete.

How To Deactivate Your NiceNaira Account

  • Log in to your NiceNaira account and navigate to the account settings page.
  • Find the option labeled “Deactivate Account” or “Temporarily Deactivate Account.”
  • Select the desired deactivation period, typically ranging from one week to one month.
  • Confirm your decision to deactivate your account. You may be required to enter your password for verification.
  • Once you have confirmed, wait for a confirmation message indicating that your account has been successfully deactivated.

Conclusion

In conclusion, that’s the simple way to close your NiceNaira account. I tried this out last week and I was able to delete my NiceNaira account. 

Thanks for reading to the end. 

FAQs

Can I close my loan account online?

Whether or not you can close your loan account online depends on the lender. Some lenders allow you to close your account online, while others require you to call them or visit a branch in person.

How do I block online loan app?

Blocking online loan apps involves taking steps to prevent them from accessing your device and data, harassing you with notifications or calls, and accessing your contacts. Here’s a step-by-step guide on how to block online loan apps

  • Start by uninstalling any online loan apps that you have downloaded and installed on your device. This will remove their direct access to your phone and prevent them from running any background processes.
  • Even if you’ve uninstalled the apps, they may still have access to your data if you granted them permissions during installation. To revoke these permissions, go to your phone’s settings and navigate to “Apps” or “Application Manager.” Find the uninstalled loan apps and tap on them individually. Under “Permissions,” revoke all permissions granted to the app, including access to contacts, SMS, storage, and location.
  • If you’re still receiving notifications from online loan apps, you can block them directly from your phone’s notification settings. Find the app in your notification list and tap on it. Select the option to “Block notifications” or “Disable notifications.”
  • If online loan apps are harassing you with calls or messages, you can report them to the authorities or relevant organizations. In Nigeria, you can contact the Federal Competition and Consumer Protection Commission (FCCPC) to report predatory lending practices.
  • To prevent online loan apps from accessing your contacts, avoid granting them access during installation. If you’ve already granted access, you can revoke it by following the steps in step 2.

How to Close, Delete, or Deactivate Your SureCredit Account Easily

By
Seun Ogun
-
0
How to Close, Delete, or Deactivate Your SureCredit Account Easily

Are you very desperate to delete Surecredit app after the consistent call and breach if privacy? Or Have you just finished paying back your loan and you want to deactivate your account and taking some little rest? 

This article is for you. In today’s blog post, I will give you self tested method on his I deleted, close and described my sure credit Account yesterday. Do well to read to the end. 

What is SureCredit?

SureCredit is a mobile loan app that offers quick and easy loans to eligible borrowers in Nigeria. The app provides loans ranging from ₦10,000 to ₦100,000 with repayment periods of 91 to 365 days. The app’s annual interest rates vary from 12% to 20%.

Prerequisites for Account Closure

Before you can close your SureCredit account, you need to make sure that you have met the following requirements

  • You have paid all outstanding fees associated with your SureCredit account.
  • You have canceled any automatic payments linked to your SureCredit account.
  • You have downloaded any important information or reports from your SureCredit account.

Steps to Close, Delete, or Deactivate Your SureCredit Account

Step 1: Gather Your Information

Before you contact SureCredit customer support, you will need to gather the following information:

  • Your SureCredit account email address
  • Your SureCredit account password
  • The reason for closing, deleting, or deactivating your account

Step 2: Contact SureCredit Customer Support

Once you have gathered your information, you can contact SureCredit customer support to close, delete, or deactivate your account. You can reach SureCredit customer support by phone at 1-800-578-0778.

When you speak with a customer service representative, please have your account information ready and explain that you would like to close, delete, or deactivate your account. The customer service representative will ask you to verify your identity and may ask you to provide additional information.

Step 3: Verify the Closure, Deletion, or Deactivation of Your Account

After you have spoken with a customer service representative, you should receive a confirmation email from SureCredit. This email will confirm that your account has been closed, deleted, or deactivated.

You can also verify the closure, deletion, or deactivation of your account by logging in to your SureCredit account. If you are able to log in, your account has not been closed, deleted, or deactivated.

What happens to your data when you close, delete, or deactivate your SureCredit account?

When you close, delete, or deactivate your SureCredit account, your data is deleted from SureCredit’s systems. This includes your credit reports, scores, and other personal information.

