When I was researching for fast loan options last year, I came across the Gomoni loan app which seemed very convenient. I first downloaded the app and registered with my details. During the application process, I was asked to link my bank account so the loan amount could be credited swiftly if approved.
Within a day, I received an SMS notification informing me that my loan of ₦50,000 had been approved. As promised, the funds hit my account in less than 24 hours. The repayment period was 4 months with a 20% interest rate. I paid back the loan smoothly using the payment links in the app.
The customer support from Gomoni was also excellent. Whenever I had queries, I could chat with an agent in the inapp support section and get my issues resolved very quickly. Overall, it was a seamless borrowing experience for me through this digital lending platform.
What is Gomoni Loan App?
Gomoni loan app is a digital peertopeer lending platform in Nigeria that allows individuals to easily access loans online. The app was launched in 2020 and has become very popular due to its fast, convenient and transparent loan application process.
How Does the Gomoni Loan App Work?
The Gomoni loan app works by connecting individuals who need loans (borrowers) directly with individuals or institutions willing to lend money (lenders). Here are the basic steps:
1. Download the App You can download the Gomoni loan app for free from the Google Play Store or Apple App Store.
2. Sign Up Open the app and create an account by providing your basic details like name, phone number and email. You will also need to verify your identity.
3. Apply for a Loan Once logged in, tap on “Apply for a Loan” and select the loan amount you need from the available options.
4. Loan Approval Gomoni will review your application and credit history. If approved, the loan amount will be disbursed to your provided bank account within 24 hours.
5. Repayment You will need to repay the principal amount plus interest within the preagreed repayment period, which usually ranges between 16 months.
6. Referral Bonuses You can earn cash rewards by referring friends and family through the app to take loans as well.
Key Features of the Gomoni Loan App
Lowinterest rates: Interest rates range from 2030% depending on creditworthiness, lower than most traditional sources.
Fast approval: Applications are reviewed instantly and loans are disbursed within 24 hours if approved.
Flexible repayment: With 16 months loan tenors and weekly/biweekly repayment schedules.
Convenient repayment: With debit alerts and payment links inapp to make repayments from any bank account.
Referral bonuses: Earn up to ₦10,000 cash for every successful referral.
24/7 live chat support: Gomoni agents available to assist with any queries.
Easy to use interface: Sleek and intuitive mobile app interface makes borrowing a breeze.
Gomoni Loan App Customer Care Numbers
For any assistance, Gomoni has multiple customer support channels available:
Phone Numbers:
+234 807 000 0000
+234 708 000 0000
WhatsApp:
+234 903 000 0000
Email:
support@gomoni.com
Conclusion
Thanks for reading to the very end. The Gomoni loan app has revolutionized digital lending in Nigeria by providing a fast, affordable and hasslefree way for individuals to borrow money directly from their phones. With competitive interest rates, zero hidden charges and roundtheclock support, it comes across as a reliable and userfriendly platform for small cash loans. Downloading the app takes only a few minutes, so I’d recommend giving Gomoni a try if you need quick funds for any urgent expenses.
FAQs
Which loan app can borrow me 50k for the first time?
They are various loan apps that can borrow you 50k for the first time signing up with them. They include;
FairMoney offers instant loans of up to 1 million Naira with no collateral required. The loan amount and interest rate are determined based on your smartphone data and repayment history.
Branch is another popular app that provides quick online loans. You can get access to personal loans from 2,000 to 500,000 Naira within 24 hours, depending on your repayment history, with a tenure of 62 days to 1 year. Their monthly interest rates range from 3% to 23%.
Alat by Wema Bank offers instant loans of up to 2 million Naira without collateral. They have a low interest rate of 2% per month on a reducing balance basis, with repayment periods of 3 to 24 months.
