How to Close, Delete, or Deactivate Your Easemoni Account Easily

Are you looking to simplify your digital life by closing or deactivating an account you no longer use? 

Perhaps Easemoni, the online loan service platform, is one such account that you’re ready to say goodbye to. Whether you’ve settled all outstanding loans or simply decided to move on to other services, the process of securely and permanently deleting or deactivating your Easemoni account can seem hard.

However, with the right guidance, it will be a straightforward and hassle-free process. 

In this blog post, I will walk you through the steps to close, delete, or deactivate your Easemoni account easily, ensuring your personal information is safely handled and that you leave no loose ends to worry about.

What is Easemoni?

EaseMoni is an instant personal cash loan app in Nigeria with a microfinance banking license from the Central Bank of Nigeria. 

It provides market-competitive credit loan and consumer financial services to people in Nigeria, Egypt, Pakistan, Indonesia, Mexico, Colombia, and other places. Its goal is to meet people’s needs with safe and efficient products and services.

Easemoni, a prominent digital wallet provider in Nigeria, has gained attention among individuals seeking seamless financial transactions. 

Easemoni provides users with two primary options for account management: temporary deactivation and permanent account closure. 

Temporary deactivation allows users to pause their account activities for a specific period without completely terminating their association with Easemoni. This option is particularly useful for individuals taking a break from using the platform or experiencing temporary financial constraints.

Ok the other hand, Permanent account closure, signifies the complete termination of an Easemoni account. This option is suitable for users who no longer require Easemoni’s services and wish to permanently remove their personal information from the platform. 

Before starting the account closure process, it is crucial to ensure that your Easemoni account is in good standing. Review your account balance and settle any outstanding payments to prevent potential complications and, back up any important data or transaction history that you may need for future reference.

Steps to Temporarily Deactivate Your Easemoni Account

• Log in to your Easemoni account and navigate to the ‘Settings’ or ‘Profile’ section.
• Locate the ‘Account Deactivation’ option and select the ‘Temporary Deactivation’ sub-option.
• Read the deactivation terms and conditions carefully. Once you have reviewed the information, click on the ‘Confirm Deactivation’ button to proceed.

Steps to Permanently Close Your Easemoni Account

• Log into Easemoni Account,
• Locate the ‘Account Closure’ option within the account settings menu.
• Provide the necessary information, such as your account details and reasons for closure.
• Review the account closure confirmation message carefully. Click on the ‘Confirm Account Closure’ button to proceed.

Reasons for Closing, Deleting, or Deactivating Your Easemoni Account

There are several reasons why you might want to close, delete, or deactivate your Easemoni account. Common reasons include:

• No longer using Easemoni services: If you no longer use Easemoni to manage your finances, it makes sense to close your account to prevent any potential security risks or unwanted charges.
• Seeking a different mobile money platform: If you’ve found a more suitable mobile money platform that better meets your needs, you may decide to close your Easemoni account.
• Privacy concerns: If you have any concerns about the privacy of your personal information stored on Easemoni, you can choose to delete your account.
• Security breach: If you suspect that your Easemoni account has been compromised in a security breach, deactivating your account can help prevent further unauthorized access.

Steps to Close, Delete, or Deactivate Your EaseMoni Account

Once you’ve carefully evaluated the considerations mentioned above, you can proceed with closing, deleting, or deactivating your EaseMoni account. 

How to Close Your EaseMoni Account Through the App

Open the EaseMoni app on your mobile device and log in to your account.

1. Access the “Settings” or “Profile” section of the EaseMoni app. This section typically contains account management options.
2. Look for an option labeled “Delete Account” or “Deactivate Account”. This option may be located under a “Manage Account” or “Account Settings” submenu.
3. Follow the prompts provided by the app to confirm your request to close, delete, or deactivate your EaseMoni account. You may be asked to provide additional information or confirm your decision.
4. Carefully review and agree to the terms and conditions associated with account closure. This typically includes acknowledging the loss of access to data and services.
5. Click on the “Confirm” button or follow the app’s instructions to permanently delete your EaseMoni account.

How to close Your EaseMoni Account Through the Website

• Visit EaseMoni Website: Open a web browser and navigate to the EaseMoni website. Log in to your EaseMoni account using your email address and password.

• Access Profile Settings: Click on your profile picture or name located in the top right corner of the screen. Select the “Settings” option from the drop-down menu.

• Locate Account Closure Link: Scroll down to the bottom of the “Settings” page and locate the “Delete Account” or “Deactivate Account” link.

• Initiate Account Closure: Click on the link and follow the prompts provided on the website to confirm your request to close, delete, or deactivate your EaseMoni account.

• Review and Agree to Terms: Carefully review and agree to the terms and conditions associated with account closure. This typically includes acknowledging the loss of access to data and services.

• Confirm Account Closure: Click on the “Confirm” button on the website to permanently delete your EaseMoni account.

Conclusion

Thanks for reading to the end. I hope you find this article helpful and helping. Now that you know how to close your account using various method, kindly put this to practice. Happy loaning. 

FAQS

How do I remove my information from loan app?

Removing your information from loan apps can be a crucial step in protecting your privacy and data security. While the specific process may vary depending on the app, the general guideline is that, 

•  Uninstall the app: This is the simplest and most direct way to remove your information from the app. Once uninstalled, the app will no longer have access to your device or your personal data.
• Request data deletion through the app: Most loan apps have a privacy policy or data protection section that outlines the process for requesting data deletion. Look for options to “Delete My Data” or “Request Data Erasure” within the app settings or contact the app’s customer support team for assistance.
•  Consider filing a complaint: If the app developer fails to respond to your requests or refuses to delete your data, you may need to file a complaint with the relevant regulatory authority in your country. This could be the data protection authority or the consumer protection agency.

Can EaseMoni deduct money from my account?

Yes, EaseMoni can deduct money from your account. This is because EaseMoni is a licensed financial institution and is authorized to debit your account for loan repayments. When you take out a loan from EaseMoni, you agree to the terms and conditions of the loan agreement, which includes authorizing EaseMoni to deduct repayments from your account directly.

 EaseMoni will typically deduct repayments from your account on the due date of your loan repayment. However, they may also deduct repayments early if you have given them permission to do so. For example, if you have set up automatic repayments, EaseMoni will deduct repayments from your account automatically on the due date.

You can also choose to make manual repayments to your EaseMoni loan. To do this, you can log in to your EaseMoni account and click on the “Repay” button. You can then enter the amount of money you want to repay and choose your payment method.

Can loan apps deactivate my BVN?

No, loan apps cannot deactivate your BVN (Bank Verification Number). The BVN is a unique identifier assigned to each bank customer in Nigeria by the Central Bank of Nigeria (CBN). It is a security measure that helps to prevent fraud and protect your financial information.

 Only the CBN has the authority to deactivate a BVN. This would only be done in very specific circumstances, such as if there was evidence of fraud or identity theft. Loan apps do not have the power to deactivate your BVN.

 If you are concerned about a loan app threatening to deactivate your BVN, you should contact the CBN directly. You can also file a complaint with the CBN if you believe that a loan app is acting illegally.