How you restore your SureCredit account if you change your mind?

If you change your mind and want to restore your SureCredit account, you can contact SureCredit customer support. However, you will need to provide your personal information again and pay a fee to restore your account

Conclusion

Closing, deleting, or deactivating your SureCredit account is a simple process that can be completed by following the steps above. If you have any questions or concerns, please contact SureCredit customer support. If you need more clarification, contact us using our contact Us page.

FAQs

Can loan apps block your BVN?

No, loan apps cannot block your BVN (Bank Verification Number) in Nigeria. Only the Central Bank of Nigeria (CBN) has the authority to block or restrict BVN usage. If a loan app threatens to block your BVN, it is likely a scam and you should not provide them with any personal information.

How do I stop a loan company from accessing my bank account?

To stop a loan company from accessing your bank account, firstly, Contact the loan company and notify them that you are revoking your authorization for them to access your bank account. This will prevent them from initiating any further automatic withdrawals from your account.

From there, Inform your bank about your decision to revoke authorization for the loan company. Request them to block any future automatic withdrawals from your account initiated by the loan company.

Further more, Keep a close eye on your bank statements and account activity to ensure that the loan company is not attempting to withdraw funds without authorization. If you notice any unauthorized withdrawals, promptly report them to your bank and dispute the transactions.

Lastly, if the loan company continues, consider seeking legal counsel. An attorney can assist you in understanding your rights and protecting your interests.

Which loan app locks phone?

In most cases, loan apps cannot remotely lock your phone. However, there have been some instances where loan apps have used DeviceAdmin privileges to lock phones if borrowers default on their payments.

How to Close, Delete, or Deactivate a Naira Loan Account

By
Seun Ogun
-
0
How to Close, Delete, or Deactivate a Naira Loan Account

Do you think you’re done with Naira loan? Do you want to delete the app from your phone or probably deactivate it? 

Look no further, crypto insurance Job her you covered. 

In today article, I will walk you through the process on how to delete, close or deactivate your Naira loan account in some minutes. Do well to follow me to the end of the article. 

What is Naira loan?

Naira loans have become a popular financial platform for many Nigerians, providing quick and easy access to cash for various needs.  They typically offer unsecured personal loans to borrowers within Nigeria and offer quick approval and disbursement of loans, and may require minimal documentation from borrowers.

There are several reasons why you might need to close, delete, or deactivate your Naira loan account. Some common scenario include;

  • Financial constraints: If you are experiencing financial difficulties and can no longer afford to repay your loan, closing or deactivating your account can prevent further debt accumulation.
  • Completion of loan repayment: Once you have fully repaid your Naira loan, closing your account is a good way to maintain a clean financial record.
  • Concerns about account security: If you suspect unauthorized activity on your Naira loan account or have concerns about data privacy, closing or deleting your account can protect your personal information.

Before initiating the account closure process, it is essential to ensure that you have fulfilled all outstanding loan obligations. This includes repaying any remaining loan balance and clearing any accrued interest or fees. Gather any necessary documentation, such as loan statements or repayment records, as this may be required during the closure process.

Steps on How to Close, Delete or Deactivating Your Naira Loan Account

Closing, deleting, or deactivating your Naira Loan account is a straightforward process that can be completed in a few simple steps

Step 1: Settle All Outstanding Debts

Before you can close your Naira Loan account, you must ensure that you have settled all outstanding debts and balances. This includes any remaining loan principal, interest payments, and any late fees or penalties. Once you have cleared all outstanding payments, you can proceed with the account closure process.

Step 2: Contact Naira Loan Customer Support

To initiate the account closure process, you will need to contact Naira Loan customer support. You can reach them through their website, email, or phone number. Provide them with your account details and inform them of your intention to close your account.

Step 3: Provide Necessary Information

Naira Loan customer support will ask you to provide some basic information to verify your identity and account details. This may include your name, email address, phone number, and account number. They may also ask you to provide a reason for closing your account.

Step 4: Confirm Account Closure

Once you have provided all the necessary information, Naira Loan customer support will process your request and confirm your account closure. You may receive a confirmation email or SMS notifying you of the account closure.

