Are you in need of quick cash but have poor credit or no collateral? Sharp Credit may be able to help. Sharp Credit is a digital lending platform that provides payday loans and personal loans to Nigerians.
With the Sharp Credit mobile app, you can access loans directly from your smartphone. In this detailed guide, we will explain how to download the Sharp Credit app, register for an account, check your loan eligibility, and access customer support.
By the end, you should have a clear understanding of how Sharp Credit works and what it offers borrowers in Nigeria.
What is Sharp Credit Loan
Sharp Credit Loan is a financial service that offers personal loans with features like instant approval, flexible repayment options, and no paperwork involved. It caters to various financial needs, providing loans ranging from ₦10,000 to ₦300,000 in Nigeria.
How to download the Sharp Credit App
To get started with Sharp Credit, you first need to download their mobile app. The app is available for both Android and iOS devices.
For Android
1. Open the Google Play Store on your Android device
2. Search for “Sharp Credit” and tap the search result
3. Tap the “Install” button to download and install the app
4. Once installed, open the app and log in or register for a new account
For iOS
1. Open the App Store app on your iPhone or iPad
2. Tap the search bar at the top and enter “Sharp Credit”
3. Tap the Sharp Credit app result
4. Tap the blue “Get” or “Install” button to download the app
5. Once downloaded, open the Sharp Credit app and log in or register
How to create a Sharp Credit Account
To apply for loans, you’ll need to register for a Sharp Credit account through the app. Here are the basic steps:
1. Open the Sharp Credit app and tap “Register”
2. Enter your first and last name, phone number, and email address
3. Create a password of at least 8 characters including numbers and symbols
4. Input your address, date of birth, and other identification details
5. Select your preferred bank and input your account number
6. Review the terms and conditions and tap “Register” to complete signup
Sharp Credit will verify your identity and bank details. Once verified, you can start checking loan eligibility and applying for funds.
What’s Sharp Loan Eligibility
After registering, you can check what loans you qualify for based on your credit profile and income information. To check eligibility:
1. Tap the “Loans” menu at the bottom of the home screen
2. Select “Check Eligibility”
3. Review the eligibility screen to see loan amounts and interest rates
4. Scroll down to read the full terms and conditions
5. Tap “Proceed” to start an application for an eligible loan amount
Keep in mind eligibility is not a guarantee of approval. Sharp Credit performs a soft credit check during this stage.
How to apply for a sharp credit Loan
If you see loan amounts you’re interested in, you can start an application:
1. Select the amount and tap “Apply” to start
2. Enter your income source and amount
3. Verify your identity by uploading identification documents
4. Read and sign the loan agreement terms
5. Provide bank account authorization to link your loan funds
6. Tap “Submit” to complete the application
Sharp Credit will review your application within minutes and notify you of the final approval decision via the app.
Once approved for a loan, funds will be processed and deposited to your linked bank account within 24-48 hours on weekdays. You’ll receive an alert in the app when the transfer is complete.
You can then check your loans page to view repayment details like the due date, payment amount, and applicable fees. The loan amount plus interest/fees must be repaid in full by the scheduled due date.
Sharp loan Customer Support
Should you need any assistance, Sharp Credit provides 24/7 customer support via phone, email, and live chat in the app.
To contact support
1. Tap the menu icon and go to “Help & Support”
2. Select your issue from the topics or tap “Send a Message”
3. Choose a contact method and provide details about your request
4. A support agent will respond to your message within 1 business day
Sharp Credit Customer Care: Getting the Help You Need
Sharp Credit offers customer care through email and phone. Here’s how to reach them
Email: You can send your inquiries to info@sharpcreditng.com.
Phone: Their phone number is 0903-7978-735.
You can also check the Help Center for FAQs on common questions like account management, payments, and eligibility requirements.
Conclusion
Thanks for reading to the very end.
With the Sharp Credit mobile app, accessing small personal loans is straightforward and convenient for Nigerian borrowers.
The app registration is simple, loan eligibility can be checked quickly, and approved funds are deposited promptly. Just be sure to thoroughly understand repayment terms to avoid penalties or damaged credit.
For any other concerns, Sharp Credit’s customer support is available around the clock. Download the app today to see if you qualify for the quick cash you need.
FAQ
What is the minimum income requirement?
Sharp Credit typically requires a minimum monthly income of N30,000 from formal employment to qualify for most loan amounts. Self-employed applicants may need to demonstrate higher monthly earnings.
What is the USSD code for SharpCredit loan?
The SharpCredit USSD code is *347*780*50#
