How to deactivate, close or delete NiceNaira Account

Are you having trouble deactivating, closing, or deleting your NiceNaira account? Look no further! In this blog post, we will guide you through the process of closing, deleting, or deactivating your NiceNaira account. 

Whether you’re looking to remove your data from an online loan platform or simply want to close your account, we’ve got you covered. With our easy-to-follow steps, you’ll be able to deactivate, close, or delete your NiceNaira account in no time. So, let’s get started

What is NiceNaira?

NiceNaira is an online financial platform that offers a range of services to its users. It provides a convenient way to manage finances, transfer funds, and make online payments. 

NiceNaira has gained popularity due to its user-friendly interface and secure transactions. However, if you no longer wish to use the platform, it’s essential to understand how to deactivate, close, or delete your NiceNaira account properly.

Reasons to Deactivate, Close, or Delete NiceNaira Account 

There are several reasons why you may want to deactivate, close, or delete your NiceNaira account. Let’s explore some common scenarios:

1. Inactivity: If you haven’t been using your NiceNaira account for an extended period, you may decide to deactivate or close it to minimize your online presence.

2. Security Concerns: In the unfortunate event of a security breach or unauthorized access to your account, it’s crucial to deactivate or delete your NiceNaira account to protect your personal and financial information.

3. Switching to Alternatives: You might find another online financial platform that better suits your needs and offers additional features. In such cases, closing your NiceNaira account becomes necessary.

4. Privacy: Concerns about data privacy and the collection of personal information may prompt you to deactivate or delete your NiceNaira account.

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5. Simplifying Finances: If you’re streamlining your financial activities and reducing the number of online accounts you manage, closing your NiceNaira account can be a part of that process.

Before proceeding with the account closure process, there are a few essential steps to consider:

1. Backup Your Data: Before deactivating or deleting your NiceNaira account, ensure that you have backed up any important data or transaction history that you may need in the future.

2. Cancel Subscriptions: If you have any active subscriptions linked to your NiceNaira account, make sure to cancel them before closing your account. This will prevent any unexpected charges or recurring payments.

3. Communication Records: If you have ongoing discussions or important communication within the NiceNaira platform, it’s wise to save or take screenshots of those conversations for future reference.

4. Outstanding Transactions: Review your account for any pending or incomplete transactions. It’s important to resolve these before initiating the account closure process.

5. Account Recovery Options: Familiarize yourself with the account recovery options provided by NiceNaira in case you change your mind or need to reactivate your account in the future.

By completing these steps, you’ll be better prepared to deactivate, close, or delete your NiceNaira account without any complications.

How to Deactivate, Close, or Delete NiceNaira Account

Once you have completed all the necessary preparations and reviewed the previous steps, you are ready to deactivate, close, or delete your NiceNaira account. After my research, I found out that the steps for closing, deleting and deactivating is the same. Kindly follow these process. 

1. Log in to your NiceNaira account using your credentials.

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2. Navigate to the account settings or profile section.

3. Look for the option to deactivate, close, or delete your account. This may be labeled differently, so pay attention to the wording or icons used.

4. Follow the prompts and confirm your decision to deactivate, close, or delete your NiceNaira account.

5. Provide any additional information or feedback as requested.

6. Verify your identity, if required, to ensure the account closure is authorized.

7. Review the closure confirmation message provided by NiceNaira.

By following these steps, you will successfully deactivate, close, or delete your NiceNaira account.


In conclusion, deactivating, closing, or deleting your NiceNaira account is a straightforward process if you follow the necessary steps. By taking these steps, you can ensure a smooth account closure experience on NiceNaira and maintain control over your online presence and financial information. Thanks for reading. 


Can loan apps access my contacts?

Yes, loan apps can access your contacts. When you install a loan app, it may request permission to access your contacts. This permission request is typically presented to you during the app installation process. However, Google has announced plans to restrict loan apps on its Play Store from accessing sensitive user data such as photos, videos, and contacts.

Can a loan app lock my phone?

Yes, a loan app can lock your phone if you default on payment. Google has developed an app called Device Lock Controller that enables device management for credit providers.

Can a loan app block my BVN?

loan app cannot block your BVN. However, loan apps can block your BVN on their app and prevent you from getting loans from other loan apps.

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