In some cases, are alternative options to closing your Naira Loan account entirely. These options include; 

  • Pausing Payments: If you temporarily need a break from loan repayments, you can consider pausing your payments. This will temporarily halt your repayment schedule and prevent any late fees or penalties.
  • Reducing Loan Amount: If you want to reduce your loan amount, you can contact Naira Loan customer service to discuss your options. They may be able to assist in adjusting your loan agreement and reducing your monthly payments.

Conclusion

Thanks for reading to the end of this article. I hope you find this article educative. Now, I have provided you with the tips, and steps you need to close, delete, or deactivate your Naira Loan account. 

FAQs

What happens if online loan is not paid?

Failing to repay an online loan can have severe consequences, such as; 

  • Late fees and penalties: Late payments will incur late fees, and your lender may also charge penalties for non-payment. These additional charges can increase the overall cost of your loan significantly.
  • Damage to your credit score: Late payments and defaults are reported to credit bureaus, which can damage your credit score. A poor credit score can make it difficult to borrow money in the future, and it can also lead to higher interest rates on loans you do qualify for.
  • Collections: If you consistently miss payments, your lender may turn your account over to a collections agency. Collections agencies can be aggressive in their attempts to collect the debt, and they may contact you multiple times a day or week.
  • Legal action: In some cases, lenders may take legal action against borrowers who default on their loans. This could result in a lawsuit, wage garnishment, or even bankruptcy.
  • Impact on employment: In some cases, employers may check your credit history as part of the hiring process. A poor credit score due to unpaid loans could make it more difficult to find a job.

Can loan app access my contact after uninstalling the app?

Whether a loan app can access your contacts after uninstalling the app depends on whether you granted the app access to your contacts and whether the app has stored a copy of your contacts on its servers.

 If you did not grant the app access to your contacts, then it should not be able to access them after uninstalling the app.

 However, if you did grant the app access to your contacts, it is possible that the app has stored a copy of your contacts on its servers. In this case, the app may still be able to access your contacts even after you uninstall it.

How do I stop loan app from calling me?

  • Revoke phone permissions: Go to your phone’s settings and find the “Apps” or “Applications” section. Locate the loan app you want to block and tap on it. Then, find the “Permissions” section and revoke the app’s access to your phone number.
  • Block the app’s phone number: If the loan app is still calling you, you can block its phone number directly. To do this, open your phone’s call log and find the loan app’s number. Long-press on the number and select the “Block” option.
  • Report the app to the authorities: If the loan app is engaging in harassing or threatening behavior, you can report it to the relevant authorities. For instance, if the app is based in the United States, you can report it to the Federal Trade Commission (FTC).
  • Consider legal action: In extreme cases, you may need to consider taking legal action against the loan app. This would likely involve consulting with an attorney to determine your options and assess the potential ramifications.

How to Close, Delete or Deactivate Your Swiftkash Account Easily

By
Seun Ogun
-
0
How to Close, Delete or Deactivate Your Swiftkash Account Easily
Swift cash loan

These days, after I finish using an app and find out that it’s not longer useful, I either delete it or deactivate the app. 

Do you find yourself in such a situation? If so, this article is for you. 

In today’s article, I will show you how to close, delete or even deactivate your SwiftKash account easily. 

What is Swiftkash?

Swiftkash is a Nigerian-based mobile money platform that provides users with a variety of financial services. These services include, Sending and receiving money, Paying bills, Purchasing airtime, and Transferring money to bank accounts

Why you might want to close or deactivate your Swiftkash account

There are a few reasons why you might want to close or deactivate your Swiftkash account. They are not limited to,

  • Moving to a new country: If you are moving to a new country, you will no longer be able to use your Swiftkash account. In this case, it is best to close your account to prevent any unauthorized activity.
  • Switching to a different mobile money platform: If you are switching to a different mobile money platform, you may want to close your Swiftkash account to avoid having multiple accounts.
  • No longer using mobile money services: If you are no longer using mobile money services, you may want to close or deactivate your Swiftkash account to prevent any unwanted charges.

Steps to Close, Delete, or Deactivate Your Swiftkash Account

Closing, deleting, or deactivating your Swiftkash account is a simple process that can be completed in a few minutes. Do you really want to learn the process, keep reading. 

Step 1: Gather your account information

Before you can close your Swiftkash account, you will need to gather some important information,such as:

  • Your registered phone number
  • Your email address
  • Your password
  • Your account number (optional)

Step 2: Log in to Your Swiftkash Account

Open the Swiftkash app on your mobile device and enter your phone number and password.

