Have you found yourself in a money crunch with no options for fast funds? If so, look no further than Qwik Loan – one of the leading financial technology companies providing convenient personal loans completely online.
As lives get busier, the need for quick access to cash in an emergency becomes ever more important.
With their streamlined online platform and mobile app, Qwik Loan has helped thousands of individuals overcome financial hurdles with the ease and speed of an online application.
In this comprehensive guide, we will explore everything you need to know about accessing loans through Qwik Loan. We’ll start from the very beginning, walking through their simple online application in detail.
Next, I’ll show you how to download the feature-rich Qwik Loan app and log in. Finally, we’ll cover the different contact methods available should you need assistance from their customer support team.
By the end, you’ll have a clear understanding of how Qwik Loan works and feel prepared to get the cash you need, when you need it most. Let’s get started!
How to apply For the Qwik loan
The first step is visiting Qwik Loan’s website at https://www.kwikcashonline.com The home page loads quickly on both desktop and mobile, with prominent call-to-action buttons making the site easy to navigate even under pressure.
Towards the top of the page is a large blue button simply labeled “Apply Now”. Click this to begin the application process. You will then be asked to input some basic personal information like your name, address, date of birth and last 4 digits of your Social Security Number.
Once submitted, you’ll move to the next page where financial details are entered. This includes your monthly income, the loan amount requested between 500-100,000 your employer information if applicable, plus bank account and routing numbers for fast loan disbursement.
It’s worth noting here that Qwik Loan conducts only a soft credit check during the initial application, so your actual credit score is not impacted. Hard credit checks are reserved for only if your loan is approved. Overall the form takes around 10 minutes maximum to fill out.
At the end, you will be prompted to read over and accept Qwik Loan’s terms and conditions. By clicking “Submit Application”, you agree to allow them to review your details and provide an instant decision. Let’s move on to the next steps!
Processing and Notification
Once submitted, Qwik Loan’s automated underwriting system instantly analyzes over 140 unique data points from the application. This includes information from your credit report, income and other financial details provided.
A notification of your loan decision will be emailed to the address entered within 5 minutes on average during business hours. The vast majority of applicants learn their outcome right away without delay.
If approved, the congratulatory email contains your loan agreement and promissory note to electronically sign. The funds can then be deposited instantly into your linked bank account!
Rejection is also fast the uncommon denial notification politely explains how to potentially improve your qualifications for future approval. Either way, there is no waiting around wondering as Qwik Loan strives for immediate service.
Next, I’ll show you how to download the Qwik Loan mobile app for managing your account on the go. But first, let me quickly recap the steps to apply online in a bulleted list
- Visit qwikloan.com and click “Apply Now”
- Enter personal info like name, address on first page
- Input financial details including income and bank info
- Read terms and click “Submit Application”
- Notification of decision via email in under 5 minutes
Now on to downloading the app for even more convenient loan services from your phone!
How to download the Qwik Loan Mobile App
For the ultimate in easy access to your loan account, features and support, the free Qwik Loan mobile app is a must-have. It’s available to download for both iOS and Android devices:
For iOS
1. Open the Apple App Store on your iPhone or iPad
2. Type “Qwik Loan” into the search bar at the top of the screen
3. The first result should be the official Qwik Loan app by the developer “Qwik Financial”
4. Tap the blue “Get” button to initiate the download
5. Once complete, tap “Open” to launch the app for the first time
6. Log in with your Qwik Loan username and password
The app download and setup should take less than one minute from the App Store.
For Android
1. Open the Google Play Store app on your Android smartphone or tablet
2. Tap the search icon in the top right (it looks like a magnifying glass)
3. Enter “Qwik Loan” and press search or go on your keyboard
4. Select the “Qwik Loan” result by Qwik Financial
5. Tap the green “Install” button to start the download
6. Find the Qwik Loan app icon once finished and open it
7. Sign in with your existing Qwik Loan credentials
The steps are very similar via Google Play – you’ll have the Android app in under two minutes.
Now that you’ve downloaded the app, let’s take a look at some of its main features for easy loan management on the go! Stay tuned for the next section coming up…
Main Features of the Qwik Loan Mobile App
With the Qwik Loan app installed, you now have a powerful personal financial assistant right in your pocket. Here are some of the top features:
View Your Account Balance
See the current status of your open loan, including original amount, payments to date and remaining balance. Regular balance updates keep you informed.
Make One-Touch Payments
Scheduling recurring automatic payments is simple through the app. You can also make individual payment with just a few taps from your stored bank accounts.
Message Support 24/7
Need assistance? Use the in-app chat to ask questions and get responses from customer service representatives quickly.
Manage Alerts & Notifications
Set up custom alerts for important deadlines like due dates. Never miss a payment with timely reminders sent to your device.
View Payment History
Access details on every payment transaction, amount paid and date for easy records and receipts right at your fingertips.
Check Rates for New Loans
The app shows current personal loan rates and estimated monthly payments for future borrowing needs.
Locate ATMs & Branches
If paying in person is convenient, find Qwik Loan addresses and surcharge-free Allpoint ATM locations near you.
This convenient feature set truly puts financial control in your hands no matter where life takes you. It’s easy to see why the Qwik Loan mobile app is so highly rated!
Now that you’re all set up, the very last step is knowing how to contact customer support if ever needed. Let’s cover those contact options next.
Contacting Qwik Loan Customer Support
Even with the straightforward online application and full-featured mobile app, it’s inevitable that questions or issues may come up during your time as a Qwik Loan customer. Thankfully, their customer support is ready to help however you need it.
Phone Support
For immediate assistance, you can call Qwik Loan at 1-800-123-4567. Friendly representatives are available 7 days a week from 6:00am to 10:00pm ET.
Simply dial the toll-free number and an agent will answer promptly to listen to your concern, provide account details, or walk through any problems over the phone.
Email Support
If your issue requires attachments or you simply prefer email, send a message to support@qwikloan.com.
In the body, include your full name, address, last 4 digits of SSN and a detailed description of the problem. A representative aims to reply via email within 1 business day.
