Getting an Opay ATM card, debit card, and account number can enable you to easily access and manage your finances on the go. As someone who is always travelling for work, I was looking for a convenient way to withdraw cash, make payments, and transfer funds without having to carry too much cash or rely only on my primary bank account.
That’s when I came across Opay and decided to sign up. In this detailed guide, I will explain the complete step-by-step process of getting an Opay account, ATM card, and debit card so you can start enjoying the benefits of their digital banking services.
How to Set Up Your Opay Account
To get started with Opay, you need to first create an account. Here are the quick and simple steps to do so:
Step 1: Download the Opay App
The first thing you need to do is download the Opay mobile app from the Google Play Store or Apple App Store onto your Android or iOS device.
Step 2: Register for a New Account
Once the app is installed, open it and tap on “Register” to begin the registration process. Enter your phone number and set a password to create your Opay account.
Step 3: Verify Your Identity
You will then need to verify your identity by providing your valid ID details like your name, date of birth, etc. for security purposes. Opay will verify this information against government records.
Step 4: Add Basic Details
Next, add some basic details like your address, job details, etc. to complete your account profile. You can also upload a selfie for added verification later on.
How to Apply for an Opay ATM Card
Now that your Opay digital wallet account is set up, here are the steps to request an Opay virtual and physical ATM card
Step 1: Go to ‘Cards’ Section
Open the Opay app and tap on the ‘Cards’ section on the home screen.
Step 2: Select ‘Apply for ATM Card’
Look for the ‘Apply for ATM Card’ option and tap on it to initiate the application process.
Step 3: Enter CKYC Details
You will be asked to provide your key identification details like your PAN number and Aadhaar number for Central KYC verification.
Step 4: Choose Card Type
Select whether you want a virtual or physical Opay ATM card. A virtual card lets you do online transactions right away!
Step 5: Activate & Use Card
Your virtual card will be activated instantly for use. The physical card takes 7-10 days to deliver at the registered address.
How to Apply for an Opay Debit Card
Step 1: Go to ‘Cards’ Section
Just like for the ATM card, go to the ‘Cards’ section in the Opay app.
Step 2: Select ‘Apply for Debit Card’
Look for and tap on the ‘Apply for Debit Card’ option.
Step 3: Enter Details
Enter your basic details such as name, date of birth, email, etc.
Step 4: Pay Issuance Fee
Pay a fee of Rs. 100-150 via various payment modes for debit card issuance.
Step 5: Verify Details
Verify all the details you entered are correct before proceeding forward.
Step 6: Choose Card Type
Select whether you want a regular or premium Opay debit card. The debit card will be dispatched within 7-10 working days. Track it from the app.
How to Link Your Bank Account
Step 1: Select ‘Link Bank Account’
Go to the ‘Profile’ section and tap on ‘Link Bank Account’.
Step 2: Verify Your Bank
Select your bank from the list of supported banks.Enter the IFSC code and account number.
Step 3: Initiate Verification
Opay will initiate a two-step verification process with your bank to link the account.
Step 4: Deposit Verification Amount
Your bank will deposit a small amount for verification. Enter the amount on Opay.
Step 5: Account Linked Successfully
Once verified, your bank account will be successfully linked to your Opay wallet.
Now you can start using your Opay ATM card to withdraw and deposit cash from ATMs as well as make payments at stores:
Frequently Asked Questions
How do I retrieve my OPay account?
To retrieve your OPay account registration number if you have lost it but still have access to the associated email address, follow these steps:
- Contact Opay support through their official channels, such as their website or customer service hotline. Inform them about your situation and provide your email address.
- Opay may ask you to provide additional information to verify your identity and account ownership, such as your full name, phone number, and other details associated with your account.
- Follow Opay’s instructions on retrieving your OTP (One-Time Password) using your email address.
If you have upgraded your account to Tier 3, you can request an affidavit stating that you are the owner of the lost SIM card and wish for Opay to transfer the funds to a new account. Send the affidavit through your verified email to ng-internalcontrol@opay-inc.com, ng-antifraud@opay-inc.com,customerservice@opay-inc.com, or ng-support@opay-inc.com.
How do I check my OPAY account balance?
Go to the ‘Accounts’ section in the Opay app to view your current balance across all linked bank accounts and wallets.
How do I report a lost Opay card?
If your card is lost or stolen, login to your Opay account > Cards > Report Lost/Block Card. Opay will immediately block the card to prevent misuse.
Conclusion
I hope this detailed step-by-step guide helped explain how you can easily obtain an Opay ATM card, debit card as well as link your bank account with the digital wallet account for securely conducting financial transactions on the go. Opay provides a seamless and user-friendly platform for cashless payments and money transfers. Do let me know if you have any other questions!