Step 3: Navigate to the Settings Menu

Tap on the three lines in the top left corner of the screen to open the menu. Then, select the “Settings” option.

Step 4: Select the “Account” Option

Under the “Settings” menu, you will see a list of options. Select the “Account” option.

Step 4: Click on the “Close, Delete, or Deactivate Your Account” Link

At the bottom of the “Account” screen, you will see a link that says “Close, Delete, or Deactivate Your Account.” Click on this link.

Step 5: Choose the Reason for Closing Your Account

A new screen will appear asking you to choose the reason for closing your account. Select the reason that best applies to you.

Step 6: Enter Your Password and Confirm Your Decision

You will be asked to enter your password one last time to confirm your decision to close your account. Once you have entered your password, click on the “Close Account” button.

Step 7: Your Swiftkash Account Will Be Closed

Your Swiftkash account will be closed immediately, and you will no longer be able to access it.

Steps on how to close or deactivate your Swiftkash account

To close or deactivate your Swiftkash account, you can follow these steps:

  • Log in to your Swiftkash account.
  • Click on the “Profile” tab.
  • Click on the “Settings” button.
  • Scroll down to the “Account Management” section.
  • Click on the “Close or Deactivate Account” link.
  • Select the reason for closing or deactivating your account.
  • Enter your password and click on the “Confirm” button.
  • Your Swiftkash account will be closed or deactivated immediately.

That said, if you are looking for an alternative to Swiftkash, there are a few other mobile money platforms that you can use in Nigeria, kindly take note of the following; 

MTN Xpress

9mobile Money

Glo Mobile Money

UBA Cash

Fidelity Bank Mobile Money

Conclusion

Closing, deleting, or deactivating your Swiftkash account is a straightforward process that can be completed in a few minutes. If you no longer need or use the service, or if you are concerned about privacy and security, closing your account is the best way to protect your personal information and finances.

FAQs

Is Swiftkash still operating?

No, Swiftkash is no longer operating. The Federal Competition and Consumer Protection Commission (FCCPC) delisted Swiftkash and 35 other digital money lending apps in July 2023 due to non-compliance with regulatory requirements.

Is Swiftkash loan approved by CBN?

No, Swiftkash is not approved by the Central Bank of Nigeria (CBN). Swiftkash was one of the 35 illegal loan apps delisted by the Federal Competition and Consumer Protection Commission (FCCPC) in July 2023. The FCCPC found that Swiftkash was operating without the necessary licenses and approvals from the CBN and was engaging in unfair practices such as charging excessive interest rates and harassing borrowers. As a result, Swiftkash is no longer allowed to operate in Nigeria.

Best Option trading in Nigeria – Best Forex Trading Platform in Nigeria

By
Seun Ogun
-
0
Best Option trading in Nigeria – Best Forex Trading Platform in Nigeria

Do you just want to start trading crypto currencies online? Are you looking for the best platform out there to start with? If so, you’re on the right blog. 

Nigeria is a rapidly growing economy with a large and increasingly affluent population. As a result, there is a growing demand for online trading platforms that allow Nigerians to trade options and forex. However, with so many different platforms available, it can be difficult to know which one is right for you.

Let’s get started. 

What is Options Trading?

Options trading is a form of investment that allows traders to speculate on the future price of an underlying asset. When you buy an option, you are buying the right, but not the obligation, to buy or sell the underlying asset at a predetermined price (strike price) on or before a certain date (expiration date).

There are two main types of options,  calls and puts. A call option gives the buyer the right to buy the underlying asset at the strike price, while a put option gives the buyer the right to sell the underlying asset at the strike price.

Options trading can be a complex and risky investment strategy. However, it can also be a very profitable one. If you are considering trading options, it is important to understand the risks involved and to do your research carefully.

What is Forex Trading?

Forex trading is the buying and selling of different currencies. It is the most traded market in the world, with an average daily trading volume of over $6.6 trillion.

Forex traders speculate on the future price of one currency relative to another. For example, if you think that the US dollar will strengthen against the euro, you could buy US dollars and sell euros.

Forex trading can be a complex and risky investment strategy. However, it can also be a very profitable one. If you are considering trading forex, it is important to understand the risks involved and to do your research carefully.

Top 5 Best Options and Forex Trading Platforms in Nigeria

  1. XTB
  2. AvaTrade
  3. MetaTrader 4
  4. BlackBull Markets
  5. OctaFX

1 XTB

XTB  is a global online broker offering forex and CFD trading services to retail and institutional clients. 

The company is regulated by the world’s biggest supervision authorities including the FSC, FCA, KNF and CySec. 

XTB is one of the largest stock exchange-listed FX brokers in the world, with over 15 years of experience. The company offers a variety of trading platforms, including the award-winning xStation platform. XTB also offers a wide range of forex and CFD trading instruments, as well as competitive spreads and commissions.

2. AvaTrade

This is a global forex and CFD broker that offers a variety of trading platforms and tools for traders of all levels of experience. AvaTrade is regulated by multiple financial authorities around the world, and it offers a wide range of forex and CFD trading products, including major currency pairs, exotic currency pairs, commodities, indices, and cryptocurrencies.

AvaTrade Trading Tools

AvaTrade offers a variety of trading tools to help traders make informed decisions. AutoChartist is a technical analysis tool that automatically identifies potential trading opportunities. 

AvaProtect is a risk management tool that can help traders protect their profits. AvaSocial is a social trading platform that allows traders to copy the trades of other successful traders.

AvaTrade Account Types

AvaTrade offers a variety of account types to suit the needs of all traders. Standard accounts are the most basic type of account, and they are suitable for beginners. ECN accounts offer tighter spreads, and they are suitable for experienced traders. VIP accounts offer the best trading conditions, and they are suitable for high-volume traders.

AvaTrade offers 24/5 customer support in multiple languages. Traders can contact AvaTrade customer support by phone, email, or live chat.

3. MetaTrader 4

MetaTrader 4 (MT4) reigns supreme, a testament to its versatility, user-friendliness, and robust feature set. Developed by MetaQuotes Software Corporation, MT4 has captivated traders of all levels, from novices venturing into the forex world to seasoned professionals navigating complex trading strategies.

MT4 equips traders with an extensive charting tools, empowering them to conduct in-depth technical analysis. Over 30 technical indicators, ranging from simple moving averages to complex oscillators, provide traders with valuable insights into market trends and potential price movements. 

Additionally, nine timeframes enable traders to analyze price movements across various time horizons, adapting their strategies accordingly.

4. BlackBull Markets

 This a global forex and CFD broker that offers a variety of trading platforms, including MetaTrader 4, MetaTrader 5, and WebTrader. They also offer a proprietary copy trading platform called BlackBull CopyTrader.

Founded in New Zealand in 2003, the company has established a strong reputation for its reliable execution, competitive pricing, and commitment to trader education. BlackBull Markets is regulated by two of the world’s most respected financial authorities, the Australian Securities and Investments Commission (ASIC) and the Financial Conduct Authority (FCA).

They are also a member of the Financial Markets Association (FMA).

5. OctaFX

OctaFX is a well-established online broker that has carved a niche for itself in the global forex and CFD trading landscape. 

Founded in 2011, the company has steadily expanded its reach, catering to a diverse clientele across Asia, Africa, the Middle East, and beyond. Headquartered in Saint Lucia, OctaFX operates under the regulatory oversight of the Financial Services Commission (FSC).

  OctaFX boasts an impressive arrey of trading products, encompassing over 35 currency pairs, gold and silver, four indices, 150 stocks, and 30 cryptocurrencies.

OctaFX offers a variety of account types to suit different trading styles and risk profiles. These include:

  1. Micro Account: Designed for beginner traders, offering micro lots and lower minimum deposits.
  2. Pro Account: Ideal for experienced traders, providing tighter spreads and higher leverage.
  3. ECN Account: Aimed at professional traders seeking direct market access with ultra-low spreads.
  4. PAMM Account: Enables investors to participate in managed trading strategies.
  5. Islamic Account: Compliant with Sharia principles, offering swap-free trading.

OctaFX is known for its competitive trading conditions, characterized by tight spreads, low commissions, and no hidden fees. The broker employs a transparent pricing model, ensuring traders are well-informed about their trading costs.

Conclusion

Thanks for reading to this end. That’s all about Best Option trading in Nigeria and Best Forex Trading Platform. I hope you find you well. 

FAQs

Is OctaFX legit in Nigeria?

OctaFX is a legitimate forex broker that is not regulated by the Central Bank of Nigeria (CBN). However, it adheres to international financial regulations and best practices, providing Nigerian traders with a secure and efficient trading experience. The company has been in operation since 2011 and has won numerous awards, including the “Best Forex Broker Nigeria 2022” award from the Global Banking And Finance Review.

What is the minimum amount to trade on OctaFX in Nigeria?

The minimum deposit for OctaFX in Nigeria is 15,000 NGN.

However, please note that OctaFX offers a variety of account types with different minimum deposit requirements. The minimum deposit for the Pro Account is 100 USD, while the minimum deposit for the ECN Account is 500 USD.

Can I trade forex with $10?

Technically, it’s possible to trade forex with $10, but it is not advisable. Forex trading is a risky endeavor, and it is generally recommended to have a larger starting capital to be able to withstand potential gain. 

How to Close, Delete, or Deactivate Your Aella Credit Account Easily

By
Seun Ogun
-
0
How to Close, Delete, or Deactivate Your Aella Credit Account Easily

Are you ready to deactivate your Aella credit account? If so, you’re at the right place. I will guide you through all the requirements that you need to deactivate your account. 

Make sure you read this article to the very end so that by the end of the day, you will be able to close, delete or deactivate your Aella Credit account easily. 

Without wasting much of our precious time, let’s get started. 

What is Aella Credit?

Aella Credit is a fintech company that provides digital financial services to individuals and businesses in emerging markets. It was founded in 2015 by Akin Jones and has since expanded to offer a variety of products, including loans, savings accounts, insurance, and payments. Aella Credit is headquartered in Lagos, Nigeria and operates in several African countries.

Temporary Closure versus Permanent Deactivation, which is better? 

Aella Credit offers two options for account closure, they include; temporary closure and permanent deactivation.

What is temporary Closure

 A temporary closure pauses all account activity, including transactions and loan repayments. The account can be reactivated at any time without incurring additional fees.

What is Permanent Deactivation

Permanent deactivation results in the complete closure of the account. All data associated with the account is deleted, and the account cannot be reactivated.

Eligibility for Account Closure

Before initiating account closure, it’s essential to ensure that the account meets the eligibility criteria:

Settled Outstanding Balances and Fees: All outstanding balances, including loan amounts, interest charges, and late fees, must be settled in full before proceeding with account closure.

Compliance with Aella Credit’s Terms and Conditions: The account holder must be in compliance with all terms and conditions outlined in Aella Credit’s user agreement

Steps on How to Close, Delete, or Deactivate Your Aella Credit Account

Step 1: Log in to your Aella Credit account.

Go to the Aella Credit website and enter your email address and password.

Step 2: Navigate to the “Settings” menu.

  • Click on the three lines in the top left corner of the screen to open the menu.
  • Select the “Settings” option.

Step 3: Select the “Close Account” option

  • Scroll down to the bottom of the page and click on the “Close Account” button.

Step 4: Confirm that you want to close your account.

  • Read the message carefully and make sure you understand the consequences of closing your account.

Click on the “Confirm” button to proceed.

Step 5: Your Aella Credit account will be closed and your data will be deleted.

  • You will receive a confirmation email from Aella Credit stating that your account has been closed.

What happens to my outstanding balance if I close my Aella Credit account?

You will still be responsible for paying your outstanding balance even after you close your account.

Aella Credit will continue to send you statements and reminders until your balance is paid in full.

Can I reopen my Aella Credit account after I close it?

Yes, you can reopen your Aella Credit account at any time.

However, you will need to go through the application process again.

What are the alternatives to closing my Aella Credit account?

There are a few alternatives to closing your Aella Credit account.

You can consider the freezing your account. This will prevent you from using your account, but your account will not be closed and your data will not be deleted.

Conclusion

Thanks for reading to the end of the article. Now, 

closing your Aella Credit account is a straightforward process that can be completed in just a few minutes. If you are no longer using your account or if you have decided to switch to another provider, we recommend that you close your account to avoid any unnecessary fees or charges.

FAQs

Is Aella credit registered?

Yes, Aella Credit is a registered company in Nigeria. It is duly incorporated as a private limited liability company under the Companies and Allied Matters Act Cap C20, LFN 2004. Its Companies and Allied Matters Act Cap C20, LFN 2004. Its registration number is RC146914. Aella Credit is also authorized to provide short term unsecured loans. 

How much can aella borrow me?

Aella Credit typically offers loans of ₦2,000 to ₦1,500,000 with a tenor of 61 days to 365 days. Your loan offer will be based on a variety of factors, including your credit score, income, and debt-to-income ratio.

 To check your eligibility for an Aella Credit loan, you can download the Aella app and create an account. Once you have created an account, you can click the “Check Eligibility” button to see how much you are eligible to borrow.

Who is the owner of Aella loan app?

Aella Credit was founded in 2015 by Akin Jones and Wale Akanbi. Jones is an entrepreneur with a background in investment banking and private equity. Akanbi is a technologist with a background in software development and systems engineering.

Best Banks for Your Salary Account in Nigeria

By
Seun Ogun
-
0
Best Banks for Your Salary Account in Nigeria

Determining the best bank for your salary account is a crucial decision that can impact your financial well-being and day-to-day money management. 

In Nigeria, a myriad of banking institutions offer competitive services tailored to the needs of salaried employees, from seamless transactions to attractive interest rates and benefits. 

In this blog post, we’ll go into the top banks that have not only stood the test of time with their reliability and customer satisfaction but also consistently innovate to provide features that maximize your earnings and facilitate your financial planning. 

Whether you’re a fresh graduate about to receive your first paycheck, a seasoned professional looking to switch banks, or simply curious about the finance in Nigeria, our roundup of the best banks for salary accounts will provide you with the insights needed to make an informed choice.

What is a Salary Account?

Salary accounts are a great way for employees to make the most of their money by taking advantage of additional benefits and higher interest rates. 

In Nigeria, there are a number of banks that offer special benefits for salary accounts, including waived or discounted fees, higher interest rates, and exclusive access to certain services. These banks are the best option for anyone looking to open a salary account in Nigeria.

One of the biggest advantages of salary accounts is the higher interest rates they typically offer. This allows you to earn more interest on your money, meaning more money in your pocket at the end of the month.

In addition, most Nigerian banks have lower charges for salary accounts, meaning you can save more money by not having to pay for certain transactions.

In addition to higher interest rates and lower fees, salary accounts are often linked to other benefits. These can include access to investment options, insurance coverage, and discounts on banking services. Some banks even offer exclusive access to certain services, such as credit cards, that may not be available to regular savings accounts.

Salary accounts can be opened in any Nigerian bank, which makes it easy to switch banks if you ever need to. Most banks offer online banking services, allowing you to manage your salary account, check balances, transfer funds, and more. With so many benefits and options, it’s no wonder why salary accounts are becoming so popular in Nigeria.

If you’re looking for the best banks for salary accounts in Nigeria, you can’t go wrong with any of the major banks. T know the Top best Salary account in Nigeria, make sure you read this article to the end. 

Account Features

Nigeria has some of the best banks offering salary accounts with great features and benefits. These banks are providing 24/7 mobile banking, making it easy to access your account from anywhere. 

Through the mobile app, you can easily transfer funds, pay bills, and recharge your phone. They also provide ATM cards for cash withdrawals, allowing you to withdraw money at any time.

The salary accounts come with several additional benefits, such as interest on savings, zero balance account facility, online shopping and recharge, priority pass for airport lounges, dedicated relationship manager, insurance and investment benefits, loan and credit card facility, international debit cards, free cash deposit and withdrawal, customized banking solutions, 24/7 customer service support, and corporate banking solutions.

The banks also provide insurance and investment benefits, where you can get coverage against financial risks and make profitable investments. 

With the loan and credit card facility, you can easily access funds in case of emergencies. The international debit cards make it easy for you to make purchases from any part of the world. The free cash deposit and withdrawal allows you to deposit and withdraw money from ATMs without any charges.

These banks are offering a comprehensive range of services and features, making them the best banks for salary accounts in Nigeria. 

With their dedicated customer service support, you can easily get any queries or issues resolved quickly. So, if you are looking for a reliable and secure salary account, these banks can provide you with the best services and features.

Eligibility & Documents

There are certain criteria that you should consider before making your decision.

Firstly, all prospective salary account holders must be at least legal age in their country of residence. To open a salary account, customers must present a valid government-issued photo identification. Other documents such as proof of address, salary slips, a letter of employment, and/or a tax identification number may also be necessary. Some banks may also require a minimum monthly salary to open a salary account. Customers may be required to provide additional documents such as bank statements, pay stubs, or direct deposits to open a salary account.

Certain banks may offer different packages and features for salary accounts. It is important to read the fine print to understand the terms and conditions of each account. For example, some salary account packages may offer discounts or other benefits such as free ATM withdrawals. Others may have higher interest rates or more favorable terms.

Application Eligibility

With the Central Bank of Nigeria (CBN) regulating all the banks in Nigeria, customers must meet certain criteria in order to open a salary account. 

This includes having a minimum annual income, being employed with a registered company, and providing proof of identity. Banks may also require customers to provide additional documents such as a bank statement, letter from employer, or proof of address.

Some banks may have additional requirements, such as a minimum balance or monthly transactions, for customers who want to open a salary account. Additionally, some banks may have restrictions on the types of salary accounts they offer, such as only offering a salary account for employees of certain companies or industries.

The good news is that there are many banks in Nigeria that offer salary accounts, so customers have plenty of options to choose from. Customers should compare the different banks and their services to find the one that offers the best features and services for their needs. 

Best banks for salary account in nigeria without bvn

Finding the right bank for your salary account can be a daunting task. With the numerous banks operating in Nigeria, it can be difficult to know which one to choose. However, there are several banks that stand out as the best for salary accounts in Nigeria.

1 GTBank

This  is one of the best banks for salary accounts in Nigeria. It offers competitive interest rates, low charges for transactions, and excellent customer service. GTBank is also one of the largest banks in the country, and it has branches located all over the country.

2. FCMB

FCMB is another great bank for salary accounts in Nigeria. It has a wide range of banking services and products, and its branches are located all over the country. FCMB also offers competitive interest rates and great customer service.

3.Fidelity Bank

This is one of the largest and most respected banks in Nigeria. It offers competitive interest rates and great customer service. Fidelity Bank also offers a wide range of banking services and products.

4. UBA

UBA is one of the most popular banks for salary accounts in Nigeria. It offers great customer service, competitive interest rates, and a wide array of banking services and products. UBA is also one of the largest banks in the country, and it has branches located all over the country.

5. Stanbic IBTC

This is another popular choice for salary accounts in Nigeria. It offers competitive interest rates, low charges for transactions, and excellent customer service. Stanbic IBTC is also one of the largest banks in the country, and it has branches located all over the country.

6. Access Bank

This  is another great option for salary accounts in Nigeria. It offers competitive interest rates, low charges for transactions, and excellent customer service. Access Bank is also one of the largest banks in the country, and it has branches located all over the country.

Conclusion

Thanks for reading to the end. That’s all about best bank for salary account. Weather you’re a student, worker, or salary earner, this banks that I have listed will meet your needs. Thank you. 

FAQs

How can I open salary account in Nigeria?

To open a salary account in Nigeria, you will need to meet the following eligibility requirements;

  • Be a resident of Nigeria
  • Be employed by a company that has a salary domiciliation agreement with the bank
  • Be at least 18 years old

 If you meet the eligibility requirements, you will need to gather the following documents;

  • Valid ID card (International Passport, Driver’s license, National ID, Permanent Voter’s Card)
  • Company I.D Card
  • Introduction letter from employer

 Once you have gathered the required documents, you can either visit your employer’s preferred bank or open an account online. If you are opening an account online, you will need to have a valid email address and mobile phone number.

These are the steps on how to open a salary account online:

  • Go to the website of the bank you would like to open an account with.
  • Click on the “Open Account” button.
  • Select the “Salary Account” option.
  • Enter your personal information, including your name, date of birth, and contact information.
  • Upload a copy of your valid ID card and company I.D card.
  • Attach a scanned copy of your introduction letter from your employer.
  • Review the terms and conditions of the account and agree to them.
  • Submit your application.

That’s how to create your salary account in Nigeria. 

What is the minimum deposit for salary account?

The minimum deposit for a salary account in Nigeria varies depending on the bank. However, most banks do not require a minimum deposit to open a salary account.